GeminIQ

FNLC

First Bancorp, Inc /ME/
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Company Information

Company Name
First Bancorp, Inc /ME/
CIK
CIK0000765207
Category
Accelerated filer
Ticker: Exchange
FNLC: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6021
SIC Description
National Commercial Banks
Ticker
FNLC

SEC filing data through

Insider Sentiment

Last purchase
2026-04-30
Last sale
2026-07-28
Shares purchased (TTM)
1,500
Shares sold (TTM)
5,375
Buy ratio (TTM)21.8%

Institutional Sentiment

As of
—
Institutional shares owned
—
Shares outstanding
—
Ownership
—

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
-1.75%
3-month reaction
…
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)
Export data

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Cash Equivalents At Carrying Value302428322726283528243230
Interest Bearing Deposits In Banks33047332217333338
Debt Securities Available For Sale Excluding Accrued Interest276257264273278281275285274274282285
Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss352354356363368369370378378379385387
Loans Receivable Held For Sale Net Not Part Of Disposal Group0--00--0--00
Assets
Assets3,2163,2013,1663,1983,2003,1873,1573,1433,0852,9782,9472,944
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss2,4242,4052,3942,3992,3942,3832,3412,3072,2482,1742,1292,080
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest252525252525252425242423
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss2,3992,3802,3692,3732,3692,3582,3162,2832,2232,1502,1052,057
Interest Receivable201914161918141518161212
Goodwill313131313131313131313131
Other Assets686963686866676566676471
Other Real Estate And Foreclosed Assets-00000000000
Demand Deposit Accounts283268280314291268292313271263289323
Deposits Negotiable Order Of Withdrawal N O W645661689638591613676651610619635683
Deposits Money Market Deposits422453470458388399377344317322306271
Deposits Savings Deposits250247249256257262265269268281300313
Liabilities
Liabilities2,9232,9142,8832,9242,9342,9282,9052,8862,8402,7362,7042,717
Time Deposits1,0801,0369771,0721,1791,1701,1151,1251,1121,0651,0701,009
Deposits2,6802,6652,6652,7382,7052,7112,7252,7032,5782,5492,6002,600
Short Term Borrowings17910092571011155156161857083
Long Term Debt3696969695709595707000
Other Liabilities295431333331333232323435
Common Stock Value000000000000
Additional Paid In Capital757474737372727171717070
Retained Earnings Accumulated Deficit250245240234230226223220216214212209
Stockholders Equity
Stockholders Equity293287283275265260252257245243243227
Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax-32-33-31-34-37-39-43-34-43-43-40-54
Aoci Loss Cash Flow Hedge Cumulative Gain Loss After Tax0000000-01101
Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax000000000000
Liabilities And Stockholders Equity3,2163,2013,1663,1983,2003,1873,1573,1433,0852,9782,9472,944
Common Stock Number Of Shares Par Value And Other Disclosures
Common Stock Shares Authorized181818181818181818181818
Common Stock Shares Issued111111111111111111111111
Shares Outstanding111111111111111111111111
Held To Maturity Securities Fair Value311309315317313313315334322328339312
Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest----------00
Stockholders Equity Note
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01

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Recent filings

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First Bancorp, Inc /ME/ (FNLC) — SEC Financial Statements & Analysis

First Bancorp, Inc /ME/ (FNLC) is a national commercial banks company, incorporated in ME. First Bancorp, Inc /ME/ trades on Nasdaq as: FNLC. First Bancorp, Inc /ME/ (FNLC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, First Bancorp, Inc /ME/ carries a market cap of $383.01M, a P/E ratio of 10.13x, a P/B ratio of 1.31x, a P/S ratio of 65.95x, an enterprise value of $567.32M, and an EV/EBITDA multiple of -16.26x. On profitability, it posts a gross margin of -1237.72%, an operating margin of 790.91%, a net margin of 650.95%, a Return on Equity (ROE) of 13.54%, and a Return on Invested Capital (ROIC) of -6.69%. Per share, it reports EPS of $3.40, diluted EPS of $3.35, free cash flow per share of $3.20, and a dividend per share of $1.50. Over the trailing year, it posted revenue growth of 12.58% year-over-year, net income growth of 26.05% year-over-year, and EPS growth of 25.65% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.45x, free cash flow of $35.62M (TTM), and net debt of $184.31M. Figures sourced from SEC EDGAR.

Market Cap
$383.01M
P/E TTM
10.13x
EPS TTM
$3.40
P/B TTM
1.31x
ROE TTM
13.54%
Free Cash Flow TTM
$35.62M
Net Revenue TTM Growth 1Y
12.58%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is First Bancorp, Inc /ME/ in?

First Bancorp, Inc /ME/ (FNLC) operates in the National Commercial Banks industry.

What exchange does FNLC trade on?

First Bancorp, Inc /ME/ (FNLC) trades on the Nasdaq.

Where is First Bancorp, Inc /ME/ incorporated?

First Bancorp, Inc /ME/ is incorporated in ME.

When was First Bancorp, Inc /ME/ (FNLC)'s most recent SEC filing?

First Bancorp, Inc /ME/ (FNLC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is FNLC's market cap?

First Bancorp, Inc /ME/ (FNLC) has a market capitalization of $383.01M as of 2026-06-30.

What is FNLC's P/E ratio?

First Bancorp, Inc /ME/ (FNLC)'s trailing twelve month P/E ratio is 10.13x as of 2026-06-30.

What is FNLC's EPS (earnings per share)?

First Bancorp, Inc /ME/ (FNLC)'s trailing twelve month EPS is $3.40 as of 2026-06-30.

What is FNLC's ROE (return on equity)?

First Bancorp, Inc /ME/ (FNLC)'s trailing twelve month Return on Equity (ROE) is 13.54% as of 2026-06-30.

What is FNLC's ROIC (return on invested capital)?

First Bancorp, Inc /ME/ (FNLC)'s trailing twelve month Return on Invested Capital (ROIC) is -6.69% as of 2026-06-30.

What is FNLC's EV/EBITDA?

First Bancorp, Inc /ME/ (FNLC)'s trailing twelve month EV/EBITDA is -16.26x as of 2026-06-30.

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