GBNY
Generations Bancorp NY, Inc.Company Information
- Company Name
- Generations Bancorp NY, Inc.
- CIK
- CIK0001823365
- Category
- <br>Emerging growth company
- Ticker: Exchange
- GBNY: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- GBNY
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-06-13
- Last sale
- —
- Shares purchased (TTM)
- 4,921
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2024-09-30
- Institutional shares owned
- 661,280
- Shares outstanding
- 2,145,000
- Ownership
- 30.83%
Earnings Market Reaction
- Filing date
- 2024-08-09
- Price on filing date
- —
- 1-month reaction
- -2.67%
- 3-month reaction
- 37.84%
Balance Sheet
Values in millions ($)| Line item | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 4 | 3 | 4 | 3 | 3 | 4 | 4 | 3 | 4 | 3 | 4 | 6 | ||||||
| Interest Bearing Deposits In Banks | 6 | 3 | 11 | 2 | 2 | 2 | 4 | 4 | 9 | 20 | 17 | 7 | ||||||
| Cash And Cash Equivalents At Carrying Value | 10 | 6 | 15 | 6 | 5 | 6 | 8 | 7 | 13 | 24 | 21 | 12 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 26 | 28 | 31 | 30 | 31 | 33 | 33 | 32 | 33 | 36 | 37 | 37 | ||||||
| Held To Maturity Securities | - | - | - | - | - | - | 2 | 1 | 1 | 1 | 2 | 1 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 1 | 1 | 1 | 1 | 2 | 2 | 2 | - | - | - | - | - | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Federal Home Loan Bank Stock | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 2 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 325 | 332 | 336 | 331 | 318 | 311 | 306 | 294 | 283 | 276 | 280 | 289 | ||||||
Assets | ||||||||||||||||||
| Assets | 402 | 411 | 424 | 409 | 395 | 389 | 386 | 374 | 370 | 377 | 379 | 377 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -3 | -3 | -3 | -3 | -3 | -3 | -2 | -2 | -2 | -2 | -2 | -2 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 322 | 329 | 333 | 329 | 315 | 308 | 304 | 292 | 281 | 274 | 278 | 287 | ||||||
| Property Plant And Equipment Net | 14 | 14 | 14 | 14 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 16 | ||||||
| Bank Owned Life Insurance | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | ||||||
| Defined Benefit Plan Fair Value Of Plan Assets | 14 | 13 | 13 | 12 | 11 | 11 | 11 | 12 | 12 | 12 | 11 | 10 | ||||||
| Other Real Estate And Foreclosed Assets | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | ||||||
| Goodwill | - | - | 0 | - | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Intangible Assets Net Excluding Goodwill | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Interest Receivable | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Other Assets | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 49 | 51 | 52 | 53 | 51 | 53 | 55 | 58 | 57 | 58 | 58 | 58 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 339 | 344 | 358 | 345 | 333 | 337 | 318 | 308 | 312 | 315 | 312 | 312 | ||||||
| Interest Bearing Deposit Liabilities | 290 | 293 | 306 | 291 | 282 | 285 | 263 | 251 | 254 | 257 | 255 | 254 | ||||||
| Short Term Borrowings | - | 3 | - | - | 9 | 2 | 16 | 14 | - | - | - | - | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 3 | 2 | 3 | 2 | 3 | 2 | 3 | 2 | 3 | 2 | 2 | 1 | ||||||
| Deferred Income Tax Liabilities Net | - | - | - | - | - | - | - | - | - | 1 | 1 | - | ||||||
| Other Liabilities | 3 | 2 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 3 | 2 | ||||||
| Liabilities | 366 | 374 | 387 | 374 | 358 | 352 | 349 | 336 | 331 | 335 | 335 | 335 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 22 | 22 | 22 | 22 | 23 | 23 | 23 | 23 | 24 | 24 | 24 | 24 | ||||||
| Retained Earnings Accumulated Deficit | 20 | 20 | 21 | 22 | 22 | 22 | 23 | 22 | 22 | 22 | 22 | 21 | ||||||
Stockholders Equity | ||||||||||||||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -5 | -5 | -4 | -7 | -6 | -6 | -6 | -6 | -5 | -3 | -1 | -1 | ||||||
| Stockholders Equity | 36 | 37 | 38 | 35 | 37 | 38 | 37 | 38 | 39 | 42 | 43 | 42 | ||||||
| Common Stock Shares Held In Employee Trust | -0 | -0 | -0 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
| Unearned E S O P Shares | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
| Liabilities And Stockholders Equity | 402 | 411 | 424 | 409 | 395 | 389 | 386 | 374 | 370 | 377 | 379 | 377 | ||||||
| Held To Maturity Securities Fair Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Common Stock Shares Issued | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialGenerations Bancorp NY, Inc. (GBNY) — SEC Financial Statements & Analysis
Generations Bancorp NY, Inc. (GBNY) is a savings institution, federally chartered company. Generations Bancorp NY, Inc. trades on OTC as: GBNY. Generations Bancorp NY, Inc. (GBNY)'s most recent SEC filing is a Form 10-Q for the period ended 2024-06-30, filed with the SEC on 2024-08-09. Based on that filing, Generations Bancorp NY, Inc. carries a market cap of $21.99M, a P/E ratio of -8.34x, a P/B ratio of 0.62x, a P/S ratio of 1.25x, an enterprise value of $12.15M, and an EV/EBITDA multiple of 1.66x. On profitability, it posts a gross margin of 44.19%, an operating margin of -19.42%, a net margin of -15.04%, a Return on Equity (ROE) of -7.27%, and a Return on Invested Capital (ROIC) of 14.68%. Per share, it reports EPS of $-1.23, diluted EPS of $-1.23, free cash flow per share of $-0.17, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 20.72% year-over-year, net income growth of -9510.71% year-over-year, and EPS growth of -9918.73% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 0.65x, free cash flow of $-361.00K (TTM), and net debt of $-9.83M. Figures sourced from SEC EDGAR.
- Market Cap
- $21.99M
- P/E TTM
- -8.34x
- EPS TTM
- $-1.23
- P/B TTM
- 0.62x
- ROE TTM
- -7.27%
- Free Cash Flow TTM
- $-361.00K
- Net Revenue TTM Growth 1Y
- 20.72%
Data as of 2024-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Generations Bancorp NY, Inc. in?
Generations Bancorp NY, Inc. (GBNY) operates in the Savings Institution, Federally Chartered industry.
What exchange does GBNY trade on?
Generations Bancorp NY, Inc. (GBNY) trades on the OTC.
When was Generations Bancorp NY, Inc. (GBNY)'s most recent SEC filing?
Generations Bancorp NY, Inc. (GBNY)'s most recent SEC filing is a Form 10-Q for the period ended 2024-06-30, filed with the SEC on 2024-08-09.
What is GBNY's market cap?
Generations Bancorp NY, Inc. (GBNY) has a market capitalization of $21.99M as of 2024-06-30.
What is GBNY's EPS (earnings per share)?
Generations Bancorp NY, Inc. (GBNY)'s trailing twelve month EPS is $-1.23 as of 2024-06-30.
What is GBNY's ROE (return on equity)?
Generations Bancorp NY, Inc. (GBNY)'s trailing twelve month Return on Equity (ROE) is -7.27% as of 2024-06-30.
What is GBNY's ROIC (return on invested capital)?
Generations Bancorp NY, Inc. (GBNY)'s trailing twelve month Return on Invested Capital (ROIC) is 14.68% as of 2024-06-30.
What is GBNY's EV/EBITDA?
Generations Bancorp NY, Inc. (GBNY)'s trailing twelve month EV/EBITDA is 1.66x as of 2024-06-30.