FCF
FIRST COMMONWEALTH FINANCIAL CORP /PA/Company Information
- Company Name
- FIRST COMMONWEALTH FINANCIAL CORP /PA/
- CIK
- CIK0000712537
- Category
- Large accelerated filer
- Ticker: Exchange
- FCF: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- FCF
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-04
- Last sale
- 2026-09-04
- Shares purchased (TTM)
- 6,090
- Shares sold (TTM)
- 145,725
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 80,010,013
- Shares outstanding
- 101,194,246
- Ownership
- 79.07%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- -0.42%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 110 | 118 | 103 | 117 | 121 | 119 | 105 | 127 | 110 | 77 | 125 | 123 | ||||||
| Interest Bearing Deposits In Banks | 69 | 225 | 77 | 44 | 39 | 23 | 28 | 456 | 78 | 233 | 22 | 214 | ||||||
| Available For Sale Securities Debt Securities | 1,092 | 1,042 | -1,014 | 1,059 | 1,112 | 1,154 | -1,148 | 1,141 | 1,071 | 1,024 | -1,021 | 818 | ||||||
| Equity Securities Fv Ni And Without Readily Determinable Fair Value | - | - | - | - | - | - | - | 0 | 6 | - | - | - | ||||||
| Held To Maturity Securities Noncurrent | 575 | 577 | - | 480 | 498 | 519 | - | 430 | 454 | 465 | - | 430 | ||||||
| Other Investments | 34 | 29 | 38 | 41 | 42 | 33 | 31 | 25 | 24 | 25 | 51 | 49 | ||||||
| Loans Receivable Held For Sale Amount | - | - | 271 | - | - | - | 52 | - | - | - | 30 | - | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 45 | 32 | - | 63 | 43 | 42 | - | 47 | 51 | 32 | - | 33 | ||||||
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Notes Receivable Gross | 9,467 | 9,434 | 9,508 | 9,688 | 9,571 | 9,093 | 8,984 | 8,966 | 8,995 | 9,000 | 8,969 | 8,902 | ||||||
| Financing Receivable Allowance For Credit Losses | -127 | -129 | -126 | -130 | -133 | -120 | -119 | -126 | -124 | -119 | -118 | - | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | -126 | -124 | -119 | -118 | -134 | ||||||
| Notes Receivable Net | 9,340 | 9,305 | 9,382 | 9,559 | 9,438 | 8,973 | 8,865 | 8,839 | 8,871 | 8,881 | 8,851 | 8,767 | ||||||
| Property Plant And Equipment Net | 113 | 114 | 114 | 117 | 117 | 115 | 116 | 117 | 119 | 119 | 121 | 123 | ||||||
| Real Estate Acquired Through Foreclosure | 2 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 1 | ||||||
| Goodwill | 378 | 378 | 378 | 378 | 379 | 364 | 364 | 364 | 364 | 364 | 364 | 364 | ||||||
| Intangible Assets Net Excluding Goodwill | 20 | 21 | 22 | 23 | 24 | 19 | 20 | 20 | 21 | 22 | 23 | 24 | ||||||
| Bank Owned Life Insurance | 234 | 235 | 233 | 232 | 230 | 230 | 230 | 229 | 228 | 229 | 228 | 229 | ||||||
| Other Assets | 195 | 187 | 188 | 198 | 193 | 196 | 221 | 189 | 230 | 223 | 204 | 248 | ||||||
| Assets | 12,208 | 12,263 | 12,343 | 12,310 | 12,237 | 11,786 | 11,585 | 11,983 | 11,627 | 11,694 | 11,459 | 11,422 | ||||||
Deposits Domestic | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | 2,414 | 2,370 | 2,373 | 2,420 | 2,327 | 2,274 | 2,250 | 2,464 | 2,305 | 2,334 | 2,389 | 2,536 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 7,846 | 8,040 | 7,878 | 7,811 | 7,778 | 7,588 | 7,428 | 7,282 | 7,104 | 7,112 | 6,804 | 6,705 | ||||||
| Deposits | 10,260 | 10,410 | 10,251 | 10,231 | 10,105 | 9,862 | 9,678 | 9,746 | 9,409 | 9,446 | 9,192 | 9,241 | ||||||
| Finance Lease Liability | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 5 | ||||||
| Short Term Borrowings | 138 | 23 | 148 | 150 | 226 | 78 | 80 | 539 | 538 | 547 | 598 | 544 | ||||||
| Subordinated Debt | 122 | 129 | 128 | 128 | 128 | 128 | 128 | 128 | 128 | 178 | 178 | 178 | ||||||
| Other Long Term Debt | 0 | 0 | 130 | 130 | 130 | 130 | 130 | 4 | 4 | 4 | 4 | 4 | ||||||
| Long Term Debt And Capital Lease Obligations | 125 | 132 | 262 | 262 | 262 | 263 | 263 | 136 | 137 | 186 | 187 | 187 | ||||||
| Other Liabilities | 116 | 145 | 128 | 126 | 127 | 137 | 159 | 153 | 181 | 182 | 168 | 209 | ||||||
| Liabilities | 10,639 | 10,710 | 10,789 | 10,769 | 10,719 | 10,339 | 10,180 | 10,574 | 10,264 | 10,362 | 10,145 | 10,181 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 127 | 127 | 127 | 127 | 127 | 124 | 124 | 124 | 124 | 124 | 124 | 124 | ||||||
| Additional Paid In Capital | 677 | 676 | 676 | 676 | 676 | 633 | 631 | 631 | 631 | 631 | 630 | 630 | ||||||
| Retained Earnings Accumulated Deficit | 1,122 | 1,092 | 1,068 | 1,037 | 1,010 | 991 | 971 | 948 | 930 | 906 | 881 | 849 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -71 | -68 | -65 | -69 | -76 | -81 | -103 | -83 | -113 | -119 | -112 | -154 | ||||||
| Treasury Stock Value | -286 | -274 | -251 | -229 | -219 | -219 | -218 | -211 | -208 | -209 | -209 | -208 | ||||||
| Stockholders Equity | 1,569 | 1,553 | 1,554 | 1,542 | 1,518 | 1,447 | 1,405 | 1,410 | 1,363 | 1,333 | 1,314 | 1,241 | ||||||
| Liabilities And Stockholders Equity | 12,208 | 12,263 | 12,343 | 12,310 | 12,237 | 11,786 | 11,585 | 11,983 | 11,627 | 11,694 | 11,459 | 11,422 | ||||||
| Held To Maturity Securities Fair Value | 521 | 527 | 471 | 428 | 443 | 459 | 337 | 373 | 382 | 394 | 351 | 342 | ||||||
| Held To Maturity Securities | - | - | 519 | - | - | - | 406 | - | - | - | 419 | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | - | 1.00 | 1.00 | 1.00 | - | 1.00 | 1.00 | 1.00 | - | 1.00 | ||||||
| Preferred Stock Shares Authorized | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | - | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | - | 1.00 | 1.00 | 1.00 | - | 1.00 | 1.00 | 1.00 | - | 1.00 | ||||||
| Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | ||||||
| Shares Outstanding | 101 | 102 | 103 | 104 | 105 | 102 | 102 | 102 | 102 | 102 | 102 | 102 | ||||||
| Common Stock Shares Issued | - | 127 | 127 | 127 | 127 | 124 | 124 | 124 | 124 | 124 | 124 | 124 | ||||||
| Loans Held For Sale Fair Value Disclosure | 43 | 30 | - | 39 | 42 | 38 | - | - | - | - | - | - | ||||||
| Treasury Stock Common Shares | 25 | 25 | 24 | 22 | 22 | 22 | 22 | 21 | 21 | 21 | 21 | 21 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) — SEC Financial Statements & Analysis
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) is a national commercial banks company, incorporated in PA. FIRST COMMONWEALTH FINANCIAL CORP /PA/ trades on NYSE as: FCF. FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, FIRST COMMONWEALTH FINANCIAL CORP /PA/ carries a market cap of $2.04B, a P/E ratio of 12.14x, a P/B ratio of 1.30x, a P/S ratio of 3.18x, an enterprise value of $2.13B, and an EV/EBITDA multiple of 8.48x. On profitability, it posts a gross margin of 70.62%, an operating margin of 32.92%, a net margin of 26.17%, a Return on Equity (ROE) of 10.91%, and a Return on Invested Capital (ROIC) of 11.07%. Per share, it reports EPS of $1.66, diluted EPS of $1.66, free cash flow per share of $1.89, and a dividend per share of $0.56. Over the trailing year, it posted revenue growth of 5.37% year-over-year, net income growth of 25.60% year-over-year, and EPS growth of 28.62% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 0.94x, free cash flow of $191.72M (TTM), and net debt of $83.39M. Figures sourced from SEC EDGAR.
- Market Cap
- $2.04B
- P/E TTM
- 12.14x
- EPS TTM
- $1.66
- P/B TTM
- 1.30x
- ROE TTM
- 10.91%
- Free Cash Flow TTM
- $191.72M
- Net Revenue TTM Growth 1Y
- 5.37%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIRST COMMONWEALTH FINANCIAL CORP /PA/ in?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) operates in the National Commercial Banks industry.
What exchange does FCF trade on?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) trades on the NYSE.
Where is FIRST COMMONWEALTH FINANCIAL CORP /PA/ incorporated?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ is incorporated in PA.
When was FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s most recent SEC filing?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is FCF's market cap?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) has a market capitalization of $2.04B as of 2026-06-30.
What is FCF's P/E ratio?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s trailing twelve month P/E ratio is 12.14x as of 2026-06-30.
What is FCF's EPS (earnings per share)?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s trailing twelve month EPS is $1.66 as of 2026-06-30.
What is FCF's ROE (return on equity)?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s trailing twelve month Return on Equity (ROE) is 10.91% as of 2026-06-30.
What is FCF's ROIC (return on invested capital)?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s trailing twelve month Return on Invested Capital (ROIC) is 11.07% as of 2026-06-30.
What is FCF's EV/EBITDA?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)'s trailing twelve month EV/EBITDA is 8.48x as of 2026-06-30.