CVB FINANCIAL CORP
CVB FINANCIAL CORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 195 | 139 | 108 | 152 | 195 | 188 | 154 | 201 | 174 | 132 | 171 | 176 | |||||
Cash And Cash Equivalents At Carrying Value | 1,104 | 452 | 376 | 784 | 739 | 529 | 205 | 453 | 844 | 950 | 281 | 241 | |||||
Available For Sale Securities Debt Securities | 3,458 | 2,589 | 2,683 | 2,579 | 2,486 | 2,535 | 2,542 | 2,466 | 2,746 | 2,837 | 2,956 | 2,873 | |||||
Held To Maturity Securities | 2,219 | 2,248 | 2,270 | 2,298 | 2,327 | 2,359 | 2,380 | 2,405 | 2,430 | 2,455 | 2,465 | 2,489 | |||||
Marketable Securities | 5,676 | 4,837 | 4,953 | 4,877 | 4,814 | 4,894 | 4,922 | 4,871 | 5,176 | 5,292 | 5,421 | 5,363 | |||||
Federal Home Loan Bank Stock | 81 | 56 | 56 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | |||||
Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 8,771 | 8,905 | 8,878 | |||||
Allowance For Doubtful Accounts Receivable | -127 | -80 | 77 | -79 | -78 | -78 | 80 | - | - | -83 | -87 | -89 | |||||
Assets | |||||||||||||||||
Assets | 21,183 | 15,508 | 15,631 | 15,666 | 15,414 | 15,257 | 15,154 | 15,403 | 16,151 | 16,468 | 16,021 | 15,903 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 8,688 | 8,818 | 8,789 | |||||
Property Plant And Equipment Net | 33 | 27 | 27 | 27 | 27 | 27 | 28 | 36 | 43 | 43 | 45 | 45 | |||||
Bank Owned Life Insurance | 415 | 328 | 325 | 324 | 321 | 318 | 316 | 317 | 314 | 311 | 309 | 259 | |||||
Interest Receivable | 61 | 44 | 47 | 43 | 45 | 42 | 46 | 45 | 49 | 48 | 49 | 45 | |||||
Finite Lived Intangible Assets Net | 118 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 14 | 15 | 17 | |||||
Goodwill | 1,100 | 766 | 766 | 766 | 766 | 766 | 766 | 766 | 766 | 766 | 766 | 766 | |||||
Other Assets | 395 | 259 | 266 | 254 | 234 | 213 | 216 | 216 | 142 | 146 | 127 | 143 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 8,607 | 7,101 | 6,801 | 7,245 | 7,247 | 7,184 | 7,037 | 7,137 | 7,090 | 7,113 | 7,206 | 7,587 | |||||
Deposits | |||||||||||||||||
Deposits | 16,289 | 11,945 | 12,072 | 12,124 | 11,985 | 11,990 | 11,948 | 12,072 | 11,790 | 11,895 | 11,434 | 12,359 | |||||
Interest Bearing Deposit Liabilities | 7,682 | 4,845 | 5,271 | 4,879 | 4,738 | 4,806 | 4,911 | 4,936 | 4,700 | 4,782 | 4,227 | 4,772 | |||||
Securities Sold Under Agreements To Repurchase | 563 | 494 | 491 | 451 | 404 | 276 | 262 | 395 | 269 | 276 | 272 | 270 | |||||
Other Borrowings | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 1,800 | 1,995 | 2,070 | 1,120 | |||||
Deferred Compensation Liability Current And Noncur… | 54 | 23 | 22 | 22 | 23 | 23 | 23 | 23 | 23 | 23 | 22 | 22 | |||||
Interest Payable Current And Noncurrent | 7 | 4 | 5 | 5 | 5 | 4 | 5 | 7 | 34 | 45 | 23 | - | |||||
Other Liabilities | 561 | 219 | 246 | 282 | 257 | 235 | 229 | 209 | 122 | 147 | 122 | 181 | |||||
Liabilities | 18,013 | 13,186 | 13,336 | 13,384 | 13,174 | 13,028 | 12,967 | 13,205 | 14,039 | 14,381 | 13,943 | 13,952 | |||||
Common Stocks Including Additional Paid In Capital | 2,061 | 1,222 | 1,222 | 1,257 | 1,261 | 1,281 | 1,297 | 1,294 | 1,291 | 1,289 | 1,289 | 1,286 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 3,170 | 2,321 | 2,295 | 2,282 | 2,240 | 2,228 | 2,186 | 2,198 | 2,112 | 2,087 | 2,078 | 1,951 | |||||
Retained Earnings Accumulated Deficit | 1,337 | 1,324 | 1,301 | 1,273 | 1,248 | 1,225 | 1,201 | 1,179 | 1,155 | 1,133 | 1,113 | 1,092 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -228 | -225 | -228 | -248 | -268 | -277 | -312 | -275 | -334 | -335 | -324 | -427 | |||||
Liabilities And Stockholders Equity | 21,183 | 15,508 | 15,631 | 15,666 | 15,414 | 15,257 | 15,154 | 15,403 | 16,151 | 16,468 | 16,021 | 15,903 | |||||
Available For Sale Debt Securities Amortized Cost … | 3,778 | 2,896 | 2,982 | 2,902 | 2,840 | 2,922 | 2,997 | 2,818 | 3,247 | 3,334 | 3,399 | 2,818 | |||||
Held To Maturity Securities Fair Value | 1,867 | 1,892 | 1,925 | 1,936 | 1,935 | 1,965 | 1,954 | 2,064 | 2,006 | 2,044 | 2,083 | 2,064 | |||||
Common Stock Shares Authorized | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | 225 | |||||
Common Stock Shares Issued | 176 | 136 | 136 | 138 | 138 | 139 | 140 | 140 | 140 | 140 | 139 | 139 | |||||
Shares Outstanding | 176 | 136 | 136 | 138 | 138 | 139 | 140 | 140 | 140 | 140 | 139 | 139 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.15% | 10.48% | 11.98% | - | - | - | - | - | - | - | - | - |
| 2025 | -2.24% | 2.61% | 1.44% | 6.79% | 2.86% | 2.25% | 5.18% | 4.65% | 7.13% | -3.28% | 8.66% | 2.67% |
| 2024 | -4.00% | 0.06% | 17.67% | 8.93% | 4.85% | 15.02% | 8.13% | 1.34% | -3.59% | -7.29% | -11.28% | -0.86% |
| 2023 | - | - | - | -4.42% | -12.84% | -16.48% | 16.27% | 23.49% | 10.75% | 1.43% | 0.38% | 5.20% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.47 | -0.40 | -0.39 | -0.39 | -0.39 | -0.03 | 0.44 | 1.21 | 2.76 | 3.05 | 3.67 | 4.96 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | - | - | 160,803.16 | 160,777.12 | 151,903.79 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 1.24 | 1.55 | 1.53 | 1.50 | 1.49 | 1.46 | 1.45 | 1.43 | 1.48 | 1.52 | 1.60 | 1.73 | |||||
| Free Cash Flow Per Share TTM | 3.43 | 1.76 | 1.59 | 1.80 | 1.73 | 1.50 | 1.77 | 1.58 | 1.68 | 2.16 | 2.10 | 2.27 | |||||
| Dividend Per Share TTM | 0.66 | 0.82 | 0.81 | 0.81 | 0.82 | 0.80 | 0.81 | 0.81 | 0.81 | 0.81 | 0.81 | 0.81 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 35.88% | -580.09% | -583.53% | -590.49% | -669.13% | -740.31% | -797.23% | -1,041.19% | -948.99% | -870.68% | -716.57% | -301.60% | |||||
| Operating Profit Margin TTM | 127.91% | 1,449.30% | 1,447.55% | 1,389.15% | 1,364.19% | 1,353.44% | 1,331.56% | 1,371.92% | 1,440.27% | 1,505.14% | 1,560.09% | 1,589.38% | |||||
| Net Profit Margin TTM | 95.55% | 1,080.06% | 1,075.53% | 1,034.72% | 1,014.49% | 1,003.96% | 985.35% | 979.68% | 1,015.50% | 1,058.53% | 1,095.18% | 1,138.49% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 978.16% | -4.31% | -4.47% | -2.10% | -0.53% | 1.66% | 0.75% | -3.59% | -4.64% | -8.10% | -5.44% | 4.43% | |||||
| Net Income Growth (1Y) | 1.54% | 2.94% | 4.28% | 3.40% | -0.62% | -3.58% | -9.36% | -17.03% | -16.60% | -15.40% | -5.94% | 10.21% | |||||
| EPS Growth (1Y) | -16.72% | 6.16% | 5.54% | 4.78% | 0.53% | -3.96% | -9.41% | -17.22% | -16.76% | -15.30% | -5.05% | 10.64% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 18.04 | 12.25 | 11.92 | 12.12 | 12.66 | 11.88 | 13.89 | 11.61 | 10.62 | 10.55 | 11.24 | 8.44 | |||||
| P/B TTM | 1.18 | 1.10 | 1.09 | 1.09 | 1.15 | 1.08 | 1.28 | 1.05 | 1.03 | 1.07 | 1.20 | 1.03 | |||||
| P/S TTM | 17.24 | 132.31 | 128.20 | 125.37 | 128.41 | 119.25 | 136.89 | 113.76 | 107.82 | 111.71 | 123.13 | 96.09 | |||||
| Market Cap | 3.73B | 2.56B | 2.49B | 2.49B | 2.58B | 2.41B | 2.79B | 2.30B | 2.18B | 2.22B | 2.49B | 2.02B | |||||
| Enterprise Value | 2.63B | 2.11B | 2.12B | 1.70B | 1.84B | 1.88B | 2.58B | 1.85B | 1.33B | 1.27B | 2.21B | 1.78B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 572.50M | 237.39M | 217.34M | 246.94M | 236.41M | 208.52M | 244.63M | 218.89M | 233.03M | 298.64M | 291.11M | 313.65M | |||||
| Net Debt | -1.10B | -452.39M | -376.39M | -783.92M | -738.64M | -529.09M | -204.70M | -453.46M | -844.19M | -949.59M | -281.29M | -240.70M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
CVB FINANCIAL CORP (CVBF) — SEC Financial Statements & Analysis
CVB FINANCIAL CORP (CVBF) is a state commercial banks company, incorporated in CA. CVB FINANCIAL CORP trades on Nasdaq as: CVBF. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), CVB FINANCIAL CORP reported a 978.16% year-over-year revenue growth, a Gross Profit Margin of 35.88% (TTM), a Price-to-Sales (P/S) ratio of 17.24x (TTM), a Price-to-Book (P/B) ratio of 1.18x (TTM), at a market cap of $3.73B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 978.16%
- Gross Profit Margin TTM
- 35.88%
- P/S TTM
- 17.24x
- P/B TTM
- 1.18x
- Market Cap
- $3.73B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CVB FINANCIAL CORP in?
CVB FINANCIAL CORP (CVBF) operates in the State Commercial Banks industry.
What is CVBF's market cap?
CVB FINANCIAL CORP (CVBF) has a market capitalization of $3.73B as of 2026-06-30.
What is CVBF's P/E ratio?
CVB FINANCIAL CORP (CVBF)'s trailing twelve month P/E ratio is 18.04x as of 2026-06-30.
What exchange does CVBF trade on?
CVB FINANCIAL CORP (CVBF) trades on the Nasdaq.
Where is CVB FINANCIAL CORP incorporated?
CVB FINANCIAL CORP is incorporated in CA.