FMBM

F&M BANK CORP
—

Company Information

Company Name
F&M BANK CORP
CIK
CIK0000740806
Category
Non-accelerated filer<br>Smaller reporting company
Ticker: Exchange
FMBM: OTC
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6022
SIC Description
State Commercial Banks
Ticker
FMBM

SEC filing data through

Insider Sentiment

Last purchase
2026-06-18
Last sale
2026-05-13
Shares purchased (TTM)
25,073.29
Shares sold (TTM)
3,508.27
Buy ratio (TTM)87.7%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
216,677
Shares outstanding
3,550,516
Ownership
6.10%
+2.27% Y/Y

Earnings Market Reaction

Filing date
2026-08-13
Price on filing date
—
1-month reaction
0.70%
3-month reaction
…
Drift continued8/11 (73%)
Faded / reversed3/11 (27%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Cash And Due From Banks211819192022191819282017
Money Market Funds At Carrying Value111110011100
Federal Funds Sold3867496426673841302445
Cash And Cash Equivalents At Carrying Value618669844789576050522422
Debt Securities Available For Sale And Held To Maturity Fair Value------328---369-
Marketable Securities
Available For Sale Securities Debt Securities337351345329340321328376352359-372
Other Investments22222234411611
Held To Maturity Securities----------00
Loans Held For Sale Fair Value Disclosure343121224112
Loans And Leases Receivable Net Reported Amount917889878864840819832823819817814796
Other Real Estate And Foreclosed Assets------0---0-
Property Plant And Equipment Net222222222222222323232424
Loans And Leases Receivable Allowance-----------80
Real Estate Investment Property At Cost--00000000--
Interest Receivable555555555555
Goodwill333333333333
Bank Owned Life Insurance252524242424242323232323
Inventory Land Held For Sale------0---0-
Deferred Income Tax Assets Net7777889---10-
Other Assets151614161717172526211724
Assets1,3971,4091,3741,3581,3121,3121,3021,3451,3101,3161,2951,282
Liabilities
Noninterest Bearing Deposit Liabilities294290279281278271260271270267264277
Interest Bearing Deposit Liabilities963985966954918929935948915889869857
Deposits1,2571,2751,2451,2351,1961,2001,1951,2181,1851,1561,1331,134
Short Term Borrowings------01520606060
Long Term Debt Current-------777-7
Other Liabilities Current-------141615-15
Long Term Debt1010107777-----
Long Term Debt Noncurrent------7---7-
Other Liabilities18171414141414---16-
Liabilities1,2851,3021,2691,2571,2171,2211,2161,2551,2281,2381,2161,215
Liabilities And Stockholders Equity
Common Stock Value181817171717171717171717
Common Stock Shares Held In Employee Trust-0-----------
Additional Paid In Capital121212121211111111111111
Retained Earnings Accumulated Deficit999592908886858383818181
Accumulated Other Comprehensive Income Loss Net Of Tax-15-17-17-18-23-24-27-22-30-32-31-43
Stockholders Equity1121071051019491869082787867
Liabilities And Stockholders Equity1,3971,4091,3741,3581,3121,3121,3021,3451,3101,3161,2951,282
Held To Maturity Securities Fair Value-----------0
Common Stock Par Or Stated Value Per Share5.005.005.005.005.005.005.005.005.005.005.005.00
Common Stock Shares Authorized666666666666
Common Stock Shares Issued444444444433
Shares Outstanding444444444433

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F&M BANK CORP (FMBM) — SEC Financial Statements & Analysis

F&M BANK CORP (FMBM) is a state commercial banks company, incorporated in VA. F&M BANK CORP trades on OTC as: FMBM. F&M BANK CORP (FMBM)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13. Based on that filing, F&M BANK CORP carries a market cap of $130.02M, a P/E ratio of 9.03x, a P/B ratio of 1.16x, a P/S ratio of 1.85x, an enterprise value of $79.19M, and an EV/EBITDA multiple of 1.84x. On profitability, it posts a gross margin of 64.49%, an operating margin of 23.99%, a net margin of 20.50%, a Return on Equity (ROE) of 13.97%, and a Return on Invested Capital (ROIC) of 60.65%. Per share, it reports EPS of $4.06, diluted EPS of $4.02, free cash flow per share of $5.19, and a dividend per share of $1.04. Over the trailing year, it posted revenue growth of 6.05% year-over-year, net income growth of 69.94% year-over-year, and EPS growth of 69.44% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.68x, free cash flow of $18.43M (TTM), and net debt of $-50.83M. Figures sourced from SEC EDGAR.

Market Cap
$130.02M
P/E TTM
9.03x
EPS TTM
$4.06
P/B TTM
1.16x
ROE TTM
13.97%
Free Cash Flow TTM
$18.43M
Net Revenue TTM Growth 1Y
6.05%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is F&M BANK CORP in?

F&M BANK CORP (FMBM) operates in the State Commercial Banks industry.

What exchange does FMBM trade on?

F&M BANK CORP (FMBM) trades on the OTC.

Where is F&M BANK CORP incorporated?

F&M BANK CORP is incorporated in VA.

When was F&M BANK CORP (FMBM)'s most recent SEC filing?

F&M BANK CORP (FMBM)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13.

What is FMBM's market cap?

F&M BANK CORP (FMBM) has a market capitalization of $130.02M as of 2026-06-30.

What is FMBM's P/E ratio?

F&M BANK CORP (FMBM)'s trailing twelve month P/E ratio is 9.03x as of 2026-06-30.

What is FMBM's EPS (earnings per share)?

F&M BANK CORP (FMBM)'s trailing twelve month EPS is $4.06 as of 2026-06-30.

What is FMBM's ROE (return on equity)?

F&M BANK CORP (FMBM)'s trailing twelve month Return on Equity (ROE) is 13.97% as of 2026-06-30.

What is FMBM's ROIC (return on invested capital)?

F&M BANK CORP (FMBM)'s trailing twelve month Return on Invested Capital (ROIC) is 60.65% as of 2026-06-30.

What is FMBM's EV/EBITDA?

F&M BANK CORP (FMBM)'s trailing twelve month EV/EBITDA is 1.84x as of 2026-06-30.

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