FDSB
Fifth District Bancorp, Inc.Company Information
- Company Name
- Fifth District Bancorp, Inc.
- CIK
- CIK0002012726
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- FDSB: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- FDSB
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-08-22
- Last sale
- 2026-08-24
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 3,450
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,216,800
- Shares outstanding
- 4,870,000
- Ownership
- 24.99%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- 4.22%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 6 | 6 | 5 | 6 | 6 | 5 | 6 | 6 | 2 | 4 | ||||||
| Interest Bearing Deposits In Banks | 13 | 17 | 29 | 28 | 22 | 25 | 32 | 29 | 44 | 32 | ||||||
| Cash And Cash Equivalents At Carrying Value | 19 | 23 | 34 | 34 | 28 | 30 | 38 | 34 | 46 | 37 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 94 | 99 | 99 | 101 | 100 | 96 | 93 | 94 | 72 | 54 | ||||||
| Restricted Investments | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -3 | ||||||
Assets | ||||||||||||||||
| Assets | 532 | 536 | 534 | 540 | 540 | 531 | 527 | 524 | 516 | 486 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 393 | 388 | 376 | 379 | 380 | 376 | 367 | 368 | 368 | 365 | ||||||
| Bank Owned Life Insurance | 8 | 8 | 8 | 8 | 8 | 11 | 11 | 11 | 11 | 10 | ||||||
| Property Plant And Equipment Net | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 13 | ||||||
| Accrued Investment Income Receivable | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Real Estate Acquired Through Foreclosure | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Deferred Income Tax Assets Net | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 2 | 2 | ||||||
| Other Assets | 1 | 1 | 1 | 1 | 8 | 1 | 1 | 1 | 2 | 2 | ||||||
Deposits Interest Bearing And Noninterest Bearing Alternative | ||||||||||||||||
| Interest Bearing Deposit Liabilities | 390 | 394 | 391 | 395 | 397 | 393 | 390 | 383 | 395 | 400 | ||||||
| Noninterest Bearing Deposit Liabilities | 2 | 2 | 2 | 1 | 2 | 1 | 2 | 1 | 33 | 1 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 6 | 6 | 6 | 6 | 5 | 4 | 5 | 6 | 4 | 3 | ||||||
| Other Liabilities | 6 | 6 | 5 | 6 | 6 | 5 | 5 | 5 | 5 | 5 | ||||||
| Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date | - | - | 0 | - | - | - | 0 | - | - | - | ||||||
| Liabilities | 403 | 406 | 405 | 408 | 409 | 404 | 402 | 396 | 438 | 409 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | ||||||
| Additional Paid In Capital | 50 | 51 | 51 | 53 | 53 | 53 | 53 | 53 | - | - | ||||||
Stockholders Equity | ||||||||||||||||
| Stockholders Equity | 129 | 129 | 130 | 131 | 131 | 127 | 126 | 128 | 78 | 77 | ||||||
| Unearned E S O P Shares | -4 | -4 | -4 | -4 | -4 | -4 | -4 | -4 | - | - | ||||||
| Retained Earnings Accumulated Deficit | 87 | 87 | 87 | 87 | 87 | 84 | 84 | 84 | 84 | 84 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -5 | -5 | -4 | -5 | -5 | -6 | -7 | -5 | -6 | -7 | ||||||
| Liabilities And Stockholders Equity | 532 | 536 | 534 | 540 | 540 | 531 | 527 | 524 | 516 | 486 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 100 | 104 | 104 | 106 | 107 | 103 | 102 | - | - | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | - | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | - | ||||||
| Common Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | - | - | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | - | ||||||
| Shares Outstanding | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | - | - | ||||||
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Recent filings
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Start 7-day free trialFifth District Bancorp, Inc. (FDSB) — SEC Financial Statements & Analysis
Fifth District Bancorp, Inc. (FDSB) is a savings institution, federally chartered company, incorporated in MD. Fifth District Bancorp, Inc. trades on Nasdaq as: FDSB. Fifth District Bancorp, Inc. (FDSB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, Fifth District Bancorp, Inc. carries a market cap of $79.04M, a P/E ratio of 47.76x, a P/B ratio of 0.61x, a P/S ratio of 121.23x, an enterprise value of $59.88M, and an EV/EBITDA multiple of -5.28x. On profitability, it posts a gross margin of -1248.01%, an operating margin of 310.74%, a net margin of 253.83%, a Return on Equity (ROE) of 1.27%, and a Return on Invested Capital (ROIC) of -9.20%. Per share, it reports EPS of $0.34, diluted EPS of $0.34, free cash flow per share of $0.26, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 13.79% year-over-year, net income growth of -35.73% year-over-year, and EPS growth of -32.10% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.86x, free cash flow of $1.26M (TTM), and net debt of $-19.16M. Figures sourced from SEC EDGAR.
- Market Cap
- $79.04M
- P/E TTM
- 47.76x
- EPS TTM
- $0.34
- P/B TTM
- 0.61x
- ROE TTM
- 1.27%
- Free Cash Flow TTM
- $1.26M
- Net Revenue TTM Growth 1Y
- 13.79%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Fifth District Bancorp, Inc. in?
Fifth District Bancorp, Inc. (FDSB) operates in the Savings Institution, Federally Chartered industry.
What exchange does FDSB trade on?
Fifth District Bancorp, Inc. (FDSB) trades on the Nasdaq.
Where is Fifth District Bancorp, Inc. incorporated?
Fifth District Bancorp, Inc. is incorporated in MD.
When was Fifth District Bancorp, Inc. (FDSB)'s most recent SEC filing?
Fifth District Bancorp, Inc. (FDSB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is FDSB's market cap?
Fifth District Bancorp, Inc. (FDSB) has a market capitalization of $79.04M as of 2026-06-30.
What is FDSB's P/E ratio?
Fifth District Bancorp, Inc. (FDSB)'s trailing twelve month P/E ratio is 47.76x as of 2026-06-30.
What is FDSB's EPS (earnings per share)?
Fifth District Bancorp, Inc. (FDSB)'s trailing twelve month EPS is $0.34 as of 2026-06-30.
What is FDSB's ROE (return on equity)?
Fifth District Bancorp, Inc. (FDSB)'s trailing twelve month Return on Equity (ROE) is 1.27% as of 2026-06-30.
What is FDSB's ROIC (return on invested capital)?
Fifth District Bancorp, Inc. (FDSB)'s trailing twelve month Return on Invested Capital (ROIC) is -9.20% as of 2026-06-30.
What is FDSB's EV/EBITDA?
Fifth District Bancorp, Inc. (FDSB)'s trailing twelve month EV/EBITDA is -5.28x as of 2026-06-30.