FSBC
FIVE STAR BANCORPCompany Information
- Company Name
- FIVE STAR BANCORP
- CIK
- CIK0001275168
- Category
- Accelerated filer<br>Emerging growth company
- Ticker: Exchange
- FSBC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- FSBC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-07-22
- Last sale
- 2026-05-26
- Shares purchased (TTM)
- 142,727
- Shares sold (TTM)
- 22,025
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 10,936,104
- Shares outstanding
- 21,273,902
- Ownership
- 51.41%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -1.79%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 46 | 46 | 34 | 44 | 54 | 42 | 34 | 45 | 29 | 30 | 27 | 27 | ||||||
| Interest Bearing Deposits In Banks | 639 | 598 | 473 | 536 | 430 | 410 | 318 | 206 | 162 | 156 | 295 | 297 | ||||||
| Time Deposits At Carrying Value | 0 | 0 | 0 | 0 | 1 | 4 | 4 | 4 | 4 | 6 | 6 | 7 | ||||||
| Available For Sale Securities Debt Securities | 91 | 92 | 95 | 96 | 95 | 97 | 98 | 104 | 103 | 105 | 108 | 104 | ||||||
| Held To Maturity Securities | - | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | - | - | 0 | 0 | 0 | 3 | 3 | 3 | 5 | 10 | 11 | 9 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 2 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Notes Receivable Gross | 4,520 | 4,213 | 4,075 | 3,887 | 3,758 | 3,622 | 3,533 | 3,461 | 3,266 | 3,104 | 3,082 | 3,010 | ||||||
| Financing Receivable Allowance For Credit Losses | -47 | -46 | -44 | -42 | -40 | -39 | -38 | -38 | -35 | -35 | -34 | -34 | ||||||
| Notes Receivable Net | 4,472 | 4,167 | 4,031 | 3,845 | 3,718 | 3,583 | 3,495 | 3,423 | 3,231 | 3,069 | 3,047 | 2,976 | ||||||
| Federal Home Loan Bank Stock | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Operating Lease Right Of Use Asset | 10 | 10 | 11 | 10 | 7 | 6 | 6 | 7 | 7 | 7 | 5 | 5 | ||||||
| Property Plant And Equipment Net | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Bank Owned Life Insurance | 29 | 28 | 24 | 24 | 23 | 23 | 19 | 19 | 19 | 19 | 17 | 17 | ||||||
| Interest Receivable And Other Assets | 71 | 70 | 69 | 68 | 66 | 58 | 56 | 57 | 55 | 55 | 57 | 44 | ||||||
| Assets | 5,377 | 5,032 | 4,755 | 4,642 | 4,413 | 4,245 | 4,053 | 3,887 | 3,634 | 3,476 | 3,593 | 3,505 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 4,799 | 4,469 | 4,201 | 4,103 | 3,895 | 3,736 | 3,558 | 3,400 | 3,150 | 2,956 | 3,027 | 3,032 | ||||||
| Noninterest Bearing Deposit Liabilities | 1,174 | 1,233 | 1,085 | 1,059 | 1,004 | 934 | 923 | 907 | 826 | 817 | 831 | 833 | ||||||
| Interest Bearing Deposit Liabilities | 3,625 | 3,237 | 3,117 | 3,044 | 2,891 | 2,803 | 2,635 | 2,493 | 2,324 | 2,138 | 2,196 | 2,199 | ||||||
| Advances From Federal Home Loan Banks | - | - | - | - | - | - | - | - | - | - | 170 | 90 | ||||||
| Subordinated Debt | 74 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | ||||||
| Other Borrowings | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 120 | 170 | - | ||||||
| Operating Lease Liability | 11 | 12 | 12 | 10 | 8 | 7 | 7 | 7 | 7 | 7 | 6 | 5 | ||||||
| Interest Payable Current And Noncurrent | 19 | 18 | 22 | 23 | 20 | 22 | 18 | 16 | 23 | 27 | 31 | 30 | ||||||
| Liabilities | 4,903 | 4,573 | 4,309 | 4,210 | 3,997 | 3,839 | 3,657 | 3,497 | 3,254 | 3,184 | 3,307 | 3,231 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 305 | 304 | 304 | 304 | 303 | 303 | 303 | 302 | 302 | 221 | 221 | 220 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 474 | 459 | 446 | 431 | 417 | 406 | 397 | 390 | 380 | 293 | 286 | 274 | ||||||
| Retained Earnings Accumulated Deficit | 178 | 164 | 151 | 138 | 126 | 115 | 106 | 97 | 91 | 84 | 77 | 70 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -9 | -10 | -9 | -10 | -12 | -12 | -12 | -10 | -12 | -12 | -12 | -16 | ||||||
| Liabilities And Stockholders Equity | 5,377 | 5,032 | 4,755 | 4,642 | 4,413 | 4,245 | 4,053 | 3,887 | 3,634 | 3,476 | 3,593 | 3,505 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 103 | 105 | 107 | 109 | 111 | 114 | 116 | 118 | 121 | 123 | 125 | 127 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 17 | 17 | 17 | ||||||
| Shares Outstanding | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 21 | 17 | 17 | 17 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFIVE STAR BANCORP (FSBC) — SEC Financial Statements & Analysis
FIVE STAR BANCORP (FSBC) is a state commercial banks company, incorporated in CA. FIVE STAR BANCORP trades on Nasdaq as: FSBC. FIVE STAR BANCORP (FSBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, FIVE STAR BANCORP carries a market cap of $1.03B, a P/E ratio of 14.31x, a P/B ratio of 2.17x, a P/S ratio of 3.80x, an enterprise value of $345.26M, and an EV/EBITDA multiple of -4.63x. On profitability, it posts a gross margin of 63.10%, an operating margin of 35.57%, a net margin of 26.58%, a Return on Equity (ROE) of 16.17%, and a Return on Invested Capital (ROIC) of -65.27%. Per share, it reports EPS of $3.38, diluted EPS of $3.37, free cash flow per share of $3.78, and a dividend per share of $0.90. Over the trailing year, it posted revenue growth of 18.79% year-over-year, net income growth of 38.80% year-over-year, and EPS growth of 38.49% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.44x, free cash flow of $80.49M (TTM), and net debt of $-685.07M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.03B
- P/E TTM
- 14.31x
- EPS TTM
- $3.38
- P/B TTM
- 2.17x
- ROE TTM
- 16.17%
- Free Cash Flow TTM
- $80.49M
- Net Revenue TTM Growth 1Y
- 18.79%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FIVE STAR BANCORP in?
FIVE STAR BANCORP (FSBC) operates in the State Commercial Banks industry.
What exchange does FSBC trade on?
FIVE STAR BANCORP (FSBC) trades on the Nasdaq.
Where is FIVE STAR BANCORP incorporated?
FIVE STAR BANCORP is incorporated in CA.
When was FIVE STAR BANCORP (FSBC)'s most recent SEC filing?
FIVE STAR BANCORP (FSBC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is FSBC's market cap?
FIVE STAR BANCORP (FSBC) has a market capitalization of $1.03B as of 2026-06-30.
What is FSBC's P/E ratio?
FIVE STAR BANCORP (FSBC)'s trailing twelve month P/E ratio is 14.31x as of 2026-06-30.
What is FSBC's EPS (earnings per share)?
FIVE STAR BANCORP (FSBC)'s trailing twelve month EPS is $3.38 as of 2026-06-30.
What is FSBC's ROE (return on equity)?
FIVE STAR BANCORP (FSBC)'s trailing twelve month Return on Equity (ROE) is 16.17% as of 2026-06-30.
What is FSBC's ROIC (return on invested capital)?
FIVE STAR BANCORP (FSBC)'s trailing twelve month Return on Invested Capital (ROIC) is -65.27% as of 2024-12-31.
What is FSBC's EV/EBITDA?
FIVE STAR BANCORP (FSBC)'s trailing twelve month EV/EBITDA is -4.63x as of 2026-06-30.