CPF
CENTRAL PACIFIC FINANCIAL CORPCompany Information
- Company Name
- CENTRAL PACIFIC FINANCIAL CORP
- CIK
- CIK0000701347
- Category
- Large accelerated filer
- Ticker: Exchange
- CPF: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- CPF
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-05-09
- Last sale
- 2025-09-12
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 25,883
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 24,120,721
- Shares outstanding
- 25,999,122
- Ownership
- 92.78%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -3.67%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 97 | 89 | 88 | 103 | 111 | 107 | 78 | 100 | 104 | 98 | 116 | 109 | ||||||
| Interest Bearing Deposits In Banks | 287 | 318 | 290 | 207 | 206 | 170 | 303 | 227 | 195 | 214 | 406 | 330 | ||||||
Marketable Securities | ||||||||||||||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 835 | 779 | 748 | 759 | 765 | 780 | 738 | 723 | 677 | 661 | 647 | 625 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 545 | 555 | 562 | 571 | 580 | 590 | 597 | 606 | 616 | 625 | 632 | 640 | ||||||
| Marketable Securities | 1,381 | 1,334 | 1,311 | 1,330 | 1,346 | 1,370 | 1,335 | 1,330 | 1,293 | 1,286 | 1,280 | 1,265 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 2 | 3 | 1 | 2 | 0 | 3 | 6 | 2 | 4 | 1 | 2 | 0 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 5,308 | 5,320 | 5,289 | 5,367 | 5,290 | 5,335 | 5,333 | 5,343 | 5,384 | 5,401 | 5,439 | 5,509 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 61 | 60 | 60 | 60 | 60 | 60 | 59 | 62 | 62 | 64 | 64 | - | ||||||
| Allowance For Loan And Lease Losses Real Estate | - | - | - | - | - | - | - | 62 | 62 | 64 | 64 | 65 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 5,248 | 5,260 | 5,229 | 5,307 | 5,230 | 5,274 | 5,274 | 5,281 | 5,321 | 5,338 | 5,375 | 5,444 | ||||||
| Property Plant And Equipment Net | 100 | 100 | 101 | 101 | 104 | 103 | 104 | 105 | 101 | 98 | 96 | 97 | ||||||
| Interest Receivable | 23 | 24 | 24 | 25 | 24 | 25 | 23 | 24 | 23 | 22 | 22 | 22 | ||||||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | 58 | 60 | 61 | 53 | 49 | 51 | 52 | 55 | 40 | 41 | 42 | 43 | ||||||
| Real Estate Acquired Through Foreclosure | 1 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Servicing Asset At Fair Value Amount | 8 | 9 | 9 | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 9 | 9 | ||||||
| Bank Owned Life Insurance | 185 | 181 | 181 | 180 | 178 | 177 | 176 | 176 | 174 | 172 | 171 | 169 | ||||||
| Federal Home Loan Bank Stock | 25 | 25 | 26 | 25 | 25 | 24 | 7 | 7 | 7 | 7 | 7 | 11 | ||||||
| Operating Lease Right Of Use Asset | 23 | 24 | 25 | 26 | 31 | 30 | 31 | 32 | 32 | 32 | 30 | 32 | ||||||
| Other Assets | 63 | 69 | 64 | 55 | 59 | 63 | 75 | 70 | 85 | 92 | 89 | 108 | ||||||
| Assets | 7,501 | 7,495 | 7,409 | 7,421 | 7,370 | 7,405 | 7,472 | 7,415 | 7,387 | 7,410 | 7,643 | 7,638 | ||||||
Deposits | ||||||||||||||||||
| Deposits Savings Deposits | 2,377 | 2,379 | 2,347 | 2,293 | 2,242 | 2,316 | 2,329 | 2,336 | 2,234 | 2,212 | 2,210 | 2,210 | ||||||
| Time Deposits | 994 | 995 | 984 | 1,040 | 1,028 | 1,057 | 1,087 | 1,153 | 1,218 | 1,268 | 1,395 | 1,350 | ||||||
| Deposits | 6,696 | 6,699 | 6,610 | 6,578 | 6,545 | 6,596 | 6,644 | 6,583 | 6,582 | 6,619 | 6,848 | 6,875 | ||||||
| Short Term Borrowings | - | - | 0 | - | - | - | 0 | - | - | - | 0 | 0 | ||||||
| Long Term Debt | 77 | 77 | 77 | 132 | 131 | 131 | 156 | 156 | 156 | 156 | 156 | 156 | ||||||
| Operating Lease Liability | 24 | 25 | 26 | 26 | 32 | 31 | 32 | 34 | 33 | 33 | 31 | 33 | ||||||
| Interest Payable Current And Noncurrent | 6 | 6 | 7 | 9 | 9 | 9 | 10 | 13 | 15 | 17 | 19 | - | ||||||
| Other Liabilities | 102 | 94 | 98 | 89 | 84 | 81 | 91 | 86 | 81 | 78 | 86 | 105 | ||||||
| Liabilities | 6,905 | 6,901 | 6,817 | 6,833 | 6,801 | 6,848 | 6,934 | 6,872 | 6,868 | 6,903 | 7,139 | 7,169 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 359 | 371 | 381 | 397 | 400 | 402 | 404 | 404 | 404 | 404 | 405 | 405 | ||||||
| Additional Paid In Capital | 108 | 107 | 107 | 107 | 106 | 105 | 105 | 105 | 104 | 103 | 103 | 103 | ||||||
| Retained Earnings Accumulated Deficit | 218 | 204 | 191 | 176 | 165 | 154 | 143 | 139 | 133 | 124 | 118 | 110 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -88 | -88 | -87 | -92 | -102 | -104 | -114 | -105 | -123 | -124 | -123 | -150 | ||||||
| Stockholders Equity | 596 | 594 | 593 | 588 | 569 | 557 | 538 | 544 | 519 | 507 | 504 | 469 | ||||||
| Liabilities And Stockholders Equity | 7,501 | 7,495 | 7,409 | 7,421 | 7,370 | 7,405 | 7,472 | 7,415 | 7,387 | 7,410 | 7,643 | 7,638 | ||||||
| Held To Maturity Securities Fair Value | 475 | 486 | 496 | 501 | 500 | 512 | 507 | 547 | 528 | 542 | 565 | 532 | ||||||
| Deferred Finance Costs Net | - | - | 0 | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 1 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 185 | 185 | 185 | 185 | 185 | 185 | 185 | 185 | 185 | 185 | 185 | 185 | ||||||
| Common Stock Shares Issued | 26 | 26 | 26 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | ||||||
| Shares Outstanding | 26 | 26 | 26 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialCENTRAL PACIFIC FINANCIAL CORP (CPF) — SEC Financial Statements & Analysis
CENTRAL PACIFIC FINANCIAL CORP (CPF) is a state commercial banks company, incorporated in HI. CENTRAL PACIFIC FINANCIAL CORP trades on NYSE as: CPF. CENTRAL PACIFIC FINANCIAL CORP (CPF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, CENTRAL PACIFIC FINANCIAL CORP carries a market cap of $985.29M, a P/E ratio of 11.87x, a P/B ratio of 1.65x, a P/S ratio of 3.13x, an enterprise value of $678.57M, and an EV/EBITDA multiple of 5.75x. On profitability, it posts a gross margin of 78.69%, an operating margin of 33.58%, a net margin of 26.38%, a Return on Equity (ROE) of 14.25%, and a Return on Invested Capital (ROIC) of 25.43%. Per share, it reports EPS of $3.19, diluted EPS of $3.18, free cash flow per share of $3.77, and a dividend per share of $1.15. Over the trailing year, it posted revenue growth of 1.10% year-over-year, net income growth of 36.77% year-over-year, and EPS growth of 41.98% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 20.89x, free cash flow of $97.92M (TTM), and net debt of $-306.72M. Figures sourced from SEC EDGAR.
- Market Cap
- $985.29M
- P/E TTM
- 11.87x
- EPS TTM
- $3.19
- P/B TTM
- 1.65x
- ROE TTM
- 14.25%
- Free Cash Flow TTM
- $97.92M
- Net Revenue TTM Growth 1Y
- 1.10%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CENTRAL PACIFIC FINANCIAL CORP in?
CENTRAL PACIFIC FINANCIAL CORP (CPF) operates in the State Commercial Banks industry.
What exchange does CPF trade on?
CENTRAL PACIFIC FINANCIAL CORP (CPF) trades on the NYSE.
Where is CENTRAL PACIFIC FINANCIAL CORP incorporated?
CENTRAL PACIFIC FINANCIAL CORP is incorporated in HI.
When was CENTRAL PACIFIC FINANCIAL CORP (CPF)'s most recent SEC filing?
CENTRAL PACIFIC FINANCIAL CORP (CPF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is CPF's market cap?
CENTRAL PACIFIC FINANCIAL CORP (CPF) has a market capitalization of $985.29M as of 2026-06-30.
What is CPF's P/E ratio?
CENTRAL PACIFIC FINANCIAL CORP (CPF)'s trailing twelve month P/E ratio is 11.87x as of 2026-06-30.
What is CPF's EPS (earnings per share)?
CENTRAL PACIFIC FINANCIAL CORP (CPF)'s trailing twelve month EPS is $3.19 as of 2026-06-30.
What is CPF's ROE (return on equity)?
CENTRAL PACIFIC FINANCIAL CORP (CPF)'s trailing twelve month Return on Equity (ROE) is 14.25% as of 2026-06-30.
What is CPF's ROIC (return on invested capital)?
CENTRAL PACIFIC FINANCIAL CORP (CPF)'s trailing twelve month Return on Invested Capital (ROIC) is 25.43% as of 2026-06-30.
What is CPF's EV/EBITDA?
CENTRAL PACIFIC FINANCIAL CORP (CPF)'s trailing twelve month EV/EBITDA is 5.75x as of 2026-06-30.