CPSS
CONSUMER PORTFOLIO SERVICES, INC.Company Information
- Company Name
- CONSUMER PORTFOLIO SERVICES, INC.
- CIK
- CIK0000889609
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CPSS: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6199
- SIC Description
- Finance Services
- Ticker
- CPSS
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-09-01
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 273,402
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 9,824,697
- Shares outstanding
- 21,633,000
- Ownership
- 45.42%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -0.63%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 8 | 7 | 6 | 9 | 16 | 30 | 12 | 8 | 10 | 13 | 6 | 8 | ||||||
| Restricted Cash And Cash Equivalents | 173 | 178 | 166 | 143 | 144 | 154 | 126 | 271 | 257 | 138 | 119 | 134 | ||||||
| Loans Receivable Fair Value Disclosure | 4,212 | 3,836 | 3,656 | 3,625 | 3,559 | 3,449 | 3,314 | 3,132 | 2,960 | 2,791 | 2,723 | 2,672 | ||||||
| Notes And Loans Receivable Gross Current | - | - | 1 | - | - | 3 | 5 | 8 | 13 | 19 | 28 | 38 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | -0 | -0 | -0 | -1 | -2 | -3 | -4 | ||||||
| Notes And Loans Receivable Net Current | - | - | 1 | 1 | 2 | 3 | 5 | 8 | 12 | 17 | 25 | 34 | ||||||
| Property Plant And Equipment Net | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Deferred Income Tax Assets Net | - | 0 | 0 | - | - | 1 | 1 | 2 | 2 | 3 | 4 | 6 | ||||||
| Other Assets Noncurrent | 29 | 30 | 29 | 31 | 42 | 36 | 36 | 41 | 44 | 43 | 26 | 26 | ||||||
| Assets | 4,422 | 4,053 | 3,858 | 3,810 | 3,764 | 3,674 | 3,494 | 3,463 | 3,287 | 3,007 | 2,904 | 2,881 | ||||||
Liabilities | ||||||||||||||||||
| Accounts Payable And Accrued Liabilities Current | 95 | 70 | 65 | 67 | 68 | 75 | 70 | 73 | 66 | 79 | 63 | 62 | ||||||
| Warehouse Agreement Borrowings | 680 | 467 | 325 | 341 | 396 | 366 | 411 | 106 | 82 | 250 | 234 | 240 | ||||||
| Principal Amount Outstanding On Loans Securitized | 3,131 | 2,992 | 2,987 | 2,916 | 2,813 | 2,743 | 2,594 | 2,876 | 2,736 | 2,278 | 2,265 | 2,243 | ||||||
| Subordinated Debt | 28 | 28 | 29 | 29 | 29 | 28 | 26 | 24 | 22 | 22 | 17 | 19 | ||||||
| Liabilities | 4,103 | 3,738 | 3,549 | 3,502 | 3,461 | 3,375 | 3,201 | 3,178 | 3,006 | 2,727 | 2,629 | 2,615 | ||||||
| Common Stock Value | 22 | 24 | 24 | 26 | 27 | 27 | 26 | 25 | 25 | 29 | 29 | 28 | ||||||
| Retained Earnings Accumulated Deficit | 298 | 292 | 286 | 281 | 277 | 272 | 267 | 262 | 257 | 252 | 248 | 241 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -1 | -1 | -1 | -0 | -0 | -0 | -0 | -2 | -2 | -2 | -2 | -3 | ||||||
| Stockholders Equity | 319 | 314 | 310 | 308 | 303 | 298 | 293 | 285 | 280 | 279 | 275 | 266 | ||||||
| Liabilities And Stockholders Equity | 4,422 | 4,053 | 3,858 | 3,810 | 3,764 | 3,674 | 3,494 | 3,463 | 3,287 | 3,007 | 2,904 | 2,881 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | ||||||
| Common Stock Shares Issued | 22 | 22 | 22 | 22 | 22 | 22 | 21 | 21 | 21 | 21 | 21 | 21 | ||||||
| Shares Outstanding | 22 | 22 | 22 | 22 | 22 | 22 | 21 | 21 | 21 | 21 | 21 | 21 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCONSUMER PORTFOLIO SERVICES, INC. (CPSS) — SEC Financial Statements & Analysis
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) is a finance services company, incorporated in CA. CONSUMER PORTFOLIO SERVICES, INC. trades on Nasdaq as: CPSS. CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, CONSUMER PORTFOLIO SERVICES, INC. carries a market cap of $207.68M, a P/E ratio of 9.61x, a P/B ratio of 0.65x, a P/S ratio of 0.46x, an enterprise value of $27.47M, and an EV/EBITDA multiple of 0.85x. On profitability, it posts a gross margin of 46.25%, an operating margin of 6.93%, a net margin of 4.79%, a Return on Equity (ROE) of 6.94%, and a Return on Invested Capital (ROIC) of 14.43%. Per share, it reports EPS of $1.00, diluted EPS of $0.92, free cash flow per share of $16.15, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 6.87% year-over-year, net income growth of 11.19% year-over-year, and EPS growth of 12.53% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.65x, free cash flow of $349.46M (TTM), and net debt of $-180.20M. Figures sourced from SEC EDGAR.
- Market Cap
- $207.68M
- P/E TTM
- 9.61x
- EPS TTM
- $1.00
- P/B TTM
- 0.65x
- ROE TTM
- 6.94%
- Free Cash Flow TTM
- $349.46M
- Net Revenue TTM Growth 1Y
- 6.87%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CONSUMER PORTFOLIO SERVICES, INC. in?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) operates in the Finance Services industry.
What exchange does CPSS trade on?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) trades on the Nasdaq.
Where is CONSUMER PORTFOLIO SERVICES, INC. incorporated?
CONSUMER PORTFOLIO SERVICES, INC. is incorporated in CA.
When was CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s most recent SEC filing?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is CPSS's market cap?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) has a market capitalization of $207.68M as of 2026-06-30.
What is CPSS's P/E ratio?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s trailing twelve month P/E ratio is 9.61x as of 2026-06-30.
What is CPSS's EPS (earnings per share)?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s trailing twelve month EPS is $1.00 as of 2026-06-30.
What is CPSS's ROE (return on equity)?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s trailing twelve month Return on Equity (ROE) is 6.94% as of 2026-06-30.
What is CPSS's ROIC (return on invested capital)?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s trailing twelve month Return on Invested Capital (ROIC) is 14.43% as of 2026-06-30.
What is CPSS's EV/EBITDA?
CONSUMER PORTFOLIO SERVICES, INC. (CPSS)'s trailing twelve month EV/EBITDA is 0.85x as of 2026-06-30.