FBIZ

FIRST BUSINESS FINANCIAL SERVICES, INC.
—

Company Information

Company Name
FIRST BUSINESS FINANCIAL SERVICES, INC.
CIK
CIK0001521951
Category
Accelerated filer
Ticker: Exchange
FBIZ: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6022
SIC Description
State Commercial Banks
Ticker
FBIZ

SEC filing data through

Insider Sentiment

Last purchase
2025-11-07
Last sale
2026-08-27
Shares purchased (TTM)
71
Shares sold (TTM)
675
Buy ratio (TTM)9.5%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
5,746,597
Shares outstanding
8,208,002
Ownership
70.01%
+4.51% Y/Y

Earnings Market Reaction

Filing date
2026-07-31
Price on filing date
—
1-month reaction
…
3-month reaction
…
Drift continued4/11 (36%)
Faded / reversed7/11 (64%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks323331365135294526253223
Interest Bearing Deposits In Banks1311059873136128875547107110
Cash And Cash Equivalents At Carrying Value16313739441231711581328172140133
Available For Sale Securities Debt Securities410420422411382359341313309314297272
Held To Maturity Securities555667777899
Loans Receivable Held For Sale Amount024191312111387554
Loans And Leases Receivable Net Reported Amount---------2,8782,8192,735
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss3,5483,4623,3373,2983,2143,1493,0773,0162,952-2,819-
Assets
Assets4,4104,3214,0824,0354,0033,9453,8533,7163,8533,8533,5083,419
Property Plant And Equipment Net455555556666
Foreclosed Assets--0000000000
Operating Lease Right Of Use Asset555665666677
Bank Owned Life Insurance868584838358575756565655
Federal Home Loan Bank Stock13119101010121312131214
Intangible Assets Net Including Goodwill121212121212121212121212
Derivative Assets463837384148664371705694
Interest Receivable And Other Assets1181171071091091109910498909179
Deposits3,5923,5663,3803,3333,3053,2433,1072,9702,8852,7552,7972,657
Operating Lease Liability777888888999
Derivative Liabilities403637394146574562615279
Accrued Liabilities And Other Liabilities292834302726323129273029
Liabilities4,0153,9413,7103,6773,6583,6093,5253,4043,3123,2343,2183,138
Liabilities And Stockholders Equity
Liabilities And Stockholders Equity4,4104,3214,0824,0354,0033,9453,8533,7163,6173,5313,5083,419
Preferred Stock Value121212121212121212121212
Common Stock Value000000000000
Additional Paid In Capital989796969594949392919190
Stockholders Equity
Retained Earnings Accumulated Deficit327315306295283274266254245237231223
Stockholders Equity395380372358345336329312305298290281
Accumulated Other Comprehensive Income Loss Net Of Tax-7-10-10-12-13-12-11-15-13-12-14-14
Treasury Stock Value-34-34-33-33-33-32-31-31-31-31-30-30
Loans And Leases Receivable Allowance---------333129
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest373736373735363433333129
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized333333333333
Preferred Stock Shares Issued000000000000
Preferred Stock Shares Outstanding000000000000
Preferred Stock Dividend Rate Percentage000000000000
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized252525252525252525252525
Common Stock Shares Issued10109999999999
Shares Outstanding888888888888
Treasury Stock Common Shares111111111111

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FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) — SEC Financial Statements & Analysis

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) is a state commercial banks company, incorporated in WI. FIRST BUSINESS FINANCIAL SERVICES, INC. trades on Nasdaq as: FBIZ. FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-31. Based on that filing, FIRST BUSINESS FINANCIAL SERVICES, INC. carries a market cap of $516.03M, a P/E ratio of 9.30x, a P/B ratio of 1.31x, a P/S ratio of 2.04x, an enterprise value of $352.67M, and an EV/EBITDA multiple of -4.72x. On profitability, it posts a gross margin of 56.55%, an operating margin of 25.57%, a net margin of 21.89%, a Return on Equity (ROE) of 14.99%, and a Return on Invested Capital (ROIC) of -29.03%. Per share, it reports EPS of $6.76, diluted EPS of $6.76, free cash flow per share of $9.86, and a dividend per share of $1.30. Over the trailing year, it posted revenue growth of 5.48% year-over-year, net income growth of 19.44% year-over-year, and EPS growth of 18.46% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.55x, free cash flow of $80.91M (TTM), and net debt of $-163.36M. Figures sourced from SEC EDGAR.

Market Cap
$516.03M
P/E TTM
9.30x
EPS TTM
$6.76
P/B TTM
1.31x
ROE TTM
14.99%
Free Cash Flow TTM
$80.91M
Net Revenue TTM Growth 1Y
5.48%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is FIRST BUSINESS FINANCIAL SERVICES, INC. in?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) operates in the State Commercial Banks industry.

What exchange does FBIZ trade on?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) trades on the Nasdaq.

Where is FIRST BUSINESS FINANCIAL SERVICES, INC. incorporated?

FIRST BUSINESS FINANCIAL SERVICES, INC. is incorporated in WI.

When was FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s most recent SEC filing?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-31.

What is FBIZ's market cap?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) has a market capitalization of $516.03M as of 2026-06-30.

What is FBIZ's P/E ratio?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s trailing twelve month P/E ratio is 9.30x as of 2026-06-30.

What is FBIZ's EPS (earnings per share)?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s trailing twelve month EPS is $6.76 as of 2026-06-30.

What is FBIZ's ROE (return on equity)?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s trailing twelve month Return on Equity (ROE) is 14.99% as of 2026-06-30.

What is FBIZ's ROIC (return on invested capital)?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s trailing twelve month Return on Invested Capital (ROIC) is -29.03% as of 2026-06-30.

What is FBIZ's EV/EBITDA?

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)'s trailing twelve month EV/EBITDA is -4.72x as of 2026-06-30.

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