Embassy Bancorp, Inc.

EMYB

Embassy Bancorp, Inc.

EMYB

Insider Sentiment (TTM):

Last Purchase:2026-06-15Last Sale:2025-12-03Shares Purchased (TTM):16,647Shares Sold (TTM):6,000

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:152,937Shares Outstanding:7,535,984Institutional Ownership Pct.:2.03%

Earnings Market Reaction:

Filing Date:2026-08-13Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Due From Banks	17	15	13	17	18	24	16	17	18	15	16	16
Interest Bearing Deposits In Banks	115	126	98	90	73	73	79	74	117	44	62	61
Federal Funds Sold	1	1	1	1	1	1	1	1	1	1	1	0
Cash Cash Equivalents And Federal Funds Sold	133	142	113	108	92	98	97	92	136	60	79	78
Available For Sale Securities Debt Securities	348	350	342	334	328	327	281	308	259	266	276	295
Loans And Leases Receivable Net Reported Amount	-	-	-	-	-	-	-	-	-	-	-	1,237
Assets
Assets	1,859	1,842	1,801	1,778	1,759	1,754	1,704	1,715	1,717	1,653	1,656	1,676
Notes Receivable Net	1,308	1,284	1,279	1,268	1,270	1,261	1,256	1,247	1,250	1,259	1,242	-
Property Plant And Equipment Net	3	3	3	3	3	3	3	3	4	4	4	4
Bank Owned Life Insurance	39	38	38	38	37	37	37	36	36	36	26	26
Interest Receivable	4	4	4	4	4	4	4	3	3	3	3	3
Other Assets	23	20	20	22	24	24	26	24	28	24	24	29
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities Domestic	403	370	357	336	350	349	351	331	352	337	329	321
Deposits
Deposits	1,694	1,682	1,640	1,621	1,610	1,612	1,553	1,535	1,568	1,509	1,476	1,472
Interest Bearing Deposit Liabilities Domestic	1,290	1,312	1,283	1,285	1,260	1,263	1,202	1,205	1,216	1,172	1,148	1,152
Securities Sold Under Agreements To Repurchase	8	13	10	12	8	7	5	18	20	17	15	11
Short Term Bank Loans And Notes Payable	-	-	-	-	-	-	16	22	-	-	35	83
Interest Payable Current And Noncurrent	7	8	7	7	7	7	8	8	8	6	8	7
Other Liabilities	22	15	16	16	19	16	17	17	19	16	17	17
Liabilities	1,731	1,717	1,673	1,656	1,645	1,642	1,598	1,601	1,614	1,549	1,551	1,590
Stockholders Equity Inclu…
Common Stock Value	8	8	8	8	8	8	8	8	8	8	8	8
Additional Paid In Capital	30	30	29	29	29	29	29	29	29	29	28	28
Retained Earnings Accumulated Deficit	137	137	133	130	126	126	123	121	118	119	116	113
Accumulated Other Comprehensive Income Loss Net Of…	-39	-42	-38	-42	-46	-48	-51	-40	-49	-48	-44	-61
Treasury Stock Value	-8	-8	-5	-3	-3	-3	-3	-3	-3	-3	-3	-3
Stockholders Equity	128	125	128	122	114	112	106	114	103	104	106	86
Liabilities And Stockholders Equity	1,859	1,842	1,801	1,778	1,759	1,754	1,704	1,715	1,717	1,653	1,656	1,676
Financing Receivable Allowance For Credit Losses	-	12	12	12	12	12	12	12	12	13	12	12
Loans And Leases Receivable Allowance	-	-	-	-	-	-	-	-	-	-	-	12
Common Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Shares Authorized	20	20	20	20	20	20	20	20	20	20	20	20
Common Stock Shares Issued	8	8	8	8	8	8	8	8	8	8	8	8
Shares Outstanding	7	7	8	8	8	8	8	8	8	8	8	8
Treasury Stock Common Shares	0	0	0	0	0	0	0	0	0	0	0	0

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	4.43%	8.48%	13.68%	-	-	-	-	-	-	-	-	-
2025	3.36%	11.59%	10.21%	9.22%	8.78%	9.97%	2.95%	5.26%	7.58%	0.86%	3.19%	7.34%
2024	-1.78%	-0.50%	13.66%	3.56%	5.85%	7.60%	0.00%	-0.30%	-3.64%	-4.83%	-5.46%	-2.22%
2023	-	-	-	-	-	-	0.50%	5.24%	4.81%	-1.54%	-1.10%	-2.93%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.59	-0.60	-0.61	-0.62	-0.64	-0.65	-0.25	0.23	0.82	1.64	1.85	2.35
Efficiency & Turnover
Days Sales Outstanding TTM	-	-	-	-	-	-	-	-	-	-	-	7,845.77
Receivables Turnover TTM	-	-	-	-	-	-	-	-	-	-	-	0.05
Per Share Metrics
Diluted EPS TTM	2.06	1.93	1.79	1.68	1.54	1.41	1.37	1.39	1.42	1.50	1.67	1.95
Free Cash Flow Per Share TTM	2.05	1.89	1.60	1.35	1.57	1.35	1.21	1.29	1.29	1.81	2.46	2.79
Dividend Per Share TTM	0.49	0.97	0.96	0.96	0.90	0.84	0.84	0.84	0.82	0.80	0.80	0.80
Margin Metrics
Gross Profit Margin TTM	61.33%	60.30%	59.37%	58.07%	56.74%	55.82%	55.69%	51.96%	54.41%	58.15%	63.28%	75.82%
Operating Profit Margin TTM	24.86%	24.19%	23.22%	22.20%	20.64%	19.45%	19.25%	20.19%	21.69%	23.64%	27.04%	32.55%
Net Profit Margin TTM	20.44%	19.92%	19.17%	18.37%	17.15%	16.15%	16.07%	16.79%	17.94%	19.48%	22.14%	26.46%
Growth Metrics
Net Revenue Growth (1Y)	8.96%	9.30%	9.99%	10.89%	13.10%	14.14%	13.67%	12.34%	11.04%	11.46%	13.44%	15.04%
Net Income Growth (1Y)	29.81%	34.83%	31.20%	21.33%	8.17%	-5.38%	-17.51%	-28.72%	-34.50%	-34.03%	-28.51%	-12.41%
EPS Growth (1Y)	33.87%	36.63%	30.88%	20.89%	7.77%	-5.81%	-17.67%	-28.85%	-34.62%	-34.12%	-28.93%	-12.98%
Valuation Metrics
P/E TTM	10.50	9.85	9.89	10.09	10.27	10.52	11.46	10.74	8.86	8.34	8.09	7.23
P/B TTM	1.25	1.15	1.06	1.06	1.05	1.01	1.12	0.99	0.94	0.92	0.97	1.25
P/S TTM	2.15	1.96	1.90	1.85	1.76	1.70	1.84	1.80	1.59	1.63	1.79	1.91
Market Cap	159.96M	143.27M	135.44M	129.32M	120.51M	113.55M	119.63M	113.48M	96.09M	95.12M	102.40M	107.19M
Enterprise Value	27.02M	1.44M	22.58M	21.33M	28.69M	15.65M	23.10M	21.57M	-39.80M	35.61M	23.48M	29.52M
Calculated Values
Free Cash Flow TTM	15.22M	14.25M	12.20M	10.36M	12.00M	10.28M	9.21M	9.84M	9.81M	13.76M	18.69M	21.24M
Net Debt	-132.94M	-141.83M	-112.86M	-108.00M	-91.82M	-97.90M	-96.52M	-91.91M	-135.89M	-59.51M	-78.92M	-77.66M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-15Purchase

Owner: Neel, Lynne Marie

Title: Sr. Executive Vice President

Shares: 350

Price/Share: $21.45

Value: $7,507.50

Shares Owned: 12,051

Relationship: Officer

Ownership: Direct

2026-06-15Purchase

Owner: Macy, Michael B

Title: EVP, CLO Business Banking

Shares: 1,000

Price/Share: $21.45

Value: $21,450.00

Shares Owned: 7,971

Relationship: Officer

Ownership: Direct

2026-06-15Purchase

Owner: Yurconic, John T

Title: -

Shares: 500

Price/Share: $21.45

Value: $10,725.00

Shares Owned: 61,317

Relationship: Director

Ownership: Direct

2026-06-15Purchase

Owner: Lesavoy, Bernard M

Title: -

Shares: 100

Price/Share: $21.45

Value: $2,145.00

Shares Owned: 133,727

Relationship: Director

Ownership: Direct

2026-06-15Purchase

Owner: Lobach, David M Jr

Title: Chairman, President and CEO

Shares: 500

Price/Share: $21.45

Value: $10,725.00

Shares Owned: 374,031

Relationship: Director,Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-15	Neel, Lynne Marie	Officer	Sr. Executive Vice President	Direct	Purchase	350	21.45	$7,507.50	12,051	4
2026-06-15	Macy, Michael B	Officer	EVP, CLO Business Banking	Direct	Purchase	1,000	21.45	$21,450.00	7,971	4
2026-06-15	Yurconic, John T	Director	-	Direct	Purchase	500	21.45	$10,725.00	61,317	4
2026-06-15	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	21.45	$2,145.00	133,727	4
2026-06-15	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	500	21.45	$10,725.00	374,031	4
2026-06-15	Skumin, Jeffrey C.	Officer	EVP, CFO	Direct	Purchase	50	21.45	$1,072.50	3,213	4
2026-06-08	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	500	21.08	$10,540.00	373,531	4
2026-06-04	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	100	20.61	$2,061.00	373,031	4
2026-05-18	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	106	20.30	$2,151.80	372,931	4
2026-03-23	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	100	19.65	$1,965.00	372,825	4
2026-03-19	Lesavoy, Bernard M	Director	-	Direct	Purchase	1,750	19.67	$34,422.50	133,627	4
2026-03-19	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	750	19.77	$14,827.50	372,725	4
2025-12-08	Lesavoy, Bernard M	Director	-	Indirect	Purchase	300	17.89	$5,367.00	50,554	4
2025-12-08	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	1,000	17.80	$17,800.00	368,546	4
2025-12-03	Englesson, John G	Director	-	Direct	Sale	3,000	17.73	$53,190.00	29,539	4
2025-12-03	Smith, Patti Gates	Director	-	Indirect	Sale	3,000	17.73	$53,190.00	244,160	4
2025-12-03	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	1,444	17.73	$25,602.12	366,546	4
2025-12-03	Skumin, Jeffrey C.	Officer	EVP, Finance	Direct	Purchase	250	17.73	$4,432.50	2,606	4
2025-12-03	Stefanov, Brandi	Officer	EVP, Branch Administration	Direct	Purchase	56	17.73	$992.88	1,065	4
2025-12-03	Macy, Michael B	Officer	EVP, CLO Business Banking	Direct	Purchase	1,000	17.73	$17,730.00	6,188	4
2025-12-03	Neel, Lynne Marie	Officer	Sr. Executive Vice President	Direct	Purchase	300	17.73	$5,319.00	10,710	4
2025-12-03	Lesavoy, Bernard M	Director	-	Direct	Purchase	500	17.73	$8,865.00	130,065	4
2025-12-03	Yurconic, John T	Director	-	Direct	Purchase	2,000	17.73	$35,460.00	57,192	4
2025-09-16	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	800	17.35	$13,880.00	359,857	4
2025-09-11	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	800	17.40	$13,920.00	123,100	4
2025-09-11	Lesavoy, Bernard M	Director	-	Indirect	Purchase	1,191	17.00	$20,247.00	50,254	4
2025-09-08	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	1,000	17.40	$17,400.00	122,300	4
2025-09-02	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	200	17.50	$3,500.00	121,700	4
2025-08-22	Lobach, David M Jr	Director,Officer	Chairman, President & CEO	Indirect	Purchase	350	16.38	$5,733.00	121,600	4
2025-08-18	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	1,000	15.85	$15,850.00	121,450	4
2025-06-04	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	250	15.41	$3,852.50	359,051	4
2025-05-29	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	200	15.44	$3,088.00	120,950	4
2025-05-19	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	500	14.99	$7,495.00	358,801	4
2025-03-20	Banko, Frank Iii	Director	-	Indirect	Purchase	4,053	15.74	$63,798.31	8,458	4
2025-03-20	Lesavoy, Bernard M	Director	-	Direct	Purchase	1,000	15.74	$15,740.00	125,904	4
2025-03-20	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	1,288	15.74	$20,273.12	358,301	4
2025-03-20	Pittman, John C	Director	-	Direct	Sale	10,230	15.74	$161,020.20	353,632	4
2025-03-20	Lesavoy, Bernard M	Director	-	Direct	Purchase	1,000	15.74	$15,740.00	125,904	4/A
2025-03-20	Banko, Frank Iii	Director	-	Indirect	Purchase	4,076	15.74	$64,148.53	8,480	4/A
2024-12-16	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	25	16.48	$412.00	957	4
2024-12-13	Yurconic, John T	Director	-	Direct	Purchase	2,000	16.50	$33,000.00	49,805	4
2024-12-13	Neel, Lynne Marie	Officer	Sr. Executive Vice President	Direct	Purchase	759	16.50	$12,523.50	10,032	4
2024-12-13	Banko, Frank Iii	Director	-	Indirect	Purchase	1,546	16.50	$25,515.27	4,404	4
2024-12-13	Lesavoy, Bernard M	Director	-	Direct	Purchase	1,000	16.50	$16,500.00	121,119	4
2024-12-13	Macy, Michael B	Officer	EVP, CLO Business Banking	Direct	Purchase	1,000	16.50	$16,500.00	4,748	4
2024-12-13	Cunningham, Diane Maria	Officer	Senior Executive Vice Presiden	Direct	Purchase	2,000	16.50	$33,000.00	14,510	4
2024-12-13	Pittman, John C	Director	-	Direct	Sale	10,019	16.50	$165,313.50	361,970	4
2024-12-11	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	3,000	16.50	$49,500.00	355,976	4
2024-12-11	Smith, Patti Gates	Director	-	Indirect	Sale	3,000	16.50	$49,500.00	245,226	4
2024-09-20	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	150	15.79	$2,368.50	350,476	4
2024-09-18	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	200	15.52	$3,104.00	123,250	4
2024-09-09	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	200	15.49	$3,098.00	123,050	4
2024-09-06	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	100	15.40	$1,540.00	53,000	4
2024-08-29	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	350	15.50	$5,425.00	122,850	4
2024-08-27	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	254	15.00	$3,810.00	122,700	4
2024-08-20	Lesavoy, Bernard M	Director	-	Indirect	Purchase	1,600	14.88	$23,808.00	49,063	4
2024-08-15	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	1,200	14.76	$17,712.00	122,600	4
2024-06-11	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	70	13.45	$941.50	122,000	4
2024-05-31	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	300	13.40	$4,020.00	121,930	4
2024-05-28	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	500	13.55	$6,775.00	121,630	4
2024-05-24	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	1	13.50	$13.50	51,956	4/A
2024-05-22	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Indirect	Purchase	100	13.64	$1,364.00	121,130	4
2024-05-21	Lobach, David M Jr	Director,Officer	Chairman, President and CEO	Direct	Purchase	50	13.65	$682.50	350,320	4
2023-11-24	Lobach, David M Jr	Director,Officer	Chairman, President & CEO	Direct	Purchase	100	14.00	$1,400.00	354,089	4
2023-11-24	Englesson, John G	Director	-	Direct	Sale	4,994	14.00	$69,916.00	26,773	4
2023-11-24	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	14.00	$1,400.00	112,695	4
2023-11-17	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	13.98	$1,398.00	112,595	4
2023-11-17	Lobach, David M Jr	Director,Officer	Chairman, President & CEO	Indirect	Purchase	100	14.00	$1,400.00	120,780	4
2023-09-07	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	15.14	$1,514.00	112,495	4
2023-09-05	Lobach, David M Jr	Director,Officer	Chairman, President & CEO	Direct	Purchase	30	15.50	$465.00	353,989	4
2023-08-31	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	15.32	$1,532.00	112,395	4
2023-08-28	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	15.41	$1,541.00	112,295	4
2023-08-28	Lobach, David M Jr	Director,Officer	Chairman, President & CEO	Direct	Purchase	100	15.55	$1,555.00	353,959	4
2023-08-25	Lobach, David M Jr	Director,Officer	Chairman, President & CEO	Direct	Purchase	135	15.55	$2,099.25	353,859	4
2023-08-22	Lesavoy, Bernard M	Director	-	Direct	Purchase	100	15.40	$1,540.00	112,195	4
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Institutional Ownership

No data available for chart

2026-03-31

2.03%

Inst. Shares: 152,937

Shares Outstanding: 7,535,984

2025-12-31

2.00%

Inst. Shares: 152,938

Shares Outstanding: 7,632,842

2025-09-30

2.28%

Inst. Shares: 174,530

Shares Outstanding: 7,645,258

2025-06-30

2.16%

Inst. Shares: 165,312

Shares Outstanding: 7,644,154

2025-03-31

2.16%

Inst. Shares: 165,293

Shares Outstanding: 7,636,972

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	152,937	7,535,984	2.03%
2025-12-31	152,938	7,632,842	2.00%
2025-09-30	174,530	7,645,258	2.28%
2025-06-30	165,312	7,644,154	2.16%
2025-03-31	165,293	7,636,972	2.16%
2024-12-31	160,294	7,614,258	2.11%
2024-09-30	159,794	7,617,691	2.10%
2024-06-30	130,744	7,616,511	1.72%
2024-03-31	109,150	7,602,670	1.44%
2023-12-31	109,151	7,599,729	1.44%
2023-09-30	126,654	7,603,175	1.67%
2023-06-30	144,669	7,601,822	1.90%
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Embassy Bancorp, Inc. (EMYB) — SEC Financial Statements & Analysis

Embassy Bancorp, Inc. (EMYB) is a state commercial banks company, incorporated in PA. Embassy Bancorp, Inc. trades on OTC as: EMYB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Embassy Bancorp, Inc. reported a 8.96% year-over-year revenue growth, a Gross Profit Margin of 61.33% (TTM), a Price-to-Sales (P/S) ratio of 2.15x (TTM), a Price-to-Book (P/B) ratio of 1.25x (TTM), at a market cap of $159.96M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 8.96%
Gross Profit Margin TTM: 61.33%
P/S TTM: 2.15x
P/B TTM: 1.25x
Market Cap: $159.96M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Embassy Bancorp, Inc. in?

Embassy Bancorp, Inc. (EMYB) operates in the State Commercial Banks industry.

What is EMYB's market cap?

Embassy Bancorp, Inc. (EMYB) has a market capitalization of $159.96M as of 2026-06-30.

What is EMYB's P/E ratio?

Embassy Bancorp, Inc. (EMYB)'s trailing twelve month P/E ratio is 10.50x as of 2026-06-30.

What exchange does EMYB trade on?

Embassy Bancorp, Inc. (EMYB) trades on the OTC.

Where is Embassy Bancorp, Inc. incorporated?

Embassy Bancorp, Inc. is incorporated in PA.