GCBC

GREENE COUNTY BANCORP INC
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Company Information

Company Name
GREENE COUNTY BANCORP INC
CIK
CIK0001070524
Category
Accelerated filer<br>Smaller reporting company
Ticker: Exchange
GCBC: Nasdaq
Fiscal Year End
June 30
Owner Organization
02 Finance
SIC
6036
SIC Description
Savings Institutions, Not Federally Chartered
Ticker
GCBC

SEC filing data through

Insider Sentiment

Last purchase
2026-04-28
Last sale
2026-06-11
Shares purchased (TTM)
23,945
Shares sold (TTM)
10,000
Buy ratio (TTM)70.5%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
2,550,595
Shares outstanding
17,025,485
Ownership
14.98%
+1.70% Y/Y

Earnings Market Reaction

Filing date
2026-09-09
Price on filing date
—
1-month reaction
…
3-month reaction
…
Drift continued5/11 (45%)
Faded / reversed6/11 (55%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Cash And Due From Banks1211927131392514111223
Interest Bearing Deposits In Banks133129115127170143157189176245164107
Cash Cash Equivalents And Federal Funds Sold145139124155183155166213190256176130
Certificates Of Deposit At Carrying Value111112333344
Available For Sale Securities Debt Securities374370412350356355374365350346308309
Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss804814810787776781771702690700701712
Equity Securities Fv Ni---------000
Equity Securities Fv Ni Current And Noncurrent000000000---
Federal Home Loan Bank Stock86102641157282
Notes Receivable Gross1,7531,7481,6871,6711,6271,6191,5511,5011,4991,4781,4571,448
Financing Receivable Allowance For Credit Losses--22-21-21-20-21-20-20-19-20-20-20
Notes Receivable Net1,7311,7261,6661,6501,6071,5981,5311,4811,4801,4571,4371,428
Property Plant And Equipment Net151515151515151516161515
Bank Owned Life Insurance696867606059595857575655
Interest Receivable172018171618171514171414
Real Estate Acquired Through Foreclosure-------00000
Prepaid Expense And Other Assets192123201919191717181718
Assets3,1833,1813,1473,0593,0413,0082,9662,8752,8262,8722,7372,688
Noninterest Bearing Deposit Liabilities Domestic140109105123110116112133125131137166
Interest Bearing Deposit Liabilities Domestic2,5732,6632,5362,6002,5302,5392,3552,3532,2642,4262,1972,254
Deposits2,7132,7732,6412,7232,6402,6552,4672,4862,3892,5572,3352,420
Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date11973180-74421946311521254
Federal Home Loan Bank Advances Long Term64444273034344-
Subordinated Debt303030505050505050505050
Accrued Liabilities And Other Liabilities373434333430293031292830
Liabilities2,9062,9142,8892,8102,8022,7792,7472,6582,6202,6722,5412,504
Stockholders Equity
Preferred Stock Value000000000000
Common Stock Value222222222222
Additional Paid In Capital101010101010101010101010
Retained Earnings Accumulated Deficit278268259249241233225219215209203198
Accumulated Other Comprehensive Income Loss Net Of Tax-11-11-12-12-14-15-18-14-20-20-19-25
Treasury Stock Common Value-1-1-1-1-1-1-1-1-1-1-1-1
Stockholders Equity278268258248239229218216206199195184
Liabilities And Stockholders Equity3,1833,1813,1473,0593,0413,0082,9662,8752,8262,8722,7372,688
Liabilities And Stockholders Equity
Debt Securities Held To Maturity Allowance For Credit Loss111110000000
Preferred Stock Shares Authorized111111111111
Preferred Stock Shares Issued000000000000
Common Stock Par Or Stated Value Per Share0.100.100.100.100.100.100.100.100.100.100.100.10
Common Stock Shares Authorized363636363636363636363636
Common Stock Shares Issued171717171717171717171717
Shares Outstanding171717171717171717171717
Treasury Stock Common Shares000000000000

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GREENE COUNTY BANCORP INC (GCBC) — SEC Financial Statements & Analysis

GREENE COUNTY BANCORP INC (GCBC) is a savings institutions, not federally chartered company, incorporated in DE. GREENE COUNTY BANCORP INC trades on Nasdaq as: GCBC. GREENE COUNTY BANCORP INC (GCBC)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-09. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), GREENE COUNTY BANCORP INC carries a market cap of $570.09M, a P/E ratio of 13.90x, a P/B ratio of 2.05x, a P/S ratio of 4.35x, an enterprise value of $425.18M, and an EV/EBITDA multiple of -14.20x. On profitability, it posts a gross margin of 59.42%, an operating margin of 35.71%, a net margin of 31.28%, a Return on Equity (ROE) of 15.88%, and a Return on Invested Capital (ROIC) of -28.12%. Per share, it reports EPS of $2.41, diluted EPS of $2.41, free cash flow per share of $2.44, and a dividend per share of $0.24. Over the trailing year, it posted revenue growth of 11.40% year-over-year, net income growth of 31.74% year-over-year, and EPS growth of 31.75% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.40x, free cash flow of $41.56M (TTM), and net debt of $-144.91M. Figures sourced from SEC EDGAR.

Market Cap
$570.09M
P/E TTM
13.90x
EPS TTM
$2.41
P/B TTM
2.05x
ROE TTM
15.88%
Free Cash Flow TTM
$41.56M
Net Revenue TTM Growth 1Y
11.40%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is GREENE COUNTY BANCORP INC in?

GREENE COUNTY BANCORP INC (GCBC) operates in the Savings Institutions, Not Federally Chartered industry.

What exchange does GCBC trade on?

GREENE COUNTY BANCORP INC (GCBC) trades on the Nasdaq.

Where is GREENE COUNTY BANCORP INC incorporated?

GREENE COUNTY BANCORP INC is incorporated in DE.

When was GREENE COUNTY BANCORP INC (GCBC)'s most recent SEC filing?

GREENE COUNTY BANCORP INC (GCBC)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-09.

What is GCBC's market cap?

GREENE COUNTY BANCORP INC (GCBC) has a market capitalization of $570.09M as of 2026-06-30.

What is GCBC's P/E ratio?

GREENE COUNTY BANCORP INC (GCBC)'s trailing twelve month P/E ratio is 13.90x as of 2026-06-30.

What is GCBC's EPS (earnings per share)?

GREENE COUNTY BANCORP INC (GCBC)'s trailing twelve month EPS is $2.41 as of 2026-06-30.

What is GCBC's ROE (return on equity)?

GREENE COUNTY BANCORP INC (GCBC)'s trailing twelve month Return on Equity (ROE) is 15.88% as of 2026-06-30.

What is GCBC's ROIC (return on invested capital)?

GREENE COUNTY BANCORP INC (GCBC)'s trailing twelve month Return on Invested Capital (ROIC) is -28.12% as of 2026-06-30.

What is GCBC's EV/EBITDA?

GREENE COUNTY BANCORP INC (GCBC)'s trailing twelve month EV/EBITDA is -14.20x as of 2026-06-30.

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