GREENE COUNTY BANCORP INC
GREENE COUNTY BANCORP INC
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Due From Banks | 11 | 9 | 27 | 13 | 13 | 9 | 25 | 14 | 11 | 12 | 23 | 15 | |||||
Interest Bearing Deposits In Banks | 129 | 115 | 127 | 170 | 143 | 157 | 189 | 176 | 245 | 164 | 107 | 181 | |||||
Cash Cash Equivalents And Federal Funds Sold | 139 | 124 | 155 | 183 | 155 | 166 | 213 | 190 | 256 | 176 | 130 | 196 | |||||
Certificates Of Deposit At Carrying Value | 1 | 1 | 1 | 1 | 2 | 3 | 3 | 3 | 3 | 4 | 4 | 5 | |||||
Available For Sale Securities Debt Securities | 370 | 412 | 350 | 356 | 355 | 374 | 365 | 350 | 346 | 308 | 309 | 281 | |||||
Debt Securities Held To Maturity Amortized Cost Af… | 814 | 810 | 787 | 776 | 781 | 771 | 702 | 690 | 700 | 701 | 712 | 726 | |||||
Equity Securities Fv Ni | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | |||||
Equity Securities Fv Ni Current And Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | |||||
Federal Home Loan Bank Stock | 6 | 10 | 2 | 6 | 4 | 11 | 5 | 7 | 2 | 8 | 2 | 2 | |||||
Notes Receivable Gross | 1,748 | 1,687 | 1,671 | 1,627 | 1,619 | 1,551 | 1,501 | 1,499 | 1,478 | 1,457 | 1,448 | 1,409 | |||||
Unamortized Loan Commitment And Origination Fees A… | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Financing Receivable Allowance For Credit Losses | -22 | -21 | -21 | -20 | -21 | -20 | -20 | -19 | -20 | -20 | -20 | -21 | |||||
Notes Receivable Net | 1,726 | 1,666 | 1,650 | 1,607 | 1,598 | 1,531 | 1,481 | 1,480 | 1,457 | 1,437 | 1,428 | 1,388 | |||||
Property Plant And Equipment Net | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 16 | 16 | 15 | 15 | 15 | |||||
Bank Owned Life Insurance | 68 | 67 | 60 | 60 | 59 | 59 | 58 | 57 | 57 | 56 | 55 | 55 | |||||
Interest Receivable | 20 | 18 | 17 | 16 | 18 | 17 | 15 | 14 | 17 | 14 | 14 | 12 | |||||
Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Prepaid Expense And Other Assets | 21 | 23 | 20 | 19 | 19 | 19 | 17 | 17 | 18 | 17 | 18 | 17 | |||||
Assets | 3,181 | 3,147 | 3,059 | 3,041 | 3,008 | 2,966 | 2,875 | 2,826 | 2,872 | 2,737 | 2,688 | 2,698 | |||||
Noninterest Bearing Deposit Liabilities Domestic | 109 | 105 | 123 | 110 | 116 | 112 | 133 | 125 | 131 | 137 | 166 | 159 | |||||
Interest Bearing Deposit Liabilities Domestic | 2,663 | 2,536 | 2,600 | 2,530 | 2,539 | 2,355 | 2,353 | 2,264 | 2,426 | 2,197 | 2,254 | 2,278 | |||||
Deposits | 2,773 | 2,641 | 2,723 | 2,640 | 2,655 | 2,467 | 2,486 | 2,389 | 2,557 | 2,335 | 2,420 | 2,437 | |||||
Federal Home Loan Bank Advances Maturities Summary… | 73 | 180 | - | 74 | 42 | 194 | 63 | 115 | 2 | 125 | 4 | 0 | |||||
Federal Home Loan Bank Advances Long Term | 4 | 4 | 4 | 4 | 2 | 7 | 30 | 34 | 34 | 4 | - | 0 | |||||
Subordinated Debt | 30 | 30 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 49 | |||||
Accrued Liabilities And Other Liabilities | 34 | 34 | 33 | 34 | 30 | 29 | 30 | 31 | 29 | 28 | 30 | 28 | |||||
Liabilities | 2,914 | 2,889 | 2,810 | 2,802 | 2,779 | 2,747 | 2,658 | 2,620 | 2,672 | 2,541 | 2,504 | 2,515 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Additional Paid In Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Retained Earnings Accumulated Deficit | 268 | 259 | 249 | 241 | 233 | 225 | 219 | 215 | 209 | 203 | 198 | 194 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -11 | -12 | -12 | -14 | -15 | -18 | -14 | -20 | -20 | -19 | -25 | -21 | |||||
Treasury Stock Common Value | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | |||||
Stockholders Equity | 268 | 258 | 248 | 239 | 229 | 218 | 216 | 206 | 199 | 195 | 184 | 183 | |||||
Held To Maturity Securities Fair Value | - | - | - | - | - | - | - | - | - | - | - | 671 | |||||
Liabilities And Stockholders Equity | 3,181 | 3,147 | 3,059 | 3,041 | 3,008 | 2,966 | 2,875 | 2,826 | 2,872 | 2,737 | 2,688 | 2,698 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Debt Securities Held To Maturity Allowance For Cre… | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |||||
Common Stock Shares Authorized | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | |||||
Common Stock Shares Issued | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | |||||
Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.02% | 1.89% | -1.56% | -9.57% | -9.08% | -4.00% | 10.42% | 38.15% | 38.86% | - | - | - |
| 2025 | -9.22% | -16.74% | -21.22% | -2.30% | -8.45% | -16.67% | -2.93% | 2.62% | 12.42% | -1.63% | -1.93% | -1.01% |
| 2024 | 3.78% | 13.61% | 4.81% | -1.12% | 3.52% | 7.83% | 6.75% | 14.50% | 24.51% | -0.29% | -7.72% | 3.61% |
| 2023 | - | - | - | - | - | - | 43.39% | 58.26% | 83.22% | -18.47% | -23.97% | -16.13% |
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Performance and Valuation Metrics
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Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.39 | -0.40 | -0.41 | -0.42 | -0.46 | 0.03 | 0.51 | 1.02 | 1.57 | 1.75 | 2.02 | 2.53 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 2.29 | 2.15 | 1.98 | 1.83 | 1.68 | 1.55 | 1.44 | 1.45 | 1.44 | 1.57 | 1.66 | 1.81 | |||||
| Free Cash Flow Per Share TTM | 2.13 | 1.93 | 1.87 | 1.60 | 1.48 | 1.35 | 1.15 | 1.37 | 1.30 | 1.45 | 1.65 | 1.56 | |||||
| Dividend Per Share TTM | 0.23 | 0.17 | 0.22 | 0.26 | 0.26 | 0.25 | 0.20 | 0.19 | 0.19 | 0.18 | 0.18 | 0.13 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 57.20% | 55.31% | 53.06% | 51.08% | 49.23% | 47.34% | 47.47% | 49.18% | 52.43% | 57.76% | 64.89% | 72.34% | |||||
| Operating Profit Margin TTM | 34.93% | 33.15% | 31.40% | 29.45% | 26.72% | 25.12% | 24.42% | 25.87% | 27.22% | 31.73% | 35.99% | 42.34% | |||||
| Net Profit Margin TTM | 30.38% | 29.09% | 27.76% | 26.45% | 24.97% | 23.82% | 23.01% | 23.89% | 24.53% | 27.92% | 31.13% | 36.38% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 12.37% | 13.61% | 13.86% | 13.54% | 14.45% | 15.53% | 17.76% | 22.50% | 28.33% | 34.46% | 36.39% | 33.39% | |||||
| Net Income Growth (1Y) | 36.72% | 38.74% | 37.40% | 25.71% | 16.49% | -1.43% | -12.96% | -19.54% | -21.31% | -11.58% | -5.65% | 10.00% | |||||
| EPS Growth (1Y) | 36.72% | 38.74% | 37.40% | 25.71% | 16.49% | -1.43% | -12.96% | -19.54% | -21.31% | -11.58% | -5.65% | 10.00% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 9.71 | 10.24 | 11.22 | 11.91 | 14.05 | 17.43 | 20.79 | 22.43 | 19.31 | 17.29 | 13.92 | 15.77 | |||||
| P/B TTM | 1.42 | 1.45 | 1.53 | 1.55 | 1.75 | 2.10 | 2.36 | 2.70 | 2.38 | 2.37 | 2.13 | 2.65 | |||||
| P/S TTM | 2.95 | 2.98 | 3.12 | 3.15 | 3.51 | 4.15 | 4.78 | 5.36 | 4.74 | 4.83 | 4.33 | 5.74 | |||||
| Market Cap | 378.85M | 374.21M | 378.72M | 370.83M | 400.83M | 459.30M | 510.64M | 555.45M | 473.13M | 462.13M | 392.82M | 485.59M | |||||
| Enterprise Value | 239.40M | 250.12M | 224.15M | 187.75M | 245.35M | 292.85M | 297.17M | 365.05M | 217.31M | 286.05M | 262.57M | 289.14M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 36.33M | 32.93M | 31.84M | 27.29M | 25.24M | 22.91M | 19.62M | 23.40M | 22.20M | 24.66M | 28.11M | 26.57M | |||||
| Net Debt | -139.45M | -124.09M | -154.57M | -183.08M | -155.48M | -166.44M | -213.47M | -190.40M | -255.82M | -176.08M | -130.25M | -196.45M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Treasury Stock Change (1Y) | |||||||||||||||||
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| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Total Debt | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
GREENE COUNTY BANCORP INC (GCBC) — SEC Financial Statements & Analysis
GREENE COUNTY BANCORP INC (GCBC) is a savings institutions, not federally chartered company, incorporated in DE. GREENE COUNTY BANCORP INC trades on Nasdaq as: GCBC. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), GREENE COUNTY BANCORP INC reported a 12.37% year-over-year revenue growth, a Gross Profit Margin of 57.20% (TTM), a Price-to-Sales (P/S) ratio of 2.95x (TTM), a Price-to-Book (P/B) ratio of 1.42x (TTM), at a market cap of $378.85M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 12.37%
- Gross Profit Margin TTM
- 57.20%
- P/S TTM
- 2.95x
- P/B TTM
- 1.42x
- Market Cap
- $378.85M
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is GREENE COUNTY BANCORP INC in?
GREENE COUNTY BANCORP INC (GCBC) operates in the Savings Institutions, Not Federally Chartered industry.
What is GCBC's market cap?
GREENE COUNTY BANCORP INC (GCBC) has a market capitalization of $378.85M as of 2026-03-31.
What is GCBC's P/E ratio?
GREENE COUNTY BANCORP INC (GCBC)'s trailing twelve month P/E ratio is 9.71x as of 2026-03-31.
What exchange does GCBC trade on?
GREENE COUNTY BANCORP INC (GCBC) trades on the Nasdaq.
Where is GREENE COUNTY BANCORP INC incorporated?
GREENE COUNTY BANCORP INC is incorporated in DE.