HBT Financial, Inc.
HBT Financial, Inc.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 29 | 37 | 24 | 22 | 26 | 25 | 30 | 27 | 23 | 20 | 26 | 25 | |||||
Interest Bearing Deposits In Banks | 104 | 250 | 98 | 133 | 170 | 187 | 108 | 153 | 173 | 240 | 115 | 87 | |||||
Cash And Cash Equivalents At Carrying Value | 132 | 288 | 122 | 155 | 196 | 212 | 138 | 180 | 195 | 260 | 141 | 112 | |||||
Debt Securities Available For Sale Excluding Accru… | 1,086 | 1,026 | 813 | 794 | 773 | 706 | 698 | 710 | 669 | 669 | 759 | 753 | |||||
Debt Securities Held To Maturity Excluding Accrued… | 443 | 454 | 459 | 467 | 482 | 490 | 500 | 505 | 513 | 517 | 521 | 527 | |||||
Equity Securities Fv Ni Current And Noncurrent | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
Equity Securities Without Readily Determinable Fai… | 6 | 6 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | |||||
Restricted Investments | 6 | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 7 | 11 | |||||
Loans Receivable Held For Sale Amount | 4 | 3 | 1 | 1 | 2 | 3 | 2 | 3 | 1 | 3 | 2 | 4 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 4,687 | 3,456 | 3,400 | 3,348 | 3,462 | 3,466 | 3,370 | 3,385 | 3,346 | 3,404 | 3,343 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -60 | -42 | -42 | -42 | -42 | -42 | -41 | -41 | -41 | -40 | -39 | |||||
Assets | |||||||||||||||||
Assets | 6,728 | 6,774 | 5,071 | 5,035 | 5,018 | 5,092 | 5,033 | 4,991 | 5,006 | 5,041 | 5,073 | 4,992 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 4,626 | 3,415 | 3,358 | 3,307 | 3,420 | 3,424 | 3,329 | 3,345 | 3,305 | 3,364 | 3,304 | |||||
Bank Owned Life Insurance | 38 | 38 | 25 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | |||||
Property Plant And Equipment Net | 91 | 91 | 74 | 70 | 69 | 67 | 67 | 66 | 66 | 65 | 65 | 65 | |||||
Assets Held For Sale Not Part Of Disposal Group | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Foreclosed Assets | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | |||||
Goodwill | 82 | 84 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | 60 | |||||
Finite Lived Intangible Assets Net | 43 | 44 | 15 | 16 | 16 | 17 | 18 | 19 | 19 | 20 | 21 | 21 | |||||
Disposal Group Including Discontinued Operation In… | - | 1 | - | - | - | - | - | - | - | - | - | - | |||||
Servicing Asset At Fair Value Amount | 19 | 20 | 17 | 17 | 18 | 19 | 19 | 17 | 19 | 19 | 19 | 20 | |||||
Investments In Affiliates Subsidiaries Associates … | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Interest Receivable | 35 | 35 | 24 | 24 | 21 | 23 | 25 | 24 | 22 | 23 | 25 | 23 | |||||
Other Assets | 43 | 45 | 34 | 36 | 38 | 39 | 46 | 40 | 60 | 61 | 55 | 59 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 1,314 | 1,342 | 1,049 | 1,034 | 1,034 | 1,066 | 1,046 | 1,008 | 1,046 | 1,047 | 1,072 | 1,087 | |||||
Deposits | |||||||||||||||||
Deposits | 5,758 | 5,803 | 4,359 | 4,347 | 4,307 | 4,385 | 4,318 | 4,281 | 4,319 | 4,361 | 4,401 | 4,198 | |||||
Interest Bearing Deposit Liabilities | 4,444 | 4,461 | 3,310 | 3,313 | 3,272 | 3,319 | 3,272 | 3,272 | 3,273 | 3,314 | 3,329 | 3,111 | |||||
Securities Sold Under Agreements To Repurchase | - | 5 | 0 | 0 | 1 | 3 | 29 | 29 | 29 | 32 | 42 | 29 | |||||
Federal Home Loan Bank Advances Maturities Summary… | 12 | 12 | 12 | 7 | 7 | 7 | 13 | 13 | 14 | 13 | 13 | 178 | |||||
Subordinated Debt | 84 | 84 | 0 | 0 | 40 | 40 | 40 | 40 | 40 | 39 | 39 | 39 | |||||
Junior Subordinated Debenture Owed To Unconsolidat… | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | |||||
Other Liabilities | 56 | 69 | 31 | 29 | 31 | 40 | 35 | 38 | 43 | 46 | 35 | 39 | |||||
Liabilities | 5,963 | 6,026 | 4,456 | 4,436 | 4,438 | 4,527 | 4,488 | 4,453 | 4,497 | 4,544 | 4,584 | 4,536 | |||||
Preferred Stock Value Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital Common Stock | 447 | 447 | 299 | 298 | 297 | 297 | 297 | 297 | 296 | 296 | 296 | 295 | |||||
Retained Earnings Accumulated Deficit | 391 | 371 | 367 | 355 | 342 | 329 | 317 | 303 | 290 | 278 | 269 | 256 | |||||
Stockholders Equity | 765 | 747 | 615 | 599 | 581 | 565 | 545 | 538 | 509 | 497 | 489 | 456 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -30 | -27 | -23 | -27 | -33 | -38 | -47 | -39 | -55 | -56 | -57 | -78 | |||||
Treasury Stock Common Value | -44 | -43 | -28 | -27 | -26 | -23 | -23 | -23 | -23 | -22 | -19 | -17 | |||||
Liabilities And Stockholders Equity | 6,728 | 6,774 | 5,071 | 5,035 | 5,018 | 5,092 | 5,033 | 4,991 | 5,006 | 5,041 | 5,073 | 4,992 | |||||
Stockholders Equity Numbe… | |||||||||||||||||
Held To Maturity Securities Fair Value | 408 | 421 | 427 | 431 | 442 | 446 | 445 | 463 | 454 | 459 | 466 | 450 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 125 | 125 | 125 | 125 | 125 | 125 | 125 | 125 | 125 | 125 | 125 | 125 | |||||
Common Stock Shares Issued | 38 | 38 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | |||||
Shares Outstanding | 36 | 36 | 31 | 31 | 31 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | |||||
Treasury Stock Common Shares | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.70% | 13.90% | 19.42% | - | - | - | - | - | - | - | - | - |
| 2025 | 0.10% | -0.07% | 7.03% | 11.56% | 9.13% | -0.95% | -1.36% | 10.79% | 12.74% | 0.95% | 7.19% | 8.86% |
| 2024 | 4.41% | -0.55% | 22.84% | 2.87% | 4.18% | 3.09% | 13.30% | 2.95% | 3.74% | -4.13% | -0.34% | 1.72% |
| 2023 | - | - | - | - | - | - | 2.44% | 12.35% | 6.78% | -0.83% | -1.61% | 3.10% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.53 | -0.54 | -0.47 | -0.46 | -0.46 | -0.16 | 0.26 | 0.99 | 2.73 | 3.01 | 3.34 | 4.09 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 2.13 | 2.08 | 2.44 | 2.48 | 2.43 | 2.38 | 2.26 | 2.21 | 2.26 | 2.26 | 2.07 | 1.89 | |||||
| Free Cash Flow Per Share TTM | 1.61 | 2.05 | 2.70 | 1.53 | 1.79 | 2.95 | 2.83 | 2.70 | 2.42 | 2.25 | 1.62 | 1.94 | |||||
| Dividend Per Share TTM | 0.78 | 0.82 | 0.85 | 0.62 | 0.60 | 0.78 | 0.77 | 0.75 | 0.73 | 0.71 | 0.69 | 0.66 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 34.72% | -427.04% | -427.48% | -437.41% | -455.04% | -464.57% | -468.73% | -580.14% | -528.32% | -455.37% | -359.70% | -132.09% | |||||
| Operating Profit Margin TTM | 108.99% | 855.96% | 968.99% | 974.71% | 952.47% | 932.05% | 881.21% | 863.86% | 882.24% | 881.46% | 802.15% | 716.61% | |||||
| Net Profit Margin TTM | 80.34% | 629.17% | 714.03% | 720.45% | 704.52% | 688.31% | 649.53% | 637.63% | 651.02% | 653.50% | 596.23% | 532.89% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 788.24% | 0.05% | -2.41% | -0.88% | -0.78% | -0.16% | 0.07% | -3.42% | -1.66% | 3.95% | 6.91% | 34.23% | |||||
| Net Income Growth (1Y) | 1.29% | -8.55% | 7.28% | 11.99% | 7.37% | 5.15% | 9.02% | 15.56% | 26.65% | 38.09% | 16.63% | 6.37% | |||||
| EPS Growth (1Y) | -12.25% | -12.95% | 7.58% | 12.27% | 7.60% | 5.41% | 9.14% | 16.55% | 28.25% | 35.10% | 6.40% | -3.79% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 14.86 | 12.63 | 10.33 | 9.81 | 9.94 | 8.91 | 9.09 | 9.23 | 8.36 | 7.69 | 9.21 | 8.64 | |||||
| P/B TTM | 1.51 | 1.17 | 1.29 | 1.28 | 1.31 | 1.19 | 1.20 | 1.20 | 1.17 | 1.11 | 1.24 | 1.15 | |||||
| P/S TTM | 11.94 | 79.46 | 73.78 | 70.67 | 70.03 | 61.35 | 59.07 | 58.86 | 54.42 | 50.28 | 54.93 | 46.02 | |||||
| Market Cap | 1.16B | 873.08M | 795.69M | 768.49M | 762.97M | 673.77M | 652.80M | 645.80M | 597.58M | 553.14M | 606.58M | 522.76M | |||||
| Enterprise Value | 1.02B | 585.43M | 673.43M | 613.36M | 567.23M | 462.18M | 515.11M | 466.13M | 402.34M | 292.93M | 465.32M | 410.85M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 58.66M | 68.12M | 85.07M | 48.01M | 56.36M | 93.04M | 89.37M | 85.07M | 76.27M | 71.11M | 51.38M | 61.87M | |||||
| Net Debt | -132.25M | -287.65M | -122.27M | -155.13M | -195.74M | -211.59M | -137.69M | -179.67M | -195.24M | -260.21M | -141.25M | -111.91M | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
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| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
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| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
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| ROIC TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Dividend Yield TTM | |||||||||||||||||
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| EV EBITDA TTM | |||||||||||||||||
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| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
HBT Financial, Inc. (HBT) — SEC Financial Statements & Analysis
HBT Financial, Inc. (HBT) is a state commercial banks company, incorporated in DE. HBT Financial, Inc. trades on Nasdaq as: HBT. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), HBT Financial, Inc. reported a 788.24% year-over-year revenue growth, a Gross Profit Margin of 34.72% (TTM), a Price-to-Sales (P/S) ratio of 11.94x (TTM), a Price-to-Book (P/B) ratio of 1.51x (TTM), at a market cap of $1.16B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 788.24%
- Gross Profit Margin TTM
- 34.72%
- P/S TTM
- 11.94x
- P/B TTM
- 1.51x
- Market Cap
- $1.16B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is HBT Financial, Inc. in?
HBT Financial, Inc. (HBT) operates in the State Commercial Banks industry.
What is HBT's market cap?
HBT Financial, Inc. (HBT) has a market capitalization of $1.16B as of 2026-06-30.
What is HBT's P/E ratio?
HBT Financial, Inc. (HBT)'s trailing twelve month P/E ratio is 14.86x as of 2026-06-30.
What exchange does HBT trade on?
HBT Financial, Inc. (HBT) trades on the Nasdaq.
Where is HBT Financial, Inc. incorporated?
HBT Financial, Inc. is incorporated in DE.