FMFG
Farmers & Merchants Bancshares, Inc.Company Information
- Company Name
- Farmers & Merchants Bancshares, Inc.
- CIK
- CIK0001698022
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- FMFG: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- FMFG
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-11-25
- Last sale
- 2023-11-15
- Shares purchased (TTM)
- 1,250
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-11
- Price on filing date
- —
- 1-month reaction
- -4.10%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 54 | 48 | 46 | 52 | 30 | 22 | 64 | 16 | 24 | 25 | 44 | 23 | ||||||
| Interest Bearing Deposits In Banks | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | - | - | - | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 55 | 49 | 47 | 52 | 31 | 23 | 65 | 17 | 25 | 26 | 45 | 25 | ||||||
| Time Deposits At Carrying Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | 124 | 126 | 159 | 158 | 162 | 164 | 137 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | - | - | - | - | - | 21 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 109 | 112 | 119 | 121 | 121 | - | 126 | - | - | - | - | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 21 | 21 | 21 | 21 | 21 | - | 20 | - | - | - | - | - | ||||||
| Equity Securities Fv Ni | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | ||||||
Assets | ||||||||||||||||||
| Assets | 874 | 863 | 872 | 870 | 842 | 818 | 845 | 818 | 799 | 795 | 800 | 757 | ||||||
| Federal Home Loan Bank Stock | 3 | 4 | 4 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Mortgage Loans On Real Estate | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 1 | - | - | 0 | 0 | ||||||
| Notes Receivable Net | - | - | - | - | - | 600 | 583 | 572 | 546 | 537 | 523 | 526 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 637 | 628 | 633 | 622 | 615 | - | 583 | - | - | - | - | - | ||||||
| Property Plant And Equipment Net | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | ||||||
| Interest Receivable | 2 | 2 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Deferred Income Tax Assets Net | 6 | 7 | 6 | 6 | 7 | 7 | 8 | 7 | 8 | 8 | 8 | 10 | ||||||
| Other Real Estate | 2 | 2 | 2 | 3 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 16 | 15 | 15 | 16 | 16 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Intangible Assets Net Including Goodwill | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Other Assets | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 7 | 7 | 7 | 6 | 6 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 725 | 711 | 720 | 734 | 749 | 736 | 759 | 674 | 651 | 656 | 681 | 644 | ||||||
| Noninterest Bearing Deposit Liabilities | 126 | 123 | 117 | 116 | 121 | 104 | 107 | 108 | 109 | 115 | 115 | 113 | ||||||
| Interest Bearing Deposit Liabilities | 599 | 588 | 603 | 618 | 628 | 631 | 652 | 565 | 542 | 541 | 566 | 531 | ||||||
| Securities Sold Under Agreements To Repurchase | 5 | 3 | 4 | 2 | 5 | 5 | 6 | 3 | 3 | 6 | 7 | 5 | ||||||
| Advances From Federal Home Loan Banks | 58 | 63 | 63 | 50 | 10 | 0 | 5 | 5 | 15 | 5 | 5 | 5 | ||||||
| Federal Funds Purchased | - | - | - | - | - | - | 0 | 54 | 54 | 54 | 33 | 33 | ||||||
| Long Term Debt | 12 | 12 | 12 | 12 | 10 | 11 | 11 | 12 | 12 | 13 | 13 | 14 | ||||||
| Interest Payable Current And Noncurrent | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 2 | 1 | 1 | 1 | ||||||
| Other Liabilities | 6 | 7 | 7 | 7 | 7 | 6 | 7 | 8 | 7 | 7 | 7 | 6 | ||||||
| Liabilities | 807 | 797 | 807 | 806 | 782 | 759 | 788 | 758 | 744 | 742 | 748 | 708 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 33 | 32 | 32 | 32 | 31 | 31 | 31 | 31 | 31 | 30 | 30 | 30 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 68 | 66 | 65 | 63 | 60 | 59 | 56 | 59 | 55 | 53 | 52 | 48 | ||||||
| Retained Earnings Accumulated Deficit | 48 | 47 | 45 | 45 | 44 | 43 | 42 | 42 | 41 | 41 | 39 | 39 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -13 | -13 | -13 | -13 | -15 | -16 | -17 | -14 | -17 | -18 | -18 | -21 | ||||||
| Liabilities And Stockholders Equity | 874 | 863 | 872 | 870 | 842 | 818 | 845 | 818 | 799 | 795 | 800 | 757 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | - | - | - | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | 4 | 4 | 4 | 4 | 4 | 4 | 5 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | - | 3 | 3 | ||||||
| Common Stock Shares Issued | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFarmers & Merchants Bancshares, Inc. (FMFG) — SEC Financial Statements & Analysis
Farmers & Merchants Bancshares, Inc. (FMFG) is a savings institutions, not federally chartered company, incorporated in MD. Farmers & Merchants Bancshares, Inc. trades on OTC as: FMFG. Farmers & Merchants Bancshares, Inc. (FMFG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11. Based on that filing, Farmers & Merchants Bancshares, Inc. carries a market cap of $61.52M, a P/E ratio of 8.64x, a P/B ratio of 0.91x, a P/S ratio of 90.34x, an enterprise value of $19.26M, and an EV/EBITDA multiple of -1.18x. On profitability, it posts a gross margin of -2527.61%, an operating margin of 1377.39%, a net margin of 1045.96%, a Return on Equity (ROE) of 11.14%, and a Return on Invested Capital (ROIC) of -39.46%. Per share, it reports EPS of $2.20, diluted EPS of $2.20, free cash flow per share of $2.29, and a dividend per share of $0.63. Over the trailing year, it posted revenue growth of -8.10% year-over-year, net income growth of 63.99% year-over-year, and EPS growth of 60.81% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.65x, free cash flow of $7.40M (TTM), and net debt of $-42.26M. Figures sourced from SEC EDGAR.
- Market Cap
- $61.52M
- P/E TTM
- 8.64x
- EPS TTM
- $2.20
- P/B TTM
- 0.91x
- ROE TTM
- 11.14%
- Free Cash Flow TTM
- $7.40M
- Net Revenue TTM Growth 1Y
- -8.10%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Farmers & Merchants Bancshares, Inc. in?
Farmers & Merchants Bancshares, Inc. (FMFG) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does FMFG trade on?
Farmers & Merchants Bancshares, Inc. (FMFG) trades on the OTC.
Where is Farmers & Merchants Bancshares, Inc. incorporated?
Farmers & Merchants Bancshares, Inc. is incorporated in MD.
When was Farmers & Merchants Bancshares, Inc. (FMFG)'s most recent SEC filing?
Farmers & Merchants Bancshares, Inc. (FMFG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-11.
What is FMFG's market cap?
Farmers & Merchants Bancshares, Inc. (FMFG) has a market capitalization of $61.52M as of 2026-06-30.
What is FMFG's P/E ratio?
Farmers & Merchants Bancshares, Inc. (FMFG)'s trailing twelve month P/E ratio is 8.64x as of 2026-06-30.
What is FMFG's EPS (earnings per share)?
Farmers & Merchants Bancshares, Inc. (FMFG)'s trailing twelve month EPS is $2.20 as of 2026-06-30.
What is FMFG's ROE (return on equity)?
Farmers & Merchants Bancshares, Inc. (FMFG)'s trailing twelve month Return on Equity (ROE) is 11.14% as of 2026-06-30.
What is FMFG's ROIC (return on invested capital)?
Farmers & Merchants Bancshares, Inc. (FMFG)'s trailing twelve month Return on Invested Capital (ROIC) is -39.46% as of 2026-06-30.
What is FMFG's EV/EBITDA?
Farmers & Merchants Bancshares, Inc. (FMFG)'s trailing twelve month EV/EBITDA is -1.18x as of 2026-06-30.