HORIZON BANCORP INC /IN/

HBNC

HORIZON BANCORP INC /IN/

HBNC

Insider Sentiment (TTM):

Last Purchase:2026-04-28Last Sale:2025-02-19Shares Purchased (TTM):5,306Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:38,020,619Shares Outstanding:50,987,426Institutional Ownership Pct.:74.57%

Earnings Market Reaction:

Filing Date:2026-08-07Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Due From Banks	72	68	67	76	102	90	92	109	107	271	113	175
Interest Bearing Deposits In Banks	146	191	73	382	34	80	201	12	5	2	414	2
Federal Funds Sold	-	-	-	-	2	-	0	114	34	-	0	-
Cash And Cash Equivalents At Carrying Value	218	259	139	458	138	170	293	235	146	-	527	-
Trading Securities Debt	4	4	4	1	-	-	0	-	-	-	-	-
Available For Sale Securities Debt Securities	-	-	875	-	-	231	234	541	527	535	547	865
Held To Maturity Securities	-	-	-	-	-	-	-	-	-	-	-	1,966
Debt Securities Held To Maturity Excluding Accrued…	-	-	0	0	1,819	1,844	1,868	1,888	1,904	1,926	1,946	-
Debt Securities Available For Sale Excluding Accru…	898	882	-	883	232	-	-	-	-	-	-	-
Assets
Assets	6,574	6,564	6,437	6,712	7,652	7,629	7,801	7,927	7,913	7,856	7,940	7,959
Loans Receivable Held For Sale Net Not Part Of Dis…	5	10	10	2	3	3	68	2	2	1	1	3
Notes Receivable Net	-	-	-	-	-	-	-	-	-	-	-	4,309
Financing Receivable Excluding Accrued Interest Af…	-	4,827	4,825	4,773	4,931	4,857	4,795	4,751	4,771	4,568	4,368	-
Property Plant And Equipment Net	91	91	93	93	93	93	94	94	94	94	95	95
Federal Home Loan Bank Stock	7	46	46	46	45	45	54	54	54	54	35	35
Goodwill	155	155	155	155	155	155	155	155	155	155	155	155
Other Intangible Assets Net	6	7	7	8	9	9	10	11	12	13	14	15
Interest Receivable	30	29	30	29	40	39	40	39	43	40	39	38
Cash Surrender Value Of Life Insurance	37	37	37	38	38	37	37	37	37	36	36	149
Other Assets	215	218	215	226	149	144	153	119	166	161	177	152
Liabilities
Noninterest Bearing Deposit Liabilities	1,100	1,139	1,079	1,123	1,121	1,127	1,065	1,086	1,087	1,093	1,116	1,127
Deposits
Deposits	5,400	5,422	5,275	5,521	5,700	5,766	5,601	5,727	5,630	5,580	5,665	5,700
Interest Bearing Deposit Liabilities	4,300	4,283	4,197	4,398	4,579	4,638	4,536	4,641	4,543	4,487	4,549	4,573
Debt Longterm And Shortterm Combined Amount	223	226	249	247	975	900	1,232	1,265	1,357	1,359	1,353	1,357
Interest Payable Current And Noncurrent	11	9	13	12	14	11	11	11	11	8	22	16
Other Liabilities	58	53	56	60	59	62	80	56	74	75	69	77
Liabilities	5,848	5,865	5,748	6,052	6,861	6,853	7,038	7,173	7,186	7,134	7,222	7,266
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Stockholders Equity
Additional Paid In Capital	461	460	459	459	361	361	364	358	358	357	356	355
Stockholders Equity	726	699	688	661	791	776	764	755	727	721	719	693
Retained Earnings Accumulated Deficit	290	273	255	236	466	453	436	454	443	436	429	461
Accumulated Other Comprehensive Income Loss Net Of…	-24	-34	-26	-34	-36	-37	-36	-58	-74	-71	-67	-123
Financing Receivable Allowance For Credit Losses	-	-	-	-	-	-	-	-	-	-	-	50
Liabilities And Stockholders Equity	6,574	6,564	6,437	6,712	7,652	7,629	7,801	7,927	7,913	7,856	7,940	7,959
Held To Maturity Securities Fair Value	-	-	0	0	1,537	1,550	1,566	1,640	1,597	1,628	1,669	1,557
Financing Receivable Allowance For Credit Loss Exc…	-	51	51	50	54	53	52	-53	52	50	50	50
Preferred Stock Shares Authorized	1	1	1	1	1	1	1	1	1	1	1	1
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Shares Authorized	99	99	99	99	99	99	99	99	99	99	99	99
Common Stock Shares Issued	51	51	51	51	44	44	44	44	44	44	44	44
Shares Outstanding	-	-	51	-	-	-	44	44	44	44	44	44

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	0.32%	9.73%	9.35%	-	-	-	-	-	-	-	-	-
2025	-3.13%	1.11%	2.97%	8.75%	4.77%	2.93%	7.66%	3.97%	10.76%	6.49%	16.40%	17.86%
2024	-3.40%	-2.21%	31.11%	12.90%	5.21%	13.36%	-3.45%	-14.21%	-8.66%	-13.98%	-2.26%	-3.95%
2023	-	-	-	-8.76%	-14.90%	-24.47%	17.30%	43.96%	39.93%	1.67%	6.63%	4.49%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-1.77	-1.82	-1.88	-2.17	-0.77	-0.80	-0.41	0.12	0.64	1.23	1.29	1.72
Per Share Metrics
Diluted EPS TTM	-2.81	-2.89	-3.24	-3.98	1.18	1.03	0.80	0.48	0.43	0.54	0.64	1.70
Free Cash Flow Per Share TTM	1.84	1.59	1.60	-0.18	0.30	0.23	0.03	1.49	1.44	1.41	1.86	1.77
Dividend Per Share TTM	0.62	0.60	0.63	0.60	0.65	0.65	0.65	0.65	0.65	0.65	0.65	0.65
Margin Metrics
Gross Profit Margin TTM	69.30%	66.47%	63.26%	59.74%	56.91%	54.82%	52.91%	43.61%	43.57%	45.20%	47.77%	61.58%
Operating Profit Margin TTM	-53.33%	-54.65%	-55.45%	-69.73%	13.33%	11.13%	7.67%	8.79%	8.89%	10.50%	12.49%	27.57%
Net Profit Margin TTM	-40.30%	-41.15%	-41.48%	-51.33%	14.22%	12.59%	9.94%	6.09%	5.69%	7.29%	8.96%	25.12%
Growth Metrics
Net Revenue Growth (1Y)	-2.08%	-0.04%	1.77%	5.82%	8.64%	10.63%	14.15%	17.12%	21.11%	26.72%	32.31%	36.35%
Net Income Growth (1Y)	-377.52%	-426.69%	-524.74%	-992.52%	171.35%	91.13%	26.62%	-71.63%	-76.68%	-73.04%	-70.04%	-20.61%
EPS Growth (1Y)	-337.93%	-380.50%	-499.30%	-924.61%	170.84%	90.63%	26.41%	-71.67%	-76.71%	-73.09%	-70.09%	-20.75%
Valuation Metrics
P/E TTM	-7.03	-5.60	-5.10	-3.88	12.39	13.72	18.55	29.76	25.78	21.22	19.84	5.49
P/B TTM	1.39	1.19	1.12	1.10	0.81	0.80	0.86	0.83	0.68	0.70	0.77	0.59
P/S TTM	2.83	2.30	2.12	1.99	1.76	1.73	1.84	1.81	1.47	1.55	1.78	1.38
Market Cap	1.01B	830.26M	767.48M	729.95M	642.72M	622.66M	657.34M	627.72M	492.87M	503.94M	555.23M	408.05M
Enterprise Value	794.71M	571.19M	628.02M	271.70M	504.80M	452.99M	363.91M	392.89M	346.76M	232.85M	567.56M	232.92M
Calculated Values
Free Cash Flow TTM	94.08M	80.87M	74.28M	-8.53M	13.07M	10.03M	1.28M	65.10M	62.78M	61.78M	81.16M	77.21M
Net Debt	-217.95M	-259.07M	-139.46M	-458.26M	-137.92M	-169.67M	-293.43M	-234.83M	-146.10M	-271.09M	12.33M	-175.14M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-04-28Purchase

Owner: Walker, Brian C

Title: -

Shares: 1,306

Price/Share: $18.36

Value: $23,978.16

Shares Owned: 6,830

Relationship: Director

Ownership: Direct

2025-11-24Purchase

Owner: Magnesen, Larry S

Title: -

Shares: 4,000

Price/Share: $16.41

Value: $65,640.00

Shares Owned: 7,262

Relationship: Director

Ownership: Direct

2025-08-22Purchase

Owner: Blackhurst, Eric P.

Title: -

Shares: 1,724

Price/Share: $14.50

Value: $24,998.00

Shares Owned: 26,298

Relationship: Director

Ownership: Direct

2025-08-22Purchase

Owner: Samuels, Michele Annette

Title: -

Shares: 1,724

Price/Share: $14.50

Value: $24,998.00

Shares Owned: 4,986

Relationship: Director

Ownership: Direct

2025-08-22Purchase

Owner: Prame, Thomas M

Title: Chief Executive Officer

Shares: 1,034

Price/Share: $14.50

Value: $14,993.00

Shares Owned: 47,521

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-04-28	Walker, Brian C	Director	-	Direct	Purchase	1,306	18.36	$23,978.16	6,830	4
2025-11-24	Magnesen, Larry S	Director	-	Direct	Purchase	4,000	16.41	$65,640.00	7,262	4
2025-08-22	Blackhurst, Eric P.	Director	-	Direct	Purchase	1,724	14.50	$24,998.00	26,298	4
2025-08-22	Samuels, Michele Annette	Director	-	Direct	Purchase	1,724	14.50	$24,998.00	4,986	4
2025-08-22	Prame, Thomas M	Officer	Chief Executive Officer	Direct	Purchase	1,034	14.50	$14,993.00	47,521	4
2025-08-22	Stewart, John R	Officer	EVP - Chief Financial Officer	Direct	Purchase	1,724	14.50	$24,998.00	79,745	4
2025-08-22	Ahern, Kevin	Director	-	Direct	Purchase	6,896	14.50	$99,992.00	16,896	4
2025-02-19	Dwight, Craig M	Director	-	Direct	Sale	10,000	17.14	$171,400.00	463,139	4
2024-12-04	Etzler, Todd A.	Officer	Executive Vice President & GC	Indirect	Sale	590	17.99	$10,614.10	0	4
2024-12-04	Deruiter, Kathie A	Officer	Executive Vice President	Indirect	Sale	14,909	17.99	$268,212.91	0	4
2024-12-04	Secor, Mark E	Officer	Executive Vice President	Indirect	Sale	19,439	17.99	$349,707.61	0	4
2024-12-04	Kerber, Lynn	Officer	EVP & SCCO	Indirect	Sale	1,748	17.99	$31,446.52	0	4
2023-05-26	Aaron, Susan D	Director	-	Direct	Purchase	853	9.38	$8,001.14	51,263	4
2023-05-03	Etzler, Todd A.	Officer	Executive Vice President & GC	Direct	Purchase	1,100	9.35	$10,285.00	17,143	4
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Institutional Ownership

No data available for chart

2026-03-31

74.57%

Inst. Shares: 38,020,619

Shares Outstanding: 50,987,426

2025-12-31

83.35%

Inst. Shares: 38,746,825

Shares Outstanding: 46,486,776

2025-09-30

78.06%

Inst. Shares: 36,930,077

Shares Outstanding: 47,311,642

2025-06-30

65.91%

Inst. Shares: 28,864,768

Shares Outstanding: 43,794,490

2025-03-31

66.29%

Inst. Shares: 29,020,032

Shares Outstanding: 43,777,109

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	38,020,619	50,987,426	74.57%
2025-12-31	38,746,825	46,486,776	83.35%
2025-09-30	36,930,077	47,311,642	78.06%
2025-06-30	28,864,768	43,794,490	65.91%
2025-03-31	29,020,032	43,777,109	66.29%
2024-12-31	27,403,490	43,702,314	62.70%
2024-09-30	27,760,334	43,712,059	63.51%
2024-06-30	27,897,100	43,712,059	63.82%
2024-03-31	26,882,538	43,663,610	61.57%
2023-12-31	26,488,213	43,630,160	60.71%
2023-09-30	23,589,465	43,646,609	54.05%
2023-06-30	23,627,546	43,639,987	54.14%
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HORIZON BANCORP INC /IN/ (HBNC) — SEC Financial Statements & Analysis

HORIZON BANCORP INC /IN/ (HBNC) is a state commercial banks company, incorporated in IN. HORIZON BANCORP INC /IN/ trades on Nasdaq as: HBNC. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), HORIZON BANCORP INC /IN/ reported a -2.08% year-over-year revenue growth, a Gross Profit Margin of 69.30% (TTM), a Price-to-Sales (P/S) ratio of 2.83x (TTM), a Price-to-Book (P/B) ratio of 1.39x (TTM), at a market cap of $1.01B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -2.08%
Gross Profit Margin TTM: 69.30%
P/S TTM: 2.83x
P/B TTM: 1.39x
Market Cap: $1.01B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is HORIZON BANCORP INC /IN/ in?

HORIZON BANCORP INC /IN/ (HBNC) operates in the State Commercial Banks industry.

What is HBNC's market cap?

HORIZON BANCORP INC /IN/ (HBNC) has a market capitalization of $1.01B as of 2026-06-30.

What exchange does HBNC trade on?

HORIZON BANCORP INC /IN/ (HBNC) trades on the Nasdaq.

Where is HORIZON BANCORP INC /IN/ incorporated?

HORIZON BANCORP INC /IN/ is incorporated in IN.