ESNT
Essent Group Ltd.Company Information
- Company Name
- Essent Group Ltd.
- CIK
- CIK0001448893
- Category
- Large accelerated filer
- Ticker: Exchange
- ESNT: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6351
- SIC Description
- Surety Insurance
- Ticker
- ESNT
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-09-15
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 225,642
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 86,196,744
- Shares outstanding
- 90,740,000
- Ownership
- 94.99%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- 0.26%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 6,039 | 6,048 | 6,104 | 6,090 | 5,967 | 5,882 | 5,877 | 5,950 | 5,455 | 5,369 | 5,264 | 4,998 | ||||||
| Equity Method Investments | 442 | 394 | 383 | 370 | 360 | 322 | 304 | 295 | 283 | 280 | 277 | 273 | ||||||
| Investments | 6,481 | 6,443 | 6,487 | 6,460 | 6,326 | 6,204 | 6,181 | 6,245 | 5,738 | 5,649 | 5,541 | 5,270 | ||||||
| Cash | 74 | 128 | 123 | 91 | 92 | 208 | 131 | 109 | 197 | 164 | 142 | 97 | ||||||
| Accrued Investment Income Receivable | 48 | 45 | 47 | 43 | 46 | 42 | 44 | 40 | 36 | 36 | 36 | 37 | ||||||
| Notes Receivable Net | 170 | 144 | 51 | 54 | 52 | 53 | 56 | 54 | 57 | 69 | 63 | 68 | ||||||
| Deferred Policy Acquisition Costs | 69 | 57 | 10 | 9 | 9 | 10 | 10 | 9 | 9 | 9 | 9 | 9 | ||||||
| Property Plant And Equipment Net | - | - | - | - | - | - | - | 41 | 43 | 44 | 41 | 41 | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 48 | 48 | 49 | 50 | 42 | 43 | 42 | - | - | - | 41 | - | ||||||
| Intangible Assets Net Including Goodwill | 77 | 78 | 78 | 79 | 79 | 79 | 80 | 70 | 70 | 72 | 73 | 64 | ||||||
| Other Assets | 129 | 114 | 82 | 76 | 76 | 78 | 80 | 62 | 55 | 55 | 51 | 46 | ||||||
| Assets | 7,592 | 7,570 | 7,441 | 7,352 | 7,221 | 7,205 | 7,112 | 7,127 | 6,693 | 6,565 | 6,427 | 6,094 | ||||||
Liabilities | ||||||||||||||||||
| Liability For Claims And Claims Adjustment Expense | 519 | 486 | 447 | 397 | 365 | 357 | 329 | 288 | 261 | 267 | 260 | 241 | ||||||
| Unearned Premiums | 257 | 226 | 92 | 97 | 102 | 108 | 116 | 121 | 127 | 133 | 140 | 148 | ||||||
| Deferred Income Tax Liabilities Net | 450 | 453 | 465 | 438 | 427 | 415 | 392 | 411 | 381 | 369 | 363 | 330 | ||||||
| Senior Notes | 496 | 496 | 495 | 495 | 495 | 494 | 494 | - | - | - | 0 | - | ||||||
| Other Accrued Liabilities Current And Noncurrent | 207 | 213 | 185 | 186 | 159 | 171 | 177 | 172 | 121 | 147 | 139 | 146 | ||||||
| Line Of Credit | - | - | - | - | - | - | 0 | 494 | 422 | 422 | 422 | 422 | ||||||
| Liabilities | 1,928 | 1,873 | 1,684 | 1,613 | 1,548 | 1,545 | 1,508 | 1,486 | 1,313 | 1,339 | 1,324 | 1,286 | ||||||
Common Stock Number Of Shares Par Value And Other Disclosures | ||||||||||||||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Additional Paid In Capital Common Stock | 299 | 487 | 650 | 771 | 888 | 1,055 | 1,215 | 1,277 | 1,279 | 1,293 | 1,300 | 1,310 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -191 | -188 | -152 | -165 | -216 | -232 | -304 | -190 | -308 | -302 | -280 | -436 | ||||||
| Retained Earnings Accumulated Deficit | 5,554 | 5,396 | 5,257 | 5,132 | 4,999 | 4,835 | 4,691 | 4,553 | 4,407 | 4,233 | 4,082 | 3,933 | ||||||
| Stockholders Equity | 5,663 | 5,697 | 5,757 | 5,739 | 5,673 | 5,659 | 5,604 | 5,641 | 5,380 | 5,226 | 5,103 | 4,808 | ||||||
| Liabilities And Stockholders Equity | 7,592 | 7,570 | 7,441 | 7,352 | 7,221 | 7,205 | 7,112 | 7,127 | 6,693 | 6,565 | 6,427 | 6,094 | ||||||
| Fixed Maturities | -8 | 5,644 | 5,631 | 7 | 19 | 5,617 | 5,467 | 852 | -234 | 4,520 | 4,658 | -108 | ||||||
| Short Term Investments | 1 | 623 | 648 | 57 | 46 | 537 | 764 | -493 | 327 | 1,197 | 929 | 172 | ||||||
Available For Sale Securities | ||||||||||||||||||
| Available For Sale Debt Securities Amortized Cost Basis | 6,260 | 6,267 | 6,280 | 6,283 | 6,219 | 6,154 | 6,231 | 6,168 | 5,810 | 5,717 | 5,587 | 5,503 | ||||||
Property Plant And Equipment Net | ||||||||||||||||||
| Accumulated Depreciation Depletion And Amortization Property Plant And Equipment | 73 | 72 | 71 | 75 | 74 | 73 | 72 | 74 | 73 | 72 | 71 | 70 | ||||||
Subordinated Borrowings | ||||||||||||||||||
| Deferred Finance Costs Gross | - | - | - | - | - | - | - | - | 3 | 3 | 3 | 3 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | ||||||
| Common Stock Shares Authorized | 233 | 233 | 233 | 233 | 233 | 233 | 233 | 233 | 233 | 233 | 233 | 233 | ||||||
| Common Stock Shares Issued | 90 | 93 | 95 | 97 | 100 | 102 | 105 | 106 | 106 | 107 | 107 | 107 | ||||||
| Shares Outstanding | 90 | 93 | 95 | 97 | 100 | 102 | 105 | 106 | 106 | 107 | 107 | 107 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialEssent Group Ltd. (ESNT) — SEC Financial Statements & Analysis
Essent Group Ltd. (ESNT) is a surety insurance company, incorporated in D0. Essent Group Ltd. trades on NYSE as: ESNT. Essent Group Ltd. (ESNT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, Essent Group Ltd. carries a market cap of $5.80B, a P/E ratio of 8.53x, a P/B ratio of 1.02x, a P/S ratio of 4.39x, an enterprise value of $6.22B, and an EV/EBITDA multiple of 7.32x. On profitability, it posts a gross margin of 97.13%, an operating margin of 62.04%, a net margin of 51.45%, a Return on Equity (ROE) of 12.01%, and a Return on Invested Capital (ROIC) of 11.48%. Per share, it reports EPS of $7.50, diluted EPS of $7.45, free cash flow per share of $9.10, and a dividend per share of $1.36. Over the trailing year, it posted revenue growth of 4.31% year-over-year, net income growth of -4.78% year-over-year, and EPS growth of 4.98% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 34.44x, free cash flow of $825.89M (TTM), and net debt of $421.64M. Figures sourced from SEC EDGAR.
- Market Cap
- $5.80B
- P/E TTM
- 8.53x
- EPS TTM
- $7.50
- P/B TTM
- 1.02x
- ROE TTM
- 12.01%
- Free Cash Flow TTM
- $825.89M
- Net Revenue TTM Growth 1Y
- 4.31%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Essent Group Ltd. in?
Essent Group Ltd. (ESNT) operates in the Surety Insurance industry.
What exchange does ESNT trade on?
Essent Group Ltd. (ESNT) trades on the NYSE.
Where is Essent Group Ltd. incorporated?
Essent Group Ltd. is incorporated in Bermuda.
When was Essent Group Ltd. (ESNT)'s most recent SEC filing?
Essent Group Ltd. (ESNT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is ESNT's market cap?
Essent Group Ltd. (ESNT) has a market capitalization of $5.80B as of 2026-06-30.
What is ESNT's P/E ratio?
Essent Group Ltd. (ESNT)'s trailing twelve month P/E ratio is 8.53x as of 2026-06-30.
What is ESNT's EPS (earnings per share)?
Essent Group Ltd. (ESNT)'s trailing twelve month EPS is $7.50 as of 2026-06-30.
What is ESNT's ROE (return on equity)?
Essent Group Ltd. (ESNT)'s trailing twelve month Return on Equity (ROE) is 12.01% as of 2026-06-30.
What is ESNT's ROIC (return on invested capital)?
Essent Group Ltd. (ESNT)'s trailing twelve month Return on Invested Capital (ROIC) is 11.48% as of 2026-06-30.
What is ESNT's EV/EBITDA?
Essent Group Ltd. (ESNT)'s trailing twelve month EV/EBITDA is 7.32x as of 2026-06-30.