FBNC
FIRST BANCORP /NC/Company Information
- Company Name
- FIRST BANCORP /NC/
- CIK
- CIK0000811589
- Category
- Large accelerated filer
- Ticker: Exchange
- FBNC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- FBNC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-11
- Last sale
- 2026-09-29
- Shares purchased (TTM)
- 231
- Shares sold (TTM)
- 66,309
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -0.33%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 128 | 135 | 147 | 138 | 139 | 150 | 79 | 74 | 90 | 87 | 101 | 95 | ||||||
| Interest Bearing Deposits In Banks | 422 | 463 | 163 | 460 | 572 | 623 | 429 | 670 | 518 | 267 | 137 | 178 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 550 | 598 | 310 | 598 | 711 | 772 | 508 | 744 | 608 | 354 | 238 | 274 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,939 | 1,980 | 2,049 | 2,166 | 2,145 | 2,065 | 2,043 | 1,907 | 1,867 | 2,088 | 2,189 | 2,100 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 510 | 511 | 513 | 515 | 516 | 518 | 520 | 522 | 524 | 526 | 534 | 535 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 8,989 | 8,794 | 8,722 | 8,419 | 8,226 | 8,103 | 8,095 | 8,014 | 8,070 | 8,077 | 8,150 | 8,027 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -125 | -125 | -124 | -121 | -121 | -121 | -123 | -123 | -110 | -110 | -110 | -108 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 8,864 | 8,669 | 8,599 | 8,298 | 8,105 | 7,982 | 7,972 | 7,891 | 7,960 | 7,966 | 8,040 | 7,919 | ||||||
| Property Plant And Equipment Net | 138 | 139 | 139 | 141 | 142 | 142 | 143 | 145 | 147 | 151 | 151 | 152 | ||||||
| Operating Lease Right Of Use Asset | - | - | - | - | - | - | - | - | - | 17 | 17 | 18 | ||||||
| Interest Receivable | 38 | 37 | 39 | 36 | 37 | 35 | 36 | 33 | 36 | 35 | 37 | 34 | ||||||
| Goodwill | 479 | 479 | 479 | 479 | 479 | 479 | 479 | 479 | 479 | 479 | 479 | 479 | ||||||
| Intangible Assets Net Excluding Goodwill | 15 | 16 | 17 | 19 | 20 | 21 | 23 | 24 | 26 | 31 | 30 | 35 | ||||||
| Bank Owned Life Insurance | 196 | 195 | 193 | 192 | 191 | 190 | 188 | 187 | 186 | 185 | 184 | 183 | ||||||
| Other Assets | 300 | 312 | 323 | 303 | 254 | 226 | 229 | 211 | 221 | 254 | 231 | 241 | ||||||
| Assets | 13,042 | 12,948 | 12,668 | 12,750 | 12,608 | 12,436 | 12,148 | 12,153 | 12,061 | 12,092 | 12,115 | 11,978 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | - | - | 3,487 | - | - | - | 3,368 | - | - | - | 3,380 | - | ||||||
| Noninterest Bearing Domestic Deposit Demand | 3,598 | 3,597 | 3,487 | 3,581 | 3,543 | 3,477 | 3,368 | 3,350 | 3,340 | 3,362 | 3,380 | 3,503 | ||||||
| Interest Bearing Deposit Liabilities Domestic | - | - | 7,261 | - | - | - | 7,163 | - | - | - | 6,652 | - | ||||||
| Interest Bearing Deposit Liabilities | - | - | - | - | - | - | - | - | - | - | 6,652 | - | ||||||
| Interest Bearing Domestic Deposit Checking | 7,487 | 7,416 | - | 7,301 | 7,288 | 7,268 | - | 7,155 | 7,148 | 6,941 | - | 6,732 | ||||||
| Deposits | 11,085 | 11,012 | 10,748 | 10,881 | 10,830 | 10,745 | 10,531 | 10,505 | 10,488 | 10,303 | 10,032 | 10,235 | ||||||
| Long Term Debt | 75 | 75 | 75 | 92 | 92 | 92 | 92 | 92 | 92 | 332 | 630 | 402 | ||||||
| Interest Payable Current And Noncurrent | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 6 | 6 | 10 | 6 | 6 | ||||||
| Operating Lease Liability | - | - | - | - | - | - | - | - | - | 17 | 18 | 18 | ||||||
| Other Liabilities | 162 | 174 | 187 | 169 | 125 | 86 | 75 | 74 | 71 | 53 | 75 | 59 | ||||||
| Liabilities | 11,325 | 11,265 | 11,014 | 11,147 | 11,052 | 10,928 | 10,702 | 10,676 | 10,656 | 10,715 | 10,743 | 10,720 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 967 | 969 | 974 | 973 | 973 | 971 | 971 | 970 | 967 | 965 | 964 | 963 | ||||||
| Retained Earnings Accumulated Deficit | 907 | 866 | 830 | 823 | 813 | 784 | 756 | 762 | 752 | 733 | 716 | 696 | ||||||
| Common Stock Held In Trust | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -157 | -152 | -149 | -193 | -230 | -247 | -282 | -255 | -315 | -322 | -308 | -401 | ||||||
| Stockholders Equity | 1,716 | 1,683 | 1,654 | 1,603 | 1,556 | 1,508 | 1,446 | 1,478 | 1,404 | 1,376 | 1,372 | 1,258 | ||||||
| Liabilities And Stockholders Equity | 13,042 | 12,948 | 12,668 | 12,750 | 12,608 | 12,436 | 12,148 | 12,153 | 12,061 | 12,092 | 12,115 | 11,978 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 2,144 | 2,177 | 2,243 | 2,417 | 2,444 | 2,386 | 2,411 | 2,239 | - | - | 2,590 | - | ||||||
| Held To Maturity Securities Fair Value | 443 | 441 | 448 | 443 | 431 | 431 | 429 | 448 | 431 | 437 | 450 | 410 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | ||||||
| Common Stock Shares Issued | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | ||||||
| Shares Outstanding | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFIRST BANCORP /NC/ (FBNC) — SEC Financial Statements & Analysis
FIRST BANCORP /NC/ (FBNC) is a state commercial banks company, incorporated in NC. FIRST BANCORP /NC/ trades on Nasdaq as: FBNC. FIRST BANCORP /NC/ (FBNC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, FIRST BANCORP /NC/ carries a market cap of $2.63B, a P/E ratio of 19.76x, a P/B ratio of 1.53x, a P/S ratio of 4.55x, an enterprise value of $2.16B, and an EV/EBITDA multiple of -8.45x. On profitability, it posts a gross margin of 73.82%, an operating margin of 28.56%, a net margin of 23.03%, a Return on Equity (ROE) of 8.14%, and a Return on Invested Capital (ROIC) of -19.19%. Per share, it reports EPS of $3.24, diluted EPS of $3.22, free cash flow per share of $5.51, and a dividend per share of $0.94. Over the trailing year, it posted revenue growth of 8.52% year-over-year, net income growth of 37.09% year-over-year, and EPS growth of 37.03% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.61x, free cash flow of $226.98M (TTM), and net debt of $-475.62M. Figures sourced from SEC EDGAR.
- Market Cap
- $2.63B
- P/E TTM
- 19.76x
- EPS TTM
- $3.24
- P/B TTM
- 1.53x
- ROE TTM
- 8.14%
- Free Cash Flow TTM
- $226.98M
- Net Revenue TTM Growth 1Y
- 8.52%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIRST BANCORP /NC/ in?
FIRST BANCORP /NC/ (FBNC) operates in the State Commercial Banks industry.
What exchange does FBNC trade on?
FIRST BANCORP /NC/ (FBNC) trades on the Nasdaq.
Where is FIRST BANCORP /NC/ incorporated?
FIRST BANCORP /NC/ is incorporated in NC.
When was FIRST BANCORP /NC/ (FBNC)'s most recent SEC filing?
FIRST BANCORP /NC/ (FBNC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is FBNC's market cap?
FIRST BANCORP /NC/ (FBNC) has a market capitalization of $2.63B as of 2026-06-30.
What is FBNC's P/E ratio?
FIRST BANCORP /NC/ (FBNC)'s trailing twelve month P/E ratio is 19.76x as of 2026-06-30.
What is FBNC's EPS (earnings per share)?
FIRST BANCORP /NC/ (FBNC)'s trailing twelve month EPS is $3.24 as of 2026-06-30.
What is FBNC's ROE (return on equity)?
FIRST BANCORP /NC/ (FBNC)'s trailing twelve month Return on Equity (ROE) is 8.14% as of 2026-06-30.
What is FBNC's ROIC (return on invested capital)?
FIRST BANCORP /NC/ (FBNC)'s trailing twelve month Return on Invested Capital (ROIC) is -19.19% as of 2026-06-30.
What is FBNC's EV/EBITDA?
FIRST BANCORP /NC/ (FBNC)'s trailing twelve month EV/EBITDA is -8.45x as of 2026-06-30.