ECBK
ECB Bancorp, Inc. /MD/Company Information
- Company Name
- ECB Bancorp, Inc. /MD/
- CIK
- CIK0001914605
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- ECBK: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- ECBK
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-04-30
- Last sale
- 2024-05-06
- Shares purchased (TTM)
- 4,053
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- 0.29%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 3 | 3 | 4 | 3 | 6 | 4 | 6 | 5 | 3 | 3 | 4 | 3 | ||||||
| Short Term Investments | 121 | 108 | 83 | 99 | 92 | 144 | 152 | 115 | 109 | 110 | 115 | 94 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 124 | 111 | 87 | 103 | 99 | 148 | 158 | 120 | 111 | 112 | 119 | 97 | ||||||
| Interest Bearing Deposits In Banks | 14 | 11 | 8 | - | - | 0 | 0 | 0 | - | - | 0 | - | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 40 | 37 | 34 | 31 | 20 | 14 | 7 | 4 | 0 | 3 | 5 | 5 | ||||||
| Held To Maturity Securities | - | - | - | - | - | 68 | 73 | 77 | 80 | 77 | 77 | 75 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 1,071 | 1,040 | 997 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 50 | 52 | 56 | 58 | 67 | - | 73 | - | - | - | - | - | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 0 | 0 | 0 | - | 2 | 0 | 0 | 1 | 1 | - | - | - | ||||||
| Notes Receivable Net | - | - | - | - | - | 1,178 | 1,136 | 1,115 | 1,103 | - | 1,040 | - | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,393 | 1,391 | 1,372 | 1,306 | 1,282 | - | 1,136 | - | - | - | - | - | ||||||
| Federal Home Loan Bank Stock | 12 | 11 | 12 | 11 | 11 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Property Plant And Equipment Net | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Interest Receivable | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | ||||||
| Deferred Income Tax Assets Net | 5 | 5 | 6 | 6 | 6 | 5 | 5 | 6 | 5 | 4 | 5 | 5 | ||||||
| Bank Owned Life Insurance | 16 | 16 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 14 | ||||||
| Other Assets | 8 | 7 | 7 | 6 | 6 | 7 | 7 | 3 | 4 | 4 | 3 | 3 | ||||||
| Assets | 1,672 | 1,650 | 1,606 | 1,553 | 1,515 | 1,452 | 1,418 | 1,358 | 1,336 | 1,303 | 1,280 | 1,214 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 103 | 80 | 81 | 85 | 88 | 80 | 85 | 74 | 78 | 77 | 78 | 85 | ||||||
| Interest Bearing Deposit Liabilities | 1,090 | 1,119 | 1,051 | 1,024 | 980 | 957 | 914 | 870 | 855 | 825 | 790 | 728 | ||||||
| Deposits | 1,193 | 1,199 | 1,132 | 1,109 | 1,067 | 1,037 | 999 | 944 | 933 | 902 | 868 | 813 | ||||||
| Advances From Federal Home Loan Banks | 285 | 261 | 285 | 260 | 265 | 234 | 234 | 234 | 224 | 224 | 234 | 224 | ||||||
| Other Liabilities | 14 | 14 | 17 | 15 | 14 | 13 | 17 | 14 | 13 | 12 | 13 | 12 | ||||||
| Liabilities | 1,492 | 1,474 | 1,434 | 1,383 | 1,347 | 1,284 | 1,250 | 1,192 | 1,169 | 1,138 | 1,115 | 1,048 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | - | 0 | - | - | - | - | - | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 83 | 83 | 83 | 83 | 85 | 86 | 86 | 87 | 87 | 87 | 87 | 89 | ||||||
| Retained Earnings Accumulated Deficit | 102 | 99 | 96 | 93 | 91 | 89 | 88 | 86 | 85 | 84 | 84 | 83 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 1 | -0 | -1 | -1 | -1 | -0 | 0 | -1 | 1 | 1 | 0 | 0 | ||||||
| Unearned E S O P Shares | - | - | - | - | - | -6 | -6 | -6 | -6 | -7 | -7 | -7 | ||||||
| Stockholders Equity | 180 | 176 | 172 | 169 | 168 | 169 | 168 | 166 | 166 | 166 | 165 | 166 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | 9 | 9 | 8 | ||||||
| Liabilities And Stockholders Equity | 1,672 | 1,650 | 1,606 | 1,553 | 1,515 | 1,452 | 1,418 | 1,358 | 1,336 | 1,303 | 1,280 | 1,214 | ||||||
| Held To Maturity Securities Fair Value | 47 | 48 | 52 | 55 | 63 | 63 | 68 | 73 | 74 | 71 | 71 | 66 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | 9 | 9 | 9 | 9 | 9 | 9 | 8 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 9 | - | - | - | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | - | - | - | - | - | - | - | 4 | - | - | - | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | - | - | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Common Stock Shares Issued | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Shares Outstanding | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialECB Bancorp, Inc. /MD/ (ECBK) — SEC Financial Statements & Analysis
ECB Bancorp, Inc. /MD/ (ECBK) is a savings institutions, not federally chartered company, incorporated in MD. ECB Bancorp, Inc. /MD/ trades on Nasdaq as: ECBK. ECB Bancorp, Inc. /MD/ (ECBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, ECB Bancorp, Inc. /MD/ carries a market cap of $160.67M, a P/E ratio of 14.07x, a P/B ratio of 0.89x, a P/S ratio of 3.85x, an enterprise value of $157.72M, and an EV/EBITDA multiple of -7.27x. On profitability, it posts a gross margin of -14.29%, an operating margin of 37.05%, a net margin of 27.34%, a Return on Equity (ROE) of 6.56%, and a Return on Invested Capital (ROIC) of -9.54%. Per share, it reports EPS of $1.43, diluted EPS of $1.37, free cash flow per share of $2.80, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 18.45% year-over-year, net income growth of 114.79% year-over-year, and EPS growth of 118.93% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.59x, free cash flow of $22.39M (TTM), and net debt of $-2.94M. Figures sourced from SEC EDGAR.
- Market Cap
- $160.67M
- P/E TTM
- 14.07x
- EPS TTM
- $1.43
- P/B TTM
- 0.89x
- ROE TTM
- 6.56%
- Free Cash Flow TTM
- $22.39M
- Net Revenue TTM Growth 1Y
- 18.45%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ECB Bancorp, Inc. /MD/ in?
ECB Bancorp, Inc. /MD/ (ECBK) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does ECBK trade on?
ECB Bancorp, Inc. /MD/ (ECBK) trades on the Nasdaq.
Where is ECB Bancorp, Inc. /MD/ incorporated?
ECB Bancorp, Inc. /MD/ is incorporated in MD.
When was ECB Bancorp, Inc. /MD/ (ECBK)'s most recent SEC filing?
ECB Bancorp, Inc. /MD/ (ECBK)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is ECBK's market cap?
ECB Bancorp, Inc. /MD/ (ECBK) has a market capitalization of $160.67M as of 2026-06-30.
What is ECBK's P/E ratio?
ECB Bancorp, Inc. /MD/ (ECBK)'s trailing twelve month P/E ratio is 14.07x as of 2026-06-30.
What is ECBK's EPS (earnings per share)?
ECB Bancorp, Inc. /MD/ (ECBK)'s trailing twelve month EPS is $1.43 as of 2026-06-30.
What is ECBK's ROE (return on equity)?
ECB Bancorp, Inc. /MD/ (ECBK)'s trailing twelve month Return on Equity (ROE) is 6.56% as of 2026-06-30.
What is ECBK's ROIC (return on invested capital)?
ECB Bancorp, Inc. /MD/ (ECBK)'s trailing twelve month Return on Invested Capital (ROIC) is -9.54% as of 2026-06-30.
What is ECBK's EV/EBITDA?
ECB Bancorp, Inc. /MD/ (ECBK)'s trailing twelve month EV/EBITDA is -7.27x as of 2026-06-30.