FVCBankcorp, Inc.
FVCBankcorp, Inc.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 12 | 9 | 6 | 15 | 15 | 13 | 8 | 10 | 10 | 7 | 8 | 8 | |||||
Interest Bearing Deposits In Banks | 239 | 182 | 122 | 214 | 121 | 111 | 83 | 168 | 154 | 74 | 52 | 89 | |||||
Debt Securities Held To Maturity Excluding Accrued… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Debt Securities Available For Sale Excluding Accru… | 147 | 150 | 153 | 157 | 157 | 159 | 156 | 165 | 162 | 167 | 172 | 216 | |||||
Restricted Investments | 5 | 5 | 5 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 9 | 8 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 1,904 | 1,922 | 1,840 | 1,851 | 1,864 | 1,852 | 1,856 | 1,868 | 1,834 | 1,810 | 1,831 | |||||
Assets | |||||||||||||||||
Assets | 2,367 | 2,335 | 2,292 | 2,319 | 2,237 | 2,241 | 2,199 | 2,293 | 2,299 | 2,183 | 2,191 | 2,305 | |||||
Property Plant And Equipment Net | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Interest Receivable | 10 | 11 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 10 | 10 | |||||
Prepaid Expense Current And Noncurrent | 4 | 3 | 3 | 4 | 5 | 4 | 3 | 4 | 4 | 3 | 4 | 4 | |||||
Deferred Income Tax Assets Net | 12 | 12 | 12 | 13 | 13 | 13 | 13 | 14 | 14 | 14 | 15 | 19 | |||||
Intangible Assets Net Including Goodwill | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | |||||
Bank Owned Life Insurance | 10 | 10 | 10 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 57 | 56 | |||||
Operating Lease Right Of Use Asset | 5 | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 9 | |||||
Other Assets | 34 | 35 | 34 | 34 | 34 | 36 | 39 | 33 | 42 | 40 | 37 | 46 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 415 | 369 | 363 | 374 | 356 | 367 | 366 | 357 | 374 | 394 | 397 | 427 | |||||
Interest Bearing Deposit Liabilities | 705 | 682 | 741 | 803 | 669 | 618 | 624 | 616 | 631 | 506 | 576 | 905 | |||||
Deposits | |||||||||||||||||
Deposits | 2,052 | 2,028 | 1,997 | 1,978 | 1,903 | 1,907 | 1,871 | 1,961 | 1,969 | 1,857 | 1,845 | 1,996 | |||||
Deposits Savings Deposits | 377 | 380 | 331 | 291 | 365 | 397 | 383 | 491 | 439 | 399 | 320 | - | |||||
Time Deposits | 313 | 336 | 277 | 274 | 279 | 275 | 248 | 247 | 275 | 298 | 306 | 664 | |||||
Federal Funds Purchased | - | - | - | - | - | - | 0 | - | - | - | 0 | 0 | |||||
Subordinated Debt | 24 | 24 | 19 | 19 | 19 | 19 | 19 | 20 | 20 | 20 | 20 | 20 | |||||
Interest Payable Current And Noncurrent | 3 | 2 | 2 | 3 | 2 | 2 | 3 | 3 | 4 | 3 | 2 | 3 | |||||
Operating Lease Liability | 6 | 6 | 6 | 7 | 7 | 7 | 8 | 8 | 8 | 9 | 9 | 10 | |||||
Accounts Payable And Accrued Liabilities Current A… | 15 | 14 | 14 | 13 | 12 | 13 | 14 | 13 | 14 | 16 | 11 | 15 | |||||
Liabilities | 2,101 | 2,075 | 2,039 | 2,069 | 1,994 | 1,998 | 1,964 | 2,062 | 2,073 | 1,962 | 1,973 | 2,094 | |||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Stockholders Equity | |||||||||||||||||
Additional Paid In Capital | 122 | 123 | 122 | 124 | 123 | 128 | 127 | 127 | 127 | 126 | 125 | 125 | |||||
Stockholders Equity | 267 | 260 | 254 | 250 | 243 | 242 | 235 | 231 | 226 | 221 | 217 | 211 | |||||
Retained Earnings Accumulated Deficit | 163 | 156 | 151 | 146 | 142 | 136 | 131 | 126 | 121 | 117 | 116 | 121 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -18 | -19 | -20 | -21 | -22 | -22 | -23 | -23 | -22 | -22 | -24 | -35 | |||||
Liabilities And Stockholders Equity | 2,367 | 2,335 | 2,292 | 2,319 | 2,237 | 2,241 | 2,199 | 2,293 | 2,299 | 2,183 | 2,191 | 2,305 | |||||
Deposits Wholesale | 241 | 260 | 285 | 235 | 235 | 250 | 250 | 250 | 250 | 260 | 245 | - | |||||
Held To Maturity Securities Fair Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Debt Securities Held To Maturity Allowance For Cre… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | 19 | 19 | 18 | 18 | 18 | 18 | 19 | 19 | 19 | 19 | 19 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |||||
Common Stock Shares Issued | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | |||||
Shares Outstanding | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.19% | 10.94% | 13.85% | - | - | - | - | - | - | - | - | - |
| 2025 | -3.22% | 7.63% | 6.42% | 1.60% | -3.65% | -6.71% | 3.02% | 11.06% | 20.93% | 4.17% | 6.53% | 9.71% |
| 2024 | -1.97% | -8.60% | -0.90% | 7.88% | 21.18% | 22.89% | 2.43% | -2.21% | -11.05% | -4.31% | 11.11% | 9.29% |
| 2023 | - | - | - | -7.80% | -4.37% | -17.66% | 8.95% | 31.00% | 23.43% | -17.46% | -7.28% | -11.56% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.52 | -0.54 | -0.56 | -0.56 | -0.57 | -0.10 | 0.37 | 0.66 | 1.15 | 1.16 | 1.08 | 1.37 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 1.42 | 1.29 | 1.21 | 1.17 | 1.12 | 1.02 | 0.82 | 0.28 | 0.24 | 0.25 | 0.21 | 0.75 | |||||
| Free Cash Flow Per Share TTM | 1.63 | 1.45 | 1.31 | 0.87 | 0.70 | 0.89 | 1.00 | 0.97 | 1.07 | 1.16 | 0.91 | 1.13 | |||||
| Dividend Per Share TTM | 0.25 | 0.18 | 0.12 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 57.30% | 55.26% | 53.86% | 52.74% | 51.45% | 50.29% | 49.06% | 26.38% | 26.01% | 26.86% | 28.38% | 55.77% | |||||
| Operating Profit Margin TTM | 27.48% | 25.16% | 23.86% | 23.23% | 22.33% | 20.97% | 19.68% | 8.43% | 7.84% | 8.01% | 3.97% | 16.24% | |||||
| Net Profit Margin TTM | 21.30% | 19.45% | 18.63% | 18.20% | 17.51% | 16.42% | 13.29% | 4.60% | 4.10% | 4.20% | 3.58% | 13.35% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 4.13% | 4.02% | 4.49% | 5.79% | 7.00% | 6.41% | 6.28% | 7.14% | 12.28% | 21.75% | 32.14% | 38.06% | |||||
| Net Income Growth (1Y) | 26.63% | 23.24% | 46.42% | 318.44% | 357.11% | 315.97% | 294.14% | -63.08% | -73.43% | -76.09% | -84.70% | -48.13% | |||||
| EPS Growth (1Y) | 27.43% | 25.74% | 45.90% | 321.80% | 353.89% | 305.37% | 286.85% | -63.88% | -73.86% | -76.43% | -84.95% | -49.05% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.16 | 11.60 | 11.29 | 10.80 | 10.26 | 10.02 | 14.75 | 45.62 | 43.10 | 46.80 | 64.44 | 16.17 | |||||
| P/B TTM | 1.18 | 1.04 | 0.98 | 0.92 | 0.86 | 0.78 | 0.94 | 1.01 | 0.85 | 0.96 | 1.13 | 1.06 | |||||
| P/S TTM | 2.59 | 2.26 | 2.10 | 1.97 | 1.80 | 1.64 | 1.96 | 2.10 | 1.77 | 1.97 | 2.31 | 2.16 | |||||
| Market Cap | 314.05M | 270.10M | 248.96M | 230.14M | 209.35M | 189.24M | 222.12M | 232.37M | 192.37M | 212.51M | 246.29M | 223.14M | |||||
| Enterprise Value | 301.81M | 260.67M | 243.27M | 215.23M | 194.72M | 176.29M | 213.96M | 222.32M | 182.18M | 205.58M | 238.24M | 215.58M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 29.45M | 26.02M | 23.81M | 15.66M | 12.72M | 16.35M | 18.09M | 17.71M | 19.30M | 20.70M | 16.06M | 20.07M | |||||
| Net Debt | -12.24M | -9.44M | -5.68M | -14.92M | -14.63M | -12.96M | -8.16M | -10.05M | -10.19M | -6.94M | -8.04M | -7.56M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| Net Profit Margin Growth (1Y) | |||||||||||||||||
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| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Total Debt | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
FVCBankcorp, Inc. (FVCB) — SEC Financial Statements & Analysis
FVCBankcorp, Inc. (FVCB) is a state commercial banks company, incorporated in VA. FVCBankcorp, Inc. trades on Nasdaq as: FVCB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), FVCBankcorp, Inc. reported a 4.13% year-over-year revenue growth, a Gross Profit Margin of 57.30% (TTM), a Price-to-Sales (P/S) ratio of 2.59x (TTM), a Price-to-Book (P/B) ratio of 1.18x (TTM), at a market cap of $314.05M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 4.13%
- Gross Profit Margin TTM
- 57.30%
- P/S TTM
- 2.59x
- P/B TTM
- 1.18x
- Market Cap
- $314.05M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is FVCBankcorp, Inc. in?
FVCBankcorp, Inc. (FVCB) operates in the State Commercial Banks industry.
What is FVCB's market cap?
FVCBankcorp, Inc. (FVCB) has a market capitalization of $314.05M as of 2026-06-30.
What is FVCB's P/E ratio?
FVCBankcorp, Inc. (FVCB)'s trailing twelve month P/E ratio is 12.16x as of 2026-06-30.
What exchange does FVCB trade on?
FVCBankcorp, Inc. (FVCB) trades on the Nasdaq.
Where is FVCBankcorp, Inc. incorporated?
FVCBankcorp, Inc. is incorporated in VA.