EFSI
EAGLE FINANCIAL SERVICES INCCompany Information
- Company Name
- EAGLE FINANCIAL SERVICES INC
- CIK
- CIK0000880641
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- EFSI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- EFSI
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-03-11
- Last sale
- 2026-04-29
- Shares purchased (TTM)
- 6,663
- Shares sold (TTM)
- 522
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 2,418,938
- Shares outstanding
- 5,412,016
- Ownership
- 44.70%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- -2.26%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 18 | 15 | 14 | 16 | 17 | 17 | 13 | 15 | 15 | 13 | 15 | 14 | ||||||
| Interest Bearing Deposits In Banks | 71 | 95 | 104 | 189 | 261 | 187 | 163 | 162 | 46 | 55 | 97 | 49 | ||||||
| Federal Funds Sold | 55 | 80 | 99 | 63 | 118 | 61 | 17 | 4 | 62 | 59 | 26 | 79 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 144 | 190 | 217 | 268 | 396 | 265 | 193 | 181 | 124 | 128 | 138 | 142 | ||||||
| Available For Sale Securities Debt Securities | 112 | 115 | 120 | 121 | 121 | 110 | 121 | 130 | 129 | 132 | 137 | 134 | ||||||
| Restricted Investments | 2 | 2 | 4 | 4 | 4 | 5 | 8 | 10 | 9 | 9 | 10 | 9 | ||||||
| Loans Receivable Held For Sale Amount | 6 | 5 | 5 | 3 | 3 | 3 | 3 | 4 | 3 | 2 | 2 | 4 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,847 | 1,838 | 1,889 | 1,932 | 2,035 | 1,904 | 1,866 | 1,882 | 1,790 | 1,783 | 1,826 | 1,801 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | 1,439 | 1,463 | 1,441 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -14 | -14 | -15 | ||||||
| Loans And Leases Receivable Allowance Covered | - | -17 | -15 | -15 | -16 | -15 | -15 | -15 | -15 | - | -14 | - | ||||||
| Financing Receivable Allowance For Credit Losses | -18 | - | - | - | -16 | - | - | - | - | - | - | - | ||||||
| Loans Receivable Fair Value Disclosure | 1,481 | 1,442 | 1,458 | 1,445 | 1,423 | 1,437 | 1,452 | 1,468 | 1,434 | 1,425 | 1,448 | 1,426 | ||||||
| Property Plant And Equipment Net | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 18 | 18 | 18 | 18 | 18 | ||||||
| Bank Owned Life Insurance | 32 | 32 | 32 | 31 | 31 | 31 | 31 | 30 | 30 | 30 | 30 | 24 | ||||||
| Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Other Assets | 55 | 38 | 39 | 44 | 43 | 39 | 45 | 40 | 43 | 40 | 43 | 44 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | 463 | 455 | 432 | 521 | 575 | 432 | 406 | 414 | 415 | 425 | 437 | 431 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 721 | 728 | 729 | 688 | 728 | 729 | 679 | 656 | 647 | 667 | 656 | 656 | ||||||
| Time Deposits | 418 | 415 | 447 | 446 | 464 | 447 | 490 | 477 | 426 | 382 | 413 | 411 | ||||||
| Deposits Domestic | 1,602 | 1,598 | 1,607 | 1,655 | 1,767 | 1,607 | 1,575 | 1,546 | 1,489 | 1,474 | 1,506 | 1,498 | ||||||
| Federal Home Loan Bank Advances Branch Of F H L B Bank Amount Of Advances By Branch | - | - | 0 | 0 | 0 | 25 | 25 | 0 | 0 | 10 | 20 | 0 | ||||||
| Federal Funds Purchased | 0 | - | - | 0 | 0 | - | - | 0 | 0 | 0 | 0 | 0 | ||||||
| Federal Home Loan Bank Advances Long Term | 0 | 0 | 40 | 40 | 40 | 40 | 95 | 170 | 145 | 145 | 145 | 145 | ||||||
| Subordinated Debt | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 29 | 29 | 29 | 29 | 29 | ||||||
| Other Liabilities | 22 | 20 | 23 | 22 | 19 | 20 | 23 | 18 | 16 | 16 | 16 | 27 | ||||||
| Liabilities | 1,653 | 1,648 | 1,700 | 1,747 | 1,855 | 1,728 | 1,747 | 1,764 | 1,679 | 1,675 | 1,717 | 1,700 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 13 | 13 | 13 | 13 | 13 | 13 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital | 65 | 65 | 65 | 64 | 64 | 64 | 15 | 15 | 15 | 14 | 14 | 14 | ||||||
| Stockholders Equity | 194 | 190 | 189 | 186 | 180 | 176 | 119 | 118 | 111 | 108 | 108 | 101 | ||||||
| Retained Earnings Accumulated Deficit | 121 | 118 | 116 | 113 | 110 | 106 | 114 | 109 | 107 | 104 | 103 | 102 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -6 | -6 | -5 | -6 | -7 | -7 | -19 | -14 | -19 | -20 | -18 | -24 | ||||||
| Liabilities And Stockholders Equity | 1,847 | 1,838 | 1,889 | 1,932 | 2,035 | 1,904 | 1,866 | 1,882 | 1,790 | 1,783 | 1,826 | 1,801 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Common Stock Par Or Stated Value Per Share | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 120 | 123 | - | 128 | 130 | 118 | - | 148 | 153 | 157 | - | 164 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialEAGLE FINANCIAL SERVICES INC (EFSI) — SEC Financial Statements & Analysis
EAGLE FINANCIAL SERVICES INC (EFSI) is a state commercial banks company, incorporated in VA. EAGLE FINANCIAL SERVICES INC trades on Nasdaq as: EFSI. EAGLE FINANCIAL SERVICES INC (EFSI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, EAGLE FINANCIAL SERVICES INC carries a market cap of $222.67M, a P/E ratio of 11.95x, a P/B ratio of 1.15x, a P/S ratio of 2.25x, an enterprise value of $78.67M, and an EV/EBITDA multiple of -1.87x. On profitability, it posts a gross margin of 67.20%, an operating margin of 23.87%, a net margin of 18.85%, and a Return on Equity (ROE) of 9.98%. Per share, it reports EPS of $3.44, diluted EPS of $3.44, free cash flow per share of $1.49, and a dividend per share of $1.24. Over the trailing year, it posted revenue growth of 3.03% year-over-year, net income growth of 135.76% year-over-year, and EPS growth of 134.29% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.64x, free cash flow of $8.06M (TTM), and net debt of $-143.99M. Figures sourced from SEC EDGAR.
- Market Cap
- $222.67M
- P/E TTM
- 11.95x
- EPS TTM
- $3.44
- P/B TTM
- 1.15x
- ROE TTM
- 9.98%
- Free Cash Flow TTM
- $8.06M
- Net Revenue TTM Growth 1Y
- 3.03%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is EAGLE FINANCIAL SERVICES INC in?
EAGLE FINANCIAL SERVICES INC (EFSI) operates in the State Commercial Banks industry.
What exchange does EFSI trade on?
EAGLE FINANCIAL SERVICES INC (EFSI) trades on the Nasdaq.
Where is EAGLE FINANCIAL SERVICES INC incorporated?
EAGLE FINANCIAL SERVICES INC is incorporated in VA.
When was EAGLE FINANCIAL SERVICES INC (EFSI)'s most recent SEC filing?
EAGLE FINANCIAL SERVICES INC (EFSI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is EFSI's market cap?
EAGLE FINANCIAL SERVICES INC (EFSI) has a market capitalization of $222.67M as of 2026-06-30.
What is EFSI's P/E ratio?
EAGLE FINANCIAL SERVICES INC (EFSI)'s trailing twelve month P/E ratio is 11.95x as of 2026-06-30.
What is EFSI's EPS (earnings per share)?
EAGLE FINANCIAL SERVICES INC (EFSI)'s trailing twelve month EPS is $3.44 as of 2026-06-30.
What is EFSI's ROE (return on equity)?
EAGLE FINANCIAL SERVICES INC (EFSI)'s trailing twelve month Return on Equity (ROE) is 9.98% as of 2026-06-30.
What is EFSI's EV/EBITDA?
EAGLE FINANCIAL SERVICES INC (EFSI)'s trailing twelve month EV/EBITDA is -1.87x as of 2026-06-30.

