FlexShopper, Inc.
FlexShopper, Inc.
Insider Sentiment (TTM):
Last Purchase:2025-05-01Last Sale:-Shares Purchased (TTM):0Shares Sold (TTM):0
Institutional Sentiment:
As of:2024-12-31Institutional Shares Owned:3,301,735Shares Outstanding:21,586,935Institutional Ownership Pct.:15.30%
Earnings Market Reaction:
Filing Date:2024-11-19Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Series Convertible Preferred Stock | - | - | - | - | - | 0 | 0 | 0 | -0 | 0 | 0 | 0 | |||||
Series Convertible Preferred Stock One | - | - | - | - | - | 0 | 0 | 0 | -0 | 0 | 0 | 0 | |||||
Related Party | - | -0 | 0 | 0 | 0 | - | - | 1 | - | - | - | - | |||||
Series One Convertible Preferred Stock | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | - | - | - | |||||
Series Two Convertible Preferred Stock | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | - | - | - | |||||
Debt Instrument Carrying Amount | - | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Debt Instrument Unamortized Premium Noncurrent | - | - | - | 1 | 1 | 1 | - | 0 | 0 | 0 | 0 | 0 | |||||
Debt Instrument Unamortized Discount Current | - | - | - | - | - | 1 | 1 | 1 | - | - | - | - | |||||
Other Long Term Debt Noncurrent | - | 0 | 0 | 0 | 0 | 0 | - | - | - | - | - | - | |||||
A2024 Credit Agreement | 1 | - | - | - | - | - | - | - | - | - | - | - | |||||
Basepoint Credit Agreement | 0 | - | - | - | - | - | - | - | - | - | - | - | |||||
Assets | |||||||||||||||||
Cash Equivalents At Carrying Value | - | - | - | - | - | 6 | 10 | 6 | 5 | 5 | 4 | 5 | |||||
Assets Current | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 7 | 5 | 6 | 4 | 6 | 6 | 10 | 6 | - | - | - | - | |||||
Restricted Cash Current | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | |||||
Accounts Receivable Net Current | - | - | 49 | 45 | 41 | 39 | 37 | 36 | 33 | 33 | 30 | 25 | |||||
Securities Received As Collateral | - | - | - | - | - | 25 | 29 | 33 | 27 | 23 | 7 | 4 | |||||
Other Receivables Net Current | 66 | 57 | - | - | - | - | - | - | - | - | - | - | |||||
Notes And Loans Receivable Net Current | 47 | 40 | 39 | 36 | 32 | - | - | 33 | - | - | - | - | |||||
Prepaid Expense And Other Assets Current | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 1 | 1 | 1 | 2 | |||||
Assets Current | 149 | 132 | 124 | 117 | 105 | 98 | 106 | 110 | 98 | 98 | 79 | 77 | |||||
Property Plant And Equipment Net | 9 | 9 | 10 | 9 | 9 | 9 | 9 | 8 | 7 | 9 | 8 | 5 | |||||
Operating Lease Right Of Use Asset | - | - | - | - | - | 1 | 1 | 1 | 1 | - | - | 2 | |||||
Intangible Assets Net Excluding Goodwill | - | 13 | 13 | 13 | 14 | 14 | 15 | 15 | - | - | - | 0 | |||||
Finite Lived Intangible Assets Net | 12 | - | - | - | - | - | - | - | - | - | - | - | |||||
Other Assets | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 0 | 0 | 1 | |||||
Deferred Income Tax Assets Net | 13 | 14 | 13 | 13 | 13 | 13 | 12 | 12 | 14 | 12 | - | - | |||||
Assets | 187 | 172 | 163 | 156 | 144 | 138 | 145 | 148 | 122 | 120 | 87 | 85 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities Current | |||||||||||||||||
Accounts Payable Current | 4 | 4 | 3 | 7 | 4 | 4 | 4 | 7 | 4 | 5 | 5 | 8 | |||||
Notes Payable Related Parties Classified Current | - | - | - | - | - | - | - | 1 | - | - | - | 1 | |||||
Accrued Payroll Taxes Current | 1 | 0 | 1 | 1 | 1 | 0 | 1 | 0 | 1 | 0 | 1 | 0 | |||||
Notes Payable Current | 11 | - | - | - | - | 1 | 1 | - | 1 | 1 | 0 | 1 | |||||
Accrued Liabilities Current | 3 | 4 | 4 | 4 | 3 | 2 | 3 | 4 | 3 | 5 | 2 | 3 | |||||
Other Short Term Borrowings | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Liabilities Current | 19 | 8 | 9 | 12 | 8 | 8 | 8 | 12 | 9 | 12 | 7 | 13 | |||||
Long Term Loans Payable | - | 117 | 106 | 96 | 86 | 81 | 81 | 81 | 77 | 67 | 56 | 50 | |||||
Other Liabilities Noncurrent | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | |||||
Other Notes Payable | - | - | - | - | - | - | 9 | 9 | - | - | - | - | |||||
Notes And Loans Payable | - | 7 | 7 | 7 | 7 | 7 | - | - | - | - | - | - | |||||
Long Term Notes Payable | 0 | - | - | - | - | - | - | - | - | - | - | - | |||||
Operating Lease Liability Noncurrent | 1 | 1 | - | - | - | 1 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Liabilities | 157 | 145 | 133 | 127 | 116 | 111 | 114 | 117 | 99 | 91 | 73 | 69 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Treasury Stock Value | - | -0 | -0 | -0 | -0 | - | - | - | - | - | - | - | |||||
Treasury Stock Common Value | -1 | - | - | - | - | - | - | - | - | - | - | - | |||||
Additional Paid In Capital | 43 | 43 | 43 | 42 | 42 | 42 | 40 | 40 | 40 | 39 | 39 | 39 | |||||
Retained Earnings Accumulated Deficit | -35 | -38 | -36 | -36 | -36 | -37 | -32 | -32 | -39 | -33 | -48 | -45 | |||||
Stockholders Equity | 30 | 27 | 29 | 29 | 29 | 27 | 31 | 31 | 23 | 29 | 14 | 16 | |||||
Liabilities And Stockholders Equity | 187 | 172 | 163 | 156 | 144 | 138 | 145 | 148 | 122 | 120 | 87 | 85 | |||||
Promissory Notes To Related Parties | 0 | - | - | - | - | - | - | - | - | - | - | - | |||||
Preferred Stock Par Or Stated Value Per Share | 0.001 | - | - | - | - | - | - | - | - | - | - | - | |||||
Preferred Stock Shares Authorized | 1 | - | - | - | - | - | - | - | - | - | - | - | |||||
Common Stock Par Or Stated Value Per Share | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | |||||
Common Stock Shares Issued | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 21 | |||||
Shares Outstanding | - | - | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 21 | |||||
Treasury Stock Common Shares | 1 | 0 | 0 | 0 | 0 | - | - | - | - | - | - | - | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 5.16% | 6.97% | -3.00% | 2.83% | -2.83% | 48.11% | 14.20% | 17.28% | -11.73% | - | - | - |
| 2023 | 42.10% | 55.15% | 138.79% | -6.67% | -0.95% | -4.76% | 84.53% | 66.38% | 34.11% | -24.26% | -15.40% | -8.09% |
| 2022 | 37.93% | 3.44% | 3.44% | 114.29% | 66.07% | 42.86% | -27.12% | -39.54% | -27.45% | 43.83% | 49.15% | 107.08% |
| 2021 | - | - | - | - | - | - | - | - | - | -35.11% | -36.17% | -48.91% |
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Performance and Valuation Metrics
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Metrics | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Liquidity Ratios | |||||||||||||||||
| Current Ratio | 7.98 | 15.78 | 13.70 | 9.68 | 13.36 | 12.10 | 12.51 | 8.97 | 10.64 | 8.33 | 10.52 | 6.11 | |||||
| Quick Ratio | 7.73 | 15.25 | 13.33 | 9.41 | 13.00 | 11.73 | 12.17 | 8.68 | 10.48 | 8.24 | 10.39 | 5.96 | |||||
| Working Capital | 130.58M | 124.04M | 114.55M | 105.30M | 97.40M | 90.25M | 97.68M | 97.46M | 88.70M | 86.49M | 71.06M | 64.31M | |||||
Leverage & Debt | |||||||||||||||||
| Debt to Equity | 5.28 | 5.27 | 4.56 | 4.35 | 4.05 | 4.06 | 3.64 | 3.78 | 4.29 | 3.16 | 5.13 | 4.25 | |||||
| Interest Coverage TTM | 0.74 | 0.65 | 0.51 | 0.49 | 0.12 | -0.40 | -0.05 | -0.42 | 0.01 | 0.87 | 0.54 | 0.92 | |||||
| Debt Ratio | 0.84 | 0.84 | 0.82 | 0.81 | 0.80 | 0.80 | 0.78 | 0.79 | 0.81 | 0.76 | 0.84 | 0.81 | |||||
Efficiency & Turnover | |||||||||||||||||
| Asset Turnover TTM | 0.78 | 0.79 | 0.77 | 0.76 | 0.80 | 0.78 | 0.99 | 0.97 | 1.32 | 1.39 | 1.61 | 1.64 | |||||
| Days Sales Outstanding TTM | - | - | 133.16 | 127.10 | 128.27 | 130.29 | 105.94 | 98.49 | 78.92 | 66.15 | 60.88 | 51.66 | |||||
| Receivables Turnover TTM | - | - | 2.74 | 2.87 | 2.85 | 2.80 | 3.45 | 3.71 | 4.62 | 5.52 | 6.00 | 7.07 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 0.08 | -0.03 | -0.15 | -0.20 | 0.14 | -0.17 | 0.71 | 0.61 | 0.12 | 0.40 | -0.10 | 0.04 | |||||
| Free Cash Flow Per Share TTM | -1.84 | -1.61 | -1.13 | -0.60 | -0.34 | -0.59 | -1.14 | -1.74 | -2.12 | -1.69 | -1.08 | -0.72 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 110.10% | 115.31% | 115.30% | 116.40% | 111.76% | 110.68% | 107.48% | 109.87% | 106.19% | 104.55% | 103.85% | 104.18% | |||||
| Operating Profit Margin TTM | 17.40% | 15.48% | 12.30% | 11.87% | 2.44% | -7.80% | -0.76% | -5.58% | 0.05% | 6.65% | 3.85% | 5.87% | |||||
| Net Profit Margin TTM | 1.43% | -0.52% | -2.74% | -3.67% | 2.91% | -3.61% | 13.42% | 12.06% | 2.20% | 8.86% | -1.77% | 0.66% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 21.96% | 21.17% | 3.15% | 2.03% | -13.24% | -20.57% | -5.52% | -9.86% | 0.22% | 9.70% | 10.52% | 22.87% | |||||
| Net Income Growth (1Y) | -40.29% | -82.43% | -121.05% | -131.06% | 14.85% | -132.40% | -814.46% | 1,535.14% | -7.88% | 639.24% | -331.43% | -345.27% | |||||
| EPS Growth (1Y) | -39.93% | -82.20% | -121.21% | -130.97% | 14.66% | -132.18% | -807.75% | 1,515.58% | -9.15% | 639.25% | -329.59% | -340.77% | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | -39.68M | -34.46M | -24.30M | -13.00M | -7.34M | -12.78M | -24.69M | -37.74M | -45.88M | -36.52M | -23.23M | -15.32M | |||||
| Net Debt | 3.29M | 2.45M | 1.74M | 2.91M | 1.57M | 2.13M | -8.66M | -6.17M | -4.57M | -4.28M | -4.09M | -4.04M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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| Working Capital to Revenue | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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Insider Transactions
2025-05-01Purchase
Owner: Dvorkin, Howard
Title: -
Shares: 128,668
Price/Share: $1.31
Value: $168,555.08
Shares Owned: 6,181,445
Relationship: Director,TenPercentOwner
Ownership: Indirect
2025-04-25Purchase
Owner: Dvorkin, Howard
Title: -
Shares: 10,129
Price/Share: $1.34
Value: $13,572.86
Shares Owned: 6,052,777
Relationship: Director,TenPercentOwner
Ownership: Indirect
2024-12-27Purchase
Owner: Dvorkin, Howard
Title: -
Shares: 10,000
Price/Share: $1.46
Value: $14,600.00
Shares Owned: 4,561,458
Relationship: Director,TenPercentOwner
Ownership: Indirect
2024-12-23Purchase
Owner: Heiser, Harold Russell Jr…
Title: CEO
Shares: 30,000
Price/Share: $1.45
Value: $43,500.00
Shares Owned: 969,874
Relationship: Officer
Ownership: Direct
2024-08-23Purchase
Owner: Dvorkin, Howard
Title: -
Shares: 6,900
Price/Share: $1.10
Value: $7,590.00
Shares Owned: 4,541,458
Relationship: Director,TenPercentOwner
Ownership: Indirect
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Institutional Ownership
No data available for chart
2024-12-31
15.30%
Inst. Shares: 3,301,735
Shares Outstanding: 21,586,935
2024-09-30
15.77%
Inst. Shares: 3,404,980
Shares Outstanding: 21,586,935
2024-06-30
7.36%
Inst. Shares: 1,579,109
Shares Outstanding: 21,469,720
2024-03-31
13.36%
Inst. Shares: 2,884,632
Shares Outstanding: 21,586,019
2023-12-31
13.15%
Inst. Shares: 2,855,175
Shares Outstanding: 21,705,406
FlexShopper, Inc. (FPAY) — SEC Financial Statements & Analysis
FlexShopper, Inc. (FPAY) is a services-equipment rental & leasing, nec company, incorporated in DE. FlexShopper, Inc. trades on None as: FPAY. Based on its latest SEC filing (Form 10-Q, period ending 2024-09-30), FlexShopper, Inc. reported a 21.96% year-over-year revenue growth, a Gross Profit Margin of 110.10% (TTM), a Debt-to-Equity ratio of 5.28x. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 21.96%
- Gross Profit Margin TTM
- 110.10%
- Debt To Equity
- 5.28x
Data as of 2024-09-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FlexShopper, Inc. in?
FlexShopper, Inc. (FPAY) operates in the Services-Equipment Rental & Leasing, NEC industry.
What exchange does FPAY trade on?
FlexShopper, Inc. (FPAY) trades on the None.
Where is FlexShopper, Inc. incorporated?
FlexShopper, Inc. is incorporated in DE.