FNWD
Finward BancorpCompany Information
- Company Name
- Finward Bancorp
- CIK
- CIK0000919864
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- FNWD: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- FNWD
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-25
- Last sale
- 2025-04-27
- Shares purchased (TTM)
- 386.89
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,953,491
- Shares outstanding
- 4,280,844
- Ownership
- 45.63%
Earnings Market Reaction
- Filing date
- 2026-08-13
- Price on filing date
- —
- 1-month reaction
- -2.79%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 17 | 16 | 18 | 19 | 23 | 19 | 18 | 23 | 19 | 16 | 18 | 18 | ||||||
| Interest Bearing Deposits In Banks | 76 | 103 | 101 | 84 | 80 | 53 | 52 | 48 | 63 | 55 | 68 | 53 | ||||||
| Federal Funds Sold | 1 | - | 0 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 95 | 119 | 120 | 104 | 103 | 72 | 71 | 72 | 83 | 72 | 86 | 72 | ||||||
| Certificates Of Deposit At Carrying Value | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Available For Sale Securities Debt Securities | 310 | 308 | 316 | 335 | 328 | 330 | 334 | 350 | 340 | 346 | 371 | 339 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 1 | 0 | 1 | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 0 | 2 | ||||||
Assets | ||||||||||||||||||
| Assets | 2,041 | 2,015 | 2,021 | 2,053 | 2,058 | 2,040 | 2,061 | 2,075 | 2,077 | 2,072 | 2,108 | 2,087 | ||||||
| Notes Receivable Gross | 1,504 | 1,455 | 1,450 | 1,474 | 1,484 | 1,492 | 1,509 | 1,508 | 1,506 | 1,508 | 1,513 | 1,526 | ||||||
| Financing Receivable Allowance For Credit Losses | -18 | -17 | -18 | -18 | -18 | -18 | -17 | -19 | -18 | -19 | -19 | -19 | ||||||
| Notes Receivable Net | 1,486 | 1,438 | 1,433 | 1,456 | 1,466 | 1,474 | 1,492 | 1,490 | 1,488 | 1,489 | 1,494 | 1,506 | ||||||
| Federal Home Loan Bank Stock | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Interest Receivable | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 8 | 8 | 8 | 8 | ||||||
| Property Plant And Equipment Net | 44 | 44 | 45 | 46 | 46 | 47 | 47 | 48 | 49 | 48 | 38 | 39 | ||||||
| Bank Owned Life Insurance | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 33 | 33 | 33 | 33 | 33 | ||||||
| Other Real Estate | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Goodwill | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | ||||||
| Intangible Assets Net Excluding Goodwill | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 3 | 3 | 3 | 4 | ||||||
| Other Assets | 33 | 35 | 35 | 38 | 42 | 42 | 44 | 41 | 44 | 43 | 45 | 56 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 271 | 279 | 267 | 280 | 271 | 281 | 263 | 285 | 287 | 297 | 296 | 313 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 1,733 | 1,719 | 1,727 | 1,751 | 1,755 | 1,750 | 1,761 | 1,749 | 1,757 | 1,747 | 1,813 | 1,784 | ||||||
| Interest Bearing Deposit Liabilities | 1,462 | 1,440 | 1,460 | 1,470 | 1,484 | 1,469 | 1,497 | 1,464 | 1,470 | 1,451 | 1,518 | 1,471 | ||||||
| Securities Sold Under Agreements To Repurchase | - | - | - | 48 | 48 | 45 | 40 | 43 | 43 | 41 | 38 | 48 | ||||||
| Debt Longterm And Shortterm Combined Amount | - | - | - | - | - | 57 | 65 | - | - | - | 80 | - | ||||||
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 30 | 41 | 40 | - | - | - | 40 | - | - | - | - | - | ||||||
| Advances From Federal Home Loan Banks | 65 | 50 | 45 | 55 | 65 | - | 65 | 85 | 85 | 90 | 80 | 100 | ||||||
| Accrued Liabilities And Other Liabilities | 35 | 33 | 35 | 33 | 35 | 36 | 44 | 38 | 44 | 42 | 29 | 36 | ||||||
| Liabilities | 1,862 | 1,843 | 1,847 | 1,887 | 1,904 | 1,888 | 1,909 | 1,915 | 1,928 | 1,920 | 1,961 | 1,968 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 71 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 69 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 178 | 172 | 175 | 165 | 154 | 152 | 151 | 160 | 149 | 152 | 147 | 119 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -42 | -46 | -42 | -49 | -58 | -58 | -58 | -48 | -59 | -56 | -52 | -79 | ||||||
| Retained Earnings Accumulated Deficit | 149 | 148 | 146 | 145 | 142 | 140 | 139 | 138 | 138 | 138 | 129 | 128 | ||||||
| Liabilities And Stockholders Equity | 2,041 | 2,015 | 2,021 | 2,053 | 2,058 | 2,040 | 2,061 | 2,075 | 2,077 | 2,072 | 2,108 | 2,087 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFinward Bancorp (FNWD) — SEC Financial Statements & Analysis
Finward Bancorp (FNWD) is a savings institution, federally chartered company, incorporated in IN. Finward Bancorp trades on Nasdaq as: FNWD. Finward Bancorp (FNWD)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13. Based on that filing, Finward Bancorp carries a market cap of $157.45M, a P/E ratio of 16.04x, a P/B ratio of 0.88x, a P/S ratio of 1.70x, an enterprise value of $140.07M, and an EV/EBITDA multiple of -3.19x. On profitability, it posts a gross margin of 64.55%, an operating margin of 11.35%, a net margin of 10.61%, a Return on Equity (ROE) of 5.90%, and a Return on Invested Capital (ROIC) of -31.12%. Per share, it reports EPS of $2.29, diluted EPS of $2.27, free cash flow per share of $3.87, and a dividend per share of $0.49. Over the trailing year, it posted revenue growth of 2.73% year-over-year, net income growth of 84.72% year-over-year, and EPS growth of 84.34% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.82x, free cash flow of $16.55M (TTM), and net debt of $-17.38M. Figures sourced from SEC EDGAR.
- Market Cap
- $157.45M
- P/E TTM
- 16.04x
- EPS TTM
- $2.29
- P/B TTM
- 0.88x
- ROE TTM
- 5.90%
- Free Cash Flow TTM
- $16.55M
- Net Revenue TTM Growth 1Y
- 2.73%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Finward Bancorp in?
Finward Bancorp (FNWD) operates in the Savings Institution, Federally Chartered industry.
What exchange does FNWD trade on?
Finward Bancorp (FNWD) trades on the Nasdaq.
Where is Finward Bancorp incorporated?
Finward Bancorp is incorporated in IN.
When was Finward Bancorp (FNWD)'s most recent SEC filing?
Finward Bancorp (FNWD)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13.
What is FNWD's market cap?
Finward Bancorp (FNWD) has a market capitalization of $157.45M as of 2026-06-30.
What is FNWD's P/E ratio?
Finward Bancorp (FNWD)'s trailing twelve month P/E ratio is 16.04x as of 2026-06-30.
What is FNWD's EPS (earnings per share)?
Finward Bancorp (FNWD)'s trailing twelve month EPS is $2.29 as of 2026-06-30.
What is FNWD's ROE (return on equity)?
Finward Bancorp (FNWD)'s trailing twelve month Return on Equity (ROE) is 5.90% as of 2026-06-30.
What is FNWD's ROIC (return on invested capital)?
Finward Bancorp (FNWD)'s trailing twelve month Return on Invested Capital (ROIC) is -31.12% as of 2026-06-30.
What is FNWD's EV/EBITDA?
Finward Bancorp (FNWD)'s trailing twelve month EV/EBITDA is -3.19x as of 2026-06-30.