FNRN

FIRST NORTHERN COMMUNITY BANCORP
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Company Information

Company Name
FIRST NORTHERN COMMUNITY BANCORP
CIK
CIK0001114927
Category
Non-accelerated filer<br>Smaller reporting company
Ticker: Exchange
FNRN: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6035
SIC Description
Savings Institution, Federally Chartered
Ticker
FNRN

SEC filing data through

Insider Sentiment

Last purchase
2026-08-12
Last sale
2026-08-13
Shares purchased (TTM)
3,527
Shares sold (TTM)
23,804
Buy ratio (TTM)12.9%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
5,034,738
Shares outstanding
16,119,853
Ownership
31.23%
+26.86% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
3.19%
3-month reaction
Pending
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Cash Equivalents At Carrying Value113140146150127112119164182187149197
Certificates Of Deposit At Carrying Value111010131516161917182021
Available For Sale Securities Debt Securities----594637634632561558572567
Notes Receivable Net----1,0631,0411,0471,0421,0491,0471,0521,037
Equity Securities Without Readily Determinable Fair Value Amount----1111111111111111
Assets
Assets1,9261,9251,9111,9081,8721,8761,8921,9311,8881,8871,8721,902
Debt Securities Available For Sale Excluding Accrued Interest619623617602--634-----
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss1,0921,0651,0501,056--1,047-----
Loans Receivable Held For Sale Net Not Part Of Disposal Group0----0--0--0
Property Plant And Equipment Net9999889910101010
Other Real Estate And Foreclosed Assets----11------
Other Real Estate1111--0-----
Finite Lived Intangible Assets Net444333344444
Interest Receivable And Other Assets656262655147524955525355
Liabilities
Demand Deposit Accounts630628632700688695671747746737745771
Interest Bearing Deposit Liabilities451444439384381383421388371373380406
Deposits
Deposits1,6921,6951,6791,6861,6631,6751,7001,7321,7071,7091,6921,746
Deposits Savings Deposits----464459458443431443431445
Accrued Liabilities And Other Liabilities17162017--15-----
Liabilities1,7091,7111,6991,7031,6771,6881,7151,7491,7221,7251,7131,766
Common Stock Value134134135126126127128121123124123117
Stockholders Equity
Additional Paid In Capital111111111111
Stockholders Equity217214212205195188176182166162159136
Retained Earnings Accumulated Deficit1029792969085818377736968
Accumulated Other Comprehensive Income Loss Net Of Tax-20-19-15-18-23-25-34-23-35-35-34-49
Liabilities And Stockholders Equity1,9261,9251,9111,9081,8721,8761,8921,9311,8881,8871,8721,902
Debt Securities Available For Sale Allowance For Credit Loss----00000000
Available For Sale Debt Securities Amortized Cost Basis----626673682665611608620637
Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest0000--0-----
Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss647650640627--682-----
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest1515151616171616----
Financing Receivable Allowance For Credit Losses----1617161617161716
Common Stock No Par Value000-00000000
Common Stock Shares Authorized323232-3232323232323232
Common Stock Shares Issued161616-1616161515161515
Shares Outstanding161616-1616161515161515

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FIRST NORTHERN COMMUNITY BANCORP (FNRN) — SEC Financial Statements & Analysis

FIRST NORTHERN COMMUNITY BANCORP (FNRN) is a savings institution, federally chartered company, incorporated in CA. FIRST NORTHERN COMMUNITY BANCORP trades on Nasdaq as: FNRN. FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, FIRST NORTHERN COMMUNITY BANCORP carries a market cap of $289.19M, a P/E ratio of 12.78x, a P/B ratio of 1.33x, a P/S ratio of 170.71x, an enterprise value of $175.76M, and an EV/EBITDA multiple of -4.49x. On profitability, it posts a gross margin of -797.99%, an operating margin of 1692.98%, a net margin of 1335.60%, a Return on Equity (ROE) of 10.98%, and a Return on Invested Capital (ROIC) of -36.83%. Per share, it reports EPS of $1.40, diluted EPS of $1.37, free cash flow per share of $0.39, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -33.70% year-over-year, net income growth of 10.52% year-over-year, and EPS growth of 12.29% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.58x, free cash flow of $6.33M (TTM), and net debt of $-113.44M. Figures sourced from SEC EDGAR.

Market Cap
$289.19M
P/E TTM
12.78x
EPS TTM
$1.40
P/B TTM
1.33x
ROE TTM
10.98%
Free Cash Flow TTM
$6.33M
Net Revenue TTM Growth 1Y
-33.70%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is FIRST NORTHERN COMMUNITY BANCORP in?

FIRST NORTHERN COMMUNITY BANCORP (FNRN) operates in the Savings Institution, Federally Chartered industry.

What exchange does FNRN trade on?

FIRST NORTHERN COMMUNITY BANCORP (FNRN) trades on the Nasdaq.

Where is FIRST NORTHERN COMMUNITY BANCORP incorporated?

FIRST NORTHERN COMMUNITY BANCORP is incorporated in CA.

When was FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s most recent SEC filing?

FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is FNRN's market cap?

FIRST NORTHERN COMMUNITY BANCORP (FNRN) has a market capitalization of $289.19M as of 2026-06-30.

What is FNRN's P/E ratio?

FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s trailing twelve month P/E ratio is 12.78x as of 2026-06-30.

What is FNRN's EPS (earnings per share)?

FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s trailing twelve month EPS is $1.40 as of 2026-06-30.

What is FNRN's ROE (return on equity)?

FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s trailing twelve month Return on Equity (ROE) is 10.98% as of 2026-06-30.

What is FNRN's ROIC (return on invested capital)?

FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s trailing twelve month Return on Invested Capital (ROIC) is -36.83% as of 2026-06-30.

What is FNRN's EV/EBITDA?

FIRST NORTHERN COMMUNITY BANCORP (FNRN)'s trailing twelve month EV/EBITDA is -4.49x as of 2026-06-30.

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