FCAP
FIRST CAPITAL INCCompany Information
- Company Name
- FIRST CAPITAL INC
- CIK
- CIK0001070296
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- FCAP: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- FCAP
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-08-29
- Last sale
- —
- Shares purchased (TTM)
- 1,571.93
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 907,011
- Shares outstanding
- 3,336,190
- Ownership
- 27.19%
Earnings Market Reaction
- Filing date
- 2026-08-12
- Price on filing date
- —
- 1-month reaction
- -1.49%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 21 | 22 | 27 | 21 | 26 | 26 | 18 | 21 | 23 | 20 | 20 | 18 | ||||||
| Interest Bearing Deposits In Banks | 129 | 128 | 110 | 92 | 108 | 91 | 87 | 6 | 2 | 2 | 3 | 1 | ||||||
| Federal Funds Sold | - | - | - | - | - | - | 82 | 63 | 26 | 21 | 15 | 12 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 150 | 150 | 137 | 112 | 135 | 117 | 106 | 90 | 51 | 42 | 39 | 31 | ||||||
| Available For Sale Securities Debt Securities | 407 | 408 | 417 | 422 | 396 | 392 | 389 | 408 | 414 | 428 | 437 | 440 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,290 | 1,284 | 1,272 | 1,235 | 1,243 | 1,215 | 1,188 | 1,189 | 1,164 | 1,157 | 1,158 | 1,143 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 1 | 1 | 1 | 1 | 2 | 0 | 0 | 1 | 2 | 1 | 1 | 1 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 668 | 664 | 654 | 642 | 649 | 643 | 631 | 631 | 630 | 621 | 614 | 602 | ||||||
| Federal Home Loan Bank Stock | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Property Plant And Equipment Net | 15 | 15 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Interest Receivable | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 5 | 4 | 5 | 4 | ||||||
| Cash Surrender Value Of Life Insurance | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Goodwill | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Finite Lived Intangible Assets Net | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Other Assets | 18 | 17 | 17 | 13 | 17 | 17 | 15 | 14 | 20 | 18 | 19 | 20 | ||||||
| Noninterest Bearing Deposit Liabilities | 219 | 219 | 220 | 213 | 209 | 204 | 198 | 200 | 204 | 209 | 206 | 234 | ||||||
| Deposits | 1,137 | 1,137 | 1,123 | 1,095 | 1,111 | 1,084 | 1,066 | 1,030 | 1,014 | 1,010 | 1,025 | 1,017 | ||||||
| Interest Bearing Deposit Liabilities | 918 | 918 | 903 | 881 | 902 | 880 | 868 | 830 | 810 | 801 | 820 | 783 | ||||||
| Advances From Federal Home Loan Banks | - | - | - | - | - | - | - | - | - | - | - | 15 | ||||||
| Interest Payable Current And Noncurrent | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 1 | 1 | 2 | ||||||
| Accrued Liabilities And Other Liabilities | 9 | 7 | 9 | 6 | 7 | 9 | 4 | 6 | 6 | 6 | 5 | 6 | ||||||
| Liabilities | 1,147 | 1,146 | 1,134 | 1,103 | 1,119 | 1,094 | 1,073 | 1,072 | 1,056 | 1,051 | 1,053 | 1,053 | ||||||
| Preferred Stock Value | - | - | 0 | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | ||||||
| Stockholders Equity | 143 | 138 | 138 | 132 | 123 | 120 | 115 | 117 | 108 | 106 | 105 | 89 | ||||||
| Retained Earnings Accumulated Deficit | 125 | 121 | 118 | 114 | 110 | 108 | 105 | 103 | 101 | 99 | 97 | 95 | ||||||
| Deferred Compensation Equity | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -14 | -15 | -12 | -14 | -20 | -20 | -23 | -19 | -26 | -26 | -24 | -38 | ||||||
| Treasury Stock Common Value | -10 | -10 | -10 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | -9 | ||||||
| Treasury Stock Value | - | - | - | - | - | - | -9 | - | - | - | -9 | - | ||||||
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Liabilities And Stockholders Equity | 1,290 | 1,284 | 1,272 | 1,235 | 1,243 | 1,215 | 1,188 | 1,189 | 1,164 | 1,157 | 1,158 | 1,143 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 425 | 427 | 432 | 439 | 421 | 417 | 419 | 432 | 447 | 461 | 469 | 489 | ||||||
| Held To Maturity Securities Fair Value | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 11 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 8 | 8 | 8 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Common Stock Shares Issued | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFIRST CAPITAL INC (FCAP) — SEC Financial Statements & Analysis
FIRST CAPITAL INC (FCAP) is a savings institution, federally chartered company, incorporated in IN. FIRST CAPITAL INC trades on Nasdaq as: FCAP. FIRST CAPITAL INC (FCAP)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, FIRST CAPITAL INC carries a market cap of $214.56M, a P/E ratio of 11.62x, a P/B ratio of 1.50x, a P/S ratio of 29.40x, an enterprise value of $193.69M, and an EV/EBITDA multiple of -17.83x. On profitability, it posts a gross margin of -96.59%, an operating margin of 231.94%, a net margin of 252.97%, a Return on Equity (ROE) of 13.88%, and a Return on Invested Capital (ROIC) of -8.86%. Per share, it reports EPS of $5.53, diluted EPS of $5.53, free cash flow per share of $6.51, and a dividend per share of $1.25. Over the trailing year, it posted revenue growth of 3.40% year-over-year, net income growth of 40.02% year-over-year, and EPS growth of 40.46% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.26x, free cash flow of $21.71M (TTM), and net debt of $-20.87M. Figures sourced from SEC EDGAR.
- Market Cap
- $214.56M
- P/E TTM
- 11.62x
- EPS TTM
- $5.53
- P/B TTM
- 1.50x
- ROE TTM
- 13.88%
- Free Cash Flow TTM
- $21.71M
- Net Revenue TTM Growth 1Y
- 3.40%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIRST CAPITAL INC in?
FIRST CAPITAL INC (FCAP) operates in the Savings Institution, Federally Chartered industry.
What exchange does FCAP trade on?
FIRST CAPITAL INC (FCAP) trades on the Nasdaq.
Where is FIRST CAPITAL INC incorporated?
FIRST CAPITAL INC is incorporated in IN.
When was FIRST CAPITAL INC (FCAP)'s most recent SEC filing?
FIRST CAPITAL INC (FCAP)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.
What is FCAP's market cap?
FIRST CAPITAL INC (FCAP) has a market capitalization of $214.56M as of 2026-06-30.
What is FCAP's P/E ratio?
FIRST CAPITAL INC (FCAP)'s trailing twelve month P/E ratio is 11.62x as of 2026-06-30.
What is FCAP's EPS (earnings per share)?
FIRST CAPITAL INC (FCAP)'s trailing twelve month EPS is $5.53 as of 2026-06-30.
What is FCAP's ROE (return on equity)?
FIRST CAPITAL INC (FCAP)'s trailing twelve month Return on Equity (ROE) is 13.88% as of 2026-06-30.
What is FCAP's ROIC (return on invested capital)?
FIRST CAPITAL INC (FCAP)'s trailing twelve month Return on Invested Capital (ROIC) is -8.86% as of 2026-06-30.
What is FCAP's EV/EBITDA?
FIRST CAPITAL INC (FCAP)'s trailing twelve month EV/EBITDA is -17.83x as of 2026-06-30.