FSBW
FS Bancorp, Inc.Company Information
- Company Name
- FS Bancorp, Inc.
- CIK
- CIK0001530249
- Category
- Accelerated filer
- Ticker: Exchange
- FSBW: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- FSBW
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-02-01
- Last sale
- 2026-08-28
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 8,333.87
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 3,798,114
- Shares outstanding
- 7,340,326
- Ownership
- 51.74%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- 2.98%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 13 | 12 | 14 | 12 | 15 | 19 | 19 | 18 | 20 | 17 | 17 | 18 | ||||||
| Interest Bearing Deposits In Banks | 17 | 26 | 15 | 49 | 18 | 44 | 12 | 22 | 13 | 28 | 49 | 63 | ||||||
| Cash And Cash Equivalents At Carrying Value | 30 | 39 | 28 | 61 | 33 | 63 | 32 | 40 | 33 | 45 | 66 | 81 | ||||||
| Certificates Of Deposit At Carrying Value | - | - | 0 | 0 | 0 | 1 | 2 | 12 | 13 | 23 | 24 | 18 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 269 | 271 | 289 | 312 | 303 | 291 | 281 | 228 | 221 | 280 | 293 | 252 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | - | - | - | - | - | - | - | - | 8 | 8 | 8 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 35 | 33 | 33 | 31 | 32 | 10 | 8 | 8 | - | - | 8 | 8 | ||||||
| Loans Held For Sale Fair Value Disclosure | 31 | 56 | 44 | 39 | 54 | 31 | 28 | 49 | 54 | 50 | 26 | 19 | ||||||
| Notes Receivable Net | - | - | - | - | - | - | - | - | 2,457 | 2,415 | 2,401 | - | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 2,629 | 2,624 | 2,623 | 2,600 | 2,582 | 2,501 | 2,502 | 2,464 | - | - | 2,401 | 2,376 | ||||||
Assets | ||||||||||||||||||
| Assets | 3,179 | 3,204 | 3,197 | 3,209 | 3,176 | 3,066 | 3,029 | 2,970 | 2,941 | 2,970 | 2,973 | 2,920 | ||||||
| Interest Receivable | 14 | 15 | 15 | 15 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Property Plant And Equipment Net | 43 | 44 | 44 | 32 | 30 | 29 | 30 | 30 | 30 | 30 | 31 | 31 | ||||||
| Assets Held For Sale Not Part Of Disposal Group | 3 | 3 | 3 | - | - | - | 0 | - | - | - | - | - | ||||||
| Operating Lease Right Of Use Asset | 7 | 5 | 6 | 7 | 8 | 5 | 5 | 5 | 6 | 6 | 7 | 7 | ||||||
| Federal Home Loan Bank Stock | 14 | 9 | 8 | 8 | 12 | 5 | 16 | 10 | 10 | 3 | 2 | 4 | ||||||
| Deferred Income Tax Assets Net | 6 | 7 | 7 | 7 | 8 | 7 | 7 | 4 | 5 | 5 | 7 | 7 | ||||||
| Bank Owned Life Insurance | 37 | 37 | 36 | 39 | 38 | 39 | 39 | 38 | 38 | 38 | 38 | 37 | ||||||
| Servicing Asset | - | - | - | - | - | - | - | - | - | - | - | 18 | ||||||
| Other Real Estate And Foreclosed Assets | - | - | - | - | - | - | - | - | - | - | 0 | 1 | ||||||
| Goodwill | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Finite Lived Intangible Assets Net | 9 | 10 | 11 | 11 | 12 | 13 | 14 | 15 | 15 | 16 | 17 | 18 | ||||||
| Other Assets | 39 | 38 | 38 | 35 | 38 | 43 | 40 | 40 | 24 | 22 | 18 | 27 | ||||||
| Noninterest Bearing Deposit Liabilities | 642 | 654 | 658 | 666 | 654 | 677 | 638 | 658 | 623 | 647 | 671 | 670 | ||||||
| Deposits | 2,449 | 2,638 | 2,674 | 2,686 | 2,553 | 2,615 | 2,339 | 2,427 | 2,383 | 2,465 | 2,522 | 2,454 | ||||||
| Interest Bearing Deposit Liabilities | 1,807 | 1,984 | 2,016 | 2,021 | 1,899 | 1,938 | 1,701 | 1,770 | 1,759 | 1,818 | 1,851 | 1,784 | ||||||
| Short Term Borrowings | 325 | 167 | 129 | 129 | 234 | 69 | 308 | 164 | 182 | 130 | 94 | 122 | ||||||
Subordinated Longterm Debt Current And Noncurrent | ||||||||||||||||||
| Subordinated Debt | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Unamortized Debt Issuance Expense | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Operating Lease Liability | 7 | 6 | 6 | 7 | 8 | 5 | 6 | 6 | 6 | 6 | 7 | 7 | ||||||
| Other Liabilities | 30 | 30 | 31 | 36 | 33 | 29 | 31 | 35 | 37 | 41 | 36 | 36 | ||||||
| Liabilities | 2,860 | 2,890 | 2,889 | 2,908 | 2,879 | 2,767 | 2,733 | 2,681 | 2,657 | 2,692 | 2,708 | 2,669 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 319 | 314 | 308 | 301 | 297 | 299 | 296 | 289 | 284 | 278 | 264 | 251 | ||||||
| Additional Paid In Capital | 41 | 44 | 43 | 44 | 48 | 53 | 56 | 55 | 56 | 58 | 57 | 57 | ||||||
| Retained Earnings Accumulated Deficit | 292 | 286 | 280 | 274 | 269 | 263 | 257 | 252 | 244 | 237 | 230 | 223 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -14 | -16 | -16 | -17 | -20 | -17 | -17 | -18 | -16 | -16 | -23 | -29 | ||||||
| Liabilities And Stockholders Equity | 3,179 | 3,204 | 3,197 | 3,209 | 3,176 | 3,066 | 3,029 | 2,970 | 2,941 | 2,970 | 2,973 | 2,920 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | - | - | - | - | - | - | - | - | 251 | 310 | - | - | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | - | - | - | - | - | - | - | - | 0 | 0 | - | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | - | - | - | - | - | - | 0 | 0 | 0 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 291 | 294 | 310 | 335 | 330 | 317 | 310 | 252 | - | - | 329 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | 0 | - | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | 35 | 34 | 34 | 32 | 32 | 10 | 8 | 8 | 8 | 8 | 8 | 7 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 31 | 32 | 32 | 30 | 32 | 32 | 32 | 31 | 31 | 31 | 32 | 31 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | - | - | - | 31 | 31 | - | - | ||||||
| Loans Receivable Fair Value Disclosure | 13 | 13 | 13 | 13 | 13 | 15 | 13 | 14 | 14 | 15 | 15 | 15 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | ||||||
| Common Stock Shares Issued | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Shares Outstanding | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialFS Bancorp, Inc. (FSBW) — SEC Financial Statements & Analysis
FS Bancorp, Inc. (FSBW) is a savings institutions, not federally chartered company, incorporated in WA. FS Bancorp, Inc. trades on Nasdaq as: FSBW. FS Bancorp, Inc. (FSBW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, FS Bancorp, Inc. carries a market cap of $316.44M, a P/E ratio of 9.48x, a P/B ratio of 0.99x, a P/S ratio of 1.58x, an enterprise value of $611.23M, and an EV/EBITDA multiple of -6.97x. On profitability, it posts a gross margin of 66.00%, an operating margin of 20.85%, a net margin of 16.62%, a Return on Equity (ROE) of 10.83%, and a Return on Invested Capital (ROIC) of -12.91%. Per share, it reports EPS of $4.55, diluted EPS of $4.46, free cash flow per share of $13.37, and a dividend per share of $1.39. Over the trailing year, it posted revenue growth of 5.93% year-over-year, net income growth of -0.16% year-over-year, and EPS growth of 3.11% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.68x, free cash flow of $98.12M (TTM), and net debt of $294.79M. Figures sourced from SEC EDGAR.
- Market Cap
- $316.44M
- P/E TTM
- 9.48x
- EPS TTM
- $4.55
- P/B TTM
- 0.99x
- ROE TTM
- 10.83%
- Free Cash Flow TTM
- $98.12M
- Net Revenue TTM Growth 1Y
- 5.93%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FS Bancorp, Inc. in?
FS Bancorp, Inc. (FSBW) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does FSBW trade on?
FS Bancorp, Inc. (FSBW) trades on the Nasdaq.
Where is FS Bancorp, Inc. incorporated?
FS Bancorp, Inc. is incorporated in WA.
When was FS Bancorp, Inc. (FSBW)'s most recent SEC filing?
FS Bancorp, Inc. (FSBW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is FSBW's market cap?
FS Bancorp, Inc. (FSBW) has a market capitalization of $316.44M as of 2026-06-30.
What is FSBW's P/E ratio?
FS Bancorp, Inc. (FSBW)'s trailing twelve month P/E ratio is 9.48x as of 2026-06-30.
What is FSBW's EPS (earnings per share)?
FS Bancorp, Inc. (FSBW)'s trailing twelve month EPS is $4.55 as of 2026-06-30.
What is FSBW's ROE (return on equity)?
FS Bancorp, Inc. (FSBW)'s trailing twelve month Return on Equity (ROE) is 10.83% as of 2026-06-30.
What is FSBW's ROIC (return on invested capital)?
FS Bancorp, Inc. (FSBW)'s trailing twelve month Return on Invested Capital (ROIC) is -12.91% as of 2026-06-30.
What is FSBW's EV/EBITDA?
FS Bancorp, Inc. (FSBW)'s trailing twelve month EV/EBITDA is -6.97x as of 2026-06-30.