FARMERS & MERCHANTS BANCORP
FARMERS & MERCHANTS BANCORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 93 | 66 | 61 | 70 | 113 | 91 | 71 | 95 | 70 | 66 | 72 | 71 | |||||
Interest Bearing Deposits In Banks | 186 | 318 | 84 | 102 | 179 | 516 | 142 | 199 | 226 | 673 | 338 | 598 | |||||
Cash And Cash Equivalents At Carrying Value | 279 | 384 | 145 | 173 | 292 | 607 | 213 | 293 | 296 | 738 | 411 | 668 | |||||
Available For Sale Securities Debt Securities | 933 | 902 | 951 | 870 | 573 | 495 | 464 | 402 | 251 | 240 | 183 | 106 | |||||
Held To Maturity Securities | 696 | 708 | 719 | 735 | 749 | 760 | 769 | 781 | 795 | 807 | 818 | 826 | |||||
Debt Securities Held To Maturity Allowance For Cre… | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |||||
Investments | 1,629 | 1,610 | 1,669 | 1,604 | 1,321 | 1,255 | 1,233 | 1,182 | 1,046 | 1,046 | 1,000 | 932 | |||||
Equity Securities Without Readily Determinable Fai… | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | |||||
Notes Receivable Gross | 3,704 | 3,617 | 3,649 | 3,608 | 3,624 | 3,584 | 3,678 | 3,704 | 3,682 | 3,696 | 3,655 | 3,557 | |||||
Financing Receivable Allowance For Credit Losses | - | -77 | -76 | -76 | -76 | -75 | -75 | -76 | -75 | -75 | -75 | -74 | |||||
Notes Receivable Net | 3,627 | 3,540 | 3,573 | 3,532 | 3,547 | 3,509 | 3,603 | 3,628 | 3,607 | 3,621 | 3,580 | 3,483 | |||||
Bank Owned Life Insurance | 78 | 77 | 77 | 76 | 75 | 75 | 74 | 73 | 74 | 76 | 75 | 67 | |||||
Property Plant And Equipment Net | 67 | 65 | 56 | 54 | 53 | 51 | 51 | 51 | 51 | 52 | 52 | 52 | |||||
Deferred Income Tax Assets Net | 28 | 35 | 39 | 28 | 33 | 32 | 37 | 34 | 44 | 35 | 50 | 32 | |||||
Interest Receivable | 29 | 25 | 30 | 32 | 28 | 24 | 30 | 30 | 27 | 24 | 29 | 26 | |||||
Goodwill | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | |||||
Intangible Assets Net Excluding Goodwill | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Other Real Estate And Foreclosed Assets | - | - | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Other Assets | 71 | 73 | 74 | 102 | 99 | 98 | 99 | 97 | 93 | 93 | 84 | 85 | |||||
Assets | 5,835 | 5,837 | 5,690 | 5,630 | 5,479 | 5,680 | 5,370 | 5,418 | 5,267 | 5,715 | 5,309 | 5,375 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Deposits | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 1,597 | 1,615 | 1,642 | 1,581 | 1,547 | 1,512 | 1,518 | 1,466 | 1,378 | 1,410 | 1,483 | 1,471 | |||||
Interest Bearing Deposit … | |||||||||||||||||
Demand Deposit Accounts | 893 | 786 | 802 | 798 | 797 | 766 | 882 | 889 | 857 | 1,039 | 933 | 985 | |||||
Deposits Savings Deposits | 1,860 | 1,916 | 1,790 | 1,758 | 1,713 | 1,990 | 1,583 | 1,597 | 1,609 | 1,633 | 1,607 | 1,671 | |||||
Time Deposits | 743 | 799 | 743 | 749 | 704 | 710 | 716 | 757 | 753 | 877 | 645 | 622 | |||||
Interest Bearing Deposit Liabilities | 3,496 | 3,501 | 3,336 | 3,304 | 3,214 | 3,466 | 3,181 | 3,243 | 3,220 | 3,549 | 3,186 | 3,278 | |||||
Deposits | 5,093 | 5,116 | 4,978 | 4,885 | 4,760 | 4,978 | 4,699 | 4,709 | 4,597 | 4,960 | 4,668 | 4,749 | |||||
Federal Home Loan Bank Advances Maturities Summary… | - | - | - | - | - | - | - | - | - | 100 | - | - | |||||
Subordinated Debt | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Liabilities | 5,156 | 5,181 | 5,045 | 4,985 | 4,860 | 5,078 | 4,797 | 4,815 | 4,691 | 5,149 | 4,759 | 4,845 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 12 | 9 | 12 | 8 | 5 | 2 | 0 | 27 | 28 | 31 | 37 | 41 | |||||
Retained Earnings Accumulated Deficit | 711 | 690 | 669 | 649 | 629 | 615 | 592 | 586 | 563 | 548 | 525 | 511 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -11 | -10 | -4 | -7 | -13 | -14 | -19 | -9 | -15 | -14 | -12 | -21 | |||||
Treasury Stock Value | -32 | -32 | -32 | -5 | -2 | - | 0 | - | - | - | - | - | |||||
Stockholders Equity | 679 | 656 | 646 | 645 | 619 | 602 | 573 | 603 | 576 | 565 | 550 | 531 | |||||
Liabilities And Stockholders Equity | 5,835 | 5,837 | 5,690 | 5,630 | 5,479 | 5,680 | 5,370 | 5,418 | 5,267 | 5,715 | 5,309 | 5,375 | |||||
Available For Sale Debt Securities Amortized Cost … | 948 | 916 | 955 | 879 | 591 | 515 | 491 | 414 | 272 | 259 | 199 | 135 | |||||
Held To Maturity Securities Fair Value | 569 | 582 | 593 | 604 | 607 | 615 | 611 | 653 | 639 | 650 | 672 | 637 | |||||
Liabilities | |||||||||||||||||
Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | |||||
Common Stock Shares Issued | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | |||||
Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | - | 0 | - | - | - | - | - | |||||
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Custom Table
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.80% | 0.78% | 5.21% | - | - | - | - | - | - | - | - | - |
| 2025 | -0.85% | -0.06% | 5.93% | 1.29% | 0.48% | -0.47% | 3.92% | 9.83% | 9.83% | 2.22% | 16.89% | 21.33% |
| 2024 | -4.76% | -7.63% | -6.79% | -0.03% | 1.06% | 0.62% | 12.45% | 10.33% | 8.25% | -2.56% | -2.43% | -3.22% |
| 2023 | - | - | - | -1.50% | -1.04% | 1.04% | 4.21% | 6.24% | 3.58% | 0.00% | 3.16% | 2.04% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.42 | -0.42 | -0.41 | -0.41 | -0.41 | -0.41 | -0.10 | 0.36 | 1.20 | 3.40 | 4.04 | 5.33 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 141.77 | 138.98 | 133.96 | 131.04 | 128.64 | 126.74 | 121.02 | 119.22 | 118.73 | 117.67 | 116.61 | 115.34 | |||||
| Free Cash Flow Per Share TTM | 148.01 | 132.66 | 139.30 | 140.56 | 150.33 | 151.26 | 138.64 | 118.70 | 107.36 | 111.11 | 116.69 | 147.36 | |||||
| Dividend Per Share TTM | 21.74 | 26.12 | 19.96 | 24.36 | 18.63 | 18.60 | 17.81 | 17.75 | 17.69 | 17.33 | 17.01 | 16.80 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 79.03% | 78.48% | 78.41% | 78.14% | 77.44% | 76.38% | 75.99% | 75.00% | 76.35% | 79.56% | 83.34% | 89.15% | |||||
| Operating Profit Margin TTM | 45.80% | 45.34% | 46.08% | 46.11% | 45.67% | 45.26% | 44.95% | 44.37% | 44.50% | 45.37% | 45.93% | 46.97% | |||||
| Net Profit Margin TTM | 33.63% | 33.33% | 33.49% | 33.36% | 33.01% | 32.57% | 32.52% | 32.31% | 32.62% | 33.55% | 34.80% | 35.59% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 5.05% | 4.25% | 2.76% | 0.79% | 1.16% | 4.49% | 7.18% | 11.56% | 17.07% | 21.31% | 27.89% | 33.72% | |||||
| Net Income Growth (1Y) | 7.01% | 6.68% | 5.82% | 4.08% | 2.37% | 1.43% | 0.16% | 1.26% | 4.15% | 7.25% | 17.61% | 22.44% | |||||
| EPS Growth (1Y) | 10.94% | 11.37% | 11.51% | 10.95% | 8.74% | 7.78% | 3.78% | 3.36% | 6.90% | 10.29% | 20.78% | 25.91% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 8.97 | 7.97 | 8.16 | 7.69 | 7.53 | 7.67 | 8.52 | 7.86 | 7.81 | 7.96 | 8.67 | 7.84 | |||||
| P/B TTM | 1.27 | 1.15 | 1.18 | 1.09 | 1.10 | 1.13 | 1.32 | 1.15 | 1.19 | 1.23 | 1.39 | 1.28 | |||||
| P/S TTM | 3.02 | 2.66 | 2.73 | 2.57 | 2.49 | 2.50 | 2.77 | 2.54 | 2.55 | 2.67 | 3.02 | 2.79 | |||||
| Market Cap | 864.38M | 754.38M | 764.27M | 704.89M | 678.11M | 681.01M | 753.94M | 691.62M | 686.76M | 696.53M | 765.58M | 681.83M | |||||
| Enterprise Value | 585.73M | 370.16M | 619.41M | 532.32M | 386.35M | 73.76M | 541.38M | 398.37M | 390.83M | -41.87M | 354.94M | 13.47M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 99.56M | 88.92M | 96.62M | 97.37M | 104.83M | 105.84M | 101.34M | 87.65M | 79.53M | 82.61M | 88.38M | 111.08M | |||||
| Net Debt | -278.64M | -384.22M | -144.86M | -172.57M | -291.75M | -607.25M | -212.56M | -293.25M | -295.94M | -738.40M | -410.64M | -668.36M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
FARMERS & MERCHANTS BANCORP (FMCB) — SEC Financial Statements & Analysis
FARMERS & MERCHANTS BANCORP (FMCB) is a national commercial banks company, incorporated in DE. FARMERS & MERCHANTS BANCORP trades on OTC as: FMCB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), FARMERS & MERCHANTS BANCORP reported a 5.05% year-over-year revenue growth, a Gross Profit Margin of 79.03% (TTM), a Price-to-Sales (P/S) ratio of 3.02x (TTM), a Price-to-Book (P/B) ratio of 1.27x (TTM), at a market cap of $864.38M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 5.05%
- Gross Profit Margin TTM
- 79.03%
- P/S TTM
- 3.02x
- P/B TTM
- 1.27x
- Market Cap
- $864.38M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FARMERS & MERCHANTS BANCORP in?
FARMERS & MERCHANTS BANCORP (FMCB) operates in the National Commercial Banks industry.
What is FMCB's market cap?
FARMERS & MERCHANTS BANCORP (FMCB) has a market capitalization of $864.38M as of 2026-06-30.
What is FMCB's P/E ratio?
FARMERS & MERCHANTS BANCORP (FMCB)'s trailing twelve month P/E ratio is 8.97x as of 2026-06-30.
What exchange does FMCB trade on?
FARMERS & MERCHANTS BANCORP (FMCB) trades on the OTC.
Where is FARMERS & MERCHANTS BANCORP incorporated?
FARMERS & MERCHANTS BANCORP is incorporated in DE.