CZWI
Citizens Community Bancorp Inc.Company Information
- Company Name
- Citizens Community Bancorp Inc.
- CIK
- CIK0001367859
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CZWI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- CZWI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-10
- Last sale
- 2026-05-18
- Shares purchased (TTM)
- 5,850
- Shares sold (TTM)
- 5,000
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 5,331,126
- Shares outstanding
- 9,642,000
- Ownership
- 55.29%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -2.53%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Cash Equivalents At Carrying Value | 122 | 149 | 119 | 82 | 67 | 100 | 50 | 37 | 37 | 29 | 37 | 33 | ||||||
| Other Interest Earning Assets | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | - | - | - | - | - | - | 153 | ||||||
| Held To Maturity Securities | - | - | - | - | - | - | - | - | - | - | - | 92 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 128 | 131 | 134 | 138 | 135 | 140 | 143 | 149 | 146 | 152 | 156 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 77 | 79 | 80 | 82 | 83 | 84 | 86 | 87 | 89 | 90 | 91 | - | ||||||
| Equity Securities Fv Ni | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 3 | 3 | 2 | ||||||
| Other Investments | 12 | 12 | 13 | 12 | 12 | 12 | 13 | 12 | 14 | 13 | 16 | 15 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,814 | 1,823 | 1,782 | 1,727 | 1,735 | 1,780 | 1,749 | 1,799 | 1,802 | 1,819 | 1,851 | 1,831 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 1,383 | 1,358 | 1,340 | 1,323 | 1,346 | 1,353 | 1,369 | 1,425 | 1,429 | 1,450 | 1,461 | 1,448 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest Noncurrent | -26 | -23 | -22 | -22 | -21 | -20 | -21 | -21 | -21 | -22 | -23 | -23 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,357 | 1,335 | 1,318 | 1,301 | 1,324 | 1,333 | 1,348 | 1,404 | 1,407 | 1,428 | 1,438 | 1,425 | ||||||
| Loans Receivable Held For Sale Amount | 1 | 1 | 5 | 5 | 6 | 3 | 1 | 1 | 0 | 0 | 6 | 3 | ||||||
| Property Plant And Equipment Net | 17 | 16 | 16 | 16 | 16 | 17 | 17 | 17 | 18 | 18 | 18 | 19 | ||||||
| Accrued Investment Income Receivable | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 6 | ||||||
| Intangible Assets Net Excluding Goodwill | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | ||||||
| Goodwill | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 31 | ||||||
| Foreclosed Assets | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 1 | ||||||
| Bank Owned Life Insurance | 27 | 27 | 27 | 27 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 25 | ||||||
| Other Assets | 23 | 24 | 22 | 16 | 16 | 16 | 17 | 17 | 16 | 16 | 16 | 19 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Deposits | 1,554 | 1,566 | 1,524 | 1,481 | 1,478 | 1,524 | 1,488 | 1,521 | 1,520 | 1,527 | 1,519 | 1,473 | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 1,623 | 1,632 | 1,594 | 1,540 | 1,552 | 1,600 | 1,569 | 1,619 | 1,626 | 1,646 | 1,678 | 1,666 | ||||||
| Other Borrowings | 52 | 52 | 52 | 47 | 62 | 62 | 62 | 62 | 61 | 68 | 67 | 67 | ||||||
| Other Liabilities | 17 | 15 | 18 | 13 | 12 | 15 | 15 | 16 | 14 | 12 | 12 | 11 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 110 | 110 | 110 | 113 | 115 | 114 | 115 | 115 | 118 | 119 | 119 | 120 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 93 | 93 | 90 | 87 | 84 | 80 | 81 | 78 | 76 | 72 | 71 | 67 | ||||||
| Stockholders Equity | 191 | 191 | 188 | 187 | 183 | 180 | 179 | 180 | 176 | 173 | 173 | 165 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -12 | -12 | -12 | -13 | -15 | -15 | -16 | -14 | -17 | -18 | -17 | -22 | ||||||
| Liabilities And Stockholders Equity | 1,814 | 1,823 | 1,782 | 1,727 | 1,735 | 1,780 | 1,749 | 1,799 | 1,802 | 1,819 | 1,851 | 1,831 | ||||||
| Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss | - | - | - | - | - | - | - | - | - | - | - | 183 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 145 | 148 | 152 | 156 | 156 | 161 | 166 | 169 | 170 | 177 | 180 | - | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | 61 | 63 | 64 | 65 | 65 | 66 | 66 | 71 | 69 | 70 | 73 | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Common Stock Shares Issued | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCitizens Community Bancorp Inc. (CZWI) — SEC Financial Statements & Analysis
Citizens Community Bancorp Inc. (CZWI) is a savings institution, federally chartered company, incorporated in MD. Citizens Community Bancorp Inc. trades on Nasdaq as: CZWI. Citizens Community Bancorp Inc. (CZWI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, Citizens Community Bancorp Inc. carries a market cap of $224.43M, a P/E ratio of 17.52x, a P/B ratio of 1.17x, a P/S ratio of 2.56x, an enterprise value of $102.67M, and an EV/EBITDA multiple of -2.89x. On profitability, it posts a gross margin of 60.28%, an operating margin of 17.46%, a net margin of 14.63%, a Return on Equity (ROE) of 6.84%, and a Return on Invested Capital (ROIC) of -33.23%. Per share, it reports EPS of $1.33, diluted EPS of $1.33, free cash flow per share of $2.01, and a dividend per share of $0.21. Over the trailing year, it posted revenue growth of -0.57% year-over-year, net income growth of 2.85% year-over-year, and EPS growth of 6.55% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.71x, free cash flow of $19.35M (TTM), and net debt of $-121.76M. Figures sourced from SEC EDGAR.
- Market Cap
- $224.43M
- P/E TTM
- 17.52x
- EPS TTM
- $1.33
- P/B TTM
- 1.17x
- ROE TTM
- 6.84%
- Free Cash Flow TTM
- $19.35M
- Net Revenue TTM Growth 1Y
- -0.57%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Citizens Community Bancorp Inc. in?
Citizens Community Bancorp Inc. (CZWI) operates in the Savings Institution, Federally Chartered industry.
What exchange does CZWI trade on?
Citizens Community Bancorp Inc. (CZWI) trades on the Nasdaq.
Where is Citizens Community Bancorp Inc. incorporated?
Citizens Community Bancorp Inc. is incorporated in MD.
When was Citizens Community Bancorp Inc. (CZWI)'s most recent SEC filing?
Citizens Community Bancorp Inc. (CZWI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is CZWI's market cap?
Citizens Community Bancorp Inc. (CZWI) has a market capitalization of $224.43M as of 2026-06-30.
What is CZWI's P/E ratio?
Citizens Community Bancorp Inc. (CZWI)'s trailing twelve month P/E ratio is 17.52x as of 2026-06-30.
What is CZWI's EPS (earnings per share)?
Citizens Community Bancorp Inc. (CZWI)'s trailing twelve month EPS is $1.33 as of 2026-06-30.
What is CZWI's ROE (return on equity)?
Citizens Community Bancorp Inc. (CZWI)'s trailing twelve month Return on Equity (ROE) is 6.84% as of 2026-06-30.
What is CZWI's ROIC (return on invested capital)?
Citizens Community Bancorp Inc. (CZWI)'s trailing twelve month Return on Invested Capital (ROIC) is -33.23% as of 2026-06-30.
What is CZWI's EV/EBITDA?
Citizens Community Bancorp Inc. (CZWI)'s trailing twelve month EV/EBITDA is -2.89x as of 2026-06-30.