FINW
Finwise BancorpCompany Information
- Company Name
- Finwise Bancorp
- CIK
- CIK0001856365
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- FINW: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- FINW
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-10-31
- Last sale
- 2025-11-03
- Shares purchased (TTM)
- 4,797
- Shares sold (TTM)
- 1,500
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 4,080,602
- Shares outstanding
- 13,112,580
- Ownership
- 31.12%
Earnings Market Reaction
- Filing date
- 2026-08-12
- Price on filing date
- —
- 1-month reaction
- 0.32%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Cash Equivalents At Carrying Value | ||||||||||||||||||
| Cash And Due From Banks | 6 | 6 | 12 | 10 | 9 | 8 | 10 | 8 | 5 | 4 | 0 | 0 | ||||||
| Interest Bearing Deposits In Banks | 88 | 91 | 151 | 95 | 81 | 112 | 100 | 78 | 84 | 112 | 117 | 126 | ||||||
| Cash And Cash Equivalents At Carrying Value | 94 | 97 | 163 | 106 | 90 | 120 | 109 | 86 | 89 | 116 | 117 | 127 | ||||||
| Available For Sale Securities Debt Securities | 28 | 28 | 28 | 28 | 30 | 30 | 30 | 30 | - | - | 0 | - | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 9 | 9 | 10 | 11 | 11 | 12 | 13 | 13 | 14 | 15 | 15 | 16 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 175 | 134 | 146 | 157 | 147 | 119 | 92 | 84 | 67 | 55 | 48 | 46 | ||||||
| Federal Home Loan Bank Stock | - | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 515 | 539 | 542 | 534 | 507 | 472 | 448 | 418 | 399 | 377 | 359 | 324 | ||||||
| Financing Receivable Accrued Interest After Allowance For Credit Loss | - | - | - | - | - | - | - | - | - | - | 4 | - | ||||||
| Property Plant And Equipment Excluding Lessor Asset Under Operating Lease After Accumulated Depreciation | - | - | 3 | 3 | 3 | 3 | 4 | - | - | - | - | - | ||||||
| Property Plant And Equipment Net | - | - | 3 | - | - | - | 4 | 17 | 16 | 15 | 15 | 14 | ||||||
| Property Subject To Or Available For Operating Lease Net | 11 | 12 | 13 | 13 | 14 | 11 | 10 | - | - | - | - | - | ||||||
| Interest Receivable | - | - | 4 | 2 | 2 | 3 | 4 | 3 | 3 | 3 | 4 | 3 | ||||||
| Servicing Asset | - | - | - | - | - | - | - | - | - | 4 | 4 | 4 | ||||||
| Deferred Income Tax Assets Net | 3 | 2 | 2 | 1 | 0 | 0 | 0 | - | - | - | 0 | 0 | ||||||
| Other Assets | 60 | 55 | 25 | 17 | 15 | 15 | 14 | 13 | 13 | 11 | 14 | 11 | ||||||
| Assets | 925 | 899 | 977 | 900 | 842 | 804 | 746 | 683 | 618 | 611 | 586 | 555 | ||||||
Liabilities | ||||||||||||||||||
| Servicing Asset At Amortized Value | - | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | ||||||
| Equity Method Investments Fair Value Disclosure | - | - | 9 | 9 | 8 | 8 | 8 | 8 | 8 | 8 | 4 | 4 | ||||||
| Operating Lease Right Of Use Asset | - | - | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Income Tax Receivable | - | - | 4 | 3 | 4 | 3 | 9 | 3 | 2 | 2 | 2 | 1 | ||||||
Deposits Interest Bearing And Noninterest Bearing Alternative | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 119 | 127 | 168 | 131 | 121 | 123 | 127 | 143 | 107 | 107 | 95 | 94 | ||||||
| Interest Bearing Deposit Liabilities | 575 | 548 | 586 | 552 | 514 | 482 | 418 | 346 | 322 | 317 | 309 | 292 | ||||||
| Deposits | 694 | 675 | 755 | 682 | 635 | 606 | 545 | 489 | 429 | 424 | 405 | 387 | ||||||
| Accrued Income Taxes | - | - | - | - | - | - | - | - | - | - | 2 | - | ||||||
| Interest Payable Current And Noncurrent | - | - | 3 | 5 | 4 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Taxes Payable Current And Noncurrent | - | - | 1 | 1 | 0 | 1 | 4 | 0 | 0 | 3 | 2 | 0 | ||||||
| Line Of Credit | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Deferred Income Tax Liabilities Net | - | - | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | ||||||
| Operating Lease Liability | - | - | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 7 | ||||||
| Other Liabilities | 32 | 28 | 22 | 20 | 17 | 12 | 15 | 17 | 15 | 14 | 17 | 10 | ||||||
| Liabilities | 726 | 703 | 784 | 712 | 661 | 627 | 572 | 513 | 452 | 448 | 431 | 405 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 62 | 62 | 61 | 59 | 58 | 58 | 57 | 56 | 55 | 55 | 51 | 51 | ||||||
| Retained Earnings Accumulated Deficit | 137 | 135 | 132 | 128 | 124 | 120 | 117 | 114 | 110 | 107 | 104 | 100 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | ||||||
| Stockholders Equity | 199 | 197 | 193 | 188 | 182 | 177 | 174 | 170 | 166 | 162 | 155 | 150 | ||||||
| Liabilities And Stockholders Equity | 925 | 899 | 977 | 900 | 842 | 804 | 746 | 683 | 618 | 611 | 586 | 555 | ||||||
| Restricted Cash Current | 4 | 4 | 4 | 3 | 3 | 3 | 3 | - | - | - | 0 | - | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | - | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 28 | 28 | 28 | 28 | 30 | 30 | 30 | 30 | - | - | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Held To Maturity Securities Fair Value | 8 | 8 | 9 | 10 | 10 | 11 | 11 | 12 | 12 | 13 | 14 | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 47 | 38 | 37 | 26 | 16 | 14 | 13 | 13 | 13 | 13 | 13 | 13 | ||||||
| Property Subject To Or Available For Operating Lease Accumulated Depreciation | 6 | 5 | 5 | 4 | 4 | -3 | 3 | - | - | - | - | - | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 13 | 13 | 12 | 12 | ||||||
| Shares Outstanding | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 13 | 13 | 12 | 12 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFinwise Bancorp (FINW) — SEC Financial Statements & Analysis
Finwise Bancorp (FINW) is a state commercial banks company, incorporated in UT. Finwise Bancorp trades on Nasdaq as: FINW. Finwise Bancorp (FINW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, Finwise Bancorp carries a market cap of $190.13M, a P/E ratio of 13.91x, a P/B ratio of 0.95x, a P/S ratio of 1.56x, an enterprise value of $96.49M, and an EV/EBITDA multiple of -1.26x. On profitability, it posts a gross margin of 82.17%, an operating margin of 15.20%, a net margin of 11.23%, a Return on Equity (ROE) of 7.17%, and a Return on Invested Capital (ROIC) of -59.83%. Per share, it reports EPS of $1.04, diluted EPS of $1.00, free cash flow per share of $0.42, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 58.98% year-over-year, net income growth of 1.03% year-over-year, and EPS growth of -1.52% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.82x, free cash flow of $5.49M (TTM), and net debt of $-93.64M. Figures sourced from SEC EDGAR.
- Market Cap
- $190.13M
- P/E TTM
- 13.91x
- EPS TTM
- $1.04
- P/B TTM
- 0.95x
- ROE TTM
- 7.17%
- Free Cash Flow TTM
- $5.49M
- Net Revenue TTM Growth 1Y
- 58.98%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Finwise Bancorp in?
Finwise Bancorp (FINW) operates in the State Commercial Banks industry.
What exchange does FINW trade on?
Finwise Bancorp (FINW) trades on the Nasdaq.
Where is Finwise Bancorp incorporated?
Finwise Bancorp is incorporated in UT.
When was Finwise Bancorp (FINW)'s most recent SEC filing?
Finwise Bancorp (FINW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.
What is FINW's market cap?
Finwise Bancorp (FINW) has a market capitalization of $190.13M as of 2026-06-30.
What is FINW's P/E ratio?
Finwise Bancorp (FINW)'s trailing twelve month P/E ratio is 13.91x as of 2026-06-30.
What is FINW's EPS (earnings per share)?
Finwise Bancorp (FINW)'s trailing twelve month EPS is $1.04 as of 2026-06-30.
What is FINW's ROE (return on equity)?
Finwise Bancorp (FINW)'s trailing twelve month Return on Equity (ROE) is 7.17% as of 2026-06-30.
What is FINW's ROIC (return on invested capital)?
Finwise Bancorp (FINW)'s trailing twelve month Return on Invested Capital (ROIC) is -59.83% as of 2026-06-30.
What is FINW's EV/EBITDA?
Finwise Bancorp (FINW)'s trailing twelve month EV/EBITDA is -1.26x as of 2026-06-30.