CPBI

Central Plains Bancshares, Inc.
—

Company Information

Company Name
Central Plains Bancshares, Inc.
CIK
CIK0001979332
Category
Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
Ticker: Exchange
CPBI: Nasdaq
Fiscal Year End
March 31
Owner Organization
02 Finance
SIC
6035
SIC Description
Savings Institution, Federally Chartered
Ticker
CPBI

SEC filing data through

Insider Sentiment

Last purchase
—
Last sale
—
Shares purchased (TTM)
0
Shares sold (TTM)
0
Buy ratio (TTM)—

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
1,350,327
Shares outstanding
3,792,435
Ownership
35.61%
+7.98% Y/Y

Earnings Market Reaction

Filing date
2026-08-12
Price on filing date
—
1-month reaction
2.31%
3-month reaction
…
Drift continued5/11 (45%)
Faded / reversed6/11 (55%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks678688695676
Interest Bearing Deposits In Banks29222030210115516
Cash And Cash Equivalents At Carrying Value34302898297106111221
Available For Sale Securities Debt Securities636359606159576060605755
Held To Maturity Securities000000000000
Loans And Leases Receivable Net Reported Amount----------370361
Financing Receivable Allowance For Credit Losses-6-6-6-6-5-5-6-6-6-6-6-6
Assets
Assets562559536510501509484482467463454454
Notes Receivable Net442443425417408397399393384374--
Interest Receivable333433332222
Federal Home Loan Bank Stock111111111111
Property Plant And Equipment Net1313131313131086644
Deferred Income Tax Assets Net222233333334
Servicing Asset At Amortized Value000000000000
Other Assets444444444445
Liabilities
Interest Bearing Deposit Liabilities----------285305
Noninterest Bearing Deposit Liabilities6865626464646869686782102
Interest Bearing Deposit Liabilities Domestic By Component
Deposits Money Market Deposits41393632333129292424--
Deposits
Deposits466460440408401416394392377375367407
Deposits Savings Deposits49504846464544424443--
Time Deposits At Or Above F D I C Insurance Limit39353534332931323534--
Interest Bearing Domestic Deposit Other Time Deposit126128114106939493928079--
Defined Benefit Pension Plan Current And Noncurrent Liabilities111111222222
Other Borrowings--------2---
Advance Payments By Borrowers For Taxes And Insurance222122211211
Interest Payable Current And Noncurrent222212222222
Accounts Payable And Accrued Liabilities Current And Noncurrent353334333444
Liabilities472470448424416425403400387385377415
Loans And Leases Receivable Allowance----------66
Common Stock Value00000000000-
Additional Paid In Capital Common Stock4040403939393939393939-
Stockholders Equity
Stockholders Equity908988868583818279787838
Retained Earnings Accumulated Deficit565454525251504948474645
Unearned E S O P Shares-3-3-3-3-3-3-3-3-3-3-3-
Accumulated Other Comprehensive Income Loss Net Of Tax-2-2-2-3-3-4-5-4-5-5-5-7
Liabilities And Stockholders Equity562559536510501509484482467463454454
Time Deposits100000 Or More025000025000250250--
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.01-
Common Stock Shares Authorized1010101010101010101010-
Common Stock Shares Issued44444444444-
Shares Outstanding444444444440

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Central Plains Bancshares, Inc. (CPBI) — SEC Financial Statements & Analysis

Central Plains Bancshares, Inc. (CPBI) is a savings institution, federally chartered company, incorporated in MD. Central Plains Bancshares, Inc. trades on Nasdaq as: CPBI. Central Plains Bancshares, Inc. (CPBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, Central Plains Bancshares, Inc. carries a market cap of $72.17M, a P/E ratio of 16.02x, a P/B ratio of 0.80x, a P/S ratio of 2.51x, an enterprise value of $37.73M, and an EV/EBITDA multiple of 2.40x. On profitability, it posts a gross margin of 67.48%, an operating margin of 19.50%, a net margin of 15.66%, a Return on Equity (ROE) of 5.15%, and a Return on Invested Capital (ROIC) of 17.98%. Per share, it reports EPS of $1.19, diluted EPS of $1.18, free cash flow per share of $1.63, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 13.39% year-over-year, net income growth of 20.46% year-over-year, and EPS growth of 20.47% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.60x, free cash flow of $6.19M (TTM), and net debt of $-34.44M. Figures sourced from SEC EDGAR.

Market Cap
$72.17M
P/E TTM
16.02x
EPS TTM
$1.19
P/B TTM
0.80x
ROE TTM
5.15%
Free Cash Flow TTM
$6.19M
Net Revenue TTM Growth 1Y
13.39%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Central Plains Bancshares, Inc. in?

Central Plains Bancshares, Inc. (CPBI) operates in the Savings Institution, Federally Chartered industry.

What exchange does CPBI trade on?

Central Plains Bancshares, Inc. (CPBI) trades on the Nasdaq.

Where is Central Plains Bancshares, Inc. incorporated?

Central Plains Bancshares, Inc. is incorporated in MD.

When was Central Plains Bancshares, Inc. (CPBI)'s most recent SEC filing?

Central Plains Bancshares, Inc. (CPBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.

What is CPBI's market cap?

Central Plains Bancshares, Inc. (CPBI) has a market capitalization of $72.17M as of 2026-06-30.

What is CPBI's P/E ratio?

Central Plains Bancshares, Inc. (CPBI)'s trailing twelve month P/E ratio is 16.02x as of 2026-06-30.

What is CPBI's EPS (earnings per share)?

Central Plains Bancshares, Inc. (CPBI)'s trailing twelve month EPS is $1.19 as of 2026-06-30.

What is CPBI's ROE (return on equity)?

Central Plains Bancshares, Inc. (CPBI)'s trailing twelve month Return on Equity (ROE) is 5.15% as of 2026-06-30.

What is CPBI's ROIC (return on invested capital)?

Central Plains Bancshares, Inc. (CPBI)'s trailing twelve month Return on Invested Capital (ROIC) is 17.98% as of 2026-06-30.

What is CPBI's EV/EBITDA?

Central Plains Bancshares, Inc. (CPBI)'s trailing twelve month EV/EBITDA is 2.40x as of 2026-06-30.

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