FMAO
FARMERS & MERCHANTS BANCORP INCCompany Information
- Company Name
- FARMERS & MERCHANTS BANCORP INC
- CIK
- CIK0000792966
- Category
- Accelerated filer
- Ticker: Exchange
- FMAO: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- FMAO
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-03
- Last sale
- 2026-08-18
- Shares purchased (TTM)
- 3,182.62
- Shares sold (TTM)
- 92,650
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-07-29
- Price on filing date
- —
- 1-month reaction
- -2.91%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 156 | 173 | 97 | 116 | 88 | 173 | 175 | 245 | 192 | 187 | 141 | 152 | ||||||
| Federal Funds Sold | 1 | 1 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 156 | 173 | 98 | 117 | 88 | 173 | 176 | 246 | 193 | 188 | 142 | 153 | ||||||
| Interest Bearing Deposits In Banks | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | ||||||
| Available For Sale Securities Debt Securities | 441 | 430 | 422 | 423 | 431 | 439 | 427 | 405 | 365 | 348 | 358 | 348 | ||||||
| Other Investments And Securities At Cost | 11 | 13 | 13 | 12 | 14 | 14 | 14 | 15 | 15 | 15 | 17 | 17 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 3 | 6 | 4 | 3 | 6 | 2 | 3 | 2 | 2 | 2 | 2 | 1 | ||||||
Assets | ||||||||||||||||||
| Assets | 3,502 | 3,486 | 3,434 | 3,391 | 3,346 | 3,389 | 3,365 | 3,389 | 3,323 | 3,288 | 3,283 | 3,235 | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | 2,517 | 2,556 | 2,504 | ||||||
| Notes Receivable Net | 2,677 | 2,654 | 2,686 | 2,633 | 2,600 | 2,556 | 2,536 | 2,513 | 2,534 | - | 2,556 | - | ||||||
| Property Plant And Equipment Net | 30 | 32 | 32 | 32 | 33 | 33 | 34 | 34 | 35 | 35 | 36 | 32 | ||||||
| Goodwill | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | ||||||
| Servicing Asset At Amortized Value | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Real Estate Acquired Through Foreclosure | - | 0 | - | - | - | - | - | - | - | - | - | - | ||||||
| Bank Owned Life Insurance | 48 | 45 | 47 | 36 | 35 | 35 | 35 | 35 | 34 | 34 | 34 | 34 | ||||||
| Other Assets | 43 | 40 | 39 | 42 | 44 | 43 | 45 | 46 | 50 | 55 | 43 | 47 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 506 | 520 | 527 | 501 | 498 | 502 | 517 | 481 | 479 | 511 | 528 | 505 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 2,869 | 2,810 | 2,731 | 2,752 | 2,710 | 2,700 | 2,687 | 2,685 | 2,641 | 2,621 | 2,607 | 2,575 | ||||||
| Deposits Negotiable Order Of Withdrawal N O W | 899 | 911 | 876 | 920 | 900 | 875 | 850 | 866 | 821 | 829 | 817 | 778 | ||||||
| Deposits Savings Deposits | 771 | 753 | 729 | 713 | 691 | 697 | 672 | 662 | 673 | 635 | 599 | 591 | ||||||
| Time Deposits | 693 | 625 | 598 | 618 | 621 | 626 | 648 | 676 | 668 | 646 | 663 | 700 | ||||||
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | - | - | 38 | - | - | - | 27 | - | - | - | 28 | 31 | ||||||
| Securities Sold Under Agreements To Repurchase | 15 | 15 | - | 23 | 28 | 27 | - | 27 | 27 | 28 | - | - | ||||||
| Advances From Federal Home Loan Banks | 168 | 219 | 227 | 188 | 188 | 245 | 246 | 263 | 266 | 257 | 266 | 266 | ||||||
| Subordinated Debt | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | ||||||
| Dividends Payable Current And Noncurrent | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Accrued Liabilities And Other Liabilities | 27 | 28 | 30 | 28 | 31 | 33 | 32 | 41 | 28 | 26 | 28 | 22 | ||||||
| Liabilities | 3,117 | 3,110 | 3,064 | 3,029 | 2,995 | 3,044 | 3,030 | 3,054 | 3,000 | 2,970 | 2,967 | 2,931 | ||||||
| Common Stock Value | 136 | 135 | 136 | 135 | 136 | 135 | 136 | 135 | 136 | 135 | 136 | 135 | ||||||
| Treasury Stock Value | -10 | -10 | -11 | -11 | -11 | -11 | -11 | -11 | -11 | -11 | -11 | -11 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 385 | 376 | 371 | 362 | 351 | 345 | 335 | 335 | 323 | 318 | 317 | 303 | ||||||
| Retained Earnings Accumulated Deficit | 273 | 265 | 258 | 251 | 245 | 240 | 236 | 230 | 226 | 224 | 221 | 219 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -14 | -14 | -12 | -14 | -19 | -20 | -25 | -19 | -29 | -31 | -29 | -39 | ||||||
| Liabilities And Stockholders Equity | 3,502 | 3,486 | 3,434 | 3,391 | 3,346 | 3,389 | 3,365 | 3,389 | 3,323 | 3,288 | 3,283 | 3,235 | ||||||
| Financing Receivable Allowance For Credit Losses | 28 | 28 | 28 | 27 | 27 | 26 | 26 | 25 | 25 | 25 | 25 | 25 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Common Stock Shares Issued | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Shares Outstanding | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 15 | 15 | 14 | 15 | ||||||
| Treasury Stock Common Shares | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | 25 | 25 | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFARMERS & MERCHANTS BANCORP INC (FMAO) — SEC Financial Statements & Analysis
FARMERS & MERCHANTS BANCORP INC (FMAO) is a savings institution, federally chartered company, incorporated in OH. FARMERS & MERCHANTS BANCORP INC trades on Nasdaq as: FMAO. FARMERS & MERCHANTS BANCORP INC (FMAO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-29. Based on that filing, FARMERS & MERCHANTS BANCORP INC carries a market cap of $412.70M, a P/E ratio of 10.31x, a P/B ratio of 1.07x, a P/S ratio of 238.01x, an enterprise value of $256.83M, and an EV/EBITDA multiple of -4.39x. On profitability, it posts a gross margin of -3761.65%, an operating margin of 2950.81%, a net margin of 2308.07%, a Return on Equity (ROE) of 10.88%, and a Return on Invested Capital (ROIC) of -19.03%. Per share, it reports EPS of $2.94, free cash flow per share of $3.05, and a dividend per share of $0.91. Over the trailing year, it posted revenue growth of 38.94% year-over-year, net income growth of 35.40% year-over-year, and EPS growth of 36.59% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.54x, free cash flow of $41.54M (TTM), and net debt of $-155.88M. Figures sourced from SEC EDGAR.
- Market Cap
- $412.70M
- P/E TTM
- 10.31x
- EPS TTM
- $2.94
- P/B TTM
- 1.07x
- ROE TTM
- 10.88%
- Free Cash Flow TTM
- $41.54M
- Net Revenue TTM Growth 1Y
- 38.94%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FARMERS & MERCHANTS BANCORP INC in?
FARMERS & MERCHANTS BANCORP INC (FMAO) operates in the Savings Institution, Federally Chartered industry.
What exchange does FMAO trade on?
FARMERS & MERCHANTS BANCORP INC (FMAO) trades on the Nasdaq.
Where is FARMERS & MERCHANTS BANCORP INC incorporated?
FARMERS & MERCHANTS BANCORP INC is incorporated in OH.
When was FARMERS & MERCHANTS BANCORP INC (FMAO)'s most recent SEC filing?
FARMERS & MERCHANTS BANCORP INC (FMAO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-29.
What is FMAO's market cap?
FARMERS & MERCHANTS BANCORP INC (FMAO) has a market capitalization of $412.70M as of 2026-06-30.
What is FMAO's P/E ratio?
FARMERS & MERCHANTS BANCORP INC (FMAO)'s trailing twelve month P/E ratio is 10.31x as of 2026-06-30.
What is FMAO's EPS (earnings per share)?
FARMERS & MERCHANTS BANCORP INC (FMAO)'s trailing twelve month EPS is $2.94 as of 2026-06-30.
What is FMAO's ROE (return on equity)?
FARMERS & MERCHANTS BANCORP INC (FMAO)'s trailing twelve month Return on Equity (ROE) is 10.88% as of 2026-06-30.
What is FMAO's ROIC (return on invested capital)?
FARMERS & MERCHANTS BANCORP INC (FMAO)'s trailing twelve month Return on Invested Capital (ROIC) is -19.03% as of 2026-06-30.
What is FMAO's EV/EBITDA?
FARMERS & MERCHANTS BANCORP INC (FMAO)'s trailing twelve month EV/EBITDA is -4.39x as of 2026-06-30.