ERIE INDEMNITY CO
ERIE INDEMNITY CO
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Common Class B | 0 | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Restricted Cash | - | - | - | - | - | - | - | - | - | 13 | - | - | |||||
Assets | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 269 | 346 | 569 | 358 | 260 | 298 | 221 | 171 | 145 | 144 | 103 | 143 | |||||
Available For Sale Securities Debt Securities Curr… | 54 | 34 | 60 | 59 | 53 | 45 | 49 | 48 | 77 | 82 | 70 | 64 | |||||
Restricted Investments Current | 1 | 3 | 4 | - | - | 0 | - | - | - | - | - | - | |||||
Accounts Receivable Net Current | 743 | 736 | 780 | 769 | 720 | 707 | 737 | 708 | 642 | 625 | 621 | 591 | |||||
Prepaid Expense And Other Assets Current | 80 | 66 | 74 | 71 | 78 | 84 | 80 | 84 | 69 | 69 | 71 | 66 | |||||
Accrued Investment Income Receivable | 14 | 14 | 11 | 12 | 11 | 11 | 10 | 10 | 9 | 9 | 9 | 9 | |||||
Assets Current | 1,161 | 1,199 | 1,498 | 1,269 | 1,122 | 1,145 | 1,097 | 1,020 | 942 | 930 | 874 | 873 | |||||
Debt Securities Available For Sale Restricted | - | - | - | - | - | 7 | 8 | 6 | - | 0 | - | - | |||||
Available For Sale Securities Debt Securities Nonc… | 1,296 | 1,287 | 970 | 1,049 | 1,048 | 992 | 1,000 | 947 | 893 | 879 | 845 | 857 | |||||
Equity Securities F V N I Noncurrent | 68 | 71 | 54 | 68 | 82 | 86 | 85 | 80 | 87 | 84 | 80 | 77 | |||||
Restricted Investments At Fair Value | - | - | - | 36 | 12 | - | - | - | - | - | - | - | |||||
Restricted Investments Noncurrent | 54 | 61 | 52 | - | - | 7 | - | - | - | - | - | - | |||||
Notes And Loans Receivable Net Noncurrent | 102 | 94 | 95 | 85 | 86 | 81 | 80 | 57 | 57 | 58 | 60 | 60 | |||||
Defined Benefit Plan Assets For Plan Benefits Nonc… | 67 | 24 | 52 | 55 | 57 | 21 | 64 | 65 | 66 | 34 | 65 | - | |||||
Other Assets Noncurrent | 49 | 48 | 46 | 47 | 48 | 43 | 48 | 48 | 49 | 43 | 36 | 35 | |||||
Assets | 3,377 | 3,355 | 3,324 | 3,128 | 2,968 | 2,889 | 2,864 | 2,692 | 2,556 | 2,472 | 2,395 | 2,326 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities Current | |||||||||||||||||
Accrued Sales Commission Current | 440 | 425 | 425 | 446 | 429 | 408 | 426 | 413 | 385 | 354 | 358 | 348 | |||||
Accounts Payable And Accrued Liabilities Current | 229 | 201 | 200 | 193 | 211 | 190 | 195 | 199 | 213 | 176 | 166 | 165 | |||||
Dividends Payable Current | 68 | 68 | 64 | 64 | 64 | 64 | 59 | 59 | 59 | 59 | 55 | 55 | |||||
Contract With Customer Liability Current | 47 | 48 | 48 | 46 | 44 | 43 | 43 | 42 | 41 | 41 | 41 | 39 | |||||
Deferred Compensation Liability Current | 6 | 9 | 7 | 7 | 10 | 15 | 16 | 8 | 3 | 11 | 11 | 8 | |||||
Deposits Received For Securities Loaned At Carryin… | 50 | 62 | 54 | 35 | 13 | 8 | 8 | 6 | - | 0 | - | - | |||||
Liabilities Current | 900 | 946 | 898 | 862 | 812 | 803 | 807 | 772 | 728 | 709 | 681 | 652 | |||||
Defined Benefit Pension Plan Liabilities Noncurren… | 34 | 33 | 31 | 27 | 26 | 28 | 28 | 27 | 24 | 26 | 28 | 55 | |||||
Contract With Customer Liability Noncurrent | 23 | 23 | 23 | 23 | 22 | 21 | 21 | 21 | 20 | 20 | 20 | 19 | |||||
Deferred Compensation Liability Classified Noncurr… | 24 | 22 | 21 | 18 | 23 | 20 | 24 | 16 | 23 | 21 | 19 | 14 | |||||
Deferred Income Tax Liabilities Net | 20 | 25 | 20 | 0 | 4 | 6 | 13 | 5 | 7 | 11 | 11 | 16 | |||||
Other Liabilities Noncurrent | 22 | 23 | 23 | 14 | 14 | 23 | 23 | 22 | 28 | 22 | 25 | 25 | |||||
Liabilities | 1,023 | 1,072 | 1,015 | 944 | 901 | 901 | 916 | 863 | 830 | 809 | 783 | 781 | |||||
Stockholders Equity | |||||||||||||||||
Additional Paid In Capital Common Stock | 17 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -64 | -52 | -31 | -36 | -42 | -48 | 2 | -17 | -15 | -13 | -13 | -4 | |||||
Retained Earnings Accumulated Deficit | 3,545 | 3,463 | 3,468 | 3,348 | 3,237 | 3,162 | 3,074 | 2,973 | 2,869 | 2,804 | 2,752 | 2,677 | |||||
Stockholders Equity Before Treasury Stock | 3,500 | 3,429 | 3,455 | 3,331 | 3,213 | 3,133 | 3,094 | 2,975 | 2,872 | 2,809 | 2,758 | 2,691 | |||||
Treasury Stock Common Value | -1,171 | -1,171 | -1,171 | -1,170 | -1,170 | -1,169 | -1,169 | -1,168 | -1,169 | -1,169 | -1,169 | -1,168 | |||||
Stockholders Equity | 2,354 | 2,283 | 2,309 | 2,185 | 2,067 | 1,987 | 1,948 | 1,829 | 1,726 | 1,663 | 1,612 | 1,545 | |||||
Liabilities And Stockholders Equity | 3,377 | 3,355 | 3,324 | 3,128 | 2,968 | 2,889 | 2,864 | 2,692 | 2,556 | 2,472 | 2,395 | 2,326 | |||||
Common Class A | 46 | 0 | 46 | -2 | 2 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | |||||
Assets Current | |||||||||||||||||
Restricted Cash And Cash Equivalents At Carrying V… | 40 | 30 | 28 | 26 | 25 | 24 | 24 | 14 | 13 | 13 | - | - | |||||
Treasury Stock Common Shares | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -14.40% | -8.93% | 1.75% | - | - | - | - | - | - | - | - | - |
| 2025 | -8.51% | -12.72% | -15.47% | 0.50% | -10.38% | -7.53% | -4.29% | -8.34% | -8.06% | -8.87% | -6.65% | -18.76% |
| 2024 | 4.35% | -8.01% | -2.56% | 22.36% | 34.44% | 38.31% | -4.53% | -7.21% | -9.33% | 1.22% | 1.82% | -7.35% |
| 2023 | 3.45% | -1.70% | -5.82% | 34.88% | 36.89% | 47.59% | -4.04% | 11.12% | 17.46% | 12.93% | 8.01% | 12.33% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Liquidity Ratios | |||||||||||||||||
| Current Ratio | 1.29 | 1.27 | 1.67 | 1.47 | 1.38 | 1.43 | 1.36 | 1.32 | 1.29 | 1.31 | 1.28 | 1.34 | |||||
| Quick Ratio | 1.20 | 1.20 | 1.59 | 1.39 | 1.29 | 1.32 | 1.26 | 1.21 | 1.20 | 1.21 | 1.18 | 1.24 | |||||
| Working Capital | 260.99M | 253.59M | 600.33M | 407.79M | 310.20M | 342.52M | 290.42M | 248.00M | 214.26M | 221.21M | 192.91M | 220.71M | |||||
Leverage & Debt | |||||||||||||||||
| Debt to Equity | 0.43 | 0.47 | 0.44 | 0.43 | 0.44 | 0.45 | 0.47 | 0.47 | 0.48 | 0.49 | 0.49 | 0.51 | |||||
| Interest Coverage TTM | - | - | - | - | - | - | - | - | - | - | - | 3,761.77 | |||||
| Debt Ratio | 0.30 | 0.32 | 0.31 | 0.30 | 0.30 | 0.31 | 0.32 | 0.32 | 0.32 | 0.33 | 0.33 | 0.34 | |||||
Efficiency & Turnover | |||||||||||||||||
| Asset Turnover TTM | 1.29 | 1.30 | 1.31 | 1.37 | 1.41 | 1.42 | 1.40 | 1.41 | 1.42 | 1.39 | 1.38 | 1.35 | |||||
| Days Sales Outstanding TTM | 65.29 | 64.73 | 68.54 | 67.85 | 63.65 | 64.07 | 67.17 | 66.83 | 63.12 | 64.22 | 67.46 | 67.92 | |||||
| Receivables Turnover TTM | 5.59 | 5.64 | 5.33 | 5.38 | 5.73 | 5.70 | 5.43 | 5.46 | 5.78 | 5.68 | 5.41 | 5.37 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 10.93 | 10.69 | 12.39 | 11.95 | 11.74 | 11.48 | 10.69 | 10.14 | 9.26 | 8.53 | 7.66 | 6.77 | |||||
| Free Cash Flow Per Share TTM | 11.63 | 12.36 | 12.49 | 12.21 | 11.04 | 10.53 | 10.12 | 6.96 | 7.02 | 6.25 | 5.90 | 7.70 | |||||
| Dividend Per Share TTM | 5.60 | 5.51 | 5.41 | 5.32 | 5.23 | 5.14 | 5.06 | 4.97 | 4.88 | 4.80 | 4.72 | 4.64 | |||||
Margin Metrics | |||||||||||||||||
| Operating Profit Margin TTM | 17.91% | 17.63% | 17.99% | 17.57% | 17.65% | 17.82% | 17.25% | 17.04% | 16.15% | 15.92% | 15.06% | 14.26% | |||||
| Net Profit Margin TTM | 13.97% | 13.75% | 16.04% | 15.73% | 15.73% | 15.82% | 15.16% | 14.95% | 14.26% | 13.65% | 12.71% | 11.66% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 4.76% | 7.17% | 9.53% | 12.00% | 14.91% | 16.10% | 17.03% | 16.92% | 16.32% | 15.10% | 13.57% | 11.47% | |||||
| Net Income Growth (1Y) | -6.97% | -6.83% | 15.87% | 17.82% | 26.80% | 34.58% | 39.59% | 49.88% | 53.19% | 49.40% | 39.05% | 20.36% | |||||
| EPS Growth (1Y) | -6.97% | -6.83% | 15.87% | 17.82% | 26.80% | 34.58% | 39.59% | 49.88% | 53.19% | 49.40% | 39.05% | 20.36% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 20.08 | 23.28 | 22.21 | 25.00 | 30.63 | 30.73 | 43.09 | 30.39 | 36.76 | 33.17 | 32.26 | 25.96 | |||||
| P/B TTM | 4.88 | 5.70 | 6.23 | 7.15 | 9.10 | 9.28 | 12.37 | 8.82 | 10.32 | 8.90 | 8.02 | 5.95 | |||||
| P/S TTM | 2.81 | 3.20 | 3.56 | 3.93 | 4.82 | 4.86 | 6.53 | 4.54 | 5.24 | 4.53 | 4.10 | 3.03 | |||||
| Market Cap | 11.48B | 13.02B | 14.39B | 15.62B | 18.81B | 18.44B | 24.10B | 16.12B | 17.81B | 14.79B | 12.92B | 9.19B | |||||
| Enterprise Value | 11.21B | 12.68B | 13.82B | 15.26B | 18.55B | 18.15B | 23.88B | 15.95B | 17.66B | 14.65B | 12.82B | 9.04B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 537.00M | 570.97M | 576.99M | 564.04M | 510.10M | 486.40M | 467.48M | 321.69M | 324.42M | 288.56M | 272.39M | 355.70M | |||||
| Net Debt | -268.62M | -345.87M | -568.55M | -358.03M | -260.38M | -298.40M | -221.21M | -170.63M | -144.87M | -144.06M | -102.87M | -143.00M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
ERIE INDEMNITY CO (ERIE) — SEC Financial Statements & Analysis
ERIE INDEMNITY CO (ERIE) is a insurance agents, brokers & service company, incorporated in PA. ERIE INDEMNITY CO trades on ERIE: Nasdaq as: ERIE. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), ERIE INDEMNITY CO reported a 4.76% year-over-year revenue growth, a Debt-to-Equity ratio of 0.43x, a Price-to-Sales (P/S) ratio of 2.81x (TTM), a Price-to-Book (P/B) ratio of 4.88 (TTM), at a market cap of $11.48B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 4.76%
- Debt To Equity
- 0.43x
- P/S TTM
- 2.81x
- P/B TTM
- 4.88
- Market Cap
- $11.48B
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ERIE INDEMNITY CO in?
ERIE INDEMNITY CO (ERIE) operates in the Insurance Agents, Brokers & Service industry.
What is ERIE's market cap?
ERIE INDEMNITY CO (ERIE) has a market capitalization of $11.48B as of 2026-03-31.
What is ERIE's P/E ratio?
ERIE INDEMNITY CO (ERIE)'s trailing twelve month P/E ratio is 20.08x as of 2026-03-31.
What exchange does ERIE trade on?
ERIE INDEMNITY CO (ERIE) trades on the ERIE: Nasdaq.
Where is ERIE INDEMNITY CO incorporated?
ERIE INDEMNITY CO is incorporated in PA.