FCNCA

FIRST CITIZENS BANCSHARES INC /DE/
—

Company Information

Company Name
FIRST CITIZENS BANCSHARES INC /DE/
CIK
CIK0000798941
Category
Large accelerated filer
Ticker: Exchange
FCNCA: Nasdaq, FCNCB: OTC, FCNCN: Nasdaq, FCNCO: Nasdaq, FCNCP: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6022
SIC Description
State Commercial Banks
Ticker
FCNCA

SEC filing data through

Insider Sentiment

Last purchase
2026-08-19
Last sale
2026-09-15
Shares purchased (TTM)
6,824
Shares sold (TTM)
14,866
Buy ratio (TTM)31.5%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
6,519,973
Shares outstanding
11,535,792
Ownership
56.52%
-2.67% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
-1.10%
3-month reaction
…
Drift continued4/11 (36%)
Faded / reversed7/11 (64%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Common Class A-01111-10120-101400
Assets
Cash And Due From Banks1,5191,080801874889812814862764698908791
Interest Bearing Deposits In Banks21,13223,18919,80124,79826,18424,69221,36425,64025,36130,79233,60936,704
Securities Purchased Under Agreements To Resell73722323283300345158455392394473549
Equity Securities Fv Ni Current And Noncurrent15613012711097951018278798475
Debt Securities Available For Sale Excluding Accrued Interest33,98333,31431,79034,96333,06033,90033,75028,19027,05324,91519,93616,661
Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss9,4189,5429,64710,05110,18910,32410,23910,39110,53510,0509,97910,082
Loans Receivable Held For Sale Amount---112125185856892867658
Assets Held For Sale Not Part Of Disposal Group931,122804---85-----
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss151,034148,692147,930144,758141,269141,358140,221138,695139,341135,370133,302133,202
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest-1,484-1,558-1,566-1,652-1,672-1,680-1,676-1,678-1,700-1,737-1,747-1,673
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss149,550147,134146,364143,106139,597139,678138,545137,017137,641133,633131,555131,529
Property Subject To Or Available For Operating Lease Net9,7559,6859,6219,4469,4669,3719,3239,1868,9458,8118,7468,661
Property Plant And Equipment Excluding Lessor Asset Under Operating Lease After Accumulated Depreciation---------1,9061,8771,768
Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization2,5232,4992,4472,2832,1152,0442,0061,9741,938-1,877-
Goodwill346346346346346346346346346346346346
Intangible Assets Net Excluding Goodwill171182195208221234249265280295312329
Other Assets7,4597,5137,5237,1087,0646,7966,7406,0916,4025,8315,8576,212
Assets236,842235,959229,698233,488229,653228,822223,720220,567219,827217,836213,758213,765
Deposits
Noninterest Bearing Deposit Liabilities42,47543,60640,65342,75240,87940,76738,63339,39640,01639,27639,79943,141
Interest Bearing Deposit Liabilities130,952127,236120,925120,438119,056118,558116,596112,178111,063110,333106,055103,092
Deposits173,427170,842161,578163,190159,935159,325155,229151,574151,079149,609145,854146,233
Debt Longterm And Shortterm Combined Amount
Short Term Borrowings152170224423471450367391386395485453
Long Term Debt32,03633,79235,78438,25237,64137,95636,68436,77037,07237,14537,16937,259
Debt Longterm And Shortterm Combined Amount32,18833,96236,00838,67538,11238,40637,05137,16137,45837,54037,65437,712
Other Liabilities7,9887,8238,7268,3118,2337,6518,1967,7547,6287,6877,9068,149
Liabilities214,942213,911207,460211,502207,357206,527201,492197,739197,340195,988192,503193,376
Stockholders Equity
Preferred Stock Value1,7651,7651,375881881881881881881881881881
Additional Paid In Capital--02701,1791,7982,4173,3894,0994,0994,1084,106
Retained Earnings Accumulated Deficit20,35420,34320,76820,86620,33719,80219,36118,70318,10217,43516,74216,267
Accumulated Other Comprehensive Income Loss Net Of Tax-230-7283-44-114-199-445-159-610-582-491-880
Stockholders Equity21,90022,04822,23821,98622,29622,29522,22822,82822,48721,84821,25520,389
Liabilities And Stockholders Equity236,842235,959229,698233,488229,653228,822223,720220,567219,827217,836213,758213,765
Common Class B011001000100
Equity Securities Fv Ni Cost958383787878797075757575
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss34,51033,66331,95235,18733,38134,34034,51228,50227,95925,79120,68817,836
Held To Maturity Securities Fair Value8,2148,3608,4918,8388,8888,9738,7029,1688,9468,4798,5038,152
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized202020202020202020202020

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FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) — SEC Financial Statements & Analysis

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) is a state commercial banks company, incorporated in DE. FIRST CITIZENS BANCSHARES INC /DE/ trades on Nasdaq, OTC as: FCNCA, FCNCB, FCNCN, FCNCO, FCNCP. FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, FIRST CITIZENS BANCSHARES INC /DE/ carries a market cap of $23.98B, a P/E ratio of 10.37x, a P/B ratio of 1.10x, a P/S ratio of 87.84x, an enterprise value of $54.65B, and an EV/EBITDA multiple of -15.32x. On profitability, it posts a gross margin of -1673.63%, an operating margin of 1156.78%, a net margin of 846.89%, a Return on Equity (ROE) of 10.46%, and a Return on Invested Capital (ROIC) of -4.81%. Per share, it reports EPS of $200.42, diluted EPS of $200.42, free cash flow per share of $212.99, and a dividend per share of $16.04. Over the trailing year, it posted revenue growth of 1.11% year-over-year, net income growth of -2.94% year-over-year, and EPS growth of 11.38% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.54x, free cash flow of $2.46B (TTM), and net debt of $30.67B. Figures sourced from SEC EDGAR.

Market Cap
$23.98B
P/E TTM
10.37x
EPS TTM
$200.42
P/B TTM
1.10x
ROE TTM
10.46%
Free Cash Flow TTM
$2.46B
Net Revenue TTM Growth 1Y
1.11%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is FIRST CITIZENS BANCSHARES INC /DE/ in?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) operates in the State Commercial Banks industry.

What exchange does FCNCA trade on?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) trades on the Nasdaq, OTC.

Where is FIRST CITIZENS BANCSHARES INC /DE/ incorporated?

FIRST CITIZENS BANCSHARES INC /DE/ is incorporated in DE.

When was FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s most recent SEC filing?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is FCNCA's market cap?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) has a market capitalization of $23.98B as of 2026-06-30.

What is FCNCA's P/E ratio?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s trailing twelve month P/E ratio is 10.37x as of 2026-06-30.

What is FCNCA's EPS (earnings per share)?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s trailing twelve month EPS is $200.42 as of 2026-06-30.

What is FCNCA's ROE (return on equity)?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s trailing twelve month Return on Equity (ROE) is 10.46% as of 2026-06-30.

What is FCNCA's ROIC (return on invested capital)?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s trailing twelve month Return on Invested Capital (ROIC) is -4.81% as of 2026-06-30.

What is FCNCA's EV/EBITDA?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)'s trailing twelve month EV/EBITDA is -15.32x as of 2026-06-30.

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