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EWSB Bancorp, Inc. /MD/

EWSB

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
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Subscriber-only column
Cash And Cash Equivalents At Carrying Value
711131112
Debt Securities Available For Sale Excluding Accru…
222222222323232423
Debt Securities Held To Maturity Excluding Accrued…
313436383939393939
Financing Receivable Excluding Accrued Interest Af…
-185189197196190186181180
Land Available For Sale
000011100
Assets
Assets
266263271280285277273269268
Property Plant And Equipment Net
222222233
Federal Home Loan Bank Stock
333322211
Cash Surrender Value Of Life Insurance
888888888
Deferred Income Tax Assets Net
222255555
Interest Receivable And Other Assets
122211123
Liabilities And Stockhold…
Deposits Interest Bearing…
Noninterest Bearing Deposit Liabilities
11881098999
Interest Bearing Deposit Liabilities
214211210210213223222215214
Deposits
225219217219222232232224223
Long Term Debt
232938454428242531
Advance Payments By Borrowers For Taxes And Insura…
110211021
Accounts Payable And Other Accrued Liabilities
112211121
Liabilities
251250258267269262258253257
Common Stock Value
00000000-
Additional Paid In Capital
85555555-
Stockholders Equity
Retained Earnings Accumulated Deficit
131313131717171818
Stockholders Equity
151313131616161611
Unearned E S O P Shares
-0-0-0-0-0-0-1-1-
Accumulated Other Comprehensive Income Loss Net Of…
-5-5-5-5-6-6-7-7-7
Liabilities And Stockholders Equity
266263271280285277273269268
Debt Securities Available For Sale Amortized Cost …
242525252626272727
Held To Maturity Securities Fair Value
313437393939384038
Financing Receivable Allowance For Credit Loss Exc…
-11111111
Deferred Tax Assets Valuation Allowance
3333--0--
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.01-
Common Stock Shares Authorized
44444444-
Common Stock Shares Issued
11111111-
Shares Outstanding
111111110

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20265.41%2.70%13.51%---------
20253.26%-8.15%-8.15%3.31%5.90%10.04%-4.18%-3.00%-3.43%4.35%0.54%2.99%
2024----------10.78%-15.91%-22.11%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
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Leverage & Debt
Interest Coverage TTM
-1.16
-1.18
-1.29
-1.53
-1.64
-1.75
-
-
-
Per Share Metrics
Diluted EPS TTM
-5.63
-5.63
-5.93
-7.23
-2.96
-3.23
-
-
-
Free Cash Flow Per Share TTM
-2.21
-2.05
-2.64
-2.72
-1.38
-4.59
-
-
-
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
-
-
-
Margin Metrics
Gross Profit Margin TTM
30.37%
28.95%
26.78%
38.72%
36.60%
35.13%
-
-
-
Operating Profit Margin TTM
-8.85%
-9.99%
-14.94%
-20.46%
-23.58%
-26.19%
-
-
-
Net Profit Margin TTM
-45.31%
-44.43%
-47.11%
-38.93%
-16.41%
-18.38%
-
-
-
Growth Metrics
Net Revenue Growth (1Y)
-30.33%
-27.54%
-
-
-
-
-
-
-
Net Income Growth (1Y)
92.35%
75.15%
-
-
-
-
-
-
-
EPS Growth (1Y)
90.08%
74.49%
-
-
-
-
-
-
-
Valuation Metrics
P/E TTM
-1.69
-1.78
-1.52
-1.22
-2.85
-3.56
-
-
-
P/B TTM
0.44
0.54
0.48
0.48
0.38
0.52
-
-
-
P/S TTM
0.76
0.79
0.72
0.48
0.47
0.65
-
-
-
Market Cap
6.76M
7.05M
6.36M
6.23M
5.94M
8.08M
-
-
-
Enterprise Value
23.50M
35.35M
43.46M
50.05M
47.48M
34.79M
-
-
-
Calculated Values
Free Cash Flow TTM
-1.57M
-1.44M
-1.86M
-1.92M
-973.96K
-3.23M
-
-
-
Net Debt
16.74M
28.29M
37.10M
43.82M
41.53M
26.71M
23.01M
24.15M
29.56M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2025-05-05Purchase
Owner: Schmalz, Charles D
Title: President & CEO
Shares: 2,100
Price/Share: $10.65
Value: $22,365.00
Shares Owned: 2,100
Relationship: Director,Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
0.14%
Inst. Shares: 1,000
Shares Outstanding: 705,457
2025-12-31
0.14%
Inst. Shares: 1,000
Shares Outstanding: 703,811
2025-09-30
0.14%
Inst. Shares: 1,000
Shares Outstanding: 704,140
2025-06-30
0.14%
Inst. Shares: 1,000
Shares Outstanding: 703,482

EWSB Bancorp, Inc. /MD/ (EWSB) — SEC Financial Statements & Analysis

EWSB Bancorp, Inc. /MD/ (EWSB) is a savings institutions, not federally chartered company, incorporated in MD. EWSB Bancorp, Inc. /MD/ trades on OTC as: EWSB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), EWSB Bancorp, Inc. /MD/ reported a -30.33% year-over-year revenue growth, a Gross Profit Margin of 30.37% (TTM), a Price-to-Sales (P/S) ratio of 0.76x (TTM), a Price-to-Book (P/B) ratio of 0.44x (TTM), at a market cap of $6.76M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
-30.33%
Gross Profit Margin TTM
30.37%
P/S TTM
0.76x
P/B TTM
0.44x
Market Cap
$6.76M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is EWSB Bancorp, Inc. /MD/ in?

EWSB Bancorp, Inc. /MD/ (EWSB) operates in the Savings Institutions, Not Federally Chartered industry.

What is EWSB's market cap?

EWSB Bancorp, Inc. /MD/ (EWSB) has a market capitalization of $6.76M as of 2026-06-30.

What exchange does EWSB trade on?

EWSB Bancorp, Inc. /MD/ (EWSB) trades on the OTC.

Where is EWSB Bancorp, Inc. /MD/ incorporated?

EWSB Bancorp, Inc. /MD/ is incorporated in MD.

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