GABC
GERMAN AMERICAN BANCORP, INC.Company Information
- Company Name
- GERMAN AMERICAN BANCORP, INC.
- CIK
- CIK0000714395
- Category
- Large accelerated filer
- Ticker: Exchange
- GABC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- GABC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-15
- Last sale
- 2025-05-20
- Shares purchased (TTM)
- 5,548.69
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 21,090,878
- Shares outstanding
- 37,564,295
- Ownership
- 56.15%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -1.11%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 80 | 76 | 71 | 113 | 100 | 79 | 69 | 78 | 70 | 53 | 79 | 72 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 94 | 124 | 118 | 256 | 200 | 442 | 189 | 196 | 329 | 123 | 115 | 132 | ||||||
| Interest Bearing Deposits In Banks | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,684 | 1,667 | 1,657 | 1,618 | 1,572 | 1,563 | 1,517 | 1,548 | 1,374 | 1,539 | 1,597 | 1,477 | ||||||
| Equity Securities Without Readily Determinable Fair Value Amount | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Loans Held For Sale Fair Value Disclosure | 6 | 15 | 8 | 10 | 14 | 7 | 8 | 9 | 15 | 10 | 5 | 7 | ||||||
Assets | ||||||||||||||||||
| Assets | 8,440 | 8,382 | 8,389 | 8,401 | 8,280 | 8,420 | 6,296 | 6,261 | 6,217 | 6,112 | 6,152 | 6,006 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process | 5,941 | 5,859 | 5,884 | 5,788 | 5,748 | 5,655 | 4,133 | 4,069 | 4,044 | 3,979 | 3,978 | 3,894 | ||||||
| Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount | -9 | -9 | -9 | -9 | -9 | -8 | -8 | -8 | -7 | -7 | -7 | -6 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -79 | -79 | -78 | -76 | -76 | -75 | -44 | -44 | -44 | -44 | -44 | -45 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 5,853 | 5,771 | 5,797 | 5,702 | 5,664 | 5,571 | 4,080 | 4,017 | 3,993 | 3,928 | 3,927 | 3,843 | ||||||
| Federal Home Loan Bank Stock | 17 | 18 | 18 | 18 | 18 | 18 | 14 | 14 | 15 | 15 | 15 | 15 | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 138 | 137 | 139 | 140 | 139 | 141 | 104 | 105 | 106 | 106 | 107 | 111 | ||||||
| Real Estate Acquired Through Foreclosure | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Goodwill | 375 | 375 | 375 | 375 | 378 | 377 | 179 | 179 | 179 | 180 | 180 | 180 | ||||||
| Intangible Assets Net Excluding Goodwill | 29 | 31 | 34 | 36 | 39 | 42 | 4 | 5 | 5 | 6 | 6 | 7 | ||||||
| Bank Owned Life Insurance | 111 | 110 | 110 | 109 | 108 | 108 | 87 | 87 | 86 | 86 | 86 | 85 | ||||||
| Interest Receivable And Other Assets | 132 | 133 | 131 | 136 | 147 | 150 | 112 | 100 | 114 | 117 | 113 | 147 | ||||||
| Noninterest Bearing Deposit Liabilities | 1,968 | 1,927 | 1,945 | 1,939 | 1,897 | 1,890 | 1,399 | 1,406 | 1,448 | 1,464 | 1,493 | 1,502 | ||||||
| Interest Bearing Deposit Liabilities | 3,676 | 3,769 | 3,755 | 3,714 | 3,728 | 3,789 | 3,013 | 2,955 | 2,985 | 2,918 | 2,993 | 2,932 | ||||||
| Time Deposits | 1,352 | 1,286 | 1,290 | 1,362 | 1,330 | 1,419 | 917 | 910 | 881 | 837 | 767 | 702 | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 7,228 | 7,208 | 7,226 | 7,282 | 7,211 | 7,374 | 5,581 | 5,516 | 5,529 | 5,457 | 5,489 | 5,467 | ||||||
| Deposits | 6,996 | 6,981 | 6,990 | 7,015 | 6,955 | 7,098 | 5,329 | 5,271 | 5,314 | 5,219 | 5,253 | 5,136 | ||||||
| Advances From Federal Home Loan Banks | 169 | 169 | 183 | 211 | 202 | 217 | 210 | 204 | 167 | 192 | 194 | 286 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 64 | 58 | 54 | 56 | 54 | 59 | 42 | 41 | 49 | 46 | 42 | 45 | ||||||
| Common Stock Value | 38 | 38 | 37 | 37 | 37 | 37 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital Common Stock | 708 | 707 | 707 | 707 | 706 | 705 | 392 | 392 | 391 | 390 | 389 | 389 | ||||||
| Stockholders Equity | 1,212 | 1,175 | 1,162 | 1,120 | 1,070 | 1,046 | 715 | 745 | 688 | 655 | 664 | 538 | ||||||
| Retained Earnings Accumulated Deficit | 631 | 605 | 583 | 558 | 534 | 513 | 514 | 498 | 485 | 473 | 462 | 447 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -165 | -175 | -165 | -182 | -208 | -210 | -220 | -175 | -218 | -237 | -217 | -328 | ||||||
| Liabilities And Stockholders Equity | 8,440 | 8,382 | 8,389 | 8,401 | 8,280 | 8,420 | 6,296 | 6,261 | 6,217 | 6,112 | 6,152 | 6,006 | ||||||
| Common Stock Shares Issued | 38 | 38 | 37 | 37 | 37 | 37 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Shares Outstanding | 38 | 38 | 37 | 37 | 37 | 37 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | - | - | 1,866 | - | - | - | 1,796 | 1,769 | 1,649 | 1,839 | 1,871 | 1,891 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 1,893 | 1,888 | 1,866 | 1,848 | 1,834 | 1,828 | 1,796 | - | - | - | - | - | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialGERMAN AMERICAN BANCORP, INC. (GABC) — SEC Financial Statements & Analysis
GERMAN AMERICAN BANCORP, INC. (GABC) is a state commercial banks company, incorporated in IN. GERMAN AMERICAN BANCORP, INC. trades on Nasdaq as: GABC. GERMAN AMERICAN BANCORP, INC. (GABC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, GERMAN AMERICAN BANCORP, INC. carries a market cap of $1.77B, a P/E ratio of 12.47x, a P/B ratio of 1.46x, a P/S ratio of 96.69x, an enterprise value of $1.68B, and an EV/EBITDA multiple of -14.30x. On profitability, it posts a gross margin of -537.70%, an operating margin of 967.75%, a net margin of 775.30%, a Return on Equity (ROE) of 12.46%, and a Return on Invested Capital (ROIC) of -11.05%. Per share, it reports EPS of $3.78, diluted EPS of $3.78, free cash flow per share of $4.86, and a dividend per share of $1.19. Over the trailing year, it posted revenue growth of 20.03% year-over-year, net income growth of 64.95% year-over-year, and EPS growth of 64.57% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.44x, free cash flow of $182.40M (TTM), and net debt of $-94.16M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.77B
- P/E TTM
- 12.47x
- EPS TTM
- $3.78
- P/B TTM
- 1.46x
- ROE TTM
- 12.46%
- Free Cash Flow TTM
- $182.40M
- Net Revenue TTM Growth 1Y
- 20.03%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is GERMAN AMERICAN BANCORP, INC. in?
GERMAN AMERICAN BANCORP, INC. (GABC) operates in the State Commercial Banks industry.
What exchange does GABC trade on?
GERMAN AMERICAN BANCORP, INC. (GABC) trades on the Nasdaq.
Where is GERMAN AMERICAN BANCORP, INC. incorporated?
GERMAN AMERICAN BANCORP, INC. is incorporated in IN.
When was GERMAN AMERICAN BANCORP, INC. (GABC)'s most recent SEC filing?
GERMAN AMERICAN BANCORP, INC. (GABC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is GABC's market cap?
GERMAN AMERICAN BANCORP, INC. (GABC) has a market capitalization of $1.77B as of 2026-06-30.
What is GABC's P/E ratio?
GERMAN AMERICAN BANCORP, INC. (GABC)'s trailing twelve month P/E ratio is 12.47x as of 2026-06-30.
What is GABC's EPS (earnings per share)?
GERMAN AMERICAN BANCORP, INC. (GABC)'s trailing twelve month EPS is $3.78 as of 2026-06-30.
What is GABC's ROE (return on equity)?
GERMAN AMERICAN BANCORP, INC. (GABC)'s trailing twelve month Return on Equity (ROE) is 12.46% as of 2026-06-30.
What is GABC's ROIC (return on invested capital)?
GERMAN AMERICAN BANCORP, INC. (GABC)'s trailing twelve month Return on Invested Capital (ROIC) is -11.05% as of 2026-06-30.
What is GABC's EV/EBITDA?
GERMAN AMERICAN BANCORP, INC. (GABC)'s trailing twelve month EV/EBITDA is -14.30x as of 2026-06-30.