First Savings Financial Group, Inc.

FSFG

First Savings Financial Group, Inc.

FSFG

Insider Sentiment (TTM):

Last Purchase:2023-03-10Last Sale:2023-09-18Shares Purchased (TTM):0Shares Sold (TTM):0

Institutional Sentiment:

As of:2025-12-31Institutional Shares Owned:2,240,397Shares Outstanding:6,871,242Institutional Ownership Pct.:32.61%

Earnings Market Reaction:

Filing Date:2025-12-12Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31
Assets
Cash And Due From Banks	16	19	20	19	39	20	16	18	18	24	18	25
Interest Bearing Deposits In Banks	16	33	9	57	13	22	47	16	13	19	24	13
Cash And Cash Equivalents At Carrying Value	32	52	29	76	52	42	63	33	31	42	42	38
Available For Sale Securities Debt Securities	252	243	243	242	249	238	239	246	228	248	228	329
Debt Securities Held To Maturity Excluding Accrued…	1	1	1	1	1	1	1	1	1	-	-	-
Debt Securities Held To Maturity Amortized Cost Af…	-	-	-	-	-	-	-	-	1	1	1	2
Loans And Leases Receivable Net Reported Amount	-	-	-	-	-	-	-	-	1,770	1,691	1,598	1,583
Financing Receivable Excluding Accrued Interest Af…	1,887	1,896	1,880	1,885	1,964	1,827	1,882	1,842	-	-	-	-
Federal Home Loan Bank Stock	25	25	25	25	25	25	25	25	25	25	24	22
Property Plant And Equipment Net	25	26	26	26	26	27	27	28	28	28	28	27
Real Estate Investments Other	1	1	0	1	1	1	1	1	1	0	0	0
Interest Receivable
Accrued Investment Income Receivable	2	3	2	3	2	3	2	3	2	3	3	4
Bank Owned Life Insurance	63	48	48	48	48	47	47	47	46	46	46	45
Goodwill	10	10	10	10	10	10	10	10	10	10	10	10
Intangible Assets Net Excluding Goodwill	0	0	0	0	0	0	0	1	1	1	1	1
Servicing Asset At Fair Value Amount	3	3	3	3	3	3	3	3	3	3	4	3
Other Assets	37	38	38	36	34	34	36	37	29	29	30	18
Assets	2,400	2,417	2,376	2,389	2,450	2,393	2,365	2,308	2,289	2,260	2,240	2,197
Liabilities
Deposits
Noninterest Bearing Deposit Liabilities	188	203	185	183	192	202	196	203	242	316	319	315
Interest Bearing Deposit Liabilities	1,522	1,534	1,604	1,650	1,689	1,510	1,591	1,481	1,440	1,344	1,224	1,222
Deposits	1,710	1,736	1,789	1,833	1,881	1,712	1,787	1,684	1,682	1,660	1,543	1,538
Advances From Federal Home Loan Banks	435	435	325	295	302	425	315	357	363	345	438	378
Other Borrowings	29	29	49	49	49	49	49	48	48	48	50	95
Interest Payable Current And Noncurrent	5	8	8	10	13	9	11	10	9	6	3	2
Advance Payments By Borrowers For Taxes And Insura…	1	1	1	1	1	1	1	1	1	1	1	1
Off Balance Sheet Credit Loss Liability	2	2	2	2	2	2	2	2	-	-	-	-
Accrued Liabilities And Other Liabilities	24	23	23	24	26	29	35	42	34	36	38	23
Liabilities	2,206	2,233	2,197	2,213	2,273	2,225	2,200	2,144	2,138	2,095	2,073	2,037
Stockholders Equity
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	30	30	29	28	28	28	27	27	27	27	27	27
Retained Earnings Accumulated Deficit	192	188	183	179	173	171	168	164	166	168	167	164
Accumulated Other Comprehensive Income Loss Net Of…	-15	-20	-19	-18	-11	-17	-17	-14	-30	-18	-14	-19
Deferred Compensation Equity	-2	-2	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1
Treasury Stock Value	-12	-12	-12	-12	-12	-12	-12	-12	-12	-12	-12	-11
Stockholders Equity	193	184	179	176	177	168	165	165	151	165	167	160
Liabilities And Stockholders Equity	2,400	2,417	2,376	2,389	2,450	2,393	2,365	2,308	2,289	2,260	2,240	2,197
Debt Securities Available For Sale Allowance For C…	0	0	0	0	0	0	0	-	-	-	-	-
Financing Receivable Allowance For Credit Loss Exc…	20	21	20	21	21	20	19	19	17	-	-	-
Loans And Leases Receivable Allowance	-	-	-	-	-	-	-	-	17	17	16	16
Preferred Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Preferred Stock Shares Authorized	1	1	1	1	1	1	1	1	1	1	1	1
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	20	20	20	20	20	20	20	20	20	20	20	20
Common Stock Shares Issued	8	8	8	8	8	8	8	8	8	8	8	8
Shares Outstanding	7	7	7	7	7	7	7	7	7	7	7	7
Treasury Stock Common Shares	1	1	1	1	1	1	1	1	1	1	1	1

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10‑Q10‑K

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10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2025	-0.84%	-5.83%	11.28%	-2.60%	-10.43%	-4.28%	7.15%	25.05%	22.06%	-3.03%	3.53%	-
2024	-1.98%	-1.44%	-6.34%	3.54%	11.51%	25.36%	3.36%	3.59%	11.61%	-9.40%	-11.51%	-8.43%
2023	1.19%	-15.78%	-20.81%	4.75%	9.60%	46.33%	-5.12%	-13.66%	-12.87%	3.96%	5.41%	3.04%
2022	-	-	-	-	-	-	-	-	-	-7.82%	-9.41%	-9.18%
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Performance and Valuation Metrics

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Metrics	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31
Leverage & Debt
Interest Coverage TTM	1.43	1.38	1.33	1.32	1.23	1.17	1.15	1.13	1.21	1.32	1.44	1.95
Efficiency & Turnover
Days Sales Outstanding TTM	-	-	-	-	-	-	-	-	5,736.50	5,611.12	5,656.63	6,303.25
Receivables Turnover TTM	-	-	-	-	-	-	-	-	0.06	0.07	0.06	0.06
Per Share Metrics
Diluted EPS TTM	3.32	3.09	2.80	2.71	1.98	1.34	1.08	0.91	1.19	1.51	1.55	2.00
Free Cash Flow Per Share TTM	11.39	-3.76	-4.80	1.11	13.25	15.80	14.71	14.12	4.35	10.43	14.25	17.83
Dividend Per Share TTM	0.64	0.62	0.61	0.60	0.59	0.58	0.57	0.56	0.55	0.55	0.54	0.53
Margin Metrics
Gross Profit Margin TTM	51.21%	49.63%	48.24%	47.23%	47.60%	49.64%	51.80%	54.82%	59.65%	65.32%	72.69%	79.85%
Operating Profit Margin TTM	21.06%	18.91%	17.01%	16.89%	11.98%	7.90%	6.52%	5.23%	7.93%	11.04%	12.00%	19.19%
Net Profit Margin TTM	18.16%	16.92%	15.38%	15.02%	11.14%	7.78%	6.53%	5.74%	7.92%	10.73%	12.10%	17.68%
Growth Metrics
Net Revenue Growth (1Y)	4.54%	8.11%	11.43%	16.03%	18.17%	22.50%	29.21%	37.36%	45.00%	45.20%	37.48%	21.42%
Net Income Growth (1Y)	70.40%	135.06%	162.24%	203.76%	66.32%	-11.17%	-30.23%	-55.41%	-46.89%	-43.95%	-47.05%	-40.75%
EPS Growth (1Y)	69.39%	133.40%	160.58%	202.56%	66.76%	-11.38%	-30.12%	-54.81%	-45.26%	-41.84%	-45.24%	-39.03%
Calculated Values
Free Cash Flow TTM	78.25M	-25.84M	-33.01M	7.61M	90.52M	107.97M	100.47M	96.32M	29.80M	71.13M	97.49M	123.32M
Net Debt	-31.85M	-52.12M	-28.68M	-76.22M	-52.14M	-42.42M	-62.97M	-33.37M	-30.85M	-42.48M	-41.81M	-38.28M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2023-09-18Sale

Owner: Parisien, Kent L.

Title: EVP, Area President

Shares: 550

Price/Share: $15.28

Value: $8,404.00

Shares Owned: 6,200

Relationship: Officer

Ownership: Direct

2023-03-10Purchase

Owner: Stemler, Steven R

Title: -

Shares: 15,000

Price/Share: $19.00

Value: $285,000.00

Shares Owned: 25,740

Relationship: Director

Ownership: Direct

2022-12-14Sale

Owner: Myers, Larry W

Title: President & CEO

Shares: 50,000

Price/Share: $22.00

Value: $1,100,000.00

Shares Owned: 63,085

Relationship: Director,Officer

Ownership: Direct

2022-09-14Sale

Owner: Schoen, Anthony A

Title: Chief Financial Officer

Shares: 16,629

Price/Share: $22.85

Value: $379,972.65

Shares Owned: 93,711

Relationship: Officer

Ownership: Direct

2022-09-01Purchase

Owner: Fordyce, L. Chris

Title: -

Shares: 701

Price/Share: $22.90

Value: $16,052.90

Shares Owned: 40,843

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2023-09-18	Parisien, Kent L.	Officer	EVP, Area President	Direct	Sale	550	15.28	$8,404.00	6,200	4
2023-03-10	Stemler, Steven R	Director	-	Direct	Purchase	15,000	19.00	$285,000.00	25,740	4
2022-12-14	Myers, Larry W	Director,Officer	President & CEO	Direct	Sale	50,000	22.00	$1,100,000.00	63,085	4
2022-09-14	Schoen, Anthony A	Officer	Chief Financial Officer	Direct	Sale	16,629	22.85	$379,972.65	93,711	4
2022-09-01	Fordyce, L. Chris	Director	-	Direct	Purchase	701	22.90	$16,052.90	40,843	4
2022-06-13	Myers, Larry W	Director,Officer	President & CEO	Indirect	Purchase	3,468	24.19	$83,890.92	84,687	4
2022-04-28	Czeschin, Frank	Director	-	Indirect	Purchase	3,000	24.94	$74,820.00	30,876	4
2021-04-29	Nelson, James W	Officer	EVP and CRO	Direct	Purchase	1,063	69.99	$74,399.37	1,063	4
2021-02-26	Myers, Larry W	Director,Officer	President & CEO	Direct	Sale	187	63.00	$11,781.00	34,250	4
2021-02-24	Myers, Larry W	Director,Officer	President & CEO	Direct	Sale	496	63.64	$31,565.44	34,440	4
2021-02-22	Handmaker, Jonathan E.	Officer	EVP and Chief SBA Lending Ofc	Indirect	Sale	657	60.88	$39,998.16	3,146	4
2021-02-17	Myers, Larry W	Director,Officer	President & CEO	Direct	Sale	400	62.12	$24,848.00	35,160	4
2021-02-16	Myers, Larry W	Director,Officer	President & CEO	Direct	Sale	458	61.88	$28,341.04	35,560	4
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Institutional Ownership

No data available for chart

2025-12-31

32.61%

Inst. Shares: 2,240,397

Shares Outstanding: 6,871,242

2025-09-30

32.72%

Inst. Shares: 2,248,590

Shares Outstanding: 6,871,242

2025-06-30

32.20%

Inst. Shares: 2,216,012

Shares Outstanding: 6,881,077

2025-03-31

29.53%

Inst. Shares: 2,030,567

Shares Outstanding: 6,875,826

2024-12-31

28.65%

Inst. Shares: 1,962,981

Shares Outstanding: 6,851,153

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2025-12-31	2,240,397	6,871,242	32.61%
2025-09-30	2,248,590	6,871,242	32.72%
2025-06-30	2,216,012	6,881,077	32.20%
2025-03-31	2,030,567	6,875,826	29.53%
2024-12-31	1,962,981	6,851,153	28.65%
2024-09-30	1,931,627	6,830,466	28.28%
2024-06-30	1,802,177	6,832,452	26.38%
2024-03-31	1,815,959	6,832,130	26.58%
2023-12-31	1,755,914	6,823,948	25.73%
2023-09-30	1,546,392	6,848,311	22.58%
2023-06-30	1,561,416	6,816,608	22.91%
2023-03-31	1,514,411	6,842,897	22.13%
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First Savings Financial Group, Inc. (FSFG) — SEC Financial Statements & Analysis

First Savings Financial Group, Inc. (FSFG) is a savings institution, federally chartered company, incorporated in IN. First Savings Financial Group, Inc. trades on Nasdaq as: FSFG. Based on its latest SEC filing (Form 10-Q, period ending 2025-09-30), First Savings Financial Group, Inc. reported a 4.54% year-over-year revenue growth, a Gross Profit Margin of 51.21% (TTM). Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 4.54%
Gross Profit Margin TTM: 51.21%

Data as of 2025-09-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is First Savings Financial Group, Inc. in?

First Savings Financial Group, Inc. (FSFG) operates in the Savings Institution, Federally Chartered industry.

What exchange does FSFG trade on?

First Savings Financial Group, Inc. (FSFG) trades on the Nasdaq.

Where is First Savings Financial Group, Inc. incorporated?

First Savings Financial Group, Inc. is incorporated in IN.