FIRST CAPITAL INC
FIRST CAPITAL INC
Insider Sentiment (TTM):
Last Purchase:2025-08-29Last Sale:-Shares Purchased (TTM):1,371.93Shares Sold (TTM):0
Institutional Sentiment:
As of:2026-03-31Institutional Shares Owned:876,433Shares Outstanding:3,336,077,000Institutional Ownership Pct.:0.03%
Earnings Market Reaction:
Filing Date:2026-05-12Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 22 | 27 | 21 | 26 | 26 | 18 | 21 | 23 | 20 | 20 | 18 | 23 | |||||
Interest Bearing Deposits In Banks | 128 | 110 | 92 | 108 | 91 | 87 | 6 | 2 | 2 | 3 | 1 | 1 | |||||
Federal Funds Sold | - | - | - | - | - | 82 | 63 | 26 | 21 | 15 | 12 | 24 | |||||
Cash Cash Equivalents And Federal Funds Sold | 150 | 137 | 112 | 135 | 117 | 106 | 90 | 51 | 42 | 39 | 31 | 47 | |||||
Debt Securities Available For Sale Excluding Accru… | - | - | - | - | - | - | - | - | - | - | - | 456 | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | - | - | - | - | - | - | - | - | - | - | 7 | |||||
Available For Sale Securities Debt Securities | 408 | 417 | 422 | 396 | 392 | 389 | 408 | 414 | 428 | 437 | 440 | - | |||||
Debt Securities Held To Maturity Amortized Cost Af… | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | - | |||||
Assets | |||||||||||||||||
Assets | 1,284 | 1,272 | 1,235 | 1,243 | 1,215 | 1,188 | 1,189 | 1,164 | 1,157 | 1,158 | 1,143 | 1,155 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | 1 | 1 | 1 | 2 | 0 | 0 | 1 | 2 | 1 | 1 | 1 | 1 | |||||
Financing Receivable Excluding Accrued Interest Af… | 664 | 654 | 642 | 649 | 643 | 631 | 631 | 630 | 621 | 614 | 602 | 583 | |||||
Federal Home Loan Bank Stock | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Property Plant And Equipment Net | 15 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 15 | |||||
Interest Receivable | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 5 | 4 | 5 | 4 | 4 | |||||
Cash Surrender Value Of Life Insurance | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | |||||
Goodwill | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | |||||
Finite Lived Intangible Assets Net | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Other Assets | 17 | 17 | 13 | 17 | 17 | 15 | 14 | 20 | 18 | 19 | 20 | 19 | |||||
Noninterest Bearing Deposit Liabilities | 219 | 220 | 213 | 209 | 204 | 198 | 200 | 204 | 209 | 206 | 234 | 234 | |||||
Deposits | 1,137 | 1,123 | 1,095 | 1,111 | 1,084 | 1,066 | 1,030 | 1,014 | 1,010 | 1,025 | 1,017 | 1,042 | |||||
Interest Bearing Deposit Liabilities | 918 | 903 | 881 | 902 | 880 | 868 | 830 | 810 | 801 | 820 | 783 | 809 | |||||
Advances From Federal Home Loan Banks | - | - | - | - | - | - | - | - | - | - | 15 | - | |||||
Interest Payable Current And Noncurrent | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 1 | 1 | 2 | 1 | |||||
Accrued Liabilities And Other Liabilities | 7 | 9 | 6 | 7 | 9 | 4 | 6 | 6 | 6 | 5 | 6 | 6 | |||||
Liabilities | 1,146 | 1,134 | 1,103 | 1,119 | 1,094 | 1,073 | 1,072 | 1,056 | 1,051 | 1,053 | 1,053 | 1,062 | |||||
Preferred Stock Value | - | 0 | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | |||||
Stockholders Equity | 138 | 138 | 132 | 123 | 120 | 115 | 117 | 108 | 106 | 105 | 89 | 92 | |||||
Retained Earnings Accumulated Deficit | 121 | 118 | 114 | 110 | 108 | 105 | 103 | 101 | 99 | 97 | 95 | 93 | |||||
Deferred Compensation Equity | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -15 | -12 | -14 | -20 | -20 | -23 | -19 | -26 | -26 | -24 | -38 | -32 | |||||
Treasury Stock Common Value | -10 | -10 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | |||||
Treasury Stock Value | - | - | - | - | - | -9 | - | - | - | -9 | - | - | |||||
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Liabilities And Stockholders Equity | 1,284 | 1,272 | 1,235 | 1,243 | 1,215 | 1,188 | 1,189 | 1,164 | 1,157 | 1,158 | 1,143 | 1,155 | |||||
Available For Sale Debt Securities Amortized Cost … | 427 | 432 | 439 | 421 | 417 | 419 | 432 | 447 | 461 | 469 | 489 | - | |||||
Held To Maturity Securities Fair Value | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | - | |||||
Financing Receivable Allowance For Credit Loss Exc… | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | |||||
Debt Securities Available For Sale Amortized Cost … | - | - | - | - | - | - | - | - | - | - | - | 498 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | |||||
Common Stock Shares Issued | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |||||
Shares Outstanding | 3,346 | 3,342 | 3,354 | 3,355 | 3,355 | 3,352 | 3,352 | 3,353 | 3,354 | 3,351 | 3,351 | 3,351 | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 15.41% | 13.43% | - | - | - | - | - | - | - | - | - | - |
| 2025 | -6.07% | -7.76% | -25.87% | 15.89% | 25.53% | 15.99% | 11.31% | 28.40% | 29.83% | 8.36% | 9.43% | 27.56% |
| 2024 | 4.70% | 6.40% | 12.41% | 3.04% | 13.25% | 13.78% | -7.94% | -3.53% | -4.98% | 27.89% | 27.65% | 16.01% |
| 2023 | 20.00% | 41.09% | 56.65% | -9.81% | -23.95% | -34.47% | -0.98% | 3.07% | 10.16% | - | - | - |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.03 | 0.21 | 0.45 | 0.41 | 0.40 | 0.47 | 0.57 | 0.80 | 1.24 | 1.67 | 2.39 | 3.65 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| Free Cash Flow Per Share TTM | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -100.11% | -104.98% | -109.27% | -116.47% | -116.19% | -107.98% | -112.60% | -93.08% | -74.66% | -42.86% | 6.78% | 39.31% | |||||
| Operating Profit Margin TTM | 215.40% | 196.49% | 253.68% | 225.69% | 207.78% | 200.72% | 195.96% | 201.06% | 198.47% | 214.74% | 222.92% | 221.29% | |||||
| Net Profit Margin TTM | 242.02% | 228.27% | 207.52% | 186.65% | 173.79% | 169.15% | 167.27% | 171.70% | 169.94% | 182.48% | 186.39% | 183.92% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 2.56% | 1.57% | 0.88% | 0.73% | 0.27% | 0.71% | -0.61% | -2.44% | -2.13% | -1.90% | 1.43% | 5.77% | |||||
| Net Income Growth (1Y) | 42.83% | 37.08% | 25.16% | 9.50% | 2.54% | -6.65% | -10.80% | -8.92% | -9.61% | 7.46% | 18.08% | 20.05% | |||||
| EPS Growth (1Y) | 43.29% | 37.10% | 25.11% | 9.46% | 2.49% | -6.61% | -10.84% | -8.95% | -9.38% | 7.71% | 18.54% | 20.29% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 9,435.78 | 11,963.36 | 10,222.36 | 10,244.29 | 10,134.53 | 8,703.79 | 9,468.80 | 7,885.42 | 7,504.90 | 6,775.31 | 6,453.07 | 7,101.51 | |||||
| P/B TTM | 1,192.64 | 1,419.81 | 1,137.93 | 1,094.34 | 1,030.86 | 905.96 | 955.04 | 879.40 | 845.44 | 822.59 | 955.50 | 1,015.58 | |||||
| P/S TTM | 22,836.82 | 27,308.83 | 21,213.91 | 19,121.13 | 17,612.61 | 14,722.09 | 15,838.21 | 13,538.92 | 12,753.84 | 12,363.56 | 12,027.96 | 13,060.80 | |||||
| Market Cap | 164.77B | 195.80B | 150.83B | 134.94B | 123.90B | 103.92B | 111.63B | 94.85B | 89.48B | 86.66B | 85.29B | 93.79B | |||||
| Enterprise Value | 164.75B | 195.78B | 150.81B | 134.91B | 123.88B | 103.90B | 111.61B | 94.83B | 89.46B | 86.64B | 85.27B | 93.77B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 21.62M | 19.93M | 19.14M | 18.86M | 18.74M | 21.63M | 18.66M | 16.56M | 15.47M | 13.54M | 16.80M | 16.57M | |||||
| Net Debt | -21.68M | -26.87M | -20.57M | -26.25M | -26.02M | -18.42M | -21.43M | -22.97M | -19.71M | -20.01M | -18.03M | -22.61M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
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| Debt to EBITDA TTM | |||||||||||||||||
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| Treasury Stock to Equity | |||||||||||||||||
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| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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Insider Transactions
2025-08-29Purchase
Owner: Ernstberger, Kathy
Title: -
Shares: 972
Price/Share: $41.10
Value: $39,946.32
Shares Owned: 3,499
Relationship: Director
Ownership: Direct
2025-08-15Purchase
Owner: Stevens, Joshua Paul
Title: CHIEF FINANCIAL OFFICER
Shares: 200
Price/Share: $37.50
Value: $7,500.00
Shares Owned: 2,195
Relationship: Officer
Ownership: Direct
2025-08-15Purchase
Owner: Frederick, Chris
Title: CHIEF EXECUTIVE OFFICER
Shares: 200
Price/Share: $38.25
Value: $7,650.00
Shares Owned: 1,200
Relationship: Director,Officer
Ownership: Direct
2025-05-01Purchase
Owner: Kraft, Pamela G
Title: -
Shares: 200
Price/Share: $45.04
Value: $9,008.00
Shares Owned: 2,555
Relationship: Director
Ownership: Direct
2024-08-05Purchase
Owner: Shireman, John
Title: -
Shares: 500
Price/Share: $31.69
Value: $15,845.00
Shares Owned: 1,500
Relationship: Director
Ownership: Direct
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Institutional Ownership
No data available for chart
2026-03-31
0.03%
Inst. Shares: 876,433
Shares Outstanding: 3,336,077,000
2025-12-31
0.03%
Inst. Shares: 887,277
Shares Outstanding: 3,345,645,000
2025-09-30
0.02%
Inst. Shares: 748,090
Shares Outstanding: 3,348,618,000
2025-06-30
0.02%
Inst. Shares: 738,891
Shares Outstanding: 3,346,653,000
2025-03-31
0.02%
Inst. Shares: 529,535
Shares Outstanding: 3,346,850,000
FIRST CAPITAL INC (FCAP) — SEC Financial Statements & Analysis
FIRST CAPITAL INC (FCAP) is a savings institution, federally chartered company, incorporated in IN. FIRST CAPITAL INC trades on FCAP: Nasdaq as: FCAP. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), FIRST CAPITAL INC reported a 2.56% year-over-year revenue growth, a Gross Profit Margin of -100.11% (TTM), a Price-to-Sales (P/S) ratio of 22836.82x (TTM), a Price-to-Book (P/B) ratio of 1.19K (TTM), at a market cap of $164.77B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 2.56%
- Gross Profit Margin TTM
- -100.11%
- P/S TTM
- 22836.82x
- P/B TTM
- 1.19K
- Market Cap
- $164.77B
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIRST CAPITAL INC in?
FIRST CAPITAL INC (FCAP) operates in the Savings Institution, Federally Chartered industry.
What is FCAP's market cap?
FIRST CAPITAL INC (FCAP) has a market capitalization of $164.77B as of 2026-03-31.
What is FCAP's P/E ratio?
FIRST CAPITAL INC (FCAP)'s trailing twelve month P/E ratio is 9435.78x as of 2026-03-31.
What exchange does FCAP trade on?
FIRST CAPITAL INC (FCAP) trades on the FCAP: Nasdaq.
Where is FIRST CAPITAL INC incorporated?
FIRST CAPITAL INC is incorporated in IN.