COMMUNITY BANCORP /VT
COMMUNITY BANCORP /VT
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 20 | 10 | 12 | 12 | 12 | 13 | 10 | 16 | 15 | 11 | 15 | 12 | |||||
Federal Funds Sold | 6 | 55 | 116 | 49 | 2 | 15 | 101 | 34 | 3 | 5 | 5 | 5 | |||||
Cash And Cash Equivalents At Carrying Value | 26 | 65 | 128 | 61 | 15 | 29 | 111 | 50 | 18 | 16 | 20 | 18 | |||||
Available For Sale Securities Debt Securities | - | - | - | - | - | - | - | 170 | 174 | 181 | - | 182 | |||||
Loans Receivable Held For Sale Amount | - | - | - | - | - | - | - | - | 0 | 0 | - | 0 | |||||
Available For Sale Securities Debt Securities Curr… | 128 | 138 | 145 | 152 | 159 | 168 | 160 | - | - | - | 191 | - | |||||
Loans Held For Sale Fair Value Disclosure | 1 | 0 | 0 | 1 | 1 | 0 | 0 | - | - | - | - | - | |||||
Financing Receivable Excluding Accrued Interest Be… | - | - | - | 962 | - | - | - | 913 | 862 | 866 | 845 | 839 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | - | - | -11 | - | - | - | -10 | -10 | -10 | -10 | -9 | |||||
Assets | |||||||||||||||||
Assets | 1,173 | 1,235 | 1,288 | 1,226 | 1,167 | 1,188 | 1,249 | 1,177 | 1,100 | 1,107 | 1,099 | 1,083 | |||||
Loans And Leases Receivable Deferred Income | - | - | - | - | - | - | - | - | -1 | 1 | 1 | 1 | |||||
Notes Receivable Gross | - | - | 965 | - | 942 | 940 | 928 | - | - | - | 845 | - | |||||
Notes And Loans Receivable Gross Current | 971 | 984 | - | - | - | - | - | - | - | - | - | - | |||||
Financing Receivable Allowance For Credit Losses | - | -11 | -11 | - | -11 | -10 | -10 | - | - | - | -10 | - | |||||
Deferred Finance Costs Net | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | 1 | - | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | 904 | 852 | 857 | 836 | 830 | |||||
Notes Receivable Net | - | - | - | - | 932 | 931 | 919 | - | - | - | 836 | - | |||||
Financing Receivable Excluding Accrued Interest Af… | - | - | - | 952 | - | - | - | - | - | - | - | - | |||||
Notes And Loans Receivable Net Current | 960 | 973 | 955 | - | - | - | 919 | - | - | - | - | - | |||||
Property Plant And Equipment Net | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 13 | |||||
Interest Receivable | 5 | 5 | 5 | - | 4 | 5 | 4 | 4 | 4 | 5 | 4 | 4 | |||||
Bank Owned Life Insurance | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Goodwill | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | |||||
Other Real Estate And Foreclosed Assets | 0 | 0 | 0 | 0 | - | - | 0 | 0 | 0 | - | - | - | |||||
Other Assets | 23 | 22 | 23 | 23 | 23 | 22 | 23 | 17 | 18 | 17 | 17 | 19 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 205 | 199 | 219 | 205 | 202 | 198 | 198 | 203 | 160 | 186 | 203 | 205 | |||||
Liabilities | |||||||||||||||||
Interest Bearing Domestic Deposit Demand | - | 291 | 300 | 284 | 260 | 286 | 304 | 297 | 271 | 291 | 297 | 285 | |||||
Deposits Money Market Deposits | 126 | 149 | 187 | 156 | 130 | 163 | 170 | 111 | 114 | 120 | 121 | 137 | |||||
Deposits Savings Deposits | 146 | 148 | 143 | 144 | 143 | 143 | 143 | 144 | 146 | 151 | 152 | 159 | |||||
Time Deposits Noncurrent | - | - | 47 | - | 42 | 41 | 43 | - | - | - | 25 | - | |||||
Time Deposits | 48 | 166 | - | 43 | - | - | - | 36 | 31 | 30 | - | - | |||||
Deposits | 982 | 1,018 | 1,071 | 1,008 | 933 | 980 | 1,002 | 930 | 849 | 884 | 897 | 901 | |||||
Securities Sold Under Agreements To Repurchase | 35 | 40 | 41 | 34 | 46 | 44 | 49 | 33 | 31 | 27 | 36 | 32 | |||||
Junior Subordinated Debenture Owed To Unconsolidat… | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | |||||
Other Accrued Liabilities Noncurrent | - | - | - | - | - | - | - | 10 | 10 | 9 | - | 10 | |||||
Accounts Payable And Other Accrued Liabilities | 11 | 12 | 13 | 13 | 12 | 12 | 15 | - | - | - | 10 | - | |||||
Liabilities | 1,052 | 1,118 | 1,174 | 1,114 | 1,060 | 1,085 | 1,151 | 1,079 | 1,009 | 1,018 | 1,010 | 1,004 | |||||
Preferred Stock Value | - | - | 0 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Common Stock Value | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 14 | 14 | |||||
Additional Paid In Capital | 41 | 40 | 40 | 40 | 39 | 39 | 39 | 38 | 38 | 38 | 38 | 37 | |||||
Stockholders Equity | |||||||||||||||||
Retained Earnings Accumulated Deficit | 79 | 76 | 73 | 70 | 66 | 64 | 62 | 59 | 57 | 56 | 54 | 52 | |||||
Stockholders Equity | 121 | 117 | 114 | 112 | 106 | 103 | 98 | 98 | 91 | 89 | 89 | 79 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -9 | -10 | -10 | -11 | -12 | -13 | -16 | -12 | -17 | -17 | -16 | -24 | |||||
Treasury Stock Value | - | - | - | - | - | -3 | -3 | -3 | -3 | -3 | -3 | -3 | |||||
Treasury Stock Common Value | -5 | -5 | -5 | -3 | -3 | - | -3 | - | - | - | - | - | |||||
Liabilities And Stockholders Equity | 1,173 | 1,235 | 1,288 | 1,226 | 1,167 | 1,188 | 1,249 | 1,177 | 1,100 | 1,107 | 1,099 | 1,083 | |||||
Available For Sale Debt Securities Amortized Cost … | 140 | 150 | 157 | 166 | 175 | - | 180 | - | - | - | - | - | |||||
Preferred Stock Shares Authorized | - | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Issued | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Liquidation Preference Value | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | 2.5 | |||||
Common Stock Shares Authorized | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | |||||
Common Stock Shares Issued | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | |||||
Shares Outstanding | - | - | - | 6 | 6 | 6 | - | - | - | - | - | - | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.46% | 0.90% | 2.77% | - | - | - | - | - | - | - | - | - |
| 2025 | 6.83% | 12.38% | 25.73% | -3.35% | -1.92% | 3.23% | 2.61% | 6.41% | 33.73% | 9.59% | 16.94% | 22.55% |
| 2024 | 1.53% | -3.88% | 1.11% | 9.20% | 1.52% | 6.26% | 0.61% | 0.79% | 10.50% | -2.26% | 3.37% | 11.87% |
| 2023 | - | - | - | - | - | - | -5.09% | 2.86% | 4.19% | - | - | - |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 2.12 | 2.07 | 2.02 | 1.96 | 1.85 | 1.76 | 1.75 | 1.77 | 1.87 | 2.04 | 2.29 | 2.73 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | 5,985.27 | 5,816.79 | 5,985.41 | 6,134.26 | 6,281.27 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.30 | 3.19 | 3.03 | 2.93 | 2.64 | 2.40 | 2.30 | 2.19 | 2.25 | 2.34 | - | - | |||||
| Free Cash Flow Per Share TTM | 3.46 | 3.30 | 2.61 | 2.48 | 2.40 | 2.42 | 2.67 | 2.55 | 2.60 | 2.23 | 2.61 | 2.69 | |||||
| Dividend Per Share TTM | 0.73 | 0.72 | 0.71 | 0.70 | 0.68 | 0.67 | 0.67 | 0.66 | 0.66 | 0.66 | 0.67 | 0.68 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 68.80% | 67.94% | 67.14% | 65.84% | 64.31% | 63.02% | 62.97% | 64.53% | 66.46% | 69.49% | 72.94% | 76.90% | |||||
| Operating Profit Margin TTM | 35.01% | 34.40% | 33.52% | 32.92% | 30.22% | 28.26% | 27.64% | 27.45% | 29.22% | 31.82% | 34.81% | 40.01% | |||||
| Net Profit Margin TTM | 29.00% | 28.55% | 27.87% | 27.49% | 25.38% | 23.77% | 23.21% | 23.08% | 24.42% | 26.36% | 28.64% | 32.51% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 9.01% | 10.09% | 10.69% | 13.08% | 14.41% | 15.67% | 17.27% | 17.68% | 20.62% | 23.61% | 26.37% | 28.49% | |||||
| Net Income Growth (1Y) | 24.60% | 32.26% | 32.93% | 34.69% | 18.88% | 4.27% | -4.97% | -16.44% | -16.17% | -11.98% | -2.24% | 17.70% | |||||
| EPS Growth (1Y) | 25.00% | 32.71% | 31.75% | 33.65% | 17.38% | 2.71% | -6.37% | -17.72% | -17.38% | -13.21% | -3.45% | 16.21% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 11.79 | 9.56 | 7.98 | 7.38 | 7.20 | 6.88 | 6.70 | 6.68 | 6.08 | 6.26 | 6.40 | 5.24 | |||||
| P/B TTM | 1.80 | 1.46 | 1.19 | 1.08 | 1.00 | 0.90 | 0.87 | 0.83 | 0.83 | 0.90 | 0.96 | 0.97 | |||||
| P/S TTM | 3.42 | 2.73 | 2.22 | 2.03 | 1.83 | 1.63 | 1.56 | 1.54 | 1.49 | 1.65 | 1.83 | 1.70 | |||||
| Market Cap | 217.36M | 170.27M | 135.46M | 121.24M | 106.56M | 92.60M | 85.55M | 81.47M | 75.72M | 80.79M | 85.91M | 76.50M | |||||
| Enterprise Value | 191.74M | 105.67M | 111.60M | 60.37M | 92.03M | 63.79M | 58.77M | 31.65M | 57.30M | 64.88M | 65.48M | 58.97M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 19.35M | 18.43M | 14.64M | 13.92M | 13.48M | 13.54M | 14.83M | 14.20M | 14.38M | 12.32M | 14.30M | 14.75M | |||||
| Net Debt | -25.61M | -64.60M | -23.86M | -60.87M | -14.53M | -28.81M | -26.77M | -49.82M | -18.43M | -15.92M | -20.43M | -17.53M | |||||
Per-Share and Margin | |||||||||||||||||
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| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
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| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| Altman C | |||||||||||||||||
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| Altman E | |||||||||||||||||
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| ROA TTM | |||||||||||||||||
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| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Adjusted Net Income TTM | |||||||||||||||||
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| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
COMMUNITY BANCORP /VT (CMTV) — SEC Financial Statements & Analysis
COMMUNITY BANCORP /VT (CMTV) is a national commercial banks company, incorporated in VT. COMMUNITY BANCORP /VT trades on Nasdaq as: CMTV. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), COMMUNITY BANCORP /VT reported a 9.01% year-over-year revenue growth, a Gross Profit Margin of 68.80% (TTM), a Price-to-Sales (P/S) ratio of 3.42x (TTM), a Price-to-Book (P/B) ratio of 1.80x (TTM), at a market cap of $217.36M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 9.01%
- Gross Profit Margin TTM
- 68.80%
- P/S TTM
- 3.42x
- P/B TTM
- 1.80x
- Market Cap
- $217.36M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is COMMUNITY BANCORP /VT in?
COMMUNITY BANCORP /VT (CMTV) operates in the National Commercial Banks industry.
What is CMTV's market cap?
COMMUNITY BANCORP /VT (CMTV) has a market capitalization of $217.36M as of 2026-06-30.
What is CMTV's P/E ratio?
COMMUNITY BANCORP /VT (CMTV)'s trailing twelve month P/E ratio is 11.79x as of 2026-06-30.
What exchange does CMTV trade on?
COMMUNITY BANCORP /VT (CMTV) trades on the Nasdaq.
Where is COMMUNITY BANCORP /VT incorporated?
COMMUNITY BANCORP /VT is incorporated in VT.