FLG

FLAGSTAR BANK, NATIONAL ASSOCIATION
$12.58previous close on: 9/16/2026

Company Information

Company Name
FLAGSTAR BANK, NATIONAL ASSOCIATION
CIK
CIK0000910073
Category
Large accelerated filer
Ticker: Exchange
FLG: NYSE, FLG-PA: NYSE, FLG-PU: NYSE
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6036
SIC Description
Savings Institutions, Not Federally Chartered
Ticker
FLG

SEC filing data through

Insider Sentiment

Last purchase
2025-12-04
Last sale
2025-09-04
Shares purchased (TTM)
95
Shares sold (TTM)
4
Buy ratio (TTM)96.0%

Institutional Sentiment

As of
2026-03-31
Institutional shares owned
370,873,118
Shares outstanding
416,149,153
Ownership
89.12%
-16.80% Y/Y

Earnings Market Reaction

Filing date
2026-08-06
Price on filing date
1-month reaction
-5.01%
3-month reaction
Pending
Drift continued3/10 (30%)
Faded / reversed7/10 (70%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Cash Equivalents At Carrying Value---8,4848,09415,43023,08018,99012,89011,4756,929
Cash And Due From Banks416401553--434-----
Interest Bearing Deposits In Banks4,6926,6055,341--14,996-----
Secured Longterm Debt Current And Noncurrent
Available For Sale Securities Debt Securities------10,51110,5359,336-8,723
Debt Securities Available For Sale Excluding Accrued Interest16,55314,51415,70115,05214,82310,402---9,145-
Equity Securities Fv Ni1456655514141414141413
Short Term Investments---15,10714,83710,41610,52510,5499,3509,1598,736
Loans Receivable Held For Sale Amount2082332655353198991,8517,8459811,1821,926
Assets
Assets87,71487,12987,51291,66892,237100,160114,367119,055112,900114,057111,230
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss60,98760,42560,73262,66164,12168,27271,11674,55282,32784,61983,995
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest-869-954-1,030-1,071-1,106-1,201-1,264-1,268-1,215-992-619
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss60,11859,47159,70261,59063,01567,07169,85273,28481,11283,62783,376
Federal Home Loan Bank Stock---1,0181,0171,1461,3641,5651,5501,3921,110
Property Plant And Equipment Net472474477464474562649691679652638
Intangible Assets Net Excluding Goodwill333356381407433488519557590625661
Goodwill---------02,426
Servicing Asset---------1,111-
Bank Owned Life Insurance---1,6331,6251,6051,5951,5861,5861,5801,576
Other Assets4,9085,0195,0272,4302,4235,2943,3012,8663,0703,2542,717
Assets Of Disposal Group Including Discontinued Operation------1,631----
Liabilities And Stockholders Equity
Servicing Asset At Fair Value Amount-----2601,1221,0921,1111,135
Interest Bearing Deposit Liabilities20,47719,31018,23320,04519,06720,78021,68021,74022,17230,70031,087
Deposits Savings Deposits14,83615,00514,86414,78214,46014,28213,51010,6388,1718,7739,415
Deposits
Deposits67,52166,83266,00069,15269,74575,87083,01379,03274,85881,52682,675
Time Deposits20,47720,71920,84322,36924,21227,32429,25128,78026,76321,55417,310
Noninterest Bearing Deposit Liabilities11,73111,79812,06011,95612,00613,48418,57217,87417,75220,49924,863
Debt Longterm And Shortterm Combined Amount10,93711,18612,184--14,426-----
Other Liabilities1,1159901,1841,2251,2161,6961,9782,4762,3302,8972,977
Liabilities79,57379,00879,36883,55984,14191,992105,795110,400103,915105,690100,237
Preferred Stock Value Outstanding----------503
Securities Borrowed
Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust---------579-
Federal Home Loan Bank Advances Long Term------19,25027,75023,750-13,023
Federal Funds Purchased----------547
Securities Sold Under Agreements To Repurchase------601211,958--
Junior Subordinated Notes---584584582581580580579578
Temporary Equity
Common Stock Value Outstanding----------7
Temporary Equity Carrying Amount Attributable To Parent111111125859500
Liabilities Of Disposal Group Including Discontinued Operation------471----
Preferred Stock Value503503503503503503503503503503-
Subordinated Debt--448448446444442441439438437
Long Term Debt-7,6858,18413,18213,18011,67620,33328,89226,72721,26714,585
Common Stock Value4444444487-
Stockholders Equity
Stockholders Equity8,1408,1208,1438,1088,0958,1678,5718,3978,3908,36710,993
Additional Paid In Capital9,2999,2889,3039,3009,2919,2829,2668,9978,6488,2318,217
Retained Earnings Accumulated Deficit-958-980-988-1,006-957-763-562-270734433,278
Treasury Stock Common Value-161-167-190-198-204-219-219-223-225-218-217
Liabilities And Stockholders Equity87,71487,12987,51291,66892,237100,160114,367119,055112,900114,057111,230
Debt Securities Available For Sale Restricted------10,2369,4028,6832,8221,380
Loans Held For Sale Fair Value Disclosure------1,5951,4519819021,325
Preferred Stock Par Or Stated Value Per Share---------0.010.01
Preferred Stock Shares Authorized---------55
Preferred Stock Shares Issued---------11
Accumulated Other Comprehensive Income Loss Net Of Tax
Accumulated Other Comprehensive Income Loss Net Of Tax-547-528-489-495-542-640-421-614-617-599-795
Preferred Stock Shares Outstanding---------11
Financing Receivable Unamortized Loan Fee Cost------676866--
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized917917917667667667667667900900900
Common Stock Shares Issued423423423423423422423359276248248
Shares Outstanding417417416416415415415351268241241
Treasury Stock Common Shares6677777882222
Stockholders Equity Note Stock Split Conversion Ratio1-------0---
Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax------653-468-674-651-581-863
Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax------35-27-28-27-28-42
Aoci Loss Cash Flow Hedge Cumulative Gain Loss After Tax-----4774886110110

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FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) — SEC Financial Statements & Analysis

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) is a savings institutions, not federally chartered company. FLAGSTAR BANK, NATIONAL ASSOCIATION trades on NYSE as: FLG, FLG-PA, FLG-PU. FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, FLAGSTAR BANK, NATIONAL ASSOCIATION carries a market cap of $6.22B, a P/E ratio of -103.71x, a P/B ratio of 0.76x, a P/S ratio of 1.18x, an enterprise value of $1.04B, and an EV/EBITDA multiple of 1.41x. On profitability, it posts a gross margin of 41.36%, an operating margin of -0.70%, a net margin of -1.14%, a Return on Equity (ROE) of -0.74%, and a Return on Invested Capital (ROIC) of 7.84%. Per share, it reports EPS of $-0.14, diluted EPS of $-0.13, free cash flow per share of $0.39, and a dividend per share of $0.04. Over the trailing year, it posted revenue growth of -5.37% year-over-year, net income growth of -92.97% year-over-year, and EPS growth of -92.99% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 0.93x, free cash flow of $162.00M (TTM), and net debt of $-5.18B. Figures sourced from SEC EDGAR.

Market Cap
$6.22B
P/E TTM
-103.71x
EPS TTM
$-0.14
P/B TTM
0.76x
ROE TTM
-0.74%
Free Cash Flow TTM
$162.00M
Net Revenue TTM Growth 1Y
-5.37%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is FLAGSTAR BANK, NATIONAL ASSOCIATION in?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) operates in the Savings Institutions, Not Federally Chartered industry.

What exchange does FLG trade on?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) trades on the NYSE.

When was FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s most recent SEC filing?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.

What is FLG's market cap?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) has a market capitalization of $6.22B as of 2026-06-30.

What is FLG's EPS (earnings per share)?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s trailing twelve month EPS is $-0.14 as of 2026-06-30.

What is FLG's ROE (return on equity)?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s trailing twelve month Return on Equity (ROE) is -0.74% as of 2026-06-30.

What is FLG's ROIC (return on invested capital)?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s trailing twelve month Return on Invested Capital (ROIC) is 7.84% as of 2026-06-30.

What is FLG's EV/EBITDA?

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)'s trailing twelve month EV/EBITDA is 1.41x as of 2026-06-30.

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