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FVCBankcorp, Inc.

FVCB

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Subscriber-only column
Cash And Due From Banks
129615151381010788
Interest Bearing Deposits In Banks
23918212221412111183168154745289
Debt Securities Held To Maturity Excluding Accrued…
000000000000
Debt Securities Available For Sale Excluding Accru…
147150153157157159156165162167172216
Restricted Investments
555888888898
Financing Receivable Excluding Accrued Interest Af…
-1,9041,9221,8401,8511,8641,8521,8561,8681,8341,8101,831
Assets
Assets
2,3672,3352,2922,3192,2372,2412,1992,2932,2992,1832,1912,305
Property Plant And Equipment Net
111111111111
Interest Receivable
101110101010101111111010
Prepaid Expense Current And Noncurrent
433454344344
Deferred Income Tax Assets Net
121212131313131414141519
Intangible Assets Net Including Goodwill
777777777888
Bank Owned Life Insurance
10101099999995756
Operating Lease Right Of Use Asset
566677778889
Other Assets
343534343436393342403746
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities
415369363374356367366357374394397427
Interest Bearing Deposit Liabilities
705682741803669618624616631506576905
Deposits
Deposits
2,0522,0281,9971,9781,9031,9071,8711,9611,9691,8571,8451,996
Deposits Savings Deposits
377380331291365397383491439399320-
Time Deposits
313336277274279275248247275298306664
Federal Funds Purchased
------0---00
Subordinated Debt
242419191919192020202020
Interest Payable Current And Noncurrent
322322334323
Operating Lease Liability
6667778889910
Accounts Payable And Accrued Liabilities Current A…
151414131213141314161115
Liabilities
2,1012,0752,0392,0691,9941,9981,9642,0622,0731,9621,9732,094
Preferred Stock Value
00000000000-
Common Stock Value
000000000000
Stockholders Equity
Additional Paid In Capital
122123122124123128127127127126125125
Stockholders Equity
267260254250243242235231226221217211
Retained Earnings Accumulated Deficit
163156151146142136131126121117116121
Accumulated Other Comprehensive Income Loss Net Of…
-18-19-20-21-22-22-23-23-22-22-24-35
Liabilities And Stockholders Equity
2,3672,3352,2922,3192,2372,2412,1992,2932,2992,1832,1912,305
Deposits Wholesale
241260285235235250250250250260245-
Held To Maturity Securities Fair Value
000000000000
Debt Securities Held To Maturity Allowance For Cre…
000000000000
Financing Receivable Allowance For Credit Loss Exc…
-1919181818181919191919
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized
111111111111
Preferred Stock Shares Issued
000000000000
Preferred Stock Shares Outstanding
000000000000
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
202020202020202020202020
Common Stock Shares Issued
181818181818181818181818
Shares Outstanding
181818181818181818181818

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-0.19%10.94%13.85%---------
2025-3.22%7.63%6.42%1.60%-3.65%-6.71%3.02%11.06%20.93%4.17%6.53%9.71%
2024-1.97%-8.60%-0.90%7.88%21.18%22.89%2.43%-2.21%-11.05%-4.31%11.11%9.29%
2023----7.80%-4.37%-17.66%8.95%31.00%23.43%-17.46%-7.28%-11.56%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
-0.52
-0.54
-0.56
-0.56
-0.57
-0.10
0.37
0.66
1.15
1.16
1.08
1.37
Per Share Metrics
Diluted EPS TTM
1.42
1.29
1.21
1.17
1.12
1.02
0.82
0.28
0.24
0.25
0.21
0.75
Free Cash Flow Per Share TTM
1.63
1.45
1.31
0.87
0.70
0.89
1.00
0.97
1.07
1.16
0.91
1.13
Dividend Per Share TTM
0.25
0.18
0.12
0.06
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
57.30%
55.26%
53.86%
52.74%
51.45%
50.29%
49.06%
26.38%
26.01%
26.86%
28.38%
55.77%
Operating Profit Margin TTM
27.48%
25.16%
23.86%
23.23%
22.33%
20.97%
19.68%
8.43%
7.84%
8.01%
3.97%
16.24%
Net Profit Margin TTM
21.30%
19.45%
18.63%
18.20%
17.51%
16.42%
13.29%
4.60%
4.10%
4.20%
3.58%
13.35%
Growth Metrics
Net Revenue Growth (1Y)
4.13%
4.02%
4.49%
5.79%
7.00%
6.41%
6.28%
7.14%
12.28%
21.75%
32.14%
38.06%
Net Income Growth (1Y)
26.63%
23.24%
46.42%
318.44%
357.11%
315.97%
294.14%
-63.08%
-73.43%
-76.09%
-84.70%
-48.13%
EPS Growth (1Y)
27.43%
25.74%
45.90%
321.80%
353.89%
305.37%
286.85%
-63.88%
-73.86%
-76.43%
-84.95%
-49.05%
Valuation Metrics
P/E TTM
12.16
11.60
11.29
10.80
10.26
10.02
14.75
45.62
43.10
46.80
64.44
16.17
P/B TTM
1.18
1.04
0.98
0.92
0.86
0.78
0.94
1.01
0.85
0.96
1.13
1.06
P/S TTM
2.59
2.26
2.10
1.97
1.80
1.64
1.96
2.10
1.77
1.97
2.31
2.16
Market Cap
314.05M
270.10M
248.96M
230.14M
209.35M
189.24M
222.12M
232.37M
192.37M
212.51M
246.29M
223.14M
Enterprise Value
301.81M
260.67M
243.27M
215.23M
194.72M
176.29M
213.96M
222.32M
182.18M
205.58M
238.24M
215.58M
Calculated Values
Free Cash Flow TTM
29.45M
26.02M
23.81M
15.66M
12.72M
16.35M
18.09M
17.71M
19.30M
20.70M
16.06M
20.07M
Net Debt
-12.24M
-9.44M
-5.68M
-14.92M
-14.63M
-12.96M
-8.16M
-10.05M
-10.19M
-6.94M
-8.04M
-7.56M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-01Sale
Owner: Jackson, Sharon L.
Title: EVP, Chief Banking Officer
Shares: 1,500
Price/Share: $15.64
Value: $23,460.00
Shares Owned: 24,330
Relationship: Officer
Ownership: Direct
2026-03-17Sale
Owner: Wills, Phillip R. Iii
Title: -
Shares: 11,462
Price/Share: $14.81
Value: $169,752.22
Shares Owned: 53,694
Relationship: Director
Ownership: Direct
2026-03-02Sale
Owner: Nassy, Michael G.
Title: Sr EVP, Chief Credit Officer
Shares: 3,100
Price/Share: $15.56
Value: $48,236.00
Shares Owned: 55,021
Relationship: Officer
Ownership: Direct
2026-02-26Sale
Owner: Schwartz, Lawrence W
Title: -
Shares: 21,483
Price/Share: $15.66
Value: $336,423.78
Shares Owned: 16,276
Relationship: Director
Ownership: Direct
2026-02-25Sale
Owner: Jackson, Sharon L.
Title: EVP, Chief Banking Officer
Shares: 1,000
Price/Share: $15.49
Value: $15,490.00
Shares Owned: 22,830
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
49.10%
Inst. Shares: 8,803,306
Shares Outstanding: 17,931,000
2025-12-31
48.08%
Inst. Shares: 8,711,744
Shares Outstanding: 18,121,000
2025-09-30
49.54%
Inst. Shares: 8,941,387
Shares Outstanding: 18,050,000
2025-06-30
46.57%
Inst. Shares: 8,442,605
Shares Outstanding: 18,129,000
2025-03-31
49.02%
Inst. Shares: 8,967,546
Shares Outstanding: 18,295,000

FVCBankcorp, Inc. (FVCB) — SEC Financial Statements & Analysis

FVCBankcorp, Inc. (FVCB) is a state commercial banks company, incorporated in VA. FVCBankcorp, Inc. trades on Nasdaq as: FVCB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), FVCBankcorp, Inc. reported a 4.13% year-over-year revenue growth, a Gross Profit Margin of 57.30% (TTM), a Price-to-Sales (P/S) ratio of 2.59x (TTM), a Price-to-Book (P/B) ratio of 1.18x (TTM), at a market cap of $314.05M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
4.13%
Gross Profit Margin TTM
57.30%
P/S TTM
2.59x
P/B TTM
1.18x
Market Cap
$314.05M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is FVCBankcorp, Inc. in?

FVCBankcorp, Inc. (FVCB) operates in the State Commercial Banks industry.

What is FVCB's market cap?

FVCBankcorp, Inc. (FVCB) has a market capitalization of $314.05M as of 2026-06-30.

What is FVCB's P/E ratio?

FVCBankcorp, Inc. (FVCB)'s trailing twelve month P/E ratio is 12.16x as of 2026-06-30.

What exchange does FVCB trade on?

FVCBankcorp, Inc. (FVCB) trades on the Nasdaq.

Where is FVCBankcorp, Inc. incorporated?

FVCBankcorp, Inc. is incorporated in VA.

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Main Street's price.