ECPG
ENCORE CAPITAL GROUP INCCompany Information
- Company Name
- ENCORE CAPITAL GROUP INC
- CIK
- CIK0001084961
- Category
- Large accelerated filer
- Ticker: Exchange
- ECPG: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6153
- SIC Description
- Short-Term Business Credit Institutions
- Ticker
- ECPG
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-03-05
- Last sale
- 2026-06-11
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 17,957
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 22,072,103
- Shares outstanding
- 21,554,000
- Ownership
- 102.40%
Earnings Market Reaction
- Filing date
- 2026-08-05
- Price on filing date
- —
- 1-month reaction
- 6.74%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Variable Interest Entity Primary Beneficiary | -3 | 50 | 40 | -1 | -1 | 37 | 24 | 2 | -0 | 27 | 24 | -1 | ||||||
Assets | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 183 | 227 | 157 | 172 | 173 | 187 | 200 | 247 | 251 | 173 | 158 | 145 | ||||||
| Notes Receivable Net | 4,610 | 4,437 | 4,372 | 4,270 | 4,185 | 3,953 | 3,776 | 3,719 | 3,583 | 3,531 | 3,468 | 3,321 | ||||||
| Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net | - | - | - | - | - | - | - | - | 3,583 | 3,531 | 3,468 | 3,321 | ||||||
| Property Plant And Equipment Net | 81 | 79 | 82 | 82 | 84 | 82 | 81 | 104 | 102 | 103 | 104 | 102 | ||||||
| Other Assets | 163 | 177 | 193 | 198 | 207 | 229 | 225 | 295 | 278 | 278 | 293 | 367 | ||||||
| Goodwill | 529 | 529 | 536 | 536 | 543 | 519 | 508 | 628 | 603 | 602 | 606 | 826 | ||||||
| Assets | 5,565 | 5,451 | 5,340 | 5,258 | 5,191 | 4,970 | 4,790 | 4,994 | 4,817 | 4,687 | 4,630 | 4,760 | ||||||
Liabilities | ||||||||||||||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 191 | 252 | 230 | 260 | 215 | 234 | 234 | 223 | 198 | 180 | 190 | 191 | ||||||
| Debt And Capital Lease Obligations | 4,180 | 4,033 | 4,001 | 3,934 | 3,965 | 3,791 | 3,673 | 3,551 | 3,455 | 3,364 | 3,318 | 3,114 | ||||||
| Other Liabilities | 116 | 130 | 131 | 111 | 115 | 126 | 116 | 172 | 176 | 189 | 186 | 257 | ||||||
| Liabilities | 4,487 | 4,416 | 4,363 | 4,305 | 4,295 | 4,151 | 4,022 | 3,946 | 3,829 | 3,733 | 3,694 | 3,562 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 0 | 0 | 0 | 0 | 0 | 10 | 19 | 17 | 13 | 9 | 11 | 8 | ||||||
| Retained Earnings Accumulated Deficit | 1,210 | 1,167 | 1,105 | 1,084 | 1,015 | 957 | 910 | 1,135 | 1,105 | 1,072 | 1,049 | 1,320 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -131 | -132 | -128 | -131 | -119 | -148 | -162 | -104 | -130 | -127 | -124 | -129 | ||||||
| Stockholders Equity | 1,079 | 1,035 | 977 | 953 | 896 | 819 | 767 | 1,048 | 988 | 954 | 937 | 1,199 | ||||||
| Liabilities And Stockholders Equity | 5,565 | 5,451 | 5,340 | 5,258 | 5,191 | 4,970 | 4,790 | 4,994 | 4,817 | 4,687 | 4,630 | 4,760 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | ||||||
| Common Stock Shares Issued | 21 | 21 | 22 | 23 | 23 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | ||||||
| Shares Outstanding | 21 | 21 | 22 | 23 | 23 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialENCORE CAPITAL GROUP INC (ECPG) — SEC Financial Statements & Analysis
ENCORE CAPITAL GROUP INC (ECPG) is a short-term business credit institutions company, incorporated in DE. ENCORE CAPITAL GROUP INC trades on Nasdaq as: ECPG. ENCORE CAPITAL GROUP INC (ECPG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05. Based on that filing, ENCORE CAPITAL GROUP INC carries a market cap of $2.01B, a P/E ratio of 6.67x, a P/B ratio of 1.86x, a P/S ratio of 1.08x, an enterprise value of $1.83B, and an EV/EBITDA multiple of 2.45x. On profitability, it posts a gross margin of 74.89%, an operating margin of 38.44%, a net margin of 16.16%, a Return on Equity (ROE) of 30.54%, and a Return on Invested Capital (ROIC) of 66.75%. Per share, it reports EPS of $13.99, diluted EPS of $13.23, free cash flow per share of $5.81, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -1115.29% year-over-year, net income growth of -438.27% year-over-year, and EPS growth of -468.92% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 2.42x, free cash flow of $125.14M (TTM), and net debt of $-182.93M. Figures sourced from SEC EDGAR.
- Market Cap
- $2.01B
- P/E TTM
- 6.67x
- EPS TTM
- $13.99
- P/B TTM
- 1.86x
- ROE TTM
- 30.54%
- Free Cash Flow TTM
- $125.14M
- Net Revenue TTM Growth 1Y
- -1115.29%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ENCORE CAPITAL GROUP INC in?
ENCORE CAPITAL GROUP INC (ECPG) operates in the Short-Term Business Credit Institutions industry.
What exchange does ECPG trade on?
ENCORE CAPITAL GROUP INC (ECPG) trades on the Nasdaq.
Where is ENCORE CAPITAL GROUP INC incorporated?
ENCORE CAPITAL GROUP INC is incorporated in DE.
When was ENCORE CAPITAL GROUP INC (ECPG)'s most recent SEC filing?
ENCORE CAPITAL GROUP INC (ECPG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05.
What is ECPG's market cap?
ENCORE CAPITAL GROUP INC (ECPG) has a market capitalization of $2.01B as of 2026-06-30.
What is ECPG's P/E ratio?
ENCORE CAPITAL GROUP INC (ECPG)'s trailing twelve month P/E ratio is 6.67x as of 2026-06-30.
What is ECPG's EPS (earnings per share)?
ENCORE CAPITAL GROUP INC (ECPG)'s trailing twelve month EPS is $13.99 as of 2026-06-30.
What is ECPG's ROE (return on equity)?
ENCORE CAPITAL GROUP INC (ECPG)'s trailing twelve month Return on Equity (ROE) is 30.54% as of 2026-06-30.
What is ECPG's ROIC (return on invested capital)?
ENCORE CAPITAL GROUP INC (ECPG)'s trailing twelve month Return on Invested Capital (ROIC) is 66.75% as of 2026-06-30.
What is ECPG's EV/EBITDA?
ENCORE CAPITAL GROUP INC (ECPG)'s trailing twelve month EV/EBITDA is 2.45x as of 2026-06-30.