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Central Plains Bancshares, Inc.

CPBI

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Subscriber-only column
Cash And Due From Banks
678688695676
Interest Bearing Deposits In Banks
29222030210115516
Cash And Cash Equivalents At Carrying Value
34302898297106111221
Available For Sale Securities Debt Securities
636359606159576060605755
Held To Maturity Securities
000000000000
Loans And Leases Receivable Net Reported Amount
----------370361
Financing Receivable Allowance For Credit Losses
--6-6-6-5-5-6-6-6-6-6-6
Assets
Assets
562559536510501509484482467463454454
Notes Receivable Net
442443425417408397399393384374--
Interest Receivable
333433332222
Federal Home Loan Bank Stock
111111111111
Property Plant And Equipment Net
1313131313131086644
Deferred Income Tax Assets Net
222233333334
Servicing Asset At Amortized Value
000000000000
Other Assets
444444444445
Liabilities And Stockhold…
Liabilities
Interest Bearing Deposit Liabilities
----------285305
Noninterest Bearing Deposit Liabilities
6865626464646869686782102
Interest Bearing Deposit …
Deposits Money Market Deposits
41393632333129292424--
Deposits
Deposits
466460440408401416394392377375367407
Deposits Savings Deposits
49504846464544424443--
Time Deposits At Or Above F D I C Insurance Limit
39353534332931323534--
Interest Bearing Domestic Deposit Other Time Depos…
126128114106939493928079--
Defined Benefit Pension Plan Current And Noncurren…
111111222222
Other Borrowings
--------2---
Advance Payments By Borrowers For Taxes And Insura…
222122211211
Interest Payable Current And Noncurrent
222212222222
Accounts Payable And Accrued Liabilities Current A…
353334333444
Liabilities
472470448424416425403400387385377415
Common Stock Value
00000000000-
Additional Paid In Capital Common Stock
4040403939393939393939-
Stockholders Equity
Retained Earnings Accumulated Deficit
565454525251504948474645
Stockholders Equity
908988868583818279787838
Unearned E S O P Shares
-3-3-3-3-3-3-3-3-3-3-3-
Accumulated Other Comprehensive Income Loss Net Of…
-2-2-2-3-3-4-5-4-5-5-5-7
Liabilities And Stockholders Equity
562559536510501509484482467463454454
Loans And Leases Receivable Allowance
----------66
Time Deposits100000 Or More
025000025000250250--
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.01-
Common Stock Shares Authorized
1010101010101010101010-
Common Stock Shares Issued
44444444444-
Shares Outstanding
444444444440

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2027------------
20266.20%6.07%4.83%3.61%7.92%10.96%0.23%-1.30%-1.75%7.30%10.52%-
20257.44%12.61%23.51%-3.39%0.14%0.27%1.35%-3.25%1.22%-1.58%3.23%2.70%
2024---3.11%11.41%6.43%0.49%-0.38%-0.10%1.38%14.00%13.51%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
1.60
1.56
1.56
1.54
1.56
1.55
1.57
1.60
1.65
1.71
-
-
Per Share Metrics
Diluted EPS TTM
1.18
1.05
1.02
0.96
0.98
0.96
0.97
0.97
0.97
2.19
-
-
Free Cash Flow Per Share TTM
1.43
1.12
0.09
-0.89
-1.18
-0.80
-0.70
0.28
0.61
1.99
-
-
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-
-
Margin Metrics
Gross Profit Margin TTM
67.48%
67.50%
67.81%
67.44%
67.06%
66.75%
66.85%
67.52%
68.32%
69.04%
-
-
Operating Profit Margin TTM
19.50%
18.04%
18.13%
17.69%
18.30%
18.31%
18.85%
19.35%
20.66%
22.12%
-
-
Net Profit Margin TTM
15.66%
14.46%
14.45%
14.11%
14.74%
14.79%
15.44%
15.91%
16.81%
17.93%
-
-
Growth Metrics
Net Revenue Growth (1Y)
13.39%
11.99%
12.09%
11.99%
14.77%
17.84%
-
-
-
-
-
-
Net Income Growth (1Y)
20.46%
9.47%
4.96%
-0.70%
0.62%
-2.79%
-
-
-
-
-
-
EPS Growth (1Y)
20.47%
10.19%
6.54%
0.24%
1.29%
-56.23%
-
-
-
-
-
-
Valuation Metrics
P/E TTM
16.02
16.21
16.45
16.82
15.34
15.58
15.49
12.99
10.39
4.67
-
-
P/B TTM
0.80
0.73
0.73
0.72
0.68
0.68
0.71
0.59
0.49
0.22
0.44
-
P/S TTM
2.51
2.34
2.38
2.37
2.26
2.30
2.39
2.07
1.75
0.84
-
-
Market Cap
72.17M
64.85M
64.03M
61.70M
57.35M
56.92M
57.47M
48.00M
38.60M
17.56M
33.89M
-
Enterprise Value
37.73M
34.92M
35.92M
52.81M
49.43M
28.24M
50.83M
38.12M
33.09M
6.10M
22.20M
-
Calculated Values
Free Cash Flow TTM
5.42M
4.25M
330.00K
-3.38M
-4.47M
-3.07M
-2.69M
1.08M
2.35M
3.43M
-
-
Net Debt
-34.44M
-29.93M
-28.11M
-8.89M
-7.92M
-28.68M
-6.64M
-9.88M
-5.51M
-11.45M
-11.69M
-21.39M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Institutional Ownership

No data available for chart
2026-03-31
34.35%
Inst. Shares: 1,301,930
Shares Outstanding: 3,790,384
2025-12-31
32.07%
Inst. Shares: 1,213,706
Shares Outstanding: 3,784,169
2025-09-30
28.79%
Inst. Shares: 1,089,767
Shares Outstanding: 3,785,223
2025-06-30
27.62%
Inst. Shares: 1,047,580
Shares Outstanding: 3,792,609
2025-03-31
23.97%
Inst. Shares: 914,617
Shares Outstanding: 3,815,228

Central Plains Bancshares, Inc. (CPBI) — SEC Financial Statements & Analysis

Central Plains Bancshares, Inc. (CPBI) is a savings institution, federally chartered company, incorporated in MD. Central Plains Bancshares, Inc. trades on Nasdaq as: CPBI. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Central Plains Bancshares, Inc. reported a 13.39% year-over-year revenue growth, a Gross Profit Margin of 67.48% (TTM), a Price-to-Sales (P/S) ratio of 2.51x (TTM), a Price-to-Book (P/B) ratio of 0.80x (TTM), at a market cap of $72.17M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
13.39%
Gross Profit Margin TTM
67.48%
P/S TTM
2.51x
P/B TTM
0.80x
Market Cap
$72.17M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Central Plains Bancshares, Inc. in?

Central Plains Bancshares, Inc. (CPBI) operates in the Savings Institution, Federally Chartered industry.

What is CPBI's market cap?

Central Plains Bancshares, Inc. (CPBI) has a market capitalization of $72.17M as of 2026-06-30.

What is CPBI's P/E ratio?

Central Plains Bancshares, Inc. (CPBI)'s trailing twelve month P/E ratio is 16.02x as of 2026-06-30.

What exchange does CPBI trade on?

Central Plains Bancshares, Inc. (CPBI) trades on the Nasdaq.

Where is Central Plains Bancshares, Inc. incorporated?

Central Plains Bancshares, Inc. is incorporated in MD.

Wall Street's data.
Main Street's price.