EBC
Eastern Bankshares, Inc.Company Information
- Company Name
- Eastern Bankshares, Inc.
- CIK
- CIK0001810546
- Category
- Large accelerated filer
- Ticker: Exchange
- EBC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- EBC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-06
- Last sale
- 2026-06-29
- Shares purchased (TTM)
- 159,905
- Shares sold (TTM)
- 364,737
Institutional Sentiment
- As of
- 2026-03-31
- Institutional shares owned
- 153,043,574
- Shares outstanding
- 222,142,991
- Ownership
- 68.89%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -2.41%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Commercial Portfolio Segment | - | - | - | - | - | 8 | - | - | - | 29 | 3,034 | -3,320 | ||||||
| Residential Portfolio Segment | - | - | - | - | - | 0 | - | - | - | 26 | 2,565 | -2,509 | ||||||
| Commercial And Industrial Sector | - | - | - | - | - | 8 | - | - | - | 29 | 3,034 | -3,320 | ||||||
| Commercial Real Estate | - | - | - | - | - | - | - | - | - | - | 5,457 | 155 | ||||||
| Residential Mortgage | - | - | - | - | - | 0 | - | - | - | 26 | 2,565 | -2,509 | ||||||
| Cash And Due From Banks | 176 | 111 | 126 | 117 | 159 | 129 | 93 | 98 | 73 | 71 | 87 | 73 | ||||||
| Construction Loans | - | - | - | - | - | - | - | - | - | - | 387 | 11 | ||||||
| Short Term Investments | 81 | 220 | 191 | 293 | 395 | 240 | 914 | 791 | 678 | 668 | 606 | 536 | ||||||
| Cash Cash Equivalents And Short Term Investments | 256 | 332 | 317 | 410 | 554 | 369 | 1,007 | 889 | 751 | 739 | 693 | 609 | ||||||
| Business Banking | - | - | - | - | - | - | - | - | - | - | 1,086 | -2 | ||||||
| Debt Securities | - | - | - | - | - | - | - | - | - | 4,731 | 4,857 | 4,717 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 4,048 | 3,860 | 3,826 | 3,811 | 3,896 | 4,004 | 4,022 | 4,163 | 4,098 | 4,288 | 4,408 | 4,262 | ||||||
| Home Equity Loan | - | - | - | - | - | - | - | - | - | - | 1,208 | -4 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 764 | 713 | 600 | 514 | 499 | 441 | 421 | 427 | 437 | 444 | 450 | 456 | ||||||
Investments | ||||||||||||||||||
| Investments | 4,812 | 4,573 | 4,425 | 4,325 | 4,395 | 4,445 | 4,442 | 4,591 | 4,535 | - | 4,857 | - | ||||||
| Other Consumer Loans | - | - | - | - | - | - | - | - | - | - | 236 | 12 | ||||||
Assets | ||||||||||||||||||
| Assets | 31,142 | 30,633 | 30,587 | 25,458 | 25,456 | 24,986 | 25,558 | 25,507 | 21,044 | 21,175 | 21,133 | 21,146 | ||||||
| Loans Receivable Held For Sale Amount | 43 | 26 | 23 | 1 | 0 | 8 | 0 | 2 | 1 | 2 | 1 | 24 | ||||||
| Financing Receivable Before Allowance For Credit Loss And Fee | 23,713 | 23,388 | 23,574 | 18,829 | 18,590 | 18,204 | 18,079 | 18,064 | 14,146 | 14,089 | 13,973 | 13,919 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -325 | -328 | -332 | -233 | -232 | -224 | -229 | -254 | -156 | -149 | -149 | -155 | ||||||
| Consumer Portfolio Segment | - | - | - | - | - | - | - | - | - | - | 1,208 | -4 | ||||||
| Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount | -432 | -464 | -489 | -263 | -275 | -289 | -301 | -308 | -36 | -33 | -25 | -19 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 22,956 | 22,596 | 22,753 | 18,333 | 18,083 | 17,691 | 17,549 | 17,502 | 13,954 | 13,907 | 13,799 | 13,745 | ||||||
| Federal Home Loan Bank Stock | 21 | 39 | 14 | 6 | 6 | 9 | 6 | 6 | 6 | 6 | 6 | 37 | ||||||
| Property Plant And Equipment Net | - | - | - | - | - | - | - | 79 | 61 | 60 | 60 | 59 | ||||||
| Bank Owned Life Insurance | 311 | 309 | 308 | 207 | 207 | 206 | 205 | 204 | 167 | 166 | 165 | 164 | ||||||
Notes Receivable Net | ||||||||||||||||||
| Intangible Assets Net Including Goodwill | 1,278 | 1,289 | 1,301 | 1,027 | 1,035 | 1,042 | 1,050 | 1,058 | 565 | 566 | 566 | 567 | ||||||
| Deferred Income Tax Assets Net | 294 | 306 | 310 | 253 | 279 | 302 | 332 | 319 | 276 | 272 | 266 | 416 | ||||||
| Prepaid Expense Current And Noncurrent | 255 | 258 | 260 | 227 | 231 | 233 | 232 | 201 | 183 | 187 | 183 | 156 | ||||||
| Other Assets | 798 | 787 | 756 | 597 | 600 | 615 | 667 | 657 | 546 | 539 | 536 | 528 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Demand Deposit Accounts | 6,541 | 6,597 | 6,341 | 5,662 | 5,948 | 5,974 | 5,992 | 5,856 | 4,809 | 4,952 | 5,162 | 5,177 | ||||||
| Interest Bearing Domestic Deposit Checking | 4,707 | 4,509 | 4,727 | 4,241 | 4,455 | 4,367 | 4,606 | 4,562 | 3,533 | 3,740 | 3,737 | 3,672 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 25,919 | 25,105 | 25,471 | 21,117 | 21,221 | 20,797 | 21,319 | 21,217 | 17,538 | 17,667 | 17,596 | 17,424 | ||||||
| Deposits Savings Deposits | 2,151 | 2,140 | 2,010 | 1,580 | 1,605 | 1,650 | 1,648 | 1,681 | 1,238 | 1,291 | 1,323 | 1,394 | ||||||
| Deposits Money Market Deposits | 8,207 | 7,716 | 7,886 | 6,270 | 5,965 | 5,615 | 5,736 | 5,572 | 5,015 | 4,770 | 4,664 | 4,709 | ||||||
| Time Deposits | 4,314 | 4,144 | 4,507 | 3,365 | 3,248 | 3,191 | 3,336 | 3,545 | 2,943 | 2,913 | 2,709 | 2,473 | ||||||
Securities Borrowed | ||||||||||||||||||
| Assets Of Disposal Group Including Discontinued Operation | - | - | - | - | - | - | - | - | - | - | 0 | 125 | ||||||
| Federal Home Loan Bank Advances Long Term | 364 | 689 | 200 | 26 | 27 | 20 | 18 | 17 | 17 | 18 | 18 | 17 | ||||||
| Debt Longterm And Shortterm Combined Amount | 399 | 717 | 215 | 40 | 48 | 55 | 66 | 71 | 49 | 53 | 48 | 715 | ||||||
| Other Liabilities | 541 | 524 | 561 | 495 | 503 | 551 | 560 | 548 | 490 | 502 | 514 | 525 | ||||||
| Liabilities | 26,859 | 26,347 | 26,246 | 21,652 | 21,772 | 21,403 | 21,946 | 21,836 | 18,077 | 18,222 | 18,158 | 18,700 | ||||||
| Commitments And Contingencies | 0 | - | 0 | - | - | - | 0 | - | - | - | 0 | - | ||||||
| Common Stock Value | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Additional Paid In Capital | 2,483 | 2,549 | 2,621 | 2,194 | 2,190 | 2,189 | 2,237 | 2,246 | 1,674 | 1,669 | 1,666 | 1,661 | ||||||
| Unearned E S O P Shares | -120 | -122 | -123 | -124 | -125 | -127 | -128 | -129 | -130 | -132 | -133 | -134 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 4,283 | 4,286 | 4,341 | 3,806 | 3,684 | 3,583 | 3,612 | 3,671 | 2,967 | 2,953 | 2,975 | 2,447 | ||||||
| Retained Earnings Accumulated Deficit | 2,176 | 2,104 | 2,067 | 1,997 | 1,917 | 1,843 | 2,085 | 2,048 | 2,077 | 2,068 | 2,048 | 1,747 | ||||||
| Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date | - | - | - | - | - | - | - | - | - | - | 0 | 656 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -258 | -248 | -227 | -264 | -300 | -324 | -584 | -496 | -654 | -655 | -608 | -830 | ||||||
| Liabilities And Stockholders Equity | 31,142 | 30,633 | 30,587 | 25,458 | 25,456 | 24,986 | 25,558 | 25,507 | 21,044 | 21,175 | 21,133 | 21,146 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 4,400 | 4,201 | 4,143 | 4,155 | 4,284 | 4,418 | 4,779 | 4,795 | 4,893 | 5,079 | 5,162 | 5,257 | ||||||
| Held To Maturity Securities Fair Value | 741 | 682 | 576 | 486 | 464 | 401 | 372 | 393 | 385 | 393 | 405 | 388 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | ||||||
| Liabilities Of Disposal Group Including Discontinued Operation | - | - | - | - | - | - | - | - | - | - | 0 | 35 | ||||||
| Common Stock Shares Issued | 229 | 232 | 236 | 212 | 211 | 212 | 214 | 215 | 177 | 177 | 176 | 176 | ||||||
| Shares Outstanding | 229 | 232 | 236 | 212 | 211 | 212 | 214 | 215 | 177 | 177 | 176 | 176 | ||||||
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Recent filings
- 10-QFiled
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- 10-QFiled
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Start 7-day free trialEastern Bankshares, Inc. (EBC) — SEC Financial Statements & Analysis
Eastern Bankshares, Inc. (EBC) is a savings institution, federally chartered company, incorporated in MA. Eastern Bankshares, Inc. trades on Nasdaq as: EBC. Eastern Bankshares, Inc. (EBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, Eastern Bankshares, Inc. carries a market cap of $4.82B, a P/E ratio of 12.82x, a P/B ratio of 1.13x, a P/S ratio of 3.68x, an enterprise value of $4.57B, and an EV/EBITDA multiple of -9.60x. On profitability, it posts a gross margin of 71.39%, an operating margin of 30.70%, a net margin of 28.74%, a Return on Equity (ROE) of 9.44%, and a Return on Invested Capital (ROIC) of -13.84%. Per share, it reports EPS of $1.72, diluted EPS of $1.72, free cash flow per share of $1.86, and a dividend per share of $0.54. Over the trailing year, it posted revenue growth of 20.97% year-over-year, net income growth of -698.45% year-over-year, and EPS growth of -644.33% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.57x, free cash flow of $406.35M (TTM), and net debt of $-256.16M. Figures sourced from SEC EDGAR.
- Market Cap
- $4.82B
- P/E TTM
- 12.82x
- EPS TTM
- $1.72
- P/B TTM
- 1.13x
- ROE TTM
- 9.44%
- Free Cash Flow TTM
- $406.35M
- Net Revenue TTM Growth 1Y
- 20.97%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Eastern Bankshares, Inc. in?
Eastern Bankshares, Inc. (EBC) operates in the Savings Institution, Federally Chartered industry.
What exchange does EBC trade on?
Eastern Bankshares, Inc. (EBC) trades on the Nasdaq.
Where is Eastern Bankshares, Inc. incorporated?
Eastern Bankshares, Inc. is incorporated in MA.
When was Eastern Bankshares, Inc. (EBC)'s most recent SEC filing?
Eastern Bankshares, Inc. (EBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is EBC's market cap?
Eastern Bankshares, Inc. (EBC) has a market capitalization of $4.82B as of 2026-06-30.
What is EBC's P/E ratio?
Eastern Bankshares, Inc. (EBC)'s trailing twelve month P/E ratio is 12.82x as of 2026-06-30.
What is EBC's EPS (earnings per share)?
Eastern Bankshares, Inc. (EBC)'s trailing twelve month EPS is $1.72 as of 2026-06-30.
What is EBC's ROE (return on equity)?
Eastern Bankshares, Inc. (EBC)'s trailing twelve month Return on Equity (ROE) is 9.44% as of 2026-06-30.
What is EBC's ROIC (return on invested capital)?
Eastern Bankshares, Inc. (EBC)'s trailing twelve month Return on Invested Capital (ROIC) is -13.84% as of 2026-06-30.
What is EBC's EV/EBITDA?
Eastern Bankshares, Inc. (EBC)'s trailing twelve month EV/EBITDA is -9.60x as of 2026-06-30.