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First Bancorp, Inc /ME/

FNLC

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Subscriber-only column
Cash And Cash Equivalents At Carrying Value
302428322726283528243230
Interest Bearing Deposits In Banks
33047332217333338
Debt Securities Available For Sale Excluding Accru…
276257264273278281275285274274282285
Debt Securities Held To Maturity Excluding Accrued…
352354356363368369370378378379385387
Loans Receivable Held For Sale Net Not Part Of Dis…
---0---0--00
Financing Receivable Excluding Accrued Interest Be…
-2,4052,3942,3992,3942,3832,3412,3072,2482,1742,1292,080
Financing Receivable Allowance For Credit Loss Exc…
-2525252525252425242423
Financing Receivable Excluding Accrued Interest Af…
-2,3802,3692,3732,3692,3582,3162,2832,2232,1502,1052,057
Interest Receivable
201914161918141518161212
Goodwill
313131313131313131313131
Other Real Estate And Foreclosed Assets
-00000000000
Other Assets
686963686866676566676471
Demand Deposit Accounts
283268280314291268292313271263289323
Deposits Negotiable Order Of Withdrawal N O W
645661689638591613676651610619635683
Deposits Money Market Deposits
422453470458388399377344317322306271
Deposits Savings Deposits
250247249256257262265269268281300313
Liabilities
Liabilities
2,9232,9142,8832,9242,9342,9282,9052,8862,8402,7362,7042,717
Time Deposits
1,0801,0369771,0721,1791,1701,1151,1251,1121,0651,0701,009
Deposits
2,6802,6652,6652,7382,7052,7112,7252,7032,5782,5492,6002,600
Short Term Borrowings
17910092571011155156161857083
Long Term Debt
3696969695709595707000
Other Liabilities
295431333331333232323435
Common Stock Value
000000000000
Additional Paid In Capital
757474737372727171717070
Assets
Assets
3,2163,2013,1663,1983,2003,1873,1573,1433,0852,9782,9472,944
Retained Earnings Accumulated Deficit
250245240234230226223220216214212209
Accumulated Other Compreh…
Stockholders Equity
Stockholders Equity
293287283275265260252257245243243227
Accumulated Other Comprehensive Income Loss Availa…
-32-33-31-34-37-39-43-34-43-43-40-54
Aoci Loss Cash Flow Hedge Cumulative Gain Loss Aft…
0000000-01101
Accumulated Other Comprehensive Income Loss Define…
000000000000
Liabilities And Stockholders Equity
3,2163,2013,1663,1983,2003,1873,1573,1433,0852,9782,9472,944
Common Stock Number Of Sh…
Common Stock Shares Authorized
181818181818181818181818
Common Stock Shares Issued
111111111111111111111111
Shares Outstanding
111111111111111111111111
Held To Maturity Securities Fair Value
311309315317313313315334322328339312
Debt Securities Held To Maturity Allowance For Cre…
----------00
Stockholders Equity Note
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20260.24%22.28%21.77%---------
2025-1.14%3.60%6.30%7.35%5.85%2.53%1.35%6.34%8.02%-0.04%6.13%4.41%
20245.04%8.04%29.86%16.40%9.02%9.44%-2.66%-7.77%-12.95%-2.63%-4.54%-5.77%
2023------0.77%14.41%5.77%6.48%-1.11%7.44%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
-0.45
-0.45
-0.46
-0.48
-0.48
-0.49
0.05
0.56
1.02
1.47
1.57
1.75
Per Share Metrics
Diluted EPS TTM
3.35
3.23
3.07
2.81
2.68
2.51
2.43
2.37
2.37
2.48
2.66
2.89
Free Cash Flow Per Share TTM
3.20
5.04
3.12
2.80
2.54
2.46
2.22
2.21
2.12
2.53
3.12
2.95
Dividend Per Share TTM
1.50
1.48
1.47
1.45
1.44
1.43
1.43
1.43
1.42
1.41
1.40
1.39
Margin Metrics
Gross Profit Margin TTM
-76.18%
-1,337.35%
-1,427.44%
-1,508.18%
-1,560.34%
-1,583.50%
-1,611.10%
-2,518.95%
-2,462.20%
-2,362.39%
-2,198.35%
-1,021.12%
Operating Profit Margin TTM
104.17%
791.24%
772.78%
724.70%
702.85%
665.30%
656.54%
662.68%
670.12%
709.75%
767.13%
842.72%
Net Profit Margin TTM
85.73%
648.86%
633.76%
598.03%
581.37%
551.87%
544.93%
547.68%
553.93%
587.05%
634.25%
696.13%
Growth Metrics
Net Revenue Growth (1Y)
754.80%
9.90%
9.35%
9.11%
8.47%
8.43%
6.64%
4.91%
5.01%
3.23%
1.17%
-1.88%
Net Income Growth (1Y)
26.05%
29.21%
27.17%
19.14%
13.85%
1.93%
-8.38%
-17.46%
-23.97%
-26.00%
-24.29%
-18.56%
EPS Growth (1Y)
25.65%
28.80%
26.75%
18.76%
13.49%
1.56%
-8.82%
-17.86%
-24.39%
-26.58%
-24.75%
-19.08%
Valuation Metrics
P/E TTM
10.13
8.38
8.21
8.78
8.80
8.99
10.18
9.88
9.22
8.60
9.05
6.85
P/B TTM
1.31
1.06
1.00
1.01
0.99
0.97
1.09
1.02
0.99
0.98
1.10
0.97
P/S TTM
8.69
54.34
52.04
52.51
51.14
49.61
55.45
54.13
51.06
50.46
57.42
47.66
Market Cap
383.01M
304.10M
282.45M
276.63M
263.83M
252.62M
275.22M
261.34M
242.85M
236.96M
267.22M
219.35M
Enterprise Value
567.32M
476.29M
442.49M
397.99M
432.64M
411.64M
393.86M
377.23M
445.66M
367.87M
304.93M
272.45M
Calculated Values
Free Cash Flow TTM
35.62M
56.01M
34.59M
31.09M
28.14M
27.22M
24.57M
24.49M
23.47M
27.94M
34.28M
32.48M
Net Debt
184.31M
172.19M
160.04M
121.36M
168.81M
159.01M
118.64M
115.89M
202.80M
130.90M
37.71M
53.10M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-04-30Purchase
Owner: Swan, Kimberly
Title: -
Shares: 1,500
Price/Share: $28.68
Value: $43,020.00
Shares Owned: 14,470
Relationship: Director
Ownership: Direct
2025-08-19Sale
Owner: Tolman, Sarah
Title: EVP, Chief Banking Officer
Shares: 175
Price/Share: $26.03
Value: $4,555.25
Shares Owned: 51
Relationship: Officer
Ownership: Indirect
2025-04-28Purchase
Owner: Kachmar, Ingrid Wilbur
Title: -
Shares: 4,000
Price/Share: $24.10
Value: $96,400.00
Shares Owned: 5,015
Relationship: Director
Ownership: Direct
2025-04-24Purchase
Owner: Swan, Kimberly
Title: -
Shares: 1,600
Price/Share: $24.42
Value: $39,072.00
Shares Owned: 12,183
Relationship: Director
Ownership: Direct
2024-07-26Sale
Owner: Norton, Susan A
Title: EVP, CAO
Shares: 500
Price/Share: $29.03
Value: $14,515.00
Shares Owned: 24,415
Relationship: Officer
Ownership: Direct

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No institutional ownership data available.

First Bancorp, Inc /ME/ (FNLC) — SEC Financial Statements & Analysis

First Bancorp, Inc /ME/ (FNLC) is a national commercial banks company, incorporated in ME. First Bancorp, Inc /ME/ trades on Nasdaq as: FNLC. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), First Bancorp, Inc /ME/ reported a 754.80% year-over-year revenue growth, a Gross Profit Margin of -76.18% (TTM), a Price-to-Sales (P/S) ratio of 8.69x (TTM), a Price-to-Book (P/B) ratio of 1.31x (TTM), at a market cap of $383.01M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
754.80%
Gross Profit Margin TTM
-76.18%
P/S TTM
8.69x
P/B TTM
1.31x
Market Cap
$383.01M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is First Bancorp, Inc /ME/ in?

First Bancorp, Inc /ME/ (FNLC) operates in the National Commercial Banks industry.

What is FNLC's market cap?

First Bancorp, Inc /ME/ (FNLC) has a market capitalization of $383.01M as of 2026-06-30.

What is FNLC's P/E ratio?

First Bancorp, Inc /ME/ (FNLC)'s trailing twelve month P/E ratio is 10.13x as of 2026-06-30.

What exchange does FNLC trade on?

First Bancorp, Inc /ME/ (FNLC) trades on the Nasdaq.

Where is First Bancorp, Inc /ME/ incorporated?

First Bancorp, Inc /ME/ is incorporated in ME.

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