CREDITRISKMONITOR COM INC
CREDITRISKMONITOR COM INC
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Assets Current | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 9 | 6 | 6 | 7 | 6 | 6 | 7 | 8 | 12 | 11 | 11 | 11 | |||||
Held To Maturity Securities Current | 8 | 12 | 11 | 6 | 4 | 1 | 2 | 2 | 4 | 4 | 3 | 4 | |||||
Accounts Receivable Net Current | 4 | 3 | 4 | 3 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | |||||
Other Assets Current | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Assets Current | 22 | 22 | 22 | 17 | 15 | 12 | 14 | 15 | 21 | 20 | 19 | 19 | |||||
Held To Maturity Securities Noncurrent | 1 | 1 | 2 | 6 | 9 | 10 | 9 | 7 | 1 | 1 | 1 | - | |||||
Property Plant And Equipment Net | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 | 1 | 0 | |||||
Operating Lease Right Of Use Asset | 0 | 0 | 0 | 0 | - | - | 0 | 1 | 2 | 2 | 2 | 2 | |||||
Goodwill | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Assets | 26 | 25 | 26 | 26 | 26 | 24 | 25 | 26 | 25 | 24 | 24 | 23 | |||||
Other Assets Noncurrent | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities Current | |||||||||||||||||
Deferred Revenue Current | 11 | 11 | 11 | 11 | 12 | 11 | 11 | 11 | 11 | 11 | 10 | 10 | |||||
Accounts Payable Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Operating Lease Liability Current | 0 | 0 | 0 | 0 | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Accrued Liabilities Current | 4 | 3 | 4 | 4 | 2 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | |||||
Liabilities Current | 15 | 14 | 15 | 15 | 14 | 12 | 13 | 14 | 14 | 13 | 13 | 13 | |||||
Deferred Income Tax Liabilities Net | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Deferred Revenue Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Operating Lease Liability Noncurrent | 0 | 0 | 0 | 0 | - | - | 0 | 1 | 1 | 1 | 2 | 2 | |||||
Liabilities | 15 | 14 | 15 | 15 | 14 | 13 | 14 | 15 | 16 | 15 | 15 | 15 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | |||||
Retained Earnings Accumulated Deficit | -20 | -20 | -20 | -20 | -20 | -19 | -19 | -20 | -20 | -21 | -21 | -21 | |||||
Stockholders Equity | 10 | 11 | 11 | 11 | 10 | 11 | 11 | 10 | 10 | 10 | 9 | 9 | |||||
Liabilities And Stockholders Equity | 26 | 25 | 26 | 26 | 26 | 24 | 25 | 26 | 25 | 24 | 24 | 23 | |||||
Allowance For Doubtful Accounts Receivable Current | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | |||||
Common Stock Shares Issued | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | |||||
Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.44% | -2.67% | -4.00% | - | - | - | - | - | - | - | - | - |
| 2025 | -5.79% | -3.47% | -9.27% | -15.92% | -2.45% | 10.20% | -8.56% | -10.96% | -13.70% | -3.02% | -3.02% | 1.29% |
| 2024 | 0.48% | 0.48% | 2.38% | 4.65% | 2.33% | 27.44% | 20.94% | 8.30% | 8.30% | -3.70% | -9.26% | -5.93% |
| 2023 | - | - | - | - | - | - | -1.67% | -2.08% | -2.92% | -4.19% | -5.12% | -1.86% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Liquidity Ratios | |||||||||||||||||
| Current Ratio | 1.47 | 1.54 | 1.43 | 1.14 | 1.11 | 0.99 | 1.04 | 1.10 | 1.51 | 1.52 | 1.51 | 1.53 | |||||
| Quick Ratio | 1.47 | 1.54 | 1.43 | 1.14 | 1.11 | 0.99 | 1.04 | 1.10 | 1.51 | 1.52 | 1.51 | 1.53 | |||||
| Working Capital | 7.12M | 7.58M | 6.58M | 2.05M | 1.45M | -62.51K | 564.62K | 1.30M | 6.91M | 6.67M | 6.50M | 6.63M | |||||
Leverage & Debt | |||||||||||||||||
| Debt to Equity | 1.49 | 1.33 | 1.42 | 1.45 | 1.39 | 1.16 | 1.24 | 1.51 | 1.62 | 1.57 | 1.57 | 1.67 | |||||
| Debt Ratio | 0.60 | 0.57 | 0.59 | 0.59 | 0.55 | 0.54 | 0.55 | 0.60 | 0.62 | 0.61 | 0.61 | 0.62 | |||||
Efficiency & Turnover | |||||||||||||||||
| Asset Turnover TTM | 0.78 | 0.82 | 0.79 | 0.78 | 0.78 | 0.81 | 0.81 | 0.80 | 0.81 | 0.82 | 0.81 | 0.83 | |||||
| Days Sales Outstanding TTM | 74.96 | 64.09 | 67.27 | 59.45 | 75.49 | 70.62 | 69.76 | 59.92 | 60.94 | 68.66 | 71.73 | 56.83 | |||||
| Receivables Turnover TTM | 4.87 | 5.70 | 5.43 | 6.14 | 4.84 | 5.17 | 5.23 | 6.09 | 5.99 | 5.32 | 5.09 | 6.42 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -0.03 | 0.03 | - | 0.12 | 0.16 | 0.16 | - | 0.13 | 0.11 | 0.14 | - | 0.15 | |||||
| Free Cash Flow Per Share TTM | 0.06 | 0.09 | 0.07 | 0.18 | 0.10 | 0.12 | 0.23 | 0.17 | 0.18 | 0.17 | 0.11 | 0.14 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Operating Profit Margin TTM | -4.01% | -0.79% | 0.40% | 4.46% | 6.64% | 6.60% | 6.31% | 4.89% | 4.20% | 6.49% | 7.88% | 7.70% | |||||
| Net Profit Margin TTM | -1.53% | 1.48% | 2.54% | 6.41% | 8.56% | 8.59% | 8.45% | 7.13% | 6.31% | 8.08% | 8.95% | 8.64% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 1.74% | 1.84% | 1.58% | 2.38% | 3.08% | 3.77% | 4.64% | 4.85% | 5.07% | 5.04% | 5.30% | 5.73% | |||||
| Net Income Growth (1Y) | -118.13% | -82.43% | -69.48% | -7.97% | 39.82% | 10.30% | -1.19% | -13.48% | -28.91% | 4.23% | 24.61% | -49.63% | |||||
| EPS Growth (1Y) | -118.13% | -82.51% | -69.61% | -8.36% | 39.23% | 10.30% | -1.19% | -13.48% | -28.91% | 4.23% | 24.61% | -49.63% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -75.96 | 81.18 | 56.87 | 20.42 | 15.90 | 17.28 | 19.40 | 17.18 | 18.38 | 14.69 | 14.74 | 17.05 | |||||
| P/B TTM | 2.27 | 2.25 | 2.68 | 2.48 | 2.61 | 2.60 | 2.92 | 2.34 | 2.33 | 2.39 | 2.67 | 3.15 | |||||
| P/S TTM | 1.16 | 1.20 | 1.44 | 1.31 | 1.36 | 1.48 | 1.64 | 1.22 | 1.16 | 1.19 | 1.32 | 1.47 | |||||
| Market Cap | 23.58M | 24.33M | 29.07M | 26.27M | 27.24M | 29.49M | 32.49M | 24.02M | 22.52M | 22.73M | 24.98M | 27.56M | |||||
| Enterprise Value | 14.24M | 18.62M | 22.82M | 19.35M | 21.46M | 23.65M | 25.81M | 16.13M | 10.16M | 11.32M | 13.98M | 16.47M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 632.24K | 1.01M | 699.92K | 1.93M | 1.08M | 1.24M | 2.49M | 1.86M | 1.96M | 1.79M | 1.15M | 1.48M | |||||
| Net Debt | -9.34M | -5.72M | -6.25M | -6.92M | -5.78M | -5.84M | -6.67M | -7.89M | -12.36M | -11.42M | -11.00M | -11.09M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
CREDITRISKMONITOR COM INC (CRMZ) — SEC Financial Statements & Analysis
CREDITRISKMONITOR COM INC (CRMZ) is a services-consumer credit reporting, collection agencies company, incorporated in NV. CREDITRISKMONITOR COM INC trades on OTC as: CRMZ. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), CREDITRISKMONITOR COM INC reported a 1.74% year-over-year revenue growth, a Debt-to-Equity ratio of 1.49x, a Price-to-Sales (P/S) ratio of 1.16x (TTM), a Price-to-Book (P/B) ratio of 2.27x (TTM), at a market cap of $23.58M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 1.74%
- Debt To Equity
- 1.49x
- P/S TTM
- 1.16x
- P/B TTM
- 2.27x
- Market Cap
- $23.58M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CREDITRISKMONITOR COM INC in?
CREDITRISKMONITOR COM INC (CRMZ) operates in the Services-Consumer Credit Reporting, Collection Agencies industry.
What is CRMZ's market cap?
CREDITRISKMONITOR COM INC (CRMZ) has a market capitalization of $23.58M as of 2026-06-30.
What exchange does CRMZ trade on?
CREDITRISKMONITOR COM INC (CRMZ) trades on the OTC.
Where is CREDITRISKMONITOR COM INC incorporated?
CREDITRISKMONITOR COM INC is incorporated in NV.