ENTERPRISE FINANCIAL SERVICES CORP
ENTERPRISE FINANCIAL SERVICES CORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 274 | 259 | 208 | 208 | 253 | 260 | 271 | 211 | 177 | 158 | 193 | 191 | |||||
Federal Funds Sold | 11 | 8 | 6 | 3 | 11 | 8 | 6 | 3 | 2 | 1 | 3 | 2 | |||||
Interest Bearing Deposits In Banks | 267 | 368 | 468 | 261 | 228 | 213 | 487 | 213 | 214 | 211 | 237 | 178 | |||||
Cash Cash Equivalents And Federal Funds Sold | 552 | 634 | 682 | 472 | 492 | 482 | 764 | 426 | 393 | 369 | 433 | 371 | |||||
Debt Securities Available For Sale Excluding Accru… | 2,796 | 2,774 | 2,655 | 2,351 | 2,205 | 1,990 | 1,862 | 1,787 | 1,616 | 1,612 | 1,618 | 1,487 | |||||
Debt Securities Held To Maturity Excluding Accrued… | 1,036 | 1,055 | 1,075 | 1,082 | 1,091 | 1,034 | 929 | 852 | 773 | 758 | 750 | 731 | |||||
Trade And Loans Receivables Held For Sale Net Not … | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | |||||
Loans And Leases Receivable Gross Carrying Amount | - | - | - | - | - | - | - | - | - | 11,028 | 10,884 | 10,617 | |||||
Financing Receivable Excluding Accrued Interest Be… | 11,892 | 11,693 | 11,800 | 11,583 | 11,409 | 11,299 | 11,220 | 11,080 | 11,000 | - | 10,884 | - | |||||
Financing Receivable Allowance For Credit Loss Exc… | -139 | -142 | -140 | -149 | -145 | -143 | -138 | -140 | -139 | -135 | -135 | -142 | |||||
Assets | |||||||||||||||||
Assets | 17,399 | 17,228 | 17,301 | 16,402 | 16,076 | 15,677 | 15,596 | 14,954 | 14,616 | 14,613 | 14,519 | 14,025 | |||||
Loans And Leases Receivable Net Reported Amount Co… | - | - | - | - | - | - | - | - | - | 10,893 | - | 10,475 | |||||
Financing Receivable Excluding Accrued Interest Af… | 11,753 | 11,551 | 11,660 | 11,434 | 11,264 | 11,156 | 11,082 | 10,940 | 10,861 | - | 10,749 | - | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | - | 10,749 | - | |||||
Other Investments And Securities At Cost | 129 | 82 | 81 | 94 | 89 | 84 | 73 | 76 | 72 | 74 | 66 | 62 | |||||
Property Plant And Equipment Net | 57 | 58 | 59 | 49 | 49 | 48 | 45 | 44 | 45 | 44 | 43 | 41 | |||||
Goodwill | 417 | 417 | 417 | 365 | 365 | 365 | 365 | 365 | 365 | 365 | 365 | 365 | |||||
Intangible Assets Net Excluding Goodwill | 18 | 20 | 21 | 6 | 7 | 8 | 8 | 9 | 10 | 11 | 12 | 13 | |||||
Prepaid Expense And Other Assets | 639 | 636 | 649 | 547 | 515 | 508 | 465 | 451 | 478 | 481 | 477 | 476 | |||||
Noninterest Bearing Domestic Deposit Demand | 4,910 | 4,828 | 4,874 | 4,387 | 4,322 | 4,285 | 4,484 | 3,934 | 3,928 | 3,805 | 3,959 | 3,852 | |||||
Interest Bearing Domestic Deposit Checking | 3,407 | 3,396 | 3,537 | 3,302 | 3,185 | 3,194 | 3,175 | 3,049 | 2,952 | 2,956 | 2,950 | 2,750 | |||||
Deposits Money Market Deposits | 3,945 | 4,059 | 3,991 | 3,703 | 3,676 | 3,632 | 3,564 | 3,568 | 3,474 | 3,430 | 3,399 | 3,211 | |||||
Deposits Savings Deposits | 537 | 552 | 537 | 526 | 533 | 535 | 553 | 553 | 565 | 576 | 595 | 626 | |||||
Contractual Maturities Ti… | |||||||||||||||||
Time Deposits | |||||||||||||||||
Interest Bearing Domestic Deposit Brokered | 736 | 725 | 722 | 762 | 752 | 542 | 485 | 481 | 495 | 659 | 483 | 696 | |||||
Time Deposits At Or Above F D I C Insurance Limit | - | - | - | - | - | - | - | - | - | 826 | - | 775 | |||||
Interest Bearing Domestic Deposit Other Time Depos… | 967 | 965 | 947 | 889 | 849 | 846 | 885 | 880 | 868 | - | 790 | - | |||||
Deposits | 14,503 | 14,524 | 14,609 | 13,568 | 13,317 | 13,034 | 13,146 | 12,465 | 12,282 | 12,254 | 12,176 | 11,910 | |||||
Subordinated Debt | 266 | 94 | 94 | 94 | 157 | 157 | 157 | 156 | 156 | 156 | 156 | 156 | |||||
Federal Home Loan Bank Advances Long Term | - | - | - | - | - | - | - | 150 | 78 | 125 | 0 | 0 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Federal Home Loan Bank Advances Branch Of F H L B … | 208 | - | - | 327 | 294 | 205 | - | - | - | - | - | - | |||||
Liabilities And Stockholders Equity | 17,399 | 17,228 | 17,301 | 16,402 | 16,076 | 15,677 | 15,596 | 14,954 | 14,616 | 14,613 | 14,519 | 14,025 | |||||
Other Borrowings | 208 | 319 | 388 | 247 | 211 | 256 | 281 | 171 | 178 | 195 | 298 | 182 | |||||
Other Liabilities | 174 | 268 | 171 | 185 | 175 | 157 | 189 | 180 | 165 | 152 | 172 | 165 | |||||
Liabilities | 15,358 | 15,206 | 15,261 | 14,420 | 14,153 | 13,809 | 13,772 | 13,122 | 12,860 | 12,882 | 12,803 | 12,413 | |||||
Preferred Stock Value | 72 | 72 | 72 | 72 | 72 | 72 | 72 | 72 | 72 | 72 | 72 | 72 | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 2,041 | 2,022 | 2,039 | 1,982 | 1,923 | 1,868 | 1,824 | 1,832 | 1,755 | 1,732 | 1,716 | 1,612 | |||||
Additional Paid In Capital | 986 | 990 | 1,001 | 997 | 992 | 989 | 991 | 993 | 994 | 996 | 995 | 992 | |||||
Retained Earnings Accumulated Deficit | 1,056 | 1,041 | 1,021 | 981 | 948 | 909 | 878 | 846 | 811 | 779 | 750 | 715 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -74 | -82 | -55 | -68 | -89 | -101 | -117 | -79 | -122 | -115 | -101 | -168 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Liquidation Preference | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | |||||
Common Stock Shares Issued | 36 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 38 | 37 | 37 | |||||
Shares Outstanding | 36 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 38 | 37 | 37 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.29% | 6.03% | 15.04% | - | - | - | - | - | - | - | - | - |
| 2025 | -0.70% | 0.33% | 11.37% | 12.45% | 12.66% | -0.77% | 3.25% | 7.13% | 6.54% | -6.70% | 3.38% | 2.75% |
| 2024 | 5.41% | -2.30% | 11.69% | -7.70% | -4.74% | -5.67% | 15.28% | 7.91% | 10.14% | -6.36% | -17.30% | -7.46% |
| 2023 | - | - | - | -5.17% | -9.40% | -12.52% | 13.52% | 27.30% | 25.85% | -1.64% | 0.69% | 3.79% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.59 | -0.56 | -0.24 | 0.21 | 0.83 | 1.85 | 1.80 | 1.81 | 1.83 | 1.93 | 2.22 | 2.74 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | - | - | - | 4,855.15 | - | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | - | - | - | 0.08 | - | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 5.19 | 5.40 | 5.41 | 5.13 | 5.30 | 5.10 | 4.83 | 4.83 | 4.66 | 4.78 | 5.17 | 5.58 | |||||
| Free Cash Flow Per Share TTM | 5.80 | 5.51 | 4.91 | 5.18 | 6.30 | 6.72 | 6.42 | 7.08 | 6.01 | 5.87 | 7.00 | 5.75 | |||||
| Dividend Per Share TTM | 1.31 | 1.26 | 1.22 | 1.18 | 1.14 | 1.11 | 1.06 | 1.03 | 1.01 | 1.00 | 1.00 | 0.99 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 72.51% | 71.57% | 70.55% | 61.38% | 60.31% | 59.39% | 58.53% | 66.74% | 67.76% | 69.78% | 73.55% | 78.47% | |||||
| Operating Profit Margin TTM | 22.34% | 23.92% | 24.08% | 24.54% | 21.80% | 21.17% | 20.05% | 20.24% | 19.93% | 21.20% | 24.97% | 26.73% | |||||
| Net Profit Margin TTM | 20.87% | 22.27% | 22.67% | 21.99% | 22.84% | 22.24% | 21.33% | 21.47% | 21.16% | 22.36% | 25.37% | 29.32% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 5.76% | 5.45% | 4.39% | 3.41% | 4.24% | 6.41% | 11.26% | 17.94% | 27.41% | 39.14% | 48.50% | 53.35% | |||||
| Net Income Growth (1Y) | -3.40% | 5.59% | 10.94% | 5.91% | 12.55% | 5.83% | -6.46% | -13.63% | -18.61% | -14.51% | -4.42% | 8.61% | |||||
| EPS Growth (1Y) | -2.01% | 5.78% | 12.05% | 6.83% | 14.14% | 7.32% | -6.43% | -13.48% | -18.91% | -14.93% | -4.40% | 8.14% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.61 | 9.89 | 9.81 | 11.01 | 10.11 | 10.16 | 11.23 | 10.18 | 8.39 | 8.05 | 8.13 | 6.29 | |||||
| P/B TTM | 1.18 | 0.98 | 0.97 | 1.06 | 1.04 | 1.03 | 1.12 | 1.01 | 0.84 | 0.84 | 0.92 | 0.82 | |||||
| P/S TTM | 2.63 | 2.20 | 2.22 | 2.42 | 2.31 | 2.26 | 2.39 | 2.19 | 1.77 | 1.80 | 2.06 | 1.84 | |||||
| Market Cap | 2.40B | 1.99B | 1.97B | 2.11B | 1.99B | 1.93B | 2.04B | 1.84B | 1.47B | 1.45B | 1.58B | 1.32B | |||||
| Enterprise Value | 1.85B | 1.35B | 1.29B | 1.64B | 1.50B | 1.45B | 1.27B | 1.42B | 1.08B | 1.08B | 1.14B | 947.38M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 211.43M | 203.39M | 181.53M | 191.81M | 232.86M | 248.61M | 239.93M | 264.45M | 225.16M | 220.12M | 261.68M | 215.23M | |||||
| Net Debt | -552.06M | -634.47M | -681.90M | -471.96M | -491.52M | -481.67M | -764.17M | -426.38M | -392.78M | -369.42M | -433.03M | -370.70M | |||||
Per-Share and Margin | |||||||||||||||||
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| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
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| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
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| Altman C | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Dividend Yield TTM | |||||||||||||||||
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| EV EBITDA TTM | |||||||||||||||||
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| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
ENTERPRISE FINANCIAL SERVICES CORP (EFSC) — SEC Financial Statements & Analysis
ENTERPRISE FINANCIAL SERVICES CORP (EFSC) is a state commercial banks company, incorporated in DE. ENTERPRISE FINANCIAL SERVICES CORP trades on Nasdaq as: EFSC, EFSCP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), ENTERPRISE FINANCIAL SERVICES CORP reported a 5.76% year-over-year revenue growth, a Gross Profit Margin of 72.51% (TTM), a Price-to-Sales (P/S) ratio of 2.63x (TTM), a Price-to-Book (P/B) ratio of 1.18x (TTM), at a market cap of $2.40B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 5.76%
- Gross Profit Margin TTM
- 72.51%
- P/S TTM
- 2.63x
- P/B TTM
- 1.18x
- Market Cap
- $2.40B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ENTERPRISE FINANCIAL SERVICES CORP in?
ENTERPRISE FINANCIAL SERVICES CORP (EFSC) operates in the State Commercial Banks industry.
What is EFSC's market cap?
ENTERPRISE FINANCIAL SERVICES CORP (EFSC) has a market capitalization of $2.40B as of 2026-06-30.
What is EFSC's P/E ratio?
ENTERPRISE FINANCIAL SERVICES CORP (EFSC)'s trailing twelve month P/E ratio is 12.61x as of 2026-06-30.
What exchange does EFSC trade on?
ENTERPRISE FINANCIAL SERVICES CORP (EFSC) trades on the Nasdaq.
Where is ENTERPRISE FINANCIAL SERVICES CORP incorporated?
ENTERPRISE FINANCIAL SERVICES CORP is incorporated in DE.