GOVB
Gouverneur Bancorp, Inc./MD/Company Information
- Company Name
- Gouverneur Bancorp, Inc./MD/
- CIK
- CIK0001978811
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- GOVB: OTC
- Fiscal Year End
- September 30
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- GOVB
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-05-15
- Last sale
- —
- Shares purchased (TTM)
- 4,150
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-13
- Price on filing date
- —
- 1-month reaction
- 11.00%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Asset Originated | - | - | - | - | - | - | - | - | - | - | 77 | 0 | ||||||
| Financial Asset Acquired | - | - | - | - | - | - | 28 | 29 | -1 | 4 | 27 | 0 | ||||||
| Cash And Due From Banks | 4 | 4 | 3 | 4 | 5 | 5 | 4 | 4 | 4 | 8 | 7 | 9 | ||||||
| Interest Bearing Deposits In Banks | 2 | 2 | 1 | 1 | 2 | 3 | 3 | 2 | 2 | 2 | 2 | 1 | ||||||
| Cash And Cash Equivalents At Carrying Value | 6 | 6 | 5 | 5 | 7 | 8 | 7 | 6 | 6 | 10 | 8 | 10 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 35 | 39 | 43 | 41 | 42 | 43 | 44 | 45 | 44 | 48 | 49 | 47 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | - | - | - | - | - | - | 47 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 135 | 132 | 133 | 132 | 126 | 125 | 125 | 124 | 123 | 124 | 125 | 125 | ||||||
Assets | ||||||||||||||||||
| Assets | 199 | 198 | 202 | 199 | 197 | 197 | 197 | 197 | 195 | 204 | 205 | 206 | ||||||
| Federal Home Loan Bank Stock | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Property Plant And Equipment Net | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Real Estate Acquired Through Foreclosure | 0 | 0 | 0 | 0 | 0 | - | 0 | - | - | 0 | 0 | 0 | ||||||
| Finite Lived Intangible Assets Net | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Goodwill | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Interest Receivable And Other Assets | 5 | 4 | 5 | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 19 | 18 | 18 | 18 | 17 | 17 | 16 | 18 | 18 | 18 | 19 | 25 | ||||||
| Deposits Money Market Deposits And Negotiable Order Of Withdrawal N O W | 49 | 51 | 52 | 47 | 49 | 50 | 47 | 48 | 48 | 56 | 48 | 43 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 156 | 160 | 159 | 155 | 159 | 162 | 160 | 160 | 153 | 163 | 160 | 159 | ||||||
| Deposits Savings Deposits | 50 | 53 | 52 | 54 | 56 | 57 | 59 | 58 | 55 | 59 | 64 | 67 | ||||||
| Time Deposits | 38 | 38 | 37 | 36 | 38 | 39 | 38 | 36 | 33 | 30 | 29 | 25 | ||||||
| Advances From Federal Home Loan Banks | 4 | 1 | 5 | 7 | - | - | - | 0 | 5 | 5 | 7 | 14 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 0 | ||||||
| Accrued Liabilities And Other Liabilities | 5 | 4 | 4 | 4 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 8 | ||||||
| Liabilities | 166 | 166 | 169 | 166 | 165 | 166 | 165 | 164 | 163 | 172 | 173 | 181 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 6 | 6 | 6 | 7 | 7 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | ||||||
| Deferred Compensation Equity | -0 | -0 | -0 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | - | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 33 | 33 | 33 | 32 | 31 | 31 | 32 | 33 | 32 | 32 | 32 | 25 | ||||||
| Retained Earnings Accumulated Deficit | 30 | 29 | 29 | 29 | 29 | 29 | 28 | 28 | 28 | 28 | 28 | 28 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -2 | -2 | -2 | -2 | -3 | -3 | -3 | -2 | -3 | -2 | -2 | -4 | ||||||
| Treasury Stock Common Value | -1 | -1 | -1 | -1 | -1 | -1 | -0 | - | - | - | - | -4 | ||||||
| Liabilities And Stockholders Equity | 199 | 198 | 202 | 199 | 197 | 197 | 197 | 197 | 195 | 204 | 205 | 206 | ||||||
| Held To Maturity Securities Fair Value | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | - | 1 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Financing Receivable Unamortized Purchase Premium Discount | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | - | 1 | ||||||
| Financing Receivable Unamortized Loan Fee Cost | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 9 | ||||||
| Common Stock Shares Issued | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | ||||||
| Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | - | - | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialGouverneur Bancorp, Inc./MD/ (GOVB) — SEC Financial Statements & Analysis
Gouverneur Bancorp, Inc./MD/ (GOVB) is a savings institutions, not federally chartered company, incorporated in MD. Gouverneur Bancorp, Inc./MD/ trades on OTC as: GOVB. Gouverneur Bancorp, Inc./MD/ (GOVB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13. Based on that filing, Gouverneur Bancorp, Inc./MD/ carries a market cap of $20.38M, a P/E ratio of 20.78x, a P/B ratio of 0.62x, a P/S ratio of 2.29x, an enterprise value of $14.04M, and an EV/EBITDA multiple of -2.29x. On profitability, it posts a gross margin of 82.77%, an operating margin of 11.73%, a net margin of 11.01%, a Return on Equity (ROE) of 3.06%, and a Return on Invested Capital (ROIC) of -23.32%. Per share, it reports EPS of $0.95, diluted EPS of $0.95, free cash flow per share of $0.74, and a dividend per share of $0.19. Over the trailing year, it posted revenue growth of 3.34% year-over-year, net income growth of 55.47% year-over-year, and EPS growth of 51.55% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.86x, free cash flow of $764.00K (TTM), and net debt of $-6.34M. Figures sourced from SEC EDGAR.
- Market Cap
- $20.38M
- P/E TTM
- 20.78x
- EPS TTM
- $0.95
- P/B TTM
- 0.62x
- ROE TTM
- 3.06%
- Free Cash Flow TTM
- $764.00K
- Net Revenue TTM Growth 1Y
- 3.34%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Gouverneur Bancorp, Inc./MD/ in?
Gouverneur Bancorp, Inc./MD/ (GOVB) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does GOVB trade on?
Gouverneur Bancorp, Inc./MD/ (GOVB) trades on the OTC.
Where is Gouverneur Bancorp, Inc./MD/ incorporated?
Gouverneur Bancorp, Inc./MD/ is incorporated in MD.
When was Gouverneur Bancorp, Inc./MD/ (GOVB)'s most recent SEC filing?
Gouverneur Bancorp, Inc./MD/ (GOVB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-13.
What is GOVB's market cap?
Gouverneur Bancorp, Inc./MD/ (GOVB) has a market capitalization of $20.38M as of 2026-06-30.
What is GOVB's P/E ratio?
Gouverneur Bancorp, Inc./MD/ (GOVB)'s trailing twelve month P/E ratio is 20.78x as of 2026-06-30.
What is GOVB's EPS (earnings per share)?
Gouverneur Bancorp, Inc./MD/ (GOVB)'s trailing twelve month EPS is $0.95 as of 2026-06-30.
What is GOVB's ROE (return on equity)?
Gouverneur Bancorp, Inc./MD/ (GOVB)'s trailing twelve month Return on Equity (ROE) is 3.06% as of 2026-06-30.
What is GOVB's ROIC (return on invested capital)?
Gouverneur Bancorp, Inc./MD/ (GOVB)'s trailing twelve month Return on Invested Capital (ROIC) is -23.32% as of 2026-06-30.
What is GOVB's EV/EBITDA?
Gouverneur Bancorp, Inc./MD/ (GOVB)'s trailing twelve month EV/EBITDA is -2.29x as of 2026-06-30.