EZCORP INC

EZPW

EZCORP INC

EZPW

Insider Sentiment (TTM):

Last Purchase:-Last Sale:2026-06-05Shares Purchased (TTM):0Shares Sold (TTM):165,566

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:66,657,575Shares Outstanding:61,653,000Institutional Ownership Pct.:108.12%

Earnings Market Reaction:

Filing Date:2026-05-06Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Companies in Retail-Miscellaneous Retail

FCFS WINA SPH SVV REAL LOKV

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Common Class A	-0	59	58	0	0	0	0	0	0	0	0	0
Common Class B	0	3	3	0	0	0	0	0	0	0	0	0
Assets
Assets Current
Cash And Cash Equivalents At Carrying Value	354	466	470	472	505	175	171	218	229	219	221	238
Restricted Cash Current	1	5	1	10	9	9	9	9	9	8	8	9
Inventory Net	276	253	248	225	208	199	192	172	163	165	166	155
Prepaid Expense And Other Assets Current	59	56	51	43	40	37	39	40	47	44	40	45
Assets Current	1,092	1,145	1,126	1,088	1,067	740	729	742	722	719	720	711
Equity Method Investments	26	26	18	14	14	14	13	12	13	10	11	10
Other Investments	7	52	52	52	52	52	52	51	51	51	36	39
Property Plant And Equipment Net	87	75	75	67	64	63	66	60	63	69	68	62
Operating Lease Right Of Use Asset	270	238	236	236	230	228	227	235	244	231	234	243
Restricted Cash Noncurrent	15	15	15	5	0	0	0	0	-	-	-	-
Goodwill	474	331	325	322	305	305	306	309	311	304	302	302
Intangible Assets Net Excluding Goodwill	125	60	59	58	57	57	58	60	62	57	58	60
Deferred Income Tax Assets Net	13	30	29	26	25	25	25	25	26	26	26	20
Notes And Loans Receivable Net Noncurrent	-	-	-	-	-	-	-	-	0	0	0	0
Other Assets Noncurrent	19	17	16	15	15	16	16	16	16	14	12	11
Assets	2,127	1,987	1,951	1,883	1,830	1,499	1,493	1,510	1,508	1,481	1,468	1,458
Liabilities And Stockhold…
Liabilities Current
Long Term Debt Current	0	0	0	0	103	103	103	137	34	34	34	0
Accounts Payable And Accrued Liabilities Current	124	96	105	79	71	69	86	70	63	69	82	74
Contract With Customer Liability Current	40	33	34	33	31	24	22	20	20	18	19	19
Operating Lease Liability Current	68	61	61	60	59	58	59	59	56	58	57	57
Liabilities Current	232	190	201	172	264	254	269	286	173	180	192	150
Long Term Debt Noncurrent	519	519	518	518	517	225	224	224	327	326	326	360
Deferred Income Tax Liabilities Net	3	3	3	2	2	2	2	0	0	0	0	0
Operating Lease Liability Noncurrent	212	186	185	184	183	182	181	189	197	188	193	197
Other Liabilities Noncurrent	20	20	20	17	12	12	12	9	10	11	11	11
Liabilities	985	917	926	893	978	675	689	709	708	706	722	719
Stockholders Equity
Additional Paid In Capital	451	448	451	448	348	346	348	347	345	344	346	345
Retained Earnings Accumulated Deficit	704	657	613	587	561	536	507	494	478	458	431	423
Accumulated Other Comprehensive Income Loss Net Of…	-36	-35	-39	-45	-58	-59	-52	-40	-23	-27	-32	-29
Stockholders Equity	1,120	1,071	1,025	990	852	824	805	801	800	775	746	739
Minority Interest	22	-	-	-	0	-	-	-	-	-	-	-
Liabilities And Stockholders Equity	2,127	1,987	1,951	1,883	1,830	1,499	1,493	1,510	1,508	1,481	1,468	1,458

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10‑Q10‑K

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10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	20.81%	14.80%	45.08%	-6.58%	-2.75%	-11.66%	-	-	-	-	-	-
2025	12.42%	19.93%	33.33%	-17.79%	-18.71%	-14.23%	20.12%	33.03%	39.26%	15.68%	15.22%	23.21%
2024	24.53%	25.35%	30.23%	-7.52%	-8.34%	-9.34%	13.72%	3.36%	11.32%	3.46%	2.28%	1.35%
2023	-	-	-	-	-	-	-1.58%	-12.22%	-9.73%	0.93%	-0.35%	16.84%
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Performance and Valuation Metrics

Metrics	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Liquidity Ratios
Current Ratio	4.71	6.03	5.61	6.31	4.04	2.91	2.71	2.59	4.17	4.00	3.75	4.74
Quick Ratio	3.27	4.40	4.12	4.75	3.10	1.98	1.85	1.85	2.95	2.83	2.68	3.41
Working Capital	860.30M	955.33M	925.38M	915.37M	802.92M	485.95M	459.62M	455.89M	549.11M	539.17M	527.75M	560.76M
Leverage & Debt
Debt to Equity	0.88	0.86	0.90	0.90	1.15	0.82	0.86	0.88	0.88	0.91	0.97	0.97
Interest Coverage TTM	6.08	5.98	6.48	7.64	9.44	8.83	8.28	7.45	7.40	7.37	5.60	5.91
Debt Ratio	0.46	0.46	0.47	0.47	0.53	0.45	0.46	0.47	0.47	0.48	0.49	0.49
Efficiency & Turnover
Asset Turnover TTM	0.75	0.77	0.74	0.73	0.72	0.79	0.78	0.77	0.76	0.75	0.75	0.73
Per Share Metrics
Diluted EPS TTM	1.76	1.48	1.31	1.18	1.08	1.03	0.98	0.94	0.94	0.58	0.48	0.41
Free Cash Flow Per Share TTM	2.13	1.99	1.92	1.68	1.89	1.53	1.42	1.24	1.01	1.29	1.10	0.92
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	58.59%	58.65%	58.55%	58.67%	58.71%	58.82%	58.74%	58.57%	58.31%	58.07%	58.13%	58.11%
Operating Profit Margin TTM	13.64%	12.56%	11.71%	11.22%	10.34%	9.93%	9.69%	9.06%	9.13%	9.31%	8.78%	8.94%
Net Profit Margin TTM	9.96%	9.20%	8.60%	7.96%	7.45%	7.25%	7.15%	6.87%	7.05%	4.62%	3.67%	3.51%
Growth Metrics
Net Revenue Growth (1Y)	22.81%	13.06%	9.70%	8.31%	8.14%	8.95%	10.73%	12.41%	14.40%	16.69%	18.37%	19.72%
Net Income Growth (1Y)	64.26%	43.51%	31.91%	25.53%	14.19%	70.75%	116.04%	119.86%	165.48%	-2.07%	-23.32%	-19.90%
EPS Growth (1Y)	46.44%	28.47%	26.10%	16.54%	14.46%	71.53%	118.60%	121.73%	168.16%	0.12%	-22.06%	-18.03%
Valuation Metrics
P/E TTM	10.64	9.68	9.98	8.37	9.03	7.82	7.41	7.35	7.96	9.60	11.92	13.05
P/B TTM	1.40	1.11	1.07	0.83	0.95	0.81	0.77	0.72	0.78	0.62	0.61	0.63
P/S TTM	1.06	0.89	0.86	0.67	0.67	0.57	0.53	0.51	0.56	0.44	0.44	0.46
Market Cap	1.56B	1.19B	1.09B	820.78M	809.08M	669.99M	615.82M	574.78M	624.20M	481.36M	458.58M	463.98M
Enterprise Value	1.71B	1.22B	1.13B	851.30M	914.86M	813.80M	763.34M	708.86M	747.43M	614.91M	589.73M	577.14M
Calculated Values
Free Cash Flow TTM	131.16M	121.73M	110.42M	99.12M	103.90M	83.92M	77.84M	68.22M	55.89M	71.20M	61.39M	50.80M
Net Debt	148.94M	32.43M	33.36M	30.52M	105.78M	143.82M	147.52M	134.08M	123.23M	133.54M	131.14M	113.16M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-05Sale

Owner: Espinosa, Pablo Lagos

Title: -

Shares: 10,000

Price/Share: $32.00

Value: $320,000.00

Shares Owned: 217,543

Relationship: Director

Ownership: Indirect

2026-05-20Sale

Owner: Appel, Matthew W

Title: -

Shares: 15,037

Price/Share: $33.25

Value: $499,980.25

Shares Owned: 124,975

Relationship: Director

Ownership: Direct

2026-05-12Sale

Owner: Kulas, Jason A.

Title: -

Shares: 20,000

Price/Share: $33.56

Value: $671,200.00

Shares Owned: 172,948

Relationship: Director

Ownership: Indirect

2026-03-02Sale

Owner: Sajnani, Sunil

Title: Chief Audit/LP Executive

Shares: 18,353

Price/Share: $26.76

Value: $491,126.28

Shares Owned: 85,249

Relationship: Officer

Ownership: Direct

2026-02-23Sale

Owner: Tillett, Gary

Title: -

Shares: 10,000

Price/Share: $25.50

Value: $255,000.00

Shares Owned: 133,483

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-05	Espinosa, Pablo Lagos	Director	-	Indirect	Sale	10,000	32.00	$320,000.00	217,543	4
2026-05-20	Appel, Matthew W	Director	-	Direct	Sale	15,037	33.25	$499,980.25	124,975	4
2026-05-12	Kulas, Jason A.	Director	-	Indirect	Sale	20,000	33.56	$671,200.00	172,948	4
2026-03-02	Sajnani, Sunil	Officer	Chief Audit/LP Executive	Direct	Sale	18,353	26.76	$491,126.28	85,249	4
2026-02-23	Tillett, Gary	Director	-	Direct	Sale	10,000	25.50	$255,000.00	133,483	4/A
2026-02-19	Espinosa, Pablo Lagos	Director	-	Indirect	Sale	20,000	25.00	$500,000.00	208,177	4
2026-02-18	Tillett, Gary	Director	-	Direct	Sale	10,000	25.00	$250,000.00	143,483	4
2026-02-17	Bryant, Ellen H	Officer	Chief Legal Officer	Direct	Sale	20,000	25.00	$500,000.00	147,786	4
2026-02-17	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	24,138	24.75	$597,415.50	115,266	4
2025-09-19	Appel, Matthew W	Director	-	Direct	Sale	9,038	18.02	$162,864.76	133,371	4
2025-09-08	Appel, Matthew W	Director	-	Direct	Sale	9,000	17.03	$153,270.00	142,409	4
2025-06-10	Powell, John Blair Jr.	Officer	Chief Operating Officer	Direct	Sale	3,500	13.81	$48,335.00	145,983	4
2024-12-05	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	10,000	12.47	$124,700.00	101,813	4
2024-11-22	Sajnani, Sunil	Officer	Chief Audit/LP Executive	Direct	Sale	34,493	12.42	$428,403.06	66,242	4
2024-05-15	Appel, Matthew W	Director	-	Direct	Sale	26,490	10.32	$273,376.80	138,684	4
2024-04-01	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	2,250	11.38	$25,605.00	71,458	4
2024-03-04	Espinosa, Pablo Lagos	Director	-	Direct	Sale	20,000	-	-	213,140	4
2024-02-29	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	9,000	-	-	73,708	4
2024-02-01	Appel, Matthew W	Director	-	Direct	Sale	39,963	-	-	150,137	4
2024-01-02	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	2,250	8.73	$19,642.50	82,708	4
2023-12-22	Appel, Matthew W	Director	-	Direct	Sale	1,200	-	-	190,100	4
2023-12-21	Appel, Matthew W	Director	-	Direct	Sale	3,914	-	-	191,300	4
2023-10-02	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	2,250	8.26	$18,585.00	35,457	4
2023-08-22	Swies, Nicole	Officer	Chief Revenue Officer	Direct	Sale	2,250	8.54	$19,215.00	33,207	4
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Institutional Ownership

No data available for chart

2026-03-31

108.12%

Inst. Shares: 66,657,575

Shares Outstanding: 61,653,000

2025-12-31

105.45%

Inst. Shares: 64,580,316

Shares Outstanding: 61,243,000

2025-09-30

109.61%

Inst. Shares: 62,990,369

Shares Outstanding: 57,466,000

2025-06-30

104.74%

Inst. Shares: 61,935,754

Shares Outstanding: 59,134,000

2025-03-31

108.13%

Inst. Shares: 59,431,934

Shares Outstanding: 54,965,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	66,657,575	61,653,000	108.12%
2025-12-31	64,580,316	61,243,000	105.45%
2025-09-30	62,990,369	57,466,000	109.61%
2025-06-30	61,935,754	59,134,000	104.74%
2025-03-31	59,431,934	54,965,000	108.13%
2024-12-31	56,834,325	54,827,000	103.66%
2024-09-30	54,514,713	54,935,000	99.23%
2024-06-30	54,872,717	54,898,000	99.95%
2024-03-31	51,056,576	55,093,000	92.67%
2023-12-31	50,272,235	55,076,000	91.28%
2023-09-30	50,703,097	55,586,000	91.22%
2023-06-30	51,027,565	55,367,000	92.16%
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EZCORP INC (EZPW) — SEC Financial Statements & Analysis

EZCORP INC (EZPW) is a retail-miscellaneous retail company, incorporated in DE. EZCORP INC trades on Nasdaq as: EZPW. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), EZCORP INC reported a 22.81% year-over-year revenue growth, a Gross Profit Margin of 58.59% (TTM), a Debt-to-Equity ratio of 0.88x, a Price-to-Sales (P/S) ratio of 1.06x (TTM), a Price-to-Book (P/B) ratio of 1.4 (TTM), at a market cap of $1.56B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 22.81%
Gross Profit Margin TTM: 58.59%
Debt To Equity: 0.88x
P/S TTM: 1.06x
P/B TTM: 1.4
Market Cap: $1.56B

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is EZCORP INC in?

EZCORP INC (EZPW) operates in the Retail-Miscellaneous Retail industry.

What is EZPW's market cap?

EZCORP INC (EZPW) has a market capitalization of $1.56B as of 2026-03-31.

What is EZPW's P/E ratio?

EZCORP INC (EZPW)'s trailing twelve month P/E ratio is 10.64x as of 2026-03-31.

What exchange does EZPW trade on?

EZCORP INC (EZPW) trades on the Nasdaq.

Where is EZCORP INC incorporated?

EZCORP INC is incorporated in DE.

EZCORP INC (EZPW) — SEC Financial Statements & Analysis

Frequently Asked Questions

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