FIRST COMMUNITY BANKSHARES INC /VA/

FCBC

FIRST COMMUNITY BANKSHARES INC /VA/

FCBC

Insider Sentiment (TTM):

Last Purchase:2026-01-30Last Sale:2024-11-12Shares Purchased (TTM):501Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:6,686,043Shares Outstanding:18,925,478Institutional Ownership Pct.:35.33%

Earnings Market Reaction:

Filing Date:2026-08-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Due From Banks	119	118	126	77	92	85	79	89	75	67	78	72
Federal Funds Sold	463	470	384	349	301	327	297	224	253	180	37	40
Interest Bearing Deposits In Banks	10	13	2	2	2	2	2	2	2	2	2	2
Cash Cash Equivalents And Federal Funds Sold	592	600	512	428	395	415	377	315	330	249	116	113
Available For Sale Securities Debt Securities	-	-	133	-	-	130	170	167	130	166	281	275
Financing Receivable Allowance For Credit Losses	-	-	-31	-	-	-34	-35	-35	-35	-35	-36	-36
Debt Securities Available For Sale Excluding Accru…	239	268	-	131	133	-	-	-	-	-	-	-
Financing Receivable Allowance For Credit Loss Exc…	-	-34	-	-32	-33	-34	-	-35	-35	-	-	-
Financing Receivable Covered And Not Covered After…	-	2,422	2,284	2,300	2,320	2,349	2,381	2,409	2,438	2,484	2,536	2,557
Property Plant And Equipment Net	50	50	48	48	48	49	49	50	51	51	51	51
Other Real Estate	-	-	0	0	0	0	1	0	0	0	0	0
Interest Receivable	9	10	9	9	9	9	9	10	10	11	11	10
Goodwill	146	146	144	144	144	144	144	144	144	144	144	144
Intangible Assets Net Excluding Goodwill	18	19	11	12	12	12	13	14	14	15	15	16
Other Assets	126	130	119	119	120	118	117	116	116	115	114	117
Assets	3,608	3,645	3,260	3,190	3,181	3,226	3,261	3,224	3,233	3,236	3,269	3,284
Noninterest Bearing Deposit Liabilities Domestic	-	-	-	866	874	894	-	-	-	-	-	-
Interest Bearing Deposit Liabilities Domestic	-	-	-	1,765	1,762	1,791	-	-	-	-	-	-
Deposits
Noninterest Bearing Deposit Liabilities	973	960	896	-	-	960	883	870	889	902	932	944
Interest Bearing Deposit Liabilities	2,043	2,105	1,789	-	-	2,105	1,808	1,790	1,788	1,780	1,790	1,802
Deposits	3,017	3,064	2,685	2,631	2,635	3,064	2,691	2,659	2,677	2,682	2,722	2,746
Securities Sold Under Agreements To Repurchase	3	3	1	1	1	1	1	1	1	1	1	1
Liabilities	3,069	3,124	2,759	2,679	2,678	2,729	2,735	2,704	2,724	2,729	2,765	2,789
Stockholders Equity
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value	19	19	18	18	18	18	18	18	18	18	19	19
Additional Paid In Capital	186	185	170	170	169	170	170	169	168	173	176	181
Retained Earnings Accumulated Deficit	342	325	319	331	324	318	349	342	335	327	320	313
Accumulated Other Comprehensive Income Loss Net Of…	-8	-8	-8	-8	-9	-10	-11	-8	-12	-12	-11	-17
Stockholders Equity	539	521	501	511	503	496	526	521	509	507	503	496
Liabilities And Stockholders Equity	3,608	3,645	3,260	3,190	3,181	3,226	3,261	3,224	3,233	3,236	3,269	3,284
Common Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Shares Authorized	50	50	50	50	50	50	50	50	50	50	50	50
Common Stock Shares Issued	29	29	28	28	28	28	28	28	28	28	28	28
Shares Outstanding	19	19	18	18	18	18	18	18	18	18	19	19

Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Start free trial

Custom Table

10‑Q10‑K

0/5

Search a metric to start building a table

Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Start free trial

Interactive Financial Visualizations

10‑Q10‑K

Stock Price:

OnOff

Transformations:

0/1

Search a metric to start building a visual

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-0.21%	4.52%	12.22%	-	-	-	-	-	-	-	-	-
2025	-1.99%	-1.86%	4.82%	8.05%	2.61%	-8.84%	2.82%	3.99%	8.06%	4.09%	7.43%	7.90%
2024	-1.51%	-4.94%	17.83%	4.35%	4.35%	3.76%	-0.09%	-9.74%	-9.41%	-3.20%	-4.40%	-3.36%
2023	-	-	-	-	-	-	1.14%	9.74%	8.92%	3.59%	0.24%	4.62%
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial

Subscribe to unlock 17+ years of financial data and 90+ calculated metrics

Start 7-day free trial

Subscribe to unlock 17+ years of data and 90+ calculated metrics

Start free trial

Performance and Valuation Metrics

Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.

Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.33	-0.41	-0.40	-0.49	-0.48	-0.48	-0.25	0.12	1.06	5.81	7.54	11.65
Per Share Metrics
Diluted EPS TTM	3.75	3.20	3.29	2.68	2.72	2.74	2.80	2.74	2.82	2.65	2.66	2.59
Free Cash Flow Per Share TTM	2.29	1.87	3.28	3.02	2.61	2.83	2.99	2.99	3.40	3.21	3.28	3.28
Dividend Per Share TTM	2.20	1.21	3.31	3.31	3.31	3.29	1.20	1.19	1.17	1.18	1.17	1.09
Margin Metrics
Gross Profit Margin TTM	59.64%	-245.71%	-263.09%	-281.60%	-324.97%	-342.94%	-338.66%	-350.09%	-284.20%	-225.77%	-145.47%	-44.65%
Operating Profit Margin TTM	176.81%	1,251.71%	1,278.87%	1,268.02%	1,361.64%	1,417.44%	1,464.75%	1,491.58%	1,522.18%	1,479.11%	1,482.99%	1,540.20%
Net Profit Margin TTM	163.57%	1,198.92%	1,227.96%	986.22%	1,065.38%	1,112.07%	1,150.59%	1,174.71%	1,191.63%	1,151.91%	1,149.08%	1,195.08%
Growth Metrics
Net Revenue Growth (1Y)	823.50%	11.54%	10.06%	16.80%	7.94%	6.74%	7.32%	4.92%	12.60%	9.26%	8.40%	6.46%
Net Income Growth (1Y)	41.79%	20.25%	17.46%	-1.94%	-3.50%	3.04%	7.46%	3.13%	9.31%	0.31%	2.91%	9.38%
EPS Growth (1Y)	37.40%	16.44%	17.69%	-2.13%	-3.24%	3.89%	5.40%	5.99%	9.69%	-11.89%	-5.53%	-4.64%
Valuation Metrics
P/E TTM	11.72	12.74	9.67	12.14	13.32	12.63	12.95	13.61	11.22	11.15	11.79	9.52
P/B TTM	1.55	1.49	1.17	1.17	1.33	1.29	1.27	1.32	1.15	1.08	1.12	0.94
P/S TTM	19.17	152.71	118.78	119.72	141.93	140.42	149.02	159.90	133.65	128.42	135.43	113.81
Market Cap	832.94M	774.69M	586.31M	599.30M	667.91M	638.63M	668.34M	685.34M	582.71M	547.22M	565.97M	464.93M
Enterprise Value	713.57M	657.19M	460.24M	522.48M	575.50M	553.15M	589.80M	596.27M	507.22M	480.09M	488.40M	393.27M
Calculated Values
Free Cash Flow TTM	43.27M	35.40M	60.00M	55.35M	47.77M	51.87M	54.93M	54.64M	62.45M	59.40M	59.06M	61.67M
Net Debt	-119.38M	-117.50M	-126.07M	-76.82M	-92.41M	-85.49M	-78.54M	-89.07M	-75.50M	-67.13M	-77.56M	-71.67M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Insider Transactions

2026-01-30Purchase

Owner: Bonnett, Derek A

Title: Chief Risk Officer

Shares: 501

Price/Share: $34.93

Value: $17,499.93

Shares Owned: 501

Relationship: Officer

Ownership: Indirect

2025-08-01Purchase

Owner: Brown, David D

Title: Chief Financial Officer

Shares: 150

Price/Share: $36.00

Value: $5,400.00

Shares Owned: 1,800

Relationship: Officer

Ownership: Indirect

2024-11-12Sale

Owner: Brown, David D

Title: Chief Financial Officer

Shares: 2,520

Price/Share: $48.00

Value: $120,960.00

Shares Owned: 12,676

Relationship: Officer

Ownership: Direct

2024-11-08Sale

Owner: Belcher, Jason R

Title: SVP-Chief Admin Officer

Shares: 6,384

Price/Share: $46.49

Value: $296,792.16

Shares Owned: 15,317

Relationship: Officer

Ownership: Direct

2024-07-26Sale

Owner: Harmon, Sarah W

Title: SVP & General Counsel

Shares: 2,593

Price/Share: $44.46

Value: $115,284.78

Shares Owned: 4,855

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-01-30	Bonnett, Derek A	Officer	Chief Risk Officer	Indirect	Purchase	501	34.93	$17,499.93	501	4
2025-08-01	Brown, David D	Officer	Chief Financial Officer	Indirect	Purchase	150	36.00	$5,400.00	1,800	4
2024-11-12	Brown, David D	Officer	Chief Financial Officer	Direct	Sale	2,520	48.00	$120,960.00	12,676	4
2024-11-08	Belcher, Jason R	Officer	SVP-Chief Admin Officer	Direct	Sale	6,384	46.49	$296,792.16	15,317	4
2024-07-26	Harmon, Sarah W	Officer	SVP & General Counsel	Direct	Sale	2,593	44.46	$115,284.78	4,855	4
2024-05-13	Brown, David D	Officer	Chief Financial Officer	Direct	Sale	1,017	35.25	$35,849.25	14,026	4
2023-09-01	Brown, David D	Officer	Chief Financial Officer	Indirect	Purchase	100	31.45	$3,145.00	1,650	4
2023-08-25	Brown, David D	Officer	Chief Financial Officer	Direct	Sale	1,000	31.32	$31,320.00	15,043	4
2023-06-02	Price, Harriet B	Director	-	Direct	Purchase	176	27.73	$4,880.48	500	4
2023-05-02	Johnson, Richard Scott	Director	-	Direct	Purchase	2,000	23.10	$46,200.00	26,550	4/A
2023-02-03	Brown, David D	Officer	Chief Financial Officer	Direct	Sale	910	33.18	$30,193.80	16,301	4
Additional insider transactions are for subscribers only. Unlock the complete Form 4 filing history Start 7-day free trial

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Institutional Ownership

No data available for chart

2026-03-31

35.33%

Inst. Shares: 6,686,043

Shares Outstanding: 18,925,478

2025-12-31

36.63%

Inst. Shares: 6,708,124

Shares Outstanding: 18,312,570

2025-09-30

35.87%

Inst. Shares: 6,569,010

Shares Outstanding: 18,314,865

2025-06-30

35.38%

Inst. Shares: 6,473,446

Shares Outstanding: 18,295,465

2025-03-31

35.47%

Inst. Shares: 6,499,814

Shares Outstanding: 18,324,760

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	6,686,043	18,925,478	35.33%
2025-12-31	6,708,124	18,312,570	36.63%
2025-09-30	6,569,010	18,314,865	35.87%
2025-06-30	6,473,446	18,295,465	35.38%
2025-03-31	6,499,814	18,324,760	35.47%
2024-12-31	6,501,473	18,349,498	35.43%
2024-09-30	6,427,934	18,279,612	35.16%
2024-06-30	6,661,193	18,343,958	36.31%
2024-03-31	6,315,009	18,476,128	34.18%
2023-12-31	6,283,455	17,996,373	34.92%
2023-09-30	6,230,092	18,786,032	33.16%
2023-06-30	6,321,495	18,407,078	34.34%
Additional institutional holders are for subscribers only. Unlock the complete Form 13F ownership history Start 7-day free trial

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) — SEC Financial Statements & Analysis

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) is a state commercial banks company, incorporated in VA. FIRST COMMUNITY BANKSHARES INC /VA/ trades on Nasdaq as: FCBC. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), FIRST COMMUNITY BANKSHARES INC /VA/ reported a 823.50% year-over-year revenue growth, a Gross Profit Margin of 59.64% (TTM), a Price-to-Sales (P/S) ratio of 19.17x (TTM), a Price-to-Book (P/B) ratio of 1.55x (TTM), at a market cap of $832.94M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 823.50%
Gross Profit Margin TTM: 59.64%
P/S TTM: 19.17x
P/B TTM: 1.55x
Market Cap: $832.94M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is FIRST COMMUNITY BANKSHARES INC /VA/ in?

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) operates in the State Commercial Banks industry.

What is FCBC's market cap?

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) has a market capitalization of $832.94M as of 2026-06-30.

What is FCBC's P/E ratio?

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)'s trailing twelve month P/E ratio is 11.72x as of 2026-06-30.

What exchange does FCBC trade on?

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) trades on the Nasdaq.

Where is FIRST COMMUNITY BANKSHARES INC /VA/ incorporated?

FIRST COMMUNITY BANKSHARES INC /VA/ is incorporated in VA.