CTBI
COMMUNITY TRUST BANCORP INC /KY/Company Information
- Company Name
- COMMUNITY TRUST BANCORP INC /KY/
- CIK
- CIK0000350852
- Category
- Large accelerated filer
- Ticker: Exchange
- CTBI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- CTBI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-13
- Last sale
- 2026-08-14
- Shares purchased (TTM)
- 84
- Shares sold (TTM)
- 4,818
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 10,927,618
- Shares outstanding
- 18,064,000
- Ownership
- 60.49%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -1.41%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 64 | 92 | 63 | 71 | 77 | 69 | 73 | 86 | 55 | 56 | 59 | 69 | ||||||
| Interest Bearing Deposits In Banks | 451 | 267 | 301 | 436 | 319 | 272 | 296 | 155 | 107 | 237 | 213 | 150 | ||||||
| Cash And Cash Equivalents At Carrying Value | 514 | 359 | 364 | 508 | 395 | 341 | 370 | 241 | 162 | 293 | 271 | 219 | ||||||
| Certificates Of Deposit At Carrying Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Available For Sale Securities Debt Securities | 1,052 | 1,088 | 1,121 | 1,038 | 995 | 1,009 | 1,056 | 1,098 | 1,090 | 1,112 | 1,164 | 1,136 | ||||||
| Equity Securities Fv Ni | - | - | - | - | - | - | - | - | 3 | 4 | 3 | 3 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | - | - | 3 | - | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Notes Receivable Gross | 5,125 | 4,991 | 4,895 | 4,794 | 4,702 | 4,637 | 4,487 | 4,350 | 4,261 | 4,161 | 4,051 | 3,985 | ||||||
| Financing Receivable Allowance For Credit Losses | -63 | -61 | -60 | -59 | -58 | -57 | -55 | -53 | -52 | -51 | -50 | -49 | ||||||
| Notes Receivable Net | 5,062 | 4,930 | 4,835 | 4,735 | 4,644 | 4,580 | 4,432 | 4,297 | 4,209 | 4,111 | 4,001 | 3,936 | ||||||
| Property Plant And Equipment Net | 53 | 53 | 53 | 52 | 52 | 51 | 50 | 48 | 47 | 47 | 45 | 45 | ||||||
| Operating Lease Right Of Use Asset | 11 | 11 | 12 | 12 | 12 | 13 | 11 | 12 | 12 | 12 | 13 | 13 | ||||||
| Finance Lease Right Of Use Asset | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Federal Home Loan Bank Stock | 6 | 5 | 5 | 5 | 10 | 5 | 5 | 5 | 9 | 4 | 5 | 8 | ||||||
| Federal Reserve Bank Stock | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Goodwill | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | ||||||
| Bank Owned Life Insurance | 124 | 123 | 123 | 122 | 116 | 115 | 102 | 101 | 101 | 101 | 101 | 94 | ||||||
| Servicing Asset At Fair Value Amount | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | ||||||
| Other Real Estate And Foreclosed Assets | 4 | 3 | 3 | 5 | 5 | 5 | 4 | 1 | 2 | 1 | 2 | 2 | ||||||
| Deferred Income Tax Assets Net | 22 | 21 | 21 | 22 | 24 | 25 | 29 | 21 | 30 | 30 | 28 | 41 | ||||||
| Interest Receivable | 26 | 26 | 26 | 25 | 24 | 24 | 25 | 24 | 24 | 24 | 24 | 21 | ||||||
| Other Assets | 30 | 37 | 37 | 28 | 28 | 26 | 26 | 31 | 33 | 30 | 31 | 34 | ||||||
| Assets | 6,989 | 6,741 | 6,684 | 6,638 | 6,391 | 6,277 | 6,193 | 5,963 | 5,804 | 5,850 | 5,770 | 5,635 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 1,259 | 1,263 | 1,263 | 1,249 | 1,258 | 1,236 | 1,243 | 1,205 | 1,242 | 1,275 | 1,261 | 1,314 | ||||||
| Interest Bearing Deposit Liabilities | 4,398 | 4,171 | 4,126 | 4,137 | 3,975 | 3,876 | 3,828 | 3,634 | 3,492 | 3,510 | 3,464 | 3,314 | ||||||
| Deposits | 5,658 | 5,434 | 5,389 | 5,385 | 5,233 | 5,111 | 5,070 | 4,838 | 4,734 | 4,784 | 4,725 | 4,628 | ||||||
| Securities Sold Under Agreements To Repurchase | 297 | 299 | 309 | 285 | 225 | 247 | 240 | 233 | 228 | 235 | 225 | 233 | ||||||
| Federal Funds Purchased | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Advances From Federal Home Loan Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | ||||||
| Operating Lease Liability | 12 | 12 | 12 | 12 | 13 | 13 | 12 | 12 | 12 | 13 | 13 | 13 | ||||||
| Finance Lease Liability | 4 | 4 | 4 | 5 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Interest Payable Current And Noncurrent | 16 | 12 | 9 | 19 | 15 | 11 | 8 | 16 | 12 | 9 | 7 | 8 | ||||||
| Other Liabilities | 46 | 45 | 41 | 36 | 30 | 42 | 37 | 34 | 31 | 33 | 29 | 31 | ||||||
| Liabilities | 6,098 | 5,870 | 5,828 | 5,807 | 5,584 | 5,492 | 5,436 | 5,202 | 5,085 | 5,143 | 5,067 | 4,982 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 91 | 91 | 91 | 91 | 91 | 91 | 90 | 90 | 90 | 90 | 90 | 90 | ||||||
| Additional Paid In Capital Common Stock | 238 | 237 | 236 | 236 | 235 | 234 | 234 | 233 | 232 | 232 | 231 | 231 | ||||||
| Retained Earnings Accumulated Deficit | 632 | 612 | 594 | 576 | 562 | 545 | 532 | 518 | 504 | 493 | 484 | 474 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -68 | -68 | -65 | -71 | -81 | -86 | -98 | -81 | -107 | -107 | -103 | -141 | ||||||
| Stockholders Equity | 892 | 871 | 856 | 831 | 807 | 784 | 758 | 761 | 719 | 708 | 702 | 653 | ||||||
| Liabilities And Stockholders Equity | 6,989 | 6,741 | 6,684 | 6,638 | 6,391 | 6,277 | 6,193 | 5,963 | 5,804 | 5,850 | 5,770 | 5,635 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 1,143 | 1,179 | 1,207 | 1,133 | 1,102 | 1,123 | 1,187 | 1,205 | 1,233 | 1,254 | 1,301 | 1,324 | ||||||
| Preferred Stock Shares Authorized | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | ||||||
| Common Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Shares Outstanding | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
| Common Stock Shares Issued | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | - | 18 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCOMMUNITY TRUST BANCORP INC /KY/ (CTBI) — SEC Financial Statements & Analysis
COMMUNITY TRUST BANCORP INC /KY/ (CTBI) is a state commercial banks company, incorporated in KY. COMMUNITY TRUST BANCORP INC /KY/ trades on Nasdaq as: CTBI. COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, COMMUNITY TRUST BANCORP INC /KY/ carries a market cap of $1.30B, a P/E ratio of 11.99x, a P/B ratio of 1.45x, a P/S ratio of 3.63x, an enterprise value of $780.84M, and an EV/EBITDA multiple of 5.27x. On profitability, it posts a gross margin of 65.35%, an operating margin of 39.19%, a net margin of 30.25%, a Return on Equity (ROE) of 12.72%, and a Return on Invested Capital (ROIC) of 27.64%. Per share, it reports EPS of $5.98, diluted EPS of $5.97, free cash flow per share of $7.21, and a dividend per share of $2.12. Over the trailing year, it posted revenue growth of 8.40% year-over-year, net income growth of 18.03% year-over-year, and EPS growth of 17.69% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 37.75x, free cash flow of $130.31M (TTM), and net debt of $-514.35M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.30B
- P/E TTM
- 11.99x
- EPS TTM
- $5.98
- P/B TTM
- 1.45x
- ROE TTM
- 12.72%
- Free Cash Flow TTM
- $130.31M
- Net Revenue TTM Growth 1Y
- 8.40%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is COMMUNITY TRUST BANCORP INC /KY/ in?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI) operates in the State Commercial Banks industry.
What exchange does CTBI trade on?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI) trades on the Nasdaq.
Where is COMMUNITY TRUST BANCORP INC /KY/ incorporated?
COMMUNITY TRUST BANCORP INC /KY/ is incorporated in KY.
When was COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s most recent SEC filing?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is CTBI's market cap?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI) has a market capitalization of $1.30B as of 2026-06-30.
What is CTBI's P/E ratio?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s trailing twelve month P/E ratio is 11.99x as of 2026-06-30.
What is CTBI's EPS (earnings per share)?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s trailing twelve month EPS is $5.98 as of 2026-06-30.
What is CTBI's ROE (return on equity)?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s trailing twelve month Return on Equity (ROE) is 12.72% as of 2026-06-30.
What is CTBI's ROIC (return on invested capital)?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s trailing twelve month Return on Invested Capital (ROIC) is 27.64% as of 2026-06-30.
What is CTBI's EV/EBITDA?
COMMUNITY TRUST BANCORP INC /KY/ (CTBI)'s trailing twelve month EV/EBITDA is 5.27x as of 2026-06-30.