Happen, Inc.
Happen, Inc.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Due From Banks | 12 | 20 | 12 | 11 | 18 | 20 | 16 | 26 | 19 | 16 | 15 | 19 | |||||
Interest Bearing Deposits In Banks | 901 | 782 | 906 | 817 | 734 | 875 | 939 | 991 | 919 | 1,050 | 1,238 | 1,289 | |||||
Cash Cash Equivalents And Federal Funds Sold | 913 | 802 | 918 | 827 | 753 | 896 | 954 | 1,017 | 938 | 1,066 | 1,253 | 1,308 | |||||
Restricted Cash And Cash Equivalents | 15 | 20 | 13 | 18 | 22 | 25 | 23 | 33 | 31 | 36 | 42 | 42 | |||||
Debt Securities Available For Sale Excluding Accru… | 4,047 | 3,868 | 3,707 | 3,742 | 3,527 | 3,427 | 3,453 | 3,311 | 2,814 | 2,229 | 1,620 | 796 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | - | - | - | - | - | - | - | - | - | - | - | 363 | |||||
Loans Receivable Held For Sale Amount | 1,773 | 1,836 | 1,762 | 1,213 | 1,008 | 703 | 636 | 850 | 791 | 550 | 408 | - | |||||
Financing Receivable Excluding Accrued Interest Be… | 3,186 | 3,701 | 4,273 | 4,363 | 4,386 | 4,215 | 4,126 | 4,108 | 4,228 | 4,506 | 4,850 | 5,237 | |||||
Financing Receivable Allowance For Credit Loss Exc… | -193 | -238 | -276 | -268 | -253 | -244 | -237 | -221 | -229 | -259 | -310 | -350 | |||||
Financing Receivable Excluding Accrued Interest Af… | 2,993 | 3,463 | 3,997 | 4,096 | 4,133 | 3,971 | 3,889 | 3,888 | 3,999 | 4,247 | 4,540 | 4,887 | |||||
Property Plant And Equipment Net | 276 | 273 | 254 | 250 | 246 | 169 | 168 | 168 | 166 | 164 | 162 | 160 | |||||
Goodwill | 76 | 76 | 76 | 76 | 76 | 76 | 76 | 76 | 76 | 76 | 76 | 76 | |||||
Other Assets | 371 | 364 | 368 | 372 | 379 | 398 | 404 | 407 | 431 | 450 | 455 | 497 | |||||
Assets | 12,549 | 11,940 | 11,568 | 11,073 | 10,775 | 10,483 | 10,631 | 11,038 | 9,586 | 9,245 | 8,827 | 8,472 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Deposits | |||||||||||||||||
Interest Bearing Deposit Liabilities | 10,336 | 9,782 | 9,459 | 9,041 | 8,786 | 8,540 | 8,676 | 9,099 | 7,760 | 7,214 | 7,002 | 6,687 | |||||
Noninterest Bearing Deposit Liabilities | 429 | 408 | 374 | 347 | 350 | 366 | 392 | 361 | 336 | 308 | 332 | 313 | |||||
Deposits | 10,765 | 10,190 | 9,834 | 9,388 | 9,136 | 8,906 | 9,068 | 9,460 | 8,095 | 7,522 | 7,333 | 7,000 | |||||
Other Borrowings | - | - | - | - | - | - | - | 3 | 5 | 263 | 9 | 11 | |||||
Other Liabilities | 216 | 227 | 234 | 222 | 233 | 213 | 221 | 232 | 197 | 194 | 223 | 235 | |||||
Long Term Debt | - | - | 0 | - | - | - | 0 | - | - | - | 19 | - | |||||
Liabilities | 10,982 | 10,416 | 10,067 | 9,610 | 9,369 | 9,119 | 9,289 | 9,695 | 8,298 | 7,979 | 7,576 | 7,264 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Additional Paid In Capital | 1,697 | 1,701 | 1,719 | 1,722 | 1,719 | 1,711 | 1,702 | 1,693 | 1,686 | 1,679 | 1,670 | 1,660 | |||||
Retained Earnings Accumulated Deficit | -92 | -150 | -202 | -243 | -288 | -326 | -337 | -347 | -362 | -377 | -389 | -399 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -39 | -29 | -18 | -18 | -26 | -22 | -24 | -4 | -37 | -37 | -30 | -54 | |||||
Stockholders Equity | 1,567 | 1,524 | 1,500 | 1,462 | 1,406 | 1,365 | 1,342 | 1,343 | 1,288 | 1,266 | 1,252 | 1,208 | |||||
Liabilities And Stockholders Equity | 12,549 | 11,940 | 11,568 | 11,073 | 10,775 | 10,483 | 10,631 | 11,038 | 9,586 | 9,245 | 8,827 | 8,472 | |||||
Debt Securities Available For Sale Amortized Cost … | 4,103 | 3,909 | 3,734 | 3,769 | 3,566 | 3,462 | 3,492 | 3,320 | 2,870 | 2,285 | 1,664 | - | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | 180 | |||||
Debt Securities Available For Sale Amortized Cost … | - | - | - | - | - | - | - | - | - | - | 1,664 | 872 | |||||
Common Stock Shares Issued | 115 | 115 | 115 | 115 | 115 | 114 | 113 | 112 | 112 | 111 | 110 | 110 | |||||
Shares Outstanding | 115 | 115 | 115 | 115 | 115 | 114 | 113 | 112 | 112 | 111 | 110 | 110 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -8.44% | - | - | - | - | - | - | - | - | - | - | - |
| 2025 | -0.30% | 11.32% | 31.85% | 4.62% | 13.02% | -1.28% | -3.21% | 16.69% | 22.92% | -3.49% | -5.79% | 12.24% |
| 2024 | 0.22% | -12.00% | 15.33% | 7.97% | -2.10% | 11.03% | 14.98% | 13.13% | 14.43% | -14.90% | -33.92% | -21.44% |
| 2023 | - | - | - | -18.59% | -26.94% | -36.71% | 10.65% | 70.81% | 56.80% | -7.35% | -2.64% | 6.54% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 1.72 | 1.67 | 1.53 | 1.40 | 1.27 | 1.17 | 1.17 | 1.19 | 1.18 | 1.18 | 1.20 | 1.27 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 1.67 | 1.50 | 1.16 | 0.88 | 0.64 | 0.44 | 0.45 | 0.45 | 0.38 | 0.34 | 0.36 | 0.44 | |||||
| Free Cash Flow Per Share TTM | -25.63 | -27.38 | -25.02 | -18.71 | -17.84 | -19.20 | -24.06 | -29.56 | -26.85 | -19.45 | -11.03 | -3.22 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 90.31% | 90.48% | 89.86% | 88.44% | 87.67% | 91.12% | 92.52% | 93.24% | 93.51% | 94.06% | 94.54% | 95.03% | |||||
| Operating Profit Margin TTM | 35.92% | 33.59% | 28.53% | 24.17% | 19.50% | 9.50% | 8.27% | 8.95% | 7.68% | 6.67% | 6.32% | 6.59% | |||||
| Net Profit Margin TTM | 28.07% | 25.81% | 21.87% | 18.19% | 14.61% | 7.50% | 6.52% | 6.85% | 5.61% | 4.69% | 4.50% | 5.04% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 37.51% | 0.61% | -21.19% | -24.41% | -32.84% | -15.43% | -8.98% | -19.78% | -27.86% | -30.07% | -27.17% | -20.65% | |||||
| Net Income Growth (1Y) | 164.20% | 246.02% | 164.32% | 100.60% | 74.94% | 35.25% | 31.82% | 8.99% | -40.57% | -280.77% | 137.59% | 80.49% | |||||
| EPS Growth (1Y) | 161.99% | 240.90% | 157.70% | 95.51% | 70.33% | 31.68% | 27.97% | 6.10% | -42.44% | -274.61% | 126.82% | 72.45% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.24 | 9.41 | 16.00 | 16.82 | 18.59 | 23.12 | 35.24 | 24.74 | 22.27 | 25.93 | 24.35 | 14.01 | |||||
| P/B TTM | 1.53 | 1.08 | 1.45 | 1.19 | 0.98 | 0.86 | 1.35 | 0.95 | 0.73 | 0.77 | 0.76 | 0.55 | |||||
| P/S TTM | 3.43 | 2.43 | 3.50 | 3.06 | 2.72 | 1.73 | 2.30 | 1.70 | 1.25 | 1.22 | 1.10 | 0.71 | |||||
| Market Cap | 2.39B | 1.65B | 2.17B | 1.75B | 1.38B | 1.17B | 1.81B | 1.28B | 942.40M | 972.93M | 947.99M | 665.33M | |||||
| Enterprise Value | 1.46B | 830.67M | 1.24B | 900.60M | 602.02M | 253.07M | 831.54M | 230.37M | -27.05M | -129.43M | -326.80M | -684.92M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | -2.96B | -3.16B | -2.87B | -2.15B | -2.04B | -2.18B | -2.69B | -3.31B | -2.99B | -2.15B | -1.20B | -351.51M | |||||
| Net Debt | -928.22M | -821.86M | -930.44M | -845.67M | -774.32M | -920.25M | -977.40M | -1.05B | -969.45M | -1.10B | -1.27B | -1.35B | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
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| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
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| ROA TTM | |||||||||||||||||
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| Effective Tax Rate TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
Happen, Inc. (HAPN) — SEC Financial Statements & Analysis
Happen, Inc. (HAPN) is a personal credit institutions company, incorporated in DE. Happen, Inc. trades on Nasdaq as: HAPN. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Happen, Inc. reported a 37.51% year-over-year revenue growth, a Gross Profit Margin of 90.31% (TTM), a Price-to-Sales (P/S) ratio of 3.43x (TTM), a Price-to-Book (P/B) ratio of 1.53x (TTM), at a market cap of $2.39B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 37.51%
- Gross Profit Margin TTM
- 90.31%
- P/S TTM
- 3.43x
- P/B TTM
- 1.53x
- Market Cap
- $2.39B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Happen, Inc. in?
Happen, Inc. (HAPN) operates in the Personal Credit Institutions industry.
What is HAPN's market cap?
Happen, Inc. (HAPN) has a market capitalization of $2.39B as of 2026-06-30.
What is HAPN's P/E ratio?
Happen, Inc. (HAPN)'s trailing twelve month P/E ratio is 12.24x as of 2026-06-30.
What exchange does HAPN trade on?
Happen, Inc. (HAPN) trades on the Nasdaq.
Where is Happen, Inc. incorporated?
Happen, Inc. is incorporated in DE.