FFBC
FIRST FINANCIAL BANCORP /OH/Company Information
- Company Name
- FIRST FINANCIAL BANCORP /OH/
- CIK
- CIK0000708955
- Category
- Large accelerated filer
- Ticker: Exchange
- FFBC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- FFBC
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-09-30
- Last sale
- 2026-09-03
- Shares purchased (TTM)
- 618
- Shares sold (TTM)
- 116,020.33
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 87,894,609
- Shares outstanding
- 103,938,322
- Ownership
- 84.56%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -2.84%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Commercial Portfolio Segment | 149 | 4,694 | 4,632 | 3,836 | -7 | 9 | 3,816 | -104 | 191 | 3,591 | 3,501 | -12 | ||||||
| Finance Leases Portfolio Segment | 10 | 650 | 639 | 583 | 1 | 13 | 598 | 1 | 2 | 12 | 475 | 3 | ||||||
| Construction Loans | 8 | 591 | 677 | 609 | 8 | 11 | 779 | 0 | 6 | 13 | 565 | -1 | ||||||
| Commercial Real Estate Portfolio Segment | 75 | 4,473 | 4,385 | 4,014 | -1 | 35 | 4,062 | 1 | -0 | 34 | 4,081 | 1 | ||||||
| Residential Portfolio Segment | -26 | 1,831 | 1,832 | 1,491 | 2 | 2 | 1,462 | 0 | 1 | 18 | 1,334 | 2 | ||||||
| Home Equity | 31 | 1,027 | 1,005 | 935 | 1 | 0 | 849 | 1 | 1 | 13 | 759 | 1 | ||||||
| Consumer Portfolio Segment | -6 | 162 | 189 | 107 | -0 | 3 | 133 | -0 | -0 | 5 | 159 | 0 | ||||||
| Credit Card Receivables | -1 | 66 | 65 | 60 | -0 | 3 | 62 | -0 | -0 | 2 | 60 | -0 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 13,735 | 13,495 | 13,424 | 11,715 | 11,786 | 11,724 | 11,762 | 11,553 | 11,521 | 11,205 | 10,933 | 10,647 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | - | - | 10,933 | - | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | -141 | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -190 | -184 | -186 | -162 | -159 | -155 | -157 | -159 | -156 | -144 | -141 | -145 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 13,545 | 13,311 | 13,238 | 11,553 | 11,628 | 11,569 | 11,605 | 11,394 | 11,365 | 11,061 | 10,792 | 10,502 | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | - | - | 205 | - | - | - | 198 | - | - | - | - | - | ||||||
Assets | ||||||||||||||||||
| Cash And Due From Banks | 206 | 171 | 179 | 175 | 210 | 191 | 174 | 191 | 194 | 199 | 213 | 220 | ||||||
| Interest Bearing Deposits In Banks | 579 | 1,032 | 597 | 565 | 570 | 633 | 730 | 661 | 739 | 751 | 793 | 453 | ||||||
| Available For Sale Securities Debt Securities | 4,734 | 4,953 | 3,972 | 3,423 | 3,387 | 3,261 | 3,184 | 3,157 | 3,037 | 2,851 | 3,021 | 3,044 | ||||||
| Held To Maturity Securities | 46 | 50 | 59 | 72 | 73 | 76 | 77 | 78 | 79 | 80 | 80 | 81 | ||||||
| Other Investments | 138 | 137 | 130 | 117 | 122 | 121 | 115 | 120 | 132 | 126 | 130 | 134 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 33 | 18 | 17 | 21 | 27 | 18 | 13 | 13 | 17 | 12 | 9 | 12 | ||||||
Loans And Leases Receivable Net Of Deferred Income | ||||||||||||||||||
| Property Plant And Equipment Excluding Lessor Asset Under Operating Lease After Accumulated Depreciation | 230 | 228 | - | 198 | 198 | 198 | 198 | 197 | 198 | 198 | 195 | 193 | ||||||
| Property Subject To Or Available For Operating Lease Net | 242 | 220 | 214 | 215 | 217 | 214 | 209 | 201 | 167 | 161 | 153 | 137 | ||||||
| Goodwill | 1,100 | 1,100 | 1,100 | 1,008 | 1,008 | 1,008 | 1,008 | 1,008 | 1,008 | 1,008 | 1,006 | 1,006 | ||||||
| Other Finite Lived Intangible Assets Gross | - | - | - | - | - | - | - | - | 84 | 86 | 84 | 86 | ||||||
| Intangible Assets Net Excluding Goodwill | 141 | 146 | 119 | 74 | 75 | 77 | 79 | 82 | - | - | 84 | - | ||||||
| Interest Receivable And Other Assets | - | - | 1,302 | - | - | - | 1,178 | - | - | - | 1,057 | - | ||||||
| Other Assets | 1,446 | 1,414 | - | 1,135 | 1,120 | 1,090 | - | 1,046 | 1,147 | 1,067 | - | 1,187 | ||||||
| Assets | 22,440 | 22,780 | 21,129 | 18,555 | 18,634 | 18,455 | 18,570 | 18,146 | 18,166 | 17,599 | 17,533 | 17,055 | ||||||
Deposits | ||||||||||||||||||
| Interest Bearing Deposit Liabilities Domestic | 3,804 | 3,658 | 3,361 | 2,983 | 3,057 | 3,005 | 3,096 | 2,885 | 2,923 | 2,917 | 2,993 | 2,881 | ||||||
| Deposits Savings Deposits | 6,424 | 6,461 | 5,974 | 5,029 | 4,979 | 4,887 | 4,949 | 4,710 | 4,628 | 4,468 | 4,331 | 4,023 | ||||||
| Time Deposits | 3,650 | 3,817 | 3,622 | 3,294 | 3,202 | 3,144 | 3,152 | 3,245 | 3,050 | 2,897 | 2,718 | 2,573 | ||||||
| Interest Bearing Deposit Liabilities | 13,878 | 13,936 | 12,956 | 11,306 | 11,238 | 11,036 | 11,197 | 10,840 | 10,600 | 10,281 | 10,043 | 9,477 | ||||||
| Noninterest Bearing Deposit Liabilities | 3,705 | 3,983 | 3,465 | 3,128 | 3,132 | 3,161 | 3,132 | 3,108 | 3,061 | 3,176 | 3,318 | 3,439 | ||||||
| Deposits | 17,583 | 17,919 | 16,422 | 14,433 | 14,370 | 14,197 | 14,329 | 13,948 | 13,662 | 13,457 | 13,361 | 12,916 | ||||||
| Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date | 570 | 550 | 675 | 550 | 680 | 735 | 625 | 765 | 1,040 | 700 | 800 | 755 | ||||||
| Other Short Term Borrowings | 40 | 70 | 0 | 45 | 5 | 65 | 130 | 47 | 139 | 162 | 138 | 219 | ||||||
| Short Term Borrowings | 610 | 620 | 675 | 595 | 685 | 800 | 755 | 812 | 1,179 | 862 | 938 | 974 | ||||||
| Long Term Debt | 383 | 380 | 514 | 222 | 345 | 346 | 348 | 344 | 339 | 343 | 344 | 341 | ||||||
| Debt And Capital Lease Obligations | 992 | 1,001 | 1,189 | 817 | 1,030 | 1,146 | 1,103 | 1,156 | 1,518 | 1,205 | 1,282 | 1,315 | ||||||
| Other Liabilities | 877 | 920 | 749 | 672 | 676 | 611 | 700 | 592 | 660 | 650 | 622 | 695 | ||||||
| Liabilities | 19,452 | 19,839 | 18,360 | 15,923 | 16,076 | 15,954 | 16,132 | 15,696 | 15,840 | 15,312 | 15,265 | 14,925 | ||||||
| Common Stock Shares Authorized | 160 | 160 | 160 | 160 | 160 | 160 | 160 | 160 | 160 | 160 | 160 | 160 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 1,792 | 1,790 | 1,648 | 1,641 | 1,639 | 1,637 | 1,642 | 1,639 | 1,636 | 1,633 | 1,639 | 1,636 | ||||||
| Retained Earnings Accumulated Deficit | 1,536 | 1,486 | 1,437 | 1,400 | 1,352 | 1,305 | 1,276 | 1,234 | 1,205 | 1,166 | 1,137 | 1,102 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -224 | -217 | -190 | -223 | -246 | -254 | -290 | -232 | -323 | -321 | -310 | -410 | ||||||
| Treasury Stock Value | -117 | -117 | -126 | -186 | -186 | -187 | -191 | -191 | -191 | -191 | -198 | -198 | ||||||
| Stockholders Equity | 2,987 | 2,941 | 2,769 | 2,632 | 2,558 | 2,501 | 2,438 | 2,450 | 2,326 | 2,287 | 2,268 | 2,130 | ||||||
| Liabilities And Stockholders Equity | 22,440 | 22,780 | 21,129 | 18,555 | 18,634 | 18,455 | 18,570 | 18,146 | 18,166 | 17,599 | 17,533 | 17,055 | ||||||
| Common Stock Shares Issued | 110 | 110 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | 104 | ||||||
| Held To Maturity Securities Fair Value | 42 | 45 | 54 | 66 | 66 | 69 | 69 | 71 | 70 | 71 | 72 | 70 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 4,987 | 5,199 | 4,182 | 3,670 | 3,664 | 3,546 | 3,513 | 3,418 | 3,410 | 3,221 | 3,383 | 3,526 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Common Shares | 5 | 5 | 6 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialFIRST FINANCIAL BANCORP /OH/ (FFBC) — SEC Financial Statements & Analysis
FIRST FINANCIAL BANCORP /OH/ (FFBC) is a national commercial banks company, incorporated in OH. FIRST FINANCIAL BANCORP /OH/ trades on Nasdaq as: FFBC. FIRST FINANCIAL BANCORP /OH/ (FFBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, FIRST FINANCIAL BANCORP /OH/ carries a market cap of $3.49B, a P/E ratio of 12.23x, a P/B ratio of 1.17x, a P/S ratio of 3.23x, an enterprise value of $4.27B, and an EV/EBITDA multiple of 9.98x. On profitability, it posts a gross margin of 66.22%, an operating margin of 25.83%, a net margin of 26.44%, a Return on Equity (ROE) of 10.29%, and a Return on Invested Capital (ROIC) of 8.55%. Per share, it reports EPS of $2.74, diluted EPS of $2.72, free cash flow per share of $7.28, and a dividend per share of $0.97. Over the trailing year, it posted revenue growth of 8.43% year-over-year, net income growth of 19.53% year-over-year, and EPS growth of 9.09% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 13.88x, free cash flow of $756.43M (TTM), and net debt of $785.72M. Figures sourced from SEC EDGAR.
- Market Cap
- $3.49B
- P/E TTM
- 12.23x
- EPS TTM
- $2.74
- P/B TTM
- 1.17x
- ROE TTM
- 10.29%
- Free Cash Flow TTM
- $756.43M
- Net Revenue TTM Growth 1Y
- 8.43%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIRST FINANCIAL BANCORP /OH/ in?
FIRST FINANCIAL BANCORP /OH/ (FFBC) operates in the National Commercial Banks industry.
What exchange does FFBC trade on?
FIRST FINANCIAL BANCORP /OH/ (FFBC) trades on the Nasdaq.
Where is FIRST FINANCIAL BANCORP /OH/ incorporated?
FIRST FINANCIAL BANCORP /OH/ is incorporated in OH.
When was FIRST FINANCIAL BANCORP /OH/ (FFBC)'s most recent SEC filing?
FIRST FINANCIAL BANCORP /OH/ (FFBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is FFBC's market cap?
FIRST FINANCIAL BANCORP /OH/ (FFBC) has a market capitalization of $3.49B as of 2026-06-30.
What is FFBC's P/E ratio?
FIRST FINANCIAL BANCORP /OH/ (FFBC)'s trailing twelve month P/E ratio is 12.23x as of 2026-06-30.
What is FFBC's EPS (earnings per share)?
FIRST FINANCIAL BANCORP /OH/ (FFBC)'s trailing twelve month EPS is $2.74 as of 2026-06-30.
What is FFBC's ROE (return on equity)?
FIRST FINANCIAL BANCORP /OH/ (FFBC)'s trailing twelve month Return on Equity (ROE) is 10.29% as of 2026-06-30.
What is FFBC's ROIC (return on invested capital)?
FIRST FINANCIAL BANCORP /OH/ (FFBC)'s trailing twelve month Return on Invested Capital (ROIC) is 8.55% as of 2026-06-30.
What is FFBC's EV/EBITDA?
FIRST FINANCIAL BANCORP /OH/ (FFBC)'s trailing twelve month EV/EBITDA is 9.98x as of 2026-06-30.