ENVA

Enova International, Inc.

$172.14previous close on: 9/16/2026

Insider Sentiment

Last purchase: 2025-09-10
Last sale: 2026-06-18
Shares purchased (TTM): 1,700
Shares sold (TTM): 338,229

Buy ratio (TTM)0.5%

Institutional Sentiment

As of: 2026-03-31
Institutional shares owned: 21,785,062
Shares outstanding: 24,874,000
Ownership: 87.58%

-0.43% Y/Y

Earnings Market Reaction

Filing date: 2026-07-23
Price on filing date: —
1-month reaction: Pending
3-month reaction: Pending

Drift continued3/11 (27%)

Faded / reversed8/11 (73%)

Export data

Recent filings

10-Q2026-06-30Filed 2026-07-23
10-Q2026-03-31Filed 2026-04-23
10-K2025-12-31Filed 2026-02-20
10-Q2025-09-30Filed 2025-10-24
10-Q2025-06-30Filed 2025-07-25
10-Q2025-03-31Filed 2025-04-29
10-K2024-12-31Filed 2025-02-18
10-Q2024-09-30Filed 2024-10-23
10-Q2024-06-30Filed 2024-07-24
10-Q2024-03-31Filed 2024-04-24
10-K2023-12-31Filed 2024-02-23
10-Q2023-09-30Filed 2023-10-25

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Balance Sheet

Values in millions ($)

Line item	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Cash Equivalents At Carrying Value	122	96	72	54	56	56	74	68	60	76	54	63
Restricted Cash	343	325	336	303	324	256	249	187	211	152	323	133
Loans Receivable Fair Value Disclosure	6,173	5,873	5,472	5,013	4,773	4,570	4,386	4,134	3,939	3,795	3,629	3,321
Income Tax Receivable	32	41	41	55	36	48	41	66	69	85	44	66
Property Plant And Equipment Net	140	136	133	129	128	125	120	118	115	112	109	104
Operating Lease Right Of Use Asset	15	16	17	17	18	18	18	13	13	14	14	16
Goodwill	279	279	279	279	279	279	279	279	279	279	279	279
Intangible Assets Net Excluding Goodwill	2	2	4	5	7	9	11	13	15	17	19	21
Other Assets	34	34	35	30	27	25	24	29	44	39	42	41
Assets	7,222	6,877	6,468	5,962	5,725	5,457	5,266	4,976	4,817	4,637	4,586	4,103
Accounts Payable And Accrued Liabilities Current And Noncurrent	335	282	306	253	258	237	250	260	334	291	261	275
Operating Lease Liability	32	32	32	32	33	32	32	26	27	27	27	27
Deferred Income Tax Liabilities Net	345	329	295	287	242	234	224	217	115	128	113	97
Long Term Debt	5,014	4,833	4,498	4,106	3,964	3,757	3,563	3,294	3,194	3,041	2,944	2,443
Liabilities	5,725	5,475	5,132	4,679	4,496	4,261	4,069	3,797	3,670	3,486	3,345	2,842
Stockholders Equity
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Value	0	0	-	0	0	0	-	0	0	0	-	0
Additional Paid In Capital Common Stock	391	381	370	359	347	338	328	318	308	298	284	274
Retained Earnings Accumulated Deficit	2,202	2,097	2,006	1,927	1,847	1,771	1,698	1,634	1,591	1,537	1,488	1,454
Accumulated Other Comprehensive Income Loss Net Of Tax	-6	-6	-10	-8	-9	-11	-14	-9	-11	-7	-6	-7
Treasury Stock Value	-1,089	-1,070	-1,030	-995	-956	-901	-815	-764	-741	-677	-526	-459
Stockholders Equity	1,497	1,402	1,337	1,284	1,229	1,197	1,197	1,179	1,148	1,150	1,240	1,261
Liabilities And Stockholders Equity	7,222	6,877	6,468	5,962	5,725	5,457	5,266	4,976	4,817	4,637	4,586	4,103
Common Stock Par Or Stated Value Per Share	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Common Stock Shares Authorized	250	250	250	250	250	250	250	250	250	250	250	250
Common Stock Shares Issued	48	48	47	47	47	47	47	46	46	46	45	45
Shares Outstanding	25	25	25	25	25	26	26	26	26	27	29	30
Preferred Stock Par Or Stated Value Per Share	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Preferred Stock Shares Authorized	25	25	25	25	25	25	25	25	25	25	25	25
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Treasury Stock Common Shares	23	23	23	22	22	22	21	20	20	19	16	15

Select a line item above to chart it.

Recent filings

10-Q2026-06-30Filed 2026-07-23
10-Q2026-03-31Filed 2026-04-23
10-K2025-12-31Filed 2026-02-20
10-Q2025-09-30Filed 2025-10-24
10-Q2025-06-30Filed 2025-07-25
10-Q2025-03-31Filed 2025-04-29
10-K2024-12-31Filed 2025-02-18
10-Q2024-09-30Filed 2024-10-23
10-Q2024-06-30Filed 2024-07-24
10-Q2024-03-31Filed 2024-04-24
10-K2023-12-31Filed 2024-02-23
10-Q2023-09-30Filed 2023-10-25

Financial statements beyond 3 years are for subscribers only.

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Enova International, Inc. (ENVA) — SEC Financial Statements & Analysis

Enova International, Inc. (ENVA) is a personal credit institutions company, incorporated in DE. Enova International, Inc. trades on NYSE as: ENVA. Enova International, Inc. (ENVA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-23. Based on that filing, Enova International, Inc. carries a market cap of $5.99B, a P/E ratio of 16.85x, a P/B ratio of 4.00x, a P/S ratio of 1.74x, an enterprise value of $10.88B, and an EV/EBITDA multiple of 12.56x. On profitability, it posts a gross margin of 59.77%, an operating margin of 24.02%, a net margin of 10.31%, a Return on Equity (ROE) of 26.08%, and a Return on Invested Capital (ROIC) of 10.93%. Per share, it reports EPS of $14.29, diluted EPS of $13.53, free cash flow per share of $78.48, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 17.65% year-over-year, net income growth of 38.74% year-over-year, and EPS growth of 41.05% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 2.25x, free cash flow of $1.95B (TTM), and net debt of $4.89B. Figures sourced from SEC EDGAR.

Market Cap: $5.99B
P/E TTM: 16.85x
EPS TTM: $14.29
P/B TTM: 4.00x
ROE TTM: 26.08%
Free Cash Flow TTM: $1.95B
Net Revenue TTM Growth 1Y: 17.65%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Enova International, Inc. in?

Enova International, Inc. (ENVA) operates in the Personal Credit Institutions industry.

What exchange does ENVA trade on?

Enova International, Inc. (ENVA) trades on the NYSE.

Where is Enova International, Inc. incorporated?

Enova International, Inc. is incorporated in DE.

When was Enova International, Inc. (ENVA)'s most recent SEC filing?

Enova International, Inc. (ENVA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-23.

What is ENVA's market cap?

Enova International, Inc. (ENVA) has a market capitalization of $5.99B as of 2026-06-30.

What is ENVA's P/E ratio?

Enova International, Inc. (ENVA)'s trailing twelve month P/E ratio is 16.85x as of 2026-06-30.

What is ENVA's EPS (earnings per share)?

Enova International, Inc. (ENVA)'s trailing twelve month EPS is $14.29 as of 2026-06-30.

What is ENVA's ROE (return on equity)?

Enova International, Inc. (ENVA)'s trailing twelve month Return on Equity (ROE) is 26.08% as of 2026-06-30.

What is ENVA's ROIC (return on invested capital)?

Enova International, Inc. (ENVA)'s trailing twelve month Return on Invested Capital (ROIC) is 10.93% as of 2026-06-30.

What is ENVA's EV/EBITDA?

Enova International, Inc. (ENVA)'s trailing twelve month EV/EBITDA is 12.56x as of 2026-06-30.

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ENVA

Company Information

Insider Sentiment

Institutional Sentiment

Earnings Market Reaction

Recent filings

Recent filings

Enova International, Inc. (ENVA) — SEC Financial Statements & Analysis

Frequently Asked Questions

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.