Eastern Bankshares, Inc.

EBC

Eastern Bankshares, Inc.

EBC

Insider Sentiment (TTM):

Last Purchase:2026-03-06Last Sale:2026-06-29Shares Purchased (TTM):159,905Shares Sold (TTM):364,737

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:153,043,574Shares Outstanding:222,142,991Institutional Ownership Pct.:68.89%

Earnings Market Reaction:

Filing Date:2026-05-08Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Companies in Savings Institution, Federally Chartered

FCAP FNWD PROV AX TFSL BKU

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Commercial Portfolio Segment	-	-	-	-	8	-	-	-	29	3,034	-3,320	173
Residential Portfolio Segment	-	-	-	-	0	-	-	-	26	2,565	-2,509	13
Commercial And Industrial Sector	-	-	-	-	8	-	-	-	29	3,034	-3,320	173
Commercial Real Estate	-	-	-	-	-	-	-	-	-	5,457	155	41
Residential Mortgage	-	-	-	-	0	-	-	-	26	2,565	-2,509	13
Cash And Due From Banks	111	126	117	159	129	93	98	73	71	87	73	105
Short Term Investments	220	191	293	395	240	914	791	678	668	606	536	768
Construction Loans	-	-	-	-	-	-	-	-	-	387	11	14
Cash Cash Equivalents And Short Term Investments	332	317	410	554	369	1,007	889	751	739	693	609	874
Business Banking	-	-	-	-	-	-	-	-	-	1,086	-2	11
Debt Securities	-	-	-	-	-	-	-	-	4,731	4,857	4,717	4,985
Debt Securities Available For Sale Excluding Accru…	3,860	3,826	3,811	3,896	4,004	4,022	4,163	4,098	4,288	4,408	4,262	4,520
Investments
Debt Securities Held To Maturity Excluding Accrued…	713	600	514	499	441	421	427	437	444	450	456	465
Investments	4,573	4,425	4,325	4,395	4,445	4,442	4,591	4,535	-	4,857	-	-
Home Equity Loan	-	-	-	-	-	-	-	-	-	1,208	-4	17
Other Consumer Loans	-	-	-	-	-	-	-	-	-	236	12	17
Assets
Assets	30,633	30,587	25,458	25,456	24,986	25,558	25,507	21,044	21,175	21,133	21,146	21,583
Loans Receivable Held For Sale Amount	26	23	1	0	8	0	2	1	2	1	24	3
Financing Receivable Before Allowance For Credit L…	23,388	23,574	18,829	18,590	18,204	18,079	18,064	14,146	14,089	13,973	13,919	13,962
Financing Receivable Allowance For Credit Loss Exc…	-328	-332	-233	-232	-224	-229	-254	-156	-149	-149	-155	-148
Consumer Portfolio Segment	-	-	-	-	-	-	-	-	-	1,208	-4	17
Financing Receivable Unamortized Loan Commitment O…	-464	-489	-263	-275	-289	-301	-308	-36	-33	-25	-19	-15
Financing Receivable Excluding Accrued Interest Af…	22,596	22,753	18,333	18,083	17,691	17,549	17,502	13,954	13,907	13,799	13,745	13,799
Federal Home Loan Bank Stock	39	14	6	6	9	6	6	6	6	6	37	27
Property Plant And Equipment Net	-	-	-	-	-	-	79	61	60	60	59	60
Bank Owned Life Insurance	309	308	207	207	206	205	204	167	166	165	164	163
Notes Receivable Net
Intangible Assets Net Including Goodwill	1,289	1,301	1,027	1,035	1,042	1,050	1,058	565	566	566	567	659
Deferred Income Tax Assets Net	306	310	253	279	302	332	319	276	272	266	416	351
Prepaid Expense Current And Noncurrent	258	260	227	231	233	232	201	183	187	183	156	158
Other Assets	787	756	597	600	615	667	657	546	539	536	528	506
Liabilities And Stockhold…
Demand Deposit Accounts	6,597	6,341	5,662	5,948	5,974	5,992	5,856	4,809	4,952	5,162	5,177	5,347
Interest Bearing Domestic Deposit Checking	4,509	4,727	4,241	4,455	4,367	4,606	4,562	3,533	3,740	3,737	3,672	4,173
Deposits
Deposits	25,105	25,471	21,117	21,221	20,797	21,319	21,217	17,538	17,667	17,596	17,424	18,181
Deposits Savings Deposits	2,140	2,010	1,580	1,605	1,650	1,648	1,681	1,238	1,291	1,323	1,394	1,496
Deposits Money Market Deposits	7,716	7,886	6,270	5,965	5,615	5,736	5,572	5,015	4,770	4,664	4,709	4,814
Time Deposits	4,144	4,507	3,365	3,248	3,191	3,336	3,545	2,943	2,913	2,709	2,473	2,351
Securities Borrowed
Assets Of Disposal Group Including Discontinued Op…	-	-	-	-	-	-	-	-	-	0	125	-
Federal Home Loan Bank Advances Long Term	689	200	26	27	20	18	17	17	18	18	17	13
Debt Longterm And Shortterm Combined Amount	717	215	40	48	55	66	71	49	53	48	715	351
Other Liabilities	524	561	495	503	551	560	548	490	502	514	525	525
Liabilities	26,347	26,246	21,652	21,772	21,403	21,946	21,836	18,077	18,222	18,158	18,700	19,057
Commitments And Contingencies	-	0	-	-	-	0	-	-	-	0	-	-
Common Stock Value	2	2	2	2	2	2	2	2	2	2	2	2
Additional Paid In Capital	2,549	2,621	2,194	2,190	2,189	2,237	2,246	1,674	1,669	1,666	1,661	1,657
Unearned E S O P Shares	-122	-123	-124	-125	-127	-128	-129	-130	-132	-133	-134	-135
Stockholders Equity
Stockholders Equity	4,286	4,341	3,806	3,684	3,583	3,612	3,671	2,967	2,953	2,975	2,447	2,527
Retained Earnings Accumulated Deficit	2,104	2,067	1,997	1,917	1,843	2,085	2,048	2,077	2,068	2,048	1,747	1,704
Accumulated Other Comprehensive Income Loss Net Of…	-248	-227	-264	-300	-324	-584	-496	-654	-655	-608	-830	-701
Federal Home Loan Bank Advances Maturities Summary…	-	-	-	-	-	-	-	-	-	0	656	301
Liabilities And Stockholders Equity	30,633	30,587	25,458	25,456	24,986	25,558	25,507	21,044	21,175	21,133	21,146	21,583
Debt Securities Available For Sale Amortized Cost …	4,201	4,143	4,155	4,284	4,418	4,779	4,795	4,893	5,079	5,162	5,257	5,358
Held To Maturity Securities Fair Value	682	576	486	464	401	372	393	385	393	405	388	413
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000
Liabilities Of Disposal Group Including Discontinu…	-	-	-	-	-	-	-	-	-	0	35	-
Common Stock Shares Issued	232	236	212	211	212	214	215	177	177	176	176	176
Shares Outstanding	232	236	212	211	212	214	215	177	177	176	176	176

Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Start free trial

Custom Table

10‑Q10‑K

0/5

Search a metric to start building a table

Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Start free trial

Interactive Financial Visualizations

10‑Q10‑K

Stock Price:

OnOff

Transformations:

0/1

Search a metric to start building a visual

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-1.65%	10.95%	15.12%	-	-	-	-	-	-	-	-	-
2025	-1.96%	0.30%	5.24%	12.27%	21.26%	16.77%	7.60%	8.30%	15.38%	-2.95%	1.59%	1.34%
2024	-0.07%	-3.50%	20.48%	14.58%	9.49%	8.20%	2.47%	-4.61%	-1.23%	-5.48%	-16.08%	-11.18%
2023	-	-	-	-6.63%	-11.56%	-18.17%	3.42%	26.14%	18.97%	3.57%	-0.76%	11.55%
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Subscribe to unlock 17+ years of financial data and 50+ calculated metrics

Start 7-day free trial

Subscribe to unlock 17+ years of data and 50+ calculated metrics

Start free trial

Performance and Valuation Metrics

Metrics	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Leverage & Debt
Interest Coverage TTM	-0.58	-0.88	-0.89	-0.73	-0.50	0.53	2.27	2.57	2.78	1.69	0.47	0.46
Per Share Metrics
Diluted EPS TTM	1.66	0.43	0.25	-0.32	-0.68	0.66	1.91	2.71	2.85	1.43	-0.27	-0.30
Free Cash Flow Per Share TTM	1.69	2.13	2.10	1.85	1.49	1.57	1.26	1.08	1.19	1.61	1.23	1.33
Dividend Per Share TTM	0.50	0.52	0.51	0.49	0.44	0.46	0.39	0.43	0.42	0.41	0.40	0.40
Margin Metrics
Gross Profit Margin TTM	71.43%	71.17%	70.11%	68.40%	66.01%	64.18%	63.86%	64.85%	66.90%	69.11%	73.86%	80.46%
Operating Profit Margin TTM	29.66%	8.55%	7.51%	-1.37%	-7.64%	16.45%	13.35%	20.60%	23.50%	-15.82%	-16.23%	-14.16%
Net Profit Margin TTM	29.98%	7.58%	4.50%	-5.81%	-13.54%	12.63%	42.89%	54.25%	57.38%	29.15%	-5.73%	-6.69%
Growth Metrics
Net Revenue Growth (1Y)	22.60%	22.97%	24.92%	32.61%	24.64%	18.87%	14.57%	12.76%	22.28%	31.61%	38.33%	44.49%
Net Income Growth (1Y)	-371.40%	-26.21%	-86.88%	-114.20%	-129.41%	-48.50%	-956.86%	-1,015.06%	-1,113.94%	16.23%	-122.87%	-127.66%
EPS Growth (1Y)	-344.37%	-34.22%	-87.02%	-111.67%	-123.95%	-53.86%	-807.31%	-1,009.93%	-1,108.51%	18.53%	-123.06%	-128.39%
Valuation Metrics
P/E TTM	11.62	41.85	71.36	-46.86	-23.10	25.00	8.12	4.87	4.52	9.22	-42.55	-37.59
P/B TTM	1.01	0.85	0.93	0.80	0.88	0.83	0.83	0.73	0.71	0.72	0.77	0.72
P/S TTM	3.48	3.17	3.21	2.72	3.13	3.16	3.48	2.64	2.59	2.69	2.44	2.51
Market Cap	4.31B	3.69B	3.53B	2.95B	3.16B	2.99B	3.06B	2.15B	2.10B	2.14B	1.87B	1.82B
Enterprise Value	3.98B	3.37B	3.12B	2.39B	2.79B	1.98B	2.17B	1.40B	1.36B	1.45B	1.26B	944.79M
Calculated Values
Free Cash Flow TTM	375.63M	432.42M	417.06M	368.18M	298.59M	283.84M	247.88M	175.60M	193.74M	261.69M	198.97M	215.47M
Net Debt	-331.56M	-316.87M	-410.41M	-553.51M	-368.80M	-1.01B	-889.48M	-750.85M	-739.02M	-693.08M	-608.81M	-873.50M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Insider Transactions

2026-06-29Sale

Owner: Borgen, Luis

Title: -

Shares: 1,709

Price/Share: $21.97

Value: $37,546.73

Shares Owned: 22,185

Relationship: Director

Ownership: Direct

2026-03-06Purchase

Owner: Rosato, R David

Title: Chief Financial Officer

Shares: 5,000

Price/Share: $18.45

Value: $92,250.00

Shares Owned: 50,000

Relationship: Officer

Ownership: Indirect

2026-02-05Sale

Owner: Ahlquist, David Andrew

Title: SVP, Chief Accounting Officer

Shares: 10,000

Price/Share: $21.65

Value: $216,500.00

Shares Owned: 9,518

Relationship: Officer

Ownership: Direct

2026-01-28Sale

Owner: Westermann, Donald Michae…

Title: Chief Information Officer

Shares: 21,256

Price/Share: $20.11

Value: $427,458.16

Shares Owned: 20,860

Relationship: Officer

Ownership: Direct

2025-12-08Sale

Owner: Borgen, Luis

Title: -

Shares: 4,500

Price/Share: $19.33

Value: $86,985.00

Shares Owned: 20,011

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-29	Borgen, Luis	Director	-	Direct	Sale	1,709	21.97	$37,546.73	22,185	4
2026-03-06	Rosato, R David	Officer	Chief Financial Officer	Indirect	Purchase	5,000	18.45	$92,250.00	50,000	4
2026-02-05	Ahlquist, David Andrew	Officer	SVP, Chief Accounting Officer	Direct	Sale	10,000	21.65	$216,500.00	9,518	4
2026-01-28	Westermann, Donald Michae…	Officer	Chief Information Officer	Direct	Sale	21,256	20.11	$427,458.16	20,860	4
2025-12-08	Borgen, Luis	Director	-	Direct	Sale	4,500	19.33	$86,985.00	20,011	4
2025-12-01	Borgen, Luis	Director	-	Direct	Sale	4,500	19.05	$85,725.00	24,511	4
2025-11-26	Casey, Joseph F	Director	-	Direct	Sale	322,771	19.03	$6,142,332.13	36,112	4
2025-10-29	Rosato, R David	Officer	Chief Financial Officer	Indirect	Purchase	10,000	16.88	$168,800.00	40,000	4
2025-10-28	Rivers, Robert Francis	Director,Officer	Executive Chair	Direct	Purchase	50,000	17.21	$860,500.00	403,274	4
2025-09-16	Sheahan, Denis K	Director,Officer	Chief Executive Officer	Indirect	Sale	1	13.85	$13.85	33,305	4
2025-08-27	Henry, Kathleen Cloherty	Officer	Executive VP, General Counsel	Indirect	Purchase	5,855	17.07	$99,944.85	28,219	4
2025-08-27	Antonakes, Steven Louis	Officer	Executive VP	Direct	Purchase	940	17.02	$15,998.80	62,358	4
2025-08-27	Miller, Quincy Lee	Officer	President	Indirect	Purchase	13,706	17.07	$233,961.42	13,706	4
2025-08-25	Sheahan, Denis K	Director,Officer	Chief Executive Officer	Direct	Purchase	29,762	16.71	$497,323.02	29,762	4
2025-08-25	Rivers, Robert Francis	Director,Officer	Executive Chair	Direct	Purchase	44,642	16.71	$745,967.82	353,274	4
2025-05-20	Borgen, Luis	Director	-	Direct	Sale	2,348	15.60	$36,628.80	29,011	4
2025-05-13	Borgen, Luis	Director	-	Direct	Sale	2,348	15.68	$36,816.64	27,187	4
2025-03-11	Rosato, R David	Officer	Chief Financial Officer	Indirect	Purchase	10,000	15.40	$154,000.00	20,000	4
2024-12-02	Jackson, Deborah C	Director	-	Direct	Sale	5,713	18.56	$106,033.28	67,284	4
2024-12-02	Borgen, Luis	Director	-	Direct	Sale	12,419	18.56	$230,496.64	29,535	4
2024-09-04	Miller, Quincy Lee	Officer	President	Direct	Sale	12,676	16.66	$211,182.16	0	4
2024-08-21	Palandjian, Leon Aghababa…	Director	-	Direct	Purchase	5,000	15.64	$78,200.00	91,506	4
2024-05-15	Jackson, Deborah C	Director	-	Direct	Sale	2,200	14.07	$30,954.00	72,997	4
2024-05-15	Harlam, Bari A	Director	-	Direct	Sale	1,913	14.07	$26,915.91	73,912	4
2024-05-15	Borgen, Luis	Director	-	Direct	Sale	4,782	14.07	$67,282.74	41,954	4
2024-03-18	Jackson, Deborah C	Director	-	Direct	Sale	5,713	13.08	$74,726.04	70,501	4
2024-03-18	Harlam, Bari A	Director	-	Direct	Sale	4,968	13.08	$64,981.44	71,129	4
2024-03-18	Borgen, Luis	Director	-	Direct	Sale	40,288	13.08	$526,967.04	42,040	4
2023-12-01	Stager, Nancy Huntington	Officer	Executive VP	Indirect	Sale	18,465	12.06	$222,687.90	493	4
2023-11-17	Miller, Quincy Lee	Officer	President	Direct	Sale	10,045	12.50	$125,562.50	0	4
2023-11-14	Stager, Nancy Huntington	Officer	Executive VP	Indirect	Sale	18,465	12.04	$222,318.60	4,202	4
2023-10-12	Stager, Nancy Huntington	Officer	Executive VP	Indirect	Sale	18,465	12.08	$223,057.20	7,911	4
2023-08-17	Buscone, Gregory Paul	Officer	See Remarks	Indirect	Sale	40,852	13.60	$555,587.20	12,070	4
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Institutional Ownership

No data available for chart

2026-03-31

68.89%

Inst. Shares: 153,043,574

Shares Outstanding: 222,142,991

2025-12-31

79.64%

Inst. Shares: 161,812,317

Shares Outstanding: 203,174,651

2025-09-30

71.08%

Inst. Shares: 141,259,732

Shares Outstanding: 198,726,113

2025-06-30

67.77%

Inst. Shares: 134,538,399

Shares Outstanding: 198,531,054

2025-03-31

64.46%

Inst. Shares: 128,936,917

Shares Outstanding: 200,020,707

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	153,043,574	222,142,991	68.89%
2025-12-31	161,812,317	203,174,651	79.64%
2025-09-30	141,259,732	198,726,113	71.08%
2025-06-30	134,538,399	198,531,054	67.77%
2025-03-31	128,936,917	200,020,707	64.46%
2024-12-31	134,493,470	181,126,320	74.25%
2024-09-30	128,178,382	196,700,222	65.16%
2024-06-30	107,401,013	163,145,255	65.83%
2024-03-31	100,056,060	162,863,540	61.44%
2023-12-31	95,492,935	162,293,020	58.84%
2023-09-30	88,571,059	162,370,469	54.55%
2023-06-30	85,848,866	162,232,236	52.92%
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Eastern Bankshares, Inc. (EBC) — SEC Financial Statements & Analysis

Eastern Bankshares, Inc. (EBC) is a savings institution, federally chartered company, incorporated in MA. Eastern Bankshares, Inc. trades on EBC: Nasdaq as: EBC. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), Eastern Bankshares, Inc. reported a 22.60% year-over-year revenue growth, a Gross Profit Margin of 71.43% (TTM), a Price-to-Sales (P/S) ratio of 3.48x (TTM), a Price-to-Book (P/B) ratio of 1.01 (TTM), at a market cap of $4.31B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 22.60%
Gross Profit Margin TTM: 71.43%
P/S TTM: 3.48x
P/B TTM: 1.01
Market Cap: $4.31B

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Eastern Bankshares, Inc. in?

Eastern Bankshares, Inc. (EBC) operates in the Savings Institution, Federally Chartered industry.

What is EBC's market cap?

Eastern Bankshares, Inc. (EBC) has a market capitalization of $4.31B as of 2026-03-31.

What is EBC's P/E ratio?

Eastern Bankshares, Inc. (EBC)'s trailing twelve month P/E ratio is 11.62x as of 2026-03-31.

What exchange does EBC trade on?

Eastern Bankshares, Inc. (EBC) trades on the EBC: Nasdaq.

Where is Eastern Bankshares, Inc. incorporated?

Eastern Bankshares, Inc. is incorporated in MA.

Eastern Bankshares, Inc. (EBC) — SEC Financial Statements & Analysis

Frequently Asked Questions

Research Faster.Invest Smarter.

Research Faster.
Invest Smarter.