First Guaranty Bancshares, Inc.
First Guaranty Bancshares, Inc.
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Cash Equivalents… | |||||||||||||||||
Cash And Due From Banks | 781 | 733 | 845 | 754 | 714 | 618 | 564 | 363 | 299 | 332 | 286 | 201 | |||||
Federal Funds Sold | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 5 | 0 | 0 | 0 | 0 | |||||
Cash Cash Equivalents And Federal Funds Sold | 782 | 734 | 846 | 754 | 715 | 618 | 564 | 368 | 299 | 332 | 286 | 201 | |||||
Marketable Securities | |||||||||||||||||
Debt Securities Available For Sale Excluding Accru… | 891 | 854 | 677 | 374 | 398 | 273 | 281 | 343 | 37 | 38 | 83 | 80 | |||||
Debt Securities Held To Maturity Excluding Accrued… | 323 | 323 | 323 | 322 | 322 | 322 | 322 | 321 | 321 | 321 | 321 | 321 | |||||
Marketable Securities | 1,214 | 1,177 | 999 | 697 | 720 | 595 | 603 | 664 | 359 | 359 | 404 | 400 | |||||
Federal Home Loan Bank Stock | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 9 | 12 | 10 | 13 | 13 | |||||
Loans Receivable Held For Sale Amount | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 1,925 | 2,070 | 2,280 | 2,411 | 2,513 | 2,694 | 2,770 | 2,833 | 2,752 | 2,749 | 2,699 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | 38 | 41 | 86 | 59 | 43 | 35 | 33 | 30 | 31 | 31 | 32 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 1,886 | 2,029 | 2,194 | 2,352 | 2,470 | 2,659 | 2,736 | 2,803 | 2,721 | 2,718 | 2,667 | |||||
Property Plant And Equipment Net | 73 | 59 | 60 | 60 | 66 | 67 | 68 | 68 | 69 | 71 | 70 | 64 | |||||
Intangible Assets Net Excluding Goodwill | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | |||||
Goodwill | - | 0 | 0 | 0 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | |||||
Other Real Estate And Foreclosed Assets | 30 | 29 | 35 | 12 | 8 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | |||||
Interest Receivable | 12 | 14 | 12 | 15 | 13 | 15 | 15 | 18 | 18 | 17 | 16 | 17 | |||||
Other Assets | 41 | 47 | 84 | 52 | 70 | 39 | 38 | 42 | 37 | 28 | 27 | 37 | |||||
Assets | 3,895 | 3,959 | 4,078 | 3,797 | 3,970 | 3,829 | 3,973 | 3,924 | 3,616 | 3,556 | 3,553 | 3,418 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Deposits | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 415 | 412 | 415 | 397 | 442 | 426 | 404 | 402 | 408 | 415 | 443 | 458 | |||||
Interest Bearing Deposit Liabilities | 1,093 | 1,100 | 1,165 | 1,390 | 1,403 | 1,249 | 1,387 | 1,502 | 1,503 | 1,556 | 1,527 | 1,436 | |||||
Deposits Savings Deposits | 224 | 217 | 214 | 215 | 247 | 244 | 234 | 233 | 234 | 229 | 219 | 214 | |||||
Time Deposits | 1,725 | 1,778 | 1,839 | 1,353 | 1,389 | 1,422 | 1,451 | 1,293 | 899 | 863 | 821 | 707 | |||||
Deposits | 3,457 | 3,508 | 3,633 | 3,355 | 3,481 | 3,339 | 3,476 | 3,430 | 3,043 | 3,064 | 3,009 | 2,815 | |||||
Securities Sold Under Agreements To Repurchase | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 8 | |||||
Interest Payable Current And Noncurrent | 17 | 23 | 18 | 16 | 19 | 20 | 20 | 18 | 13 | 10 | 12 | 11 | |||||
Federal Home Loan Bank Advances Maturities Summary… | - | - | 0 | - | - | 0 | 0 | 0 | 60 | 0 | 50 | 125 | |||||
Short Term Bank Loans And Notes Payable | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 10 | 20 | |||||
Federal Home Loan Bank Advances Long Term | 135 | 135 | 135 | 135 | 135 | 135 | 135 | 135 | 155 | 155 | 155 | 155 | |||||
Secured Debt | 14 | 14 | 14 | 14 | 14 | 14 | 15 | 16 | 17 | 18 | 39 | 20 | |||||
Junior Subordinated Notes | 30 | 30 | 30 | 30 | 30 | 45 | 45 | 45 | 45 | 45 | 15 | 15 | |||||
Other Liabilities | 7 | 18 | 15 | 19 | 20 | 18 | 19 | 17 | 20 | 7 | 7 | 11 | |||||
Liabilities | 3,668 | 3,735 | 3,852 | 3,576 | 3,706 | 3,578 | 3,718 | 3,668 | 3,360 | 3,305 | 3,303 | 3,179 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Number Of Sh… | |||||||||||||||||
Preferred Stock Value | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | |||||
Common Stock Value | 17 | 16 | 16 | 15 | 15 | 13 | 13 | 13 | 13 | 13 | 12 | 11 | |||||
Additional Paid In Capital Common Stock | 176 | 172 | 171 | 169 | 167 | 151 | 149 | 149 | 149 | 149 | 149 | 139 | |||||
Retained Earnings Accumulated Deficit | 19 | 16 | 14 | 12 | 58 | 66 | 73 | 73 | 72 | 68 | 68 | 69 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -17 | -13 | -7 | -8 | -10 | -11 | -13 | -11 | -12 | -12 | -13 | -14 | |||||
Stockholders Equity | 227 | 224 | 226 | 221 | 263 | 251 | 255 | 256 | 255 | 250 | 250 | 239 | |||||
Liabilities And Stockholders Equity | 3,895 | 3,959 | 4,078 | 3,797 | 3,970 | 3,829 | 3,973 | 3,924 | 3,616 | 3,556 | 3,553 | 3,418 | |||||
Debt Securities Available For Sale Amortized Cost … | 902 | 859 | 674 | 373 | 398 | - | 284 | 343 | 39 | - | - | - | |||||
Debt Securities Held To Maturity Allowance For Cre… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Held To Maturity Securities Fair Value | 265 | 266 | 268 | 265 | 260 | 260 | 251 | 266 | 251 | 252 | 254 | 235 | |||||
Preferred Stock Par Or Stated Value Per Share | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |||||
Preferred Stock Shares Authorized | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Shares Authorized | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 101 | |||||
Common Stock Shares Issued | 17 | 16 | 16 | 15 | 15 | 13 | 13 | 13 | 13 | 13 | 12 | 11 | |||||
Shares Outstanding | 16 | 16 | 16 | 13 | 13 | 13 | 13 | 12 | 12 | 12 | 12 | 11 | |||||
Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables
Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables
Custom Table
Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals
Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals
Interactive Financial Visualizations
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.75% | 9.94% | 5.11% | - | - | - | - | - | - | - | - | - |
| 2025 | -6.43% | -6.42% | -14.98% | 1.75% | 11.25% | -27.67% | -6.74% | 48.88% | 74.93% | 12.32% | 8.74% | 30.54% |
| 2024 | -6.49% | -16.23% | -3.76% | -0.10% | 4.18% | -0.02% | 24.27% | -4.67% | -9.51% | 11.37% | 40.27% | 29.47% |
| 2023 | - | - | - | - | - | - | 1.05% | 18.80% | 36.74% | -7.67% | 7.34% | -3.43% |
Earnings Market Reaction data beyond 3 years is for subscribers only. Unlock the full earnings market reaction history Start 7-day free trial | ||||||||||||
Subscribe to unlock 17+ years of financial data and 90+ calculated metrics
Subscribe to unlock 17+ years of data and 90+ calculated metrics
Performance and Valuation Metrics
Rows marked with a lock icon are subscribers only — subscribe to unlock 90+ calculated metrics and 17+ years of history.
Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -1.53 | -1.69 | -1.82 | -1.79 | -1.16 | -0.95 | -0.20 | 0.29 | 0.74 | 1.07 | 1.10 | 1.20 | |||||
Per Share Metrics | |||||||||||||||||
| Free Cash Flow Per Share TTM | 2.36 | 2.23 | -0.71 | 2.25 | 0.77 | 2.81 | 2.43 | 1.44 | 0.52 | 0.35 | 0.61 | 0.28 | |||||
| Dividend Per Share TTM | 0.04 | 0.04 | 0.04 | 0.03 | 0.10 | 0.26 | 0.41 | 0.56 | 0.63 | 0.61 | 0.66 | 0.62 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 41.07% | 40.46% | 40.76% | 40.58% | 40.07% | 39.75% | 39.89% | 31.69% | 32.11% | 33.57% | 35.91% | 50.85% | |||||
| Operating Profit Margin TTM | -20.77% | -27.02% | -32.15% | -31.96% | -6.17% | 2.25% | 7.22% | 7.68% | 7.96% | 5.32% | 6.50% | 9.75% | |||||
| Net Profit Margin TTM | -18.32% | -23.15% | -27.36% | -26.12% | -4.96% | 1.52% | 5.61% | 4.86% | 5.30% | 2.95% | 3.76% | 7.62% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -7.09% | -5.45% | -3.80% | 2.66% | 9.50% | 14.71% | 21.14% | 25.32% | 28.92% | 32.06% | 34.00% | 33.13% | |||||
| Net Income Growth (1Y) | 243.04% | -1,541.27% | -568.75% | -651.88% | -202.54% | -40.86% | 80.67% | -20.14% | -42.15% | -76.86% | -76.15% | -56.63% | |||||
| EPS Growth (1Y) | 171.28% | -1,241.15% | -519.00% | -556.34% | -199.31% | -40.94% | 61.36% | -27.00% | -49.52% | -80.14% | -77.10% | -59.34% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -4.31 | -2.62 | -1.28 | -2.10 | -9.50 | 28.22 | 11.32 | 12.68 | 10.21 | 21.37 | 17.14 | 9.05 | |||||
| P/B TTM | 0.72 | 0.57 | 0.33 | 0.55 | 0.40 | 0.38 | 0.55 | 0.51 | 0.43 | 0.49 | 0.47 | 0.49 | |||||
| P/S TTM | 0.79 | 0.61 | 0.35 | 0.55 | 0.47 | 0.43 | 0.64 | 0.62 | 0.54 | 0.63 | 0.65 | 0.69 | |||||
| Market Cap | 164.40M | 128.13M | 74.93M | 120.77M | 105.55M | 95.66M | 140.88M | 132.00M | 110.71M | 122.48M | 118.09M | 117.96M | |||||
| Enterprise Value | -587.34M | -575.82M | -740.96M | -603.62M | -579.55M | -478.01M | -378.58M | -190.89M | -143.54M | -164.88M | -153.37M | -68.31M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 38.50M | 35.27M | -9.98M | 34.02M | 10.00M | 35.19M | 30.41M | 17.99M | 6.51M | 4.34M | 6.86M | 3.15M | |||||
| Net Debt | -751.74M | -703.95M | -815.90M | -724.39M | -685.10M | -573.67M | -519.46M | -322.89M | -254.25M | -287.36M | -271.46M | -186.28M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Insider Transactions
Subscribe to unlock 17+ years of financial data
Subscribe to unlock 17+ years of data
Institutional Ownership
First Guaranty Bancshares, Inc. (FGBI) — SEC Financial Statements & Analysis
First Guaranty Bancshares, Inc. (FGBI) is a savings institution, federally chartered company, incorporated in LA. First Guaranty Bancshares, Inc. trades on Nasdaq as: FGBI, FGBIP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), First Guaranty Bancshares, Inc. reported a -7.09% year-over-year revenue growth, a Gross Profit Margin of 41.07% (TTM), a Price-to-Sales (P/S) ratio of 0.79x (TTM), a Price-to-Book (P/B) ratio of 0.72x (TTM), at a market cap of $164.40M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -7.09%
- Gross Profit Margin TTM
- 41.07%
- P/S TTM
- 0.79x
- P/B TTM
- 0.72x
- Market Cap
- $164.40M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is First Guaranty Bancshares, Inc. in?
First Guaranty Bancshares, Inc. (FGBI) operates in the Savings Institution, Federally Chartered industry.
What is FGBI's market cap?
First Guaranty Bancshares, Inc. (FGBI) has a market capitalization of $164.40M as of 2026-06-30.
What exchange does FGBI trade on?
First Guaranty Bancshares, Inc. (FGBI) trades on the Nasdaq.
Where is First Guaranty Bancshares, Inc. incorporated?
First Guaranty Bancshares, Inc. is incorporated in LA.