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CAPITAL ONE FINANCIAL CORP

COF

Companies in National Commercial Banks

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Parent Company
421,360425,6655,39588,474295,939298,2412,9373,547285,577289,2294,020840
Variable Interest Entity Primary Beneficiary
26,39427,957-1,53327,22527,65929,534-880-51529,57731,243-5631,647
Assets
Cash And Cash Equivalents
Cash And Due From Banks
4,5553,0314,6064,8544,1083,0283,9765,2984,6714,9034,6203,360
Interest Bearing Deposits In Banks
71,93954,40350,67354,25544,46540,20245,32240,11646,35738,39440,24938,236
Cash Cash Equivalents And Federal Funds Sold
76,49457,43455,27959,10948,57343,23049,29845,41451,02843,29744,86941,596
Restricted Cash And Cash Equivalents
2,7624,6593,2482,4693924414212,415474458435452
Debt Securities Available For Sale Excluding Accru…
90,62091,05189,73387,19684,36283,01383,50079,25078,39879,11774,83778,412
Debt Securities Held To Maturity Excluding Accrued…
1,694-----------
Debt Securities Available For Sale And Held To Mat…
92,314-----------
Loans And Leases Receivab…
Notes Receivable Gross
----------314,780311,323
Financing Receivable Excluding Accrued Interest Be…
447,754453,622443,159439,297323,598327,775320,243318,186315,154320,472--
Financing Receivable Allowance For Credit Loss Exc…
-23,630-23,409-23,103-23,873-15,899-16,258-16,534-16,649-15,380-15,296-14,955-14,646
Notes Receivable Net
424,124430,213420,056415,424307,699311,517303,709301,537299,774305,176299,825296,677
Loans Receivable Held For Sale Net Not Part Of Dis…
186760670198686202968081,6318547421,211
Property Plant And Equipment Net
5,7305,6025,5765,6874,5794,5114,4404,3964,3664,3754,3784,359
Interest Receivable
3,4603,4923,4563,3732,5992,5322,5772,4942,5142,4782,4692,297
Goodwill
28,50228,50928,86328,33515,07015,05915,08315,06215,06215,06515,04815,060
Intangible Assets Net Excluding Goodwill
16,08716,57817,04218,157-233------
Other Assets
33,24630,71129,95730,90429,64429,40627,30928,64228,47327,64428,83227,736
Assets Of Disposal Group Including Discontinued Op…
--7,9978,116--------
Assets
682,905669,009661,877658,968493,604490,144486,433480,018481,720478,464471,435467,800
Interest Payable Current And Noncurrent
827844826888646666705668762649685637
Noninterest Bearing Deposit Liabilities
27,93627,38527,64927,87926,50026,12226,37827,00527,61728,02428,79429,312
Deposits
Deposits
489,053475,771468,785468,110367,464362,707353,631351,442350,969348,413346,011343,705
Interest Bearing Deposit Liabilities
461,117448,386441,136440,231340,964336,585327,253324,437323,352320,389317,217314,393
Secured Debt
11,28312,85313,64214,65811,71614,26415,88117,29117,66118,04317,41717,861
Liabilities
Other Debt
Liabilities
570,644555,393548,064548,012430,062429,360423,508422,037423,919420,375417,767413,241
Federal Funds Purchased And Securities Sold Under …
626587616742573562520715568538522649
Unsecured Debt
38,42136,00136,66236,70629,45930,69632,91129,92532,10831,24831,28331,627
Other Borrowings
1,5581,55956256025292425242725121
Other Liabilities
28,87627,77826,94126,31620,17920,43619,83621,97121,82721,45721,82418,641
Liabilities Of Disposal Group Including Discontinu…
--3032--------
Preferred Stock Value
000000000000
Common Stock Value
777777777777
Additional Paid In Capital
64,28464,03163,72563,46536,69336,42836,21636,01235,80835,54135,33435,163
Stockholders Equity
Retained Earnings Accumulated Deficit
66,78865,19263,62460,89265,61664,50563,69862,21161,90560,94560,52959,028
Stockholders Equity
112,261113,616113,813110,95663,54260,78462,92557,98157,80158,08953,66854,559
Accumulated Other Comprehensive Income Loss Net Of…
-5,879-5,468-5,917-6,819-7,529-9,286-6,287-9,701-9,534-8,268-12,224-9,818
Treasury Stock Common Value
-12,939-10,146-7,626-6,589-31,245-30,870-30,709-30,548-30,385-30,136-29,978-29,821
Liabilities And Stockholders Equity
682,905669,009661,877658,968493,604490,144486,433480,018481,720478,464471,435467,800
Debt Securities Available For Sale Amortized Cost …
97,53697,65696,93995,42492,92792,99590,77189,55488,45988,06387,65088,445
Debt Securities Available For Sale Amortized Cost …
3333343344-4-4
Loans Held For Sale Fair Value Disclosure
16975562015228587773941,200347314542
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized
505050505050505050505050
Preferred Stock Shares Issued
555555555555
Preferred Stock Shares Outstanding
555555555555
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
1,0001,0001,0001,0001,0001,0001,0001,0001,0001,0001,0001,000
Common Stock Shares Issued
713709708707706702702701700696695694
Shares Outstanding
616625636640766762763764764761762763
Treasury Stock Common Shares
97837267323321320319318316314313

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-2.00%6.38%5.77%---------
20251.72%13.47%14.46%3.17%6.48%-1.43%-0.81%12.89%-1.61%-12.32%-5.88%-7.60%
2024-2.54%-3.15%4.29%-0.50%6.30%11.02%15.28%10.10%17.69%-16.31%-21.62%-8.57%
2023----7.38%-7.90%-16.06%2.42%24.69%23.00%0.02%3.03%5.64%

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Performance and Valuation Metrics

Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Leverage & Debt
Interest Coverage TTM
-0.93
-0.94
-0.97
-1.02
-0.76
-0.35
0.42
1.39
0.63
0.59
0.49
0.40
Per Share Metrics
Diluted EPS TTM
4.58
4.03
1.70
-0.44
12.11
11.59
11.38
11.41
13.56
12.75
13.93
13.46
Free Cash Flow Per Share TTM
43.84
48.34
32.62
36.04
48.32
44.30
56.66
58.54
51.33
51.29
53.97
42.65
Dividend Per Share TTM
2.87
2.80
1.94
2.15
2.43
2.44
2.44
2.43
2.44
2.43
2.43
2.43
Margin Metrics
Gross Profit Margin TTM
74.02%
73.05%
71.68%
70.01%
68.57%
67.79%
61.72%
61.63%
62.21%
63.60%
72.39%
76.45%
Operating Profit Margin TTM
5.12%
3.89%
3.05%
-1.07%
13.09%
12.84%
11.84%
12.11%
14.91%
14.41%
16.66%
17.76%
Net Profit Margin TTM
4.50%
3.72%
2.02%
-0.45%
10.05%
9.66%
9.61%
9.85%
11.99%
11.65%
13.36%
13.85%
Growth Metrics
Net Revenue Growth (1Y)
37.24%
27.51%
18.18%
9.78%
6.72%
9.77%
13.79%
19.31%
26.76%
34.26%
38.19%
36.81%
Net Income Growth (1Y)
-38.52%
-50.93%
-75.11%
-105.07%
-10.60%
-9.04%
-18.19%
-15.18%
-11.02%
-33.60%
-38.32%
-49.08%
EPS Growth (1Y)
-62.17%
-65.27%
-85.08%
-103.84%
-10.81%
-9.12%
-18.30%
-15.25%
-10.93%
-31.97%
-38.17%
-47.97%
Valuation Metrics
P/E TTM
39.57
59.60
123.49
-477.53
14.51
15.04
12.82
11.77
10.59
9.89
6.66
7.73
P/B TTM
1.01
1.14
1.18
0.96
1.06
1.10
0.89
0.89
0.95
0.83
0.66
0.73
P/S TTM
1.78
2.21
2.50
2.17
1.46
1.45
1.23
1.16
1.27
1.15
0.89
1.07
Market Cap
113.08B
129.99B
134.23B
106.01B
67.48B
66.84B
55.99B
51.55B
55.08B
48.31B
35.56B
39.90B
Enterprise Value
33.82B
67.89B
75.70B
44.43B
18.51B
23.17B
6.27B
3.72B
3.57B
4.56B
-9.74B
-2.15B
Calculated Values
Free Cash Flow TTM
27.29B
26.14B
20.85B
18.22B
18.51B
16.96B
21.70B
22.43B
19.62B
19.61B
20.64B
16.33B
Net Debt
-79.26B
-62.09B
-58.53B
-61.58B
-48.97B
-43.67B
-49.72B
-47.83B
-51.50B
-43.76B
-45.30B
-42.05B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-02Sale
Owner: Cooper, Matthew W
Title: General Counsel & Corp Secy
Shares: 3,500
Price/Share: $183.36
Value: $641,760.00
Shares Owned: 93,694
Relationship: Officer
Ownership: Direct
2026-05-13Sale
Owner: Haggerty, Kaitlin
Title: Chief Human Resources Officer
Shares: 119
Price/Share: $182.59
Value: $21,728.21
Shares Owned: 49,181
Relationship: Officer
Ownership: Direct
2026-05-12Sale
Owner: Cooper, Matthew W
Title: General Counsel & Corp Secy
Shares: 3,500
Price/Share: $183.93
Value: $643,755.00
Shares Owned: 97,194
Relationship: Officer
Ownership: Direct
2026-05-01Sale
Owner: Karam, Celia
Title: Pres, Retail Bank
Shares: 1,749
Price/Share: $192.58
Value: $336,822.42
Shares Owned: 61,579
Relationship: Officer
Ownership: Direct
2026-04-01Sale
Owner: Karam, Celia
Title: Pres, Retail Bank
Shares: 1,099
Price/Share: $185.61
Value: $203,985.39
Shares Owned: 63,323
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
79.71%
Inst. Shares: 496,165,437
Shares Outstanding: 622,500,000
2025-12-31
98.28%
Inst. Shares: 531,389,877
Shares Outstanding: 540,700,000
2025-09-30
83.21%
Inst. Shares: 531,683,366
Shares Outstanding: 639,000,000
2025-06-30
107.32%
Inst. Shares: 542,620,270
Shares Outstanding: 505,600,000
2025-03-31
92.42%
Inst. Shares: 354,076,227
Shares Outstanding: 383,100,000

CAPITAL ONE FINANCIAL CORP (COF) — SEC Financial Statements & Analysis

CAPITAL ONE FINANCIAL CORP (COF) is a national commercial banks company, incorporated in DE. CAPITAL ONE FINANCIAL CORP trades on NYSE as: COF, COF-PI, COF-PJ, COF-PK, COF-PL, COF-PN. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), CAPITAL ONE FINANCIAL CORP reported a 37.24% year-over-year revenue growth, a Gross Profit Margin of 74.02% (TTM), a Price-to-Sales (P/S) ratio of 1.78x (TTM), a Price-to-Book (P/B) ratio of 1.01 (TTM), at a market cap of $113.08B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
37.24%
Gross Profit Margin TTM
74.02%
P/S TTM
1.78x
P/B TTM
1.01
Market Cap
$113.08B

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is CAPITAL ONE FINANCIAL CORP in?

CAPITAL ONE FINANCIAL CORP (COF) operates in the National Commercial Banks industry.

What is COF's market cap?

CAPITAL ONE FINANCIAL CORP (COF) has a market capitalization of $113.08B as of 2026-03-31.

What is COF's P/E ratio?

CAPITAL ONE FINANCIAL CORP (COF)'s trailing twelve month P/E ratio is 39.57x as of 2026-03-31.

What exchange does COF trade on?

CAPITAL ONE FINANCIAL CORP (COF) trades on the NYSE.

Where is CAPITAL ONE FINANCIAL CORP incorporated?

CAPITAL ONE FINANCIAL CORP is incorporated in DE.

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CAPITAL ONE FINANCIAL CORP (COF) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 90+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.